State

Data from November 2026

Housing , home prices, rents and assistance in Virginia (2026)

A typical home in Virginia is worth $383,700; the typical rent is $1,579 a month. Depending on the county, the FHA limit for a one-unit home is between $541,287 and $1,249,125. 49 HUD-approved counseling agencies serve Virginia; 10 say they serve you in Spanish.

Most populous:

Typical home value by county

Under $159,400
$159,400–$233,200
$233,200–$304,600
$304,600–$393,600
$393,600 or more
0 with no data

Tap the map to see each county’s figure and open its page.

Typical home value: $383,700; VA U.S.; 15% more than the U.S.; U.S.: $332,700
Typical rent per month: $1,579; VA U.S.; 12% more than the U.S.; U.S.: $1,413
Typical household income: $93,170; VA U.S.; 15% more than the U.S.; U.S.: $80,734
FHA limit, 1 unit: $541,287 to $1,249,125; It changes by county. The highest applies in 17 counties.; U.S.: $541,287 to $1,299,500
Property tax: 0.73%; of value a year; VA U.S.; The typical bill is $2,790 a year.; U.S.: 0.94%

Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site) Source: FHA mortgage limits (HUD) Data from 2026 data FHA mortgage limits (HUD) (external site)

In short

Living in Virginia

A typical home in Virginia is worth $383,700, 15% more than in the country overall. Across its 133 counties, the typical value runs from $83,500 in the City of Covington to $1,055,600 in the City of Falls Church. A typical household earns $93,170 a year and pays $1,579 a month in rent; 49% of renters put 30% or more of their income toward housing. 67% of households live in a home they own; they pay a typical property tax of $2,790 a year, about 0.73% of value.

The conforming loan limit for a one-unit home runs from $832,750 to $1,249,125 depending on the county. To pay HUD’s fair rent for a 2-bedroom apartment in Virginia ($1,792) without spending more than 30% of income, you need about $34.46 an hour working full time.

Source: Conforming loan limits (FHFA) Data from 2026 data Conforming loan limits (FHFA) (external site) Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site)

The essentials in Virginia

Housing in Virginia

What homes there are in Virginia, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Kind of home: Virginia and its comparisons
Measure	Virginia	United States
Detached house	61%	61%
Attached house	11%	6%
Building of 2 to 4	5%	8%
Apartments (5 or more)	19%	19%
Mobile home	4%	6%
Boat, RV and other	0%	0%

In Virginia, 6 in 10 homes are single-family detached houses, about the same as in the U.S..

Year built

Year built: Virginia and its comparisons
Measure	Virginia	United States
Before 1960	19%	26%
1960–1979	24%	24%
1980–1999	30%	25%
2000–2009	15%	14%
2010 or later	12%	11%

Here half of the homes date from 1984 or later; in the U.S., from 1980 or later.

In Virginia, 67% of homes have 3 bedrooms or more, more than in the U.S. (61%).

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

Value of owner-occupied homes: Virginia and its comparisons
Measure	Virginia
Under $100K	8%
$100K–$200K	12%
$200K–$300K	17%
$300K–$500K	30%
$500K–$750K	18%
$750K–$1M	9%
$1M or more	7%

Looking at what owner-occupied homes in Virginia are worth, the most common range is between $300K and $500K (30%).

Monthly rent with utilities

Monthly rent with utilities: Virginia and its comparisons
Measure	Virginia
Under $500	5%
$500–$999	16%
$1,000–$1,499	25%
$1,500–$1,999	24%
$2,000–$2,499	16%
$2,500–$2,999	7%
$3,000 or more	7%

The largest group of rented homes in Virginia pays between $1,000 and $1,499 a month: 25%.

With a mortgage

$2,127 a month

United States: $1,963 a month

Without a mortgage

$589 a month

United States: $638 a month

Owners with a mortgage

67%

United States: 61%

Owning costs more in Virginia: with a mortgage, the typical cost is $2,127 a month; in the U.S., $1,963. Without one, $589.

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Change since 2015–2019: Virginia and its comparisons
Measure	Virginia	United States
Typical home value	+41%	+53%
Typical rent	+28%	+33%
Typical household income	+26%	+29%

Homes in Virginia gained value more slowly than in the U.S.: 41% since 2015–2019, against 53%.

Since 2015–2019, the typical rent in Virginia rose 28%, less than in the U.S. (33%).

The typical household income in Virginia rose 26% over that time; home values changed +41% and rent +28%.

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Virginia and its comparisons
Measure	Virginia	United States
Rental vacancy	4.8%	5.5%
Homeowner vacancy	0.8%	0.9%
More than one person per room	2.1%	3.4%
People per household	2.52	2.53
Drive alone	68%	69%
Carpool	8%	9%
Public transit	2%	3%
Walk or bike	2%	3%
Work from home	18%	15%
Other means	1%	2%
Typical commute	20 to 29 minutes	20 to 29 minutes

Much as in the U.S., the rental vacancy rate in Virginia is 4.8%.

In Virginia, 2.1% of households live with more than one person per room, against 3.4% in the U.S..

A household in Virginia has 2.52 people on average, about the same as in the U.S. (2.53).

Working from home is more common in Virginia: 18%, against 15% in the U.S..

Places

Explore the counties in Virginia

Sort by any column or type a name. The 25 most populous are shown; the button reveals the rest.

See the counties page

Population, typical home value, FHA limit, 2-bedroom fair rent and typical income by county in Virginia

Fairfax County	1,147,837	$732,800	$1,249,125	$2,438	$153,637
Prince William County	488,880	$530,100	$1,249,125	$2,438	$131,402
City of Virginia Beach	456,349	$382,500	$757,850	$1,667	$92,968
Loudoun County	432,998	$743,800	$1,249,125	$2,438	$181,765
Chesterfield County	377,869	$366,000	$707,250	$1,651	$101,931
Henrico County	335,744	$359,200	$707,250	$1,651	$88,783
City of Chesapeake	252,583	$378,400	$757,850	$1,667	$95,373
Arlington County	236,254	$895,000	$1,249,125	$2,438	$142,114
City of Norfolk	233,596	$289,900	$757,850	$1,667	$66,109
City of Richmond	229,359	$353,000	$707,250	$1,651	$64,587
City of Newport News	184,216	$260,600	$757,850	$1,667	$69,634
Stafford County	163,466	$485,100	$1,249,125	$2,438	$137,807
City of Alexandria	156,976	$735,100	$1,249,125	$2,438	$119,681
Spotsylvania County	146,603	$404,900	$1,249,125	$2,438	$112,738
City of Hampton	137,557	$245,700	$757,850	$1,667	$69,621
Albemarle County	114,919	$495,400	$598,000	$1,642	$104,392
Hanover County	112,879	$400,400	$707,250	$1,651	$112,805
Montgomery County	99,101	$304,600	$541,287	$1,340	$72,715
City of Suffolk	98,796	$347,400	$757,850	$1,667	$92,666
City of Roanoke	98,355	$190,500	$541,287	$1,464	$55,378
City of Portsmouth	97,190	$246,900	$757,850	$1,667	$60,491
Roanoke County	97,023	$286,000	$541,287	$1,464	$83,709
Frederick County	95,008	$386,000	$541,287	$1,505	$97,606
Rockingham County	85,600	$313,000	$541,287	$1,264	$80,693
James City County	81,013	$447,200	$757,850	$1,667	$109,985
Bedford County	80,894	$297,400	$541,287	$1,117	$78,937
City of Lynchburg	79,497	$229,800	$541,287	$1,117	$57,947
Augusta County	78,033	$306,100	$541,287	$1,199	$82,049
Fauquier County	74,577	$573,700	$1,249,125	$2,438	$130,189
York County	71,005	$433,200	$757,850	$1,667	$109,956
Pittsylvania County	59,856	$161,400	$541,287	$943	$54,085
Campbell County	55,312	$211,600	$541,287	$1,117	$66,165
Franklin County	55,130	$240,400	$541,287	$1,080	$68,849
Culpeper County	54,397	$409,200	$1,249,125	$1,596	$100,049
Washington County	53,926	$214,000	$541,287	$1,091	$64,552
City of Harrisonburg	51,392	$299,100	$541,287	$1,264	$62,254
Henry County	49,980	$134,800	$541,287	$943	$50,760
City of Charlottesville	45,437	$486,700	$598,000	$1,642	$74,824
Shenandoah County	44,925	$294,900	$541,287	$1,172	$67,191
Prince George County	43,146	$293,400	$707,250	$1,651	$84,897
City of Manassas	42,976	$449,900	$1,249,125	$2,438	$113,590
City of Danville	42,214	$119,100	$541,287	$943	$44,423
Warren County	41,531	$348,400	$1,249,125	$1,449	$84,682
Louisa County	39,980	$315,300	$541,287	$1,291	$86,689
Isle of Wight County	39,974	$356,500	$757,850	$1,667	$95,241
Tazewell County	39,624	$118,300	$541,287	$943	$47,313
Gloucester County	39,526	$331,000	$757,850	$1,667	$84,306
Orange County	37,822	$364,200	$541,287	$1,262	$94,008
Wise County	35,448	$118,600	$541,287	$943	$52,943
Botetourt County	34,004	$289,200	$541,287	$1,464	$81,213
Pulaski County	33,687	$191,700	$541,287	$952	$62,028
Halifax County	33,639	$155,700	$541,287	$943	$52,013
City of Petersburg	33,537	$189,000	$707,250	$1,651	$50,698
Accomack County	33,335	$204,300	$541,287	$1,110	$58,993
Caroline County	32,098	$307,700	$541,287	$1,244	$87,407
Powhatan County	31,555	$416,000	$707,250	$1,651	$110,537
Amherst County	31,485	$212,400	$541,287	$1,117	$68,724
Mecklenburg County	30,516	$192,600	$541,287	$960	$57,045
Smyth County	29,420	$139,600	$541,287	$943	$49,883
Carroll County	29,157	$156,500	$541,287	$943	$54,484
City of Fredericksburg	28,873	$483,700	$1,249,125	$2,438	$86,071
Dinwiddie County	28,191	$257,800	$707,250	$1,651	$83,704
Wythe County	28,188	$171,200	$541,287	$943	$57,745
Fluvanna County	28,092	$314,100	$598,000	$1,642	$96,768
City of Winchester	27,913	$343,000	$541,287	$1,505	$63,974
King George County	27,896	$428,300	$541,287	$1,520	$116,884
Goochland County	26,410	$500,600	$707,250	$1,651	$118,931
City of Staunton	25,948	$259,200	$541,287	$1,199	$65,581
City of Salem	25,618	$258,600	$541,287	$1,464	$66,725
Russell County	25,538	$120,600	$541,287	$943	$50,012
New Kent County	25,105	$393,600	$707,250	$1,651	$123,314
City of Fairfax	25,026	$722,600	$1,249,125	$2,438	$132,348
Page County	23,727	$233,200	$541,287	$953	$57,037
City of Hopewell	22,959	$181,600	$707,250	$1,651	$54,729
City of Waynesboro	22,841	$245,500	$541,287	$1,199	$59,994
Rockbridge County	22,531	$248,800	$541,287	$1,057	$65,469
Prince Edward County	21,996	$216,600	$541,287	$1,126	$56,315
Lee County	21,900	$98,900	$541,287	$943	$41,827
Scott County	21,479	$143,000	$541,287	$1,091	$46,349
Greene County	21,155	$343,300	$598,000	$1,642	$89,808
Buchanan County	19,415	$94,900	$541,287	$943	$42,886
Westmoreland County	18,826	$269,600	$541,287	$1,245	$63,398
King William County	18,593	$315,700	$707,250	$1,651	$86,056
City of Colonial Heights	18,352	$246,600	$707,250	$1,651	$76,505
Southampton County	17,964	$216,200	$541,287	$1,032	$70,795
Patrick County	17,512	$153,400	$541,287	$943	$53,038
Buckingham County	16,976	$173,400	$541,287	$943	$60,828
City of Bristol	16,849	$184,100	$541,287	$1,091	$50,404
City of Manassas Park	16,798	$395,900	$1,249,125	$2,438	$103,250
City of Radford	16,726	$220,700	$541,287	$1,340	$57,348
Appomattox County	16,610	$207,600	$541,287	$1,117	$62,853
Giles County	16,557	$151,100	$541,287	$999	$65,691
Brunswick County	15,841	$142,700	$541,287	$943	$53,084
City of Williamsburg	15,798	$428,100	$757,850	$1,667	$75,604
Nottoway County	15,597	$167,500	$541,287	$1,026	$63,261
Floyd County	15,593	$225,400	$541,287	$1,090	$62,191
Grayson County	15,287	$150,100	$541,287	$943	$47,730
Clarke County	15,216	$550,100	$1,249,125	$2,438	$117,111
Alleghany County	14,859	$125,800	$541,287	$943	$56,188
Nelson County	14,732	$321,700	$598,000	$1,642	$72,589
City of Falls Church	14,710	$1,055,600	$1,249,125	$2,438	$143,262
Madison County	14,044	$370,300	$541,287	$1,133	$84,323
Dickenson County	13,733	$102,700	$541,287	$943	$47,254
City of Martinsville	13,658	$98,400	$541,287	$943	$46,727
Amelia County	13,462	$282,400	$707,250	$1,651	$76,717
City of Poquoson	12,639	$400,300	$757,850	$1,667	$120,972
Northumberland County	12,188	$346,800	$541,287	$1,382	$66,480
Northampton County	12,059	$316,200	$541,287	$992	$61,632
Lunenburg County	12,016	$150,100	$541,287	$943	$54,842
Charlotte County	11,422	$144,100	$541,287	$943	$58,000
Greensville County	11,275	$159,400	$541,287	$1,018	$54,668
Lancaster County	10,936	$327,000	$541,287	$1,091	$69,713
Middlesex County	10,847	$352,200	$541,287	$1,259	$75,060
Sussex County	10,765	$183,800	$707,250	$1,651	$63,530
Essex County	10,623	$238,100	$541,287	$1,155	$56,520
Cumberland County	9,818	$239,300	$541,287	$1,046	$55,325
Richmond County	9,095	$231,500	$541,287	$1,187	$66,304
Mathews County	8,540	$360,900	$757,850	$1,667	$75,880
City of Franklin	8,250	$256,600	$541,287	$1,032	$63,245
City of Lexington	7,525	$275,200	$541,287	$1,057	$84,517
Rappahannock County	7,427	$506,400	$1,249,125	$1,555	$83,380
City of Galax	6,726	$141,300	$541,287	$943	$38,675
King and Queen County	6,695	$231,600	$707,250	$1,170	$70,469
Charles City County	6,627	$241,400	$707,250	$1,651	$75,417
City of Buena Vista	6,593	$156,200	$541,287	$1,057	$57,833
Surry County	6,549	$238,800	$757,850	$1,064	$78,041
Bland County	6,199	$152,100	$541,287	$943	$61,216
City of Covington	5,680	$83,500	$541,287	$943	$41,944
City of Emporia	5,547	$148,500	$541,287	$1,018	$51,899
Craig County	4,856	$189,000	$541,287	$1,464	$69,057
Bath County	4,100	$206,700	$541,287	$1,010	$56,184
City of Norton	3,577	$110,000	$541,287	$943	$41,495
Highland County	2,296	$200,000	$541,287	$943	$65,625

Calculator

Work out your payment in Virginia

Start from the typical home value in Virginia, $383,700, and this week’s average rate. Move the price and the down payment to see your monthly payment. If you already visited a county, the calculator uses its numbers.

More math for Virginia

Virginia mortgage calculator
Your monthly payment with taxes and insurance.
How much house can I afford?
The price your income can carry.
How much rent can I afford?
The rent that fits your budget.
Buying a home in Virginia
The minimum down payment for each loan and the FHA limit in each county.
Renting in Virginia
HUD’s fair rents by size and by county, and where to ask for help.

Home price

Down payment as a percent

Interest rate%National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Estimated monthly payment

$3,115

FHA loan over 30 years, with estimated taxes and insurance.

See the full calculation

Prices and risks

How expensive is it to live in Virginia?

Three official measures that help you decide: how much home prices have changed according to FHFA, how prices compare with the national average according to BEA, and how many homes sit in a flood zone according to FEMA.

Home prices

How have home prices changed?

According to the FHFA House Price Index, home prices in Virginia rose 75% in the 10 years through 2025.

Price change each year

2021: +9.6%
2022: +13.9%
2023: +7.8%
2024: +6.5%
2025: +3.7%

Home price change in Virginia, in its state and in the U.S., according to FHFA
Period	Virginia	United States
In 2025	+3.7%	+2.9%
5 years (2020–2025)	+49%	+47%
10 years (2015–2025)	+75%	+85%

The index follows the prices of the same homes over time (sales and appraisals on loans bought or guaranteed by Fannie Mae and Freddie Mac). It is not the average price of a home. FHFA considers its annual state indexes experimental.

Source: FHFA House Price Index (HPI) Data from 2025 data FHFA House Price Index (HPI)

Cost of living

How expensive are prices here?

According to the Bureau of Economic Analysis (BEA), in 2024 prices in Virginia were 1% higher than the U.S. average. Housing rents were 6% higher than nationwide.

Regional price parities in Virginia and in the U.S. in 2024, according to BEA
Category	Virginia	United States	Versus the U.S.
All prices Consumer goods and services	101.1	100.0	1% more
Housing rents What renters pay	106.8	100.6	6% more
Water, power and gas Water, sewer, electricity and gas	92.2	98.4	6% less
Goods Food, clothing, transportation and more	100.4	99.6	1% more
Other services Services other than rent	100.2	100.1	about the same

BEA expresses each index as a percentage of the average U.S. price level: a higher number means higher prices, and a lower one, lower prices.

Source: Regional price parities (BEA) Data from 2024 data Regional price parities (BEA)

Flooding

Is there a flood risk?

According to FEMA, in Virginia 1.5% of homes (40,669) are in a high-risk flood zone. Of those homes, 100% have NFIP flood insurance.

A high-risk zone (Special Flood Hazard Area) has a 1% or greater chance of flooding each year. 44 CFR 59.1
If the home is in that zone and the loan comes from a regulated lender, federal law requires flood insurance for the life of the loan, in communities that take part in the NFIP. 42 U.S.C. 4012a
Most homeowners insurance does not cover flood damage. FEMA, FloodSmart

Homes in a high-risk flood zone and with NFIP insurance in Virginia, in its state and in the U.S., according to FEMA
Measure	Virginia	United States
Homes in a high-risk zone	1.5%	3.5%
Of those, with NFIP insurance	100%	48%
All homes with NFIP insurance	2.7%	2.9%

The NFIP is the federal flood insurance program; private policies are not counted. FEMA counts homes with its National Structure Inventory. We add up the county figures FEMA publishes.

Look up your address on FEMA’s map Source: Homes with flood insurance (NFIP, FEMA) As of August 3, 2026 Homes with flood insurance (NFIP, FEMA)

Places

Cities in Virginia

The 16 most populous cities with a page. Each one compares its prices and rents with its county.

Centreville Fairfax County · 71,706 people Typical value $590,500 +54% vs. Virginia Rent $2,299
Dale City Prince William County · 71,016 people Typical value $425,500 +11% vs. Virginia Rent $1,876
Reston Fairfax County · 64,414 people Typical value $642,000 +67% vs. Virginia Rent $2,231
McLean Fairfax County · 49,627 people Typical value $1,412,700 +268% vs. Virginia Rent $3,422
Tuckahoe Henrico County · 49,183 people Typical value $462,800 +21% vs. Virginia Rent $1,536
Leesburg Loudoun County · 49,171 people Typical value $667,800 +74% vs. Virginia Rent $2,105
Lake Ridge Prince William County · 46,049 people Typical value $471,200 +23% vs. Virginia Rent $2,033
Ashburn Loudoun County · 46,026 people Typical value $699,300 +82% vs. Virginia Rent $2,455
Blacksburg Montgomery County · 45,446 people Typical value $446,300 +16% vs. Virginia Rent $1,359
Burke Fairfax County · 44,029 people Typical value $747,700 +95% vs. Virginia Rent $2,894
Woodbridge Prince William County · 43,945 people Typical value $422,400 +10% vs. Virginia Rent $2,101
Linton Hall Prince William County · 41,876 people Typical value $617,000 +61% vs. Virginia Rent $2,575
Annandale Fairfax County · 41,705 people Typical value $681,300 +78% vs. Virginia Rent $1,933
Mechanicsville Hanover County · 38,683 people Typical value $351,000 −9% vs. Virginia Rent $1,724
Oakton Fairfax County · 36,528 people Typical value $792,100 +106% vs. Virginia Rent $2,276
Fair Oaks Fairfax County · 35,545 people Typical value $608,200 +59% vs. Virginia Rent $2,275

See the other cities (144)

Help to buy

Assistance programs in Virginia

Our list has 3 official programs that help you buy in Virginia. Each card says what kind of help it gives and when we checked its official page.

See all 3 programs

Down Payment Assistance Grant
Virginia state agency down payment grant that you do not repay; for first-time buyers, or any buyer in economic opportunity zones, with a Virginia Housing mortgage. Offered by Virginia Housing (Virginia Housing Development Authority).

Grant Verified November 5, 2026
Virginia Housing Plus Second Mortgage
Virginia Housing 30-year fixed-rate second mortgage of up to 5% of the price for the down payment (and part of the closing costs with a credit score of 680 or higher); for first-time buyers and for people who have owned a home before. Offered by Virginia Housing (Virginia Housing Development Authority).

Type not stated Verified November 5, 2026
Closing Cost Assistance Grant
Virginia Housing grant that you do not repay, of up to 2% of the price, for the closing costs of buyers with a Virginia Housing RD (Rural Development) or VA loan. Offered by Virginia Housing (Virginia Housing Development Authority).

Grant Verified November 5, 2026

Tenant rights

Tenant rights in Virginia

Virginia law answers 5 of these 5 questions, each answer with its citation. Where it says “Data not available”, we have not verified it against the source yet.

A summary of state law, not legal advice. Cities may have additional rules.

See every right

How much can they charge for a deposit?

A landlord may not demand or receive a security deposit, however it is named, of more than two months' rent.

Va. Code §55.1-1226(A)
When must they return my deposit?

Within 45 days after the tenancy ends or you vacate, whichever is later, the landlord must give you an itemized written notice of any deductions together with any amount due to you.

Va. Code §55.1-1226(A)
If I fall behind on rent, what notice must I get?

If you owe rent, the landlord must serve a written notice giving you 14 days to pay; if you do not pay within that time, the landlord may end the rental agreement and seek possession in court.

Va. Code §55.1-1245(F)
How much notice ends a month-to-month rental?

In a month-to-month tenancy, you or the landlord may end it with written notice at least 30 days before the next rent due date, unless the rental agreement sets a different period. Week to week, the notice is 7 days.

Va. Code §55.1-1253(A)
Are there limits on late fees?

A landlord may charge for late rent only if the written rental agreement provides for it, and the charge may not exceed 10 percent of the periodic rent or 10 percent of the remaining balance you owe, whichever is less.

Va. Code §55.1-1204(E)

A man and two girls read a book together on the sofa.

Help and advice

Who can help you in Virginia?

You do not have to do this alone. A HUD-approved housing counselor gives independent advice on buying, renting, late payments and credit, often free or at low cost.

49 HUD-approved counseling agencies serve Virginia; 10 say they serve you in Spanish. Choose your county to see the closest ones with their phone number.

41 public housing authorities run Section 8 vouchers and public housing in Virginia.

See all 49 agencies See the housing agencies

Who runs the help in Virginia

Virginia Housing (Virginia Housing Development Authority)

Virginia Housing offers a down payment grant you never need to repay. To receive it you must be a first-time buyer (or a repeat buyer purchasing in Areas of Economic Opportunity), have a bond FHA or conventional loan from Virginia Housing, and be within its income and sales price or loan limits. It may only be used with eligible Virginia Housing loans.

The agency's official page · Verified October 31, 2026

Where to file a complaint in Virginia

Virginia Fair Housing Office and the protections state law adds

Virginia's Fair Housing Law bars discrimination based on race, color, religion, national origin, sex, elderliness (age 55 or older), familial status, disability, source of funds (for example, housing assistance or subsidies), sexual orientation, gender identity or military status. The Fair Housing Office investigates complaints, which must be filed in writing within one year after the practice occurred or ended.

Virginia Department of Professional and Occupational Regulation (Fair Housing Office) · Verified October 31, 2026
Insurance complaints to the Virginia Bureau of Insurance (SCC)

The State Corporation Commission's (SCC) Bureau of Insurance helps if you have questions or a problem with an insurance company. It can contact the company or agent and review whether their response followed Virginia insurance laws and your policy. It cannot force a company to pay outside the policy terms. Complaints are not taken by phone or email; you file them on its complaint portal.

Virginia State Corporation Commission, Bureau of Insurance · Verified October 31, 2026
State basic property insurance facility when the market will not insure you

Virginia law creates a basic property insurance residual market facility, maintained by licensed insurers. Its purpose is to make basic property insurance available for qualified property and to spread among insurers the responsibility for insuring qualified property that cannot get that insurance in the voluntary market.

Virginia General Assembly (Code of Virginia) · Verified October 31, 2026

Guides

Guides for you in Virginia

We picked them with the numbers of Virginia. Each one says why it can help you.

Help and programs HUD housing counselors: what they do and what they cost
There are 10 HUD-approved counseling agencies here that serve in Spanish.
Help and programs Down payment assistance: how it works
There are 3 down payment assistance programs Virginia on our list.
Buying a home How to buy a home in the United States, step by step
To start
Credit Credit from zero: how to start your history in the U.S.
To start

Frequently asked questions about housing in Virginia

What is the FHA limit in Virginia in 2026?

In Virginia, the FHA limit for a one-unit home runs from $541,287 to $1,249,125. The highest is in Arlington County.

How much does a typical home cost in Virginia?

The typical home value in Virginia is $383,700 (Average 2020–2024, U.S. Census). The highest is in City of Falls Church ($1,055,600) and the lowest in City of Covington ($83,500).

How much does it cost to rent in Virginia?

The typical rent in Virginia is $1,579 a month (Average 2020–2024, U.S. Census).

How much do you need to earn to rent a 2-bedroom apartment in Virginia?

At HUD's average fair market rent in Virginia ($1,792, Fiscal year 2027), about $34.46 an hour working full time, so rent stays under 30% of income.

How much is property tax in Virginia?

The typical property tax in Virginia is $2,790 a year, about 0.73% of home value (Average 2020–2024, U.S. Census).

Where can I find free help in Spanish to buy a home in Virginia?

There are 49 HUD-approved counseling agencies in Virginia; 10 say they serve you in Spanish. Each county page lists the closest ones with their phone number.

Sources: American Community Survey (Average 2020–2024); FHA mortgage limits (2026 data); Conforming loan limits (2026 data); Fair Market Rents (Fiscal year 2027); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (Retrieved November 6, 2026); FHFA House Price Index (2025 data); Homes with flood insurance (As of August 3, 2026); Regional price parities (2024 data); Census Bureau cartographic boundary files (2024 data).

Housing , home prices, rents and assistance in Virginia (2026)

The key numbers

Living in Virginia

The essentials in Virginia

Housing in Virginia

Explore the counties in Virginia

Work out your payment in Virginia

More math for Virginia

How expensive is it to live in Virginia?

How have home prices changed?

How expensive are prices here?

Is there a flood risk?

Cities in Virginia

Assistance programs in Virginia

Tenant rights in Virginia

Who can help you in Virginia?

Who runs the help in Virginia

Where to file a complaint in Virginia

Guides for you in Virginia

Frequently asked questions about housing in Virginia

What is the FHA limit in Virginia in 2026?

How much does a typical home cost in Virginia?

How much does it cost to rent in Virginia?

How much do you need to earn to rent a 2-bedroom apartment in Virginia?

How much is property tax in Virginia?

Where can I find free help in Spanish to buy a home in Virginia?