In Crosspointe, a typical home is worth $951,400 and typical rent is $3,501 a month. Compared with all of Fairfax County, typical household income is 63% higher, typical rent is 54% higher, and the share of households that own their home is 28 points higher.
Crosspointe is in Fairfax County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Fairfax County. See the county
What this place has that others do not, from public data, most unusual first.
1
Crosspointe has the highest typical rent of the 157 cities in Virginia with more than 5,000 people: $3,501.
2
Crosspointe has the highest typical household income of the 160 cities in Virginia with more than 5,000 people: $250,001.
3
96% of households in Crosspointe own their home, against 69% in Fairfax County.
4
Nearby, in Lake Ridge, the typical home value is $471,200: 50% less than in Crosspointe ($951,400).
5
Nearby, in Lake Ridge, the typical rent is $2,033: 42% less than in Crosspointe ($3,501).
6
The typical home in Crosspointe is worth $951,400,30% more than in Fairfax County as a whole ($732,800).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Crosspointe
What homes there are in Crosspointe, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Crosspointe
Fairfax County
Virginia
United States
Kind of home: Crosspointe and its comparisons
Measure
Crosspointe
Fairfax County
Virginia
United States
Detached house
96%
46%
61%
61%
Attached house
Unreliable estimate
23%
11%
6%
Building of 2 to 4
Unreliable estimate
2%
5%
8%
Apartments (5 or more)
Unreliable estimate
29%
19%
19%
Mobile home
Unreliable estimate
1%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Crosspointe, 10 in 10 homes are single-family detached houses; in Fairfax County, 5.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Crosspointe
Fairfax County
Virginia
United States
Year built: Crosspointe and its comparisons
Measure
Crosspointe
Fairfax County
Virginia
United States
Before 1960
Unreliable estimate
11%
19%
26%
1960–1979
Unreliable estimate
33%
24%
24%
1980–1999
80%
37%
30%
25%
2000–2009
Unreliable estimate
11%
15%
14%
2010 or later
Unreliable estimate
8%
12%
11%
Homes in Crosspointe are newer: the typical year built is 1993; in Fairfax County, 1983.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1M50%
$1M or more40%
Value of owner-occupied homes: Crosspointe and its comparisons
Measure
Crosspointe
Under $100K
Unreliable estimate
$100K–$200K
Unreliable
$200K–$300K
Unreliable
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
50%
$1M or more
40%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Crosspointe and its comparisons
Measure
Crosspointe
Under $500
Unreliable
$500–$999
Unreliable
$1,000–$1,499
Unreliable
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$3,917 a month
Fairfax County: $3,227 a month
Without a mortgage
$1,312 a month
Fairfax County: $1,082 a month
Owners with a mortgage
81%
Fairfax County: 72%
In Crosspointe, 81% of owners have a mortgage, and their typical cost is $3,917 a month, against $3,227 in Fairfax County. Without one it drops to $1,312.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Crosspointe+22%
Fairfax County+30%
Virginia+41%
United States+53%
Change since 2015–2019: Crosspointe and its comparisons
Measure
Crosspointe
Fairfax County
Virginia
United States
Typical home value
+22%
+30%
+41%
+53%
Typical rent
No data
+21%
+28%
+33%
Typical household income
No data
+23%
+26%
+29%
The typical home value in Crosspointe rose 22% since 2015–2019, less than in Fairfax County (30%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Crosspointe and its comparisons
Measure
Crosspointe
Fairfax County
Virginia
United States
Rental vacancy
Unreliable estimate
4.4%
4.8%
5.5%
Homeowner vacancy
Unreliable estimate
0.4%
0.8%
0.9%
More than one person per room
Unreliable estimate
3.2%
2.1%
3.4%
People per household
3.19
2.75
2.52
2.53
Drive alone
49%
55%
68%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
Unreliable estimate
5%
2%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
33%
29%
18%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
More people live in each home here: 3.19 on average, against 2.75 in Fairfax County.
Many people here do not commute at all: 33% work from home; in Fairfax County, 29%.
Do the math
What would you pay each month for a home in Crosspointe?
A typical home costs more than the typical income allows
We start with a typical home in Crosspointe, worth $951,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Crosspointe, which is $250,001 a year. For that payment to be 28% of income, a household would need to earn about $345,757 a year.
The calculator's FHA and conventional loan limits are those of all of Fairfax County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Crosspointe. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $33,299 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$8,068
at 7.18% · 30 years
Loan amount
$934,168
Total interest
$1,344,048
Paid off in
November 2056
Includes $16,067 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $5,833 a month
Tight
$5,833 to $7,500 a month
Hard
more than $7,500 a month
Your payment · 39%
Compared with the typical household income in Crosspointe ($250,001 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$6,328
Property tax
$769
Home insurance
$396
FHA mortgage insurance (MIP)
$574
You need at least $33,299 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $8,068; principal and interest $6,328.
The city and its county
Crosspointe and Fairfax County
Crosspointe is in Fairfax County, Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Crosspointe
Map of Fairfax County, Virginia, with Crosspointe marked. Around it, the neighboring counties.
Crosspointe
Fairfax County
Other cities with a page
Crosspointe's own numbers
Typical home value
$951,400
Typical monthly rent
$3,501
Typical yearly household income
$250,001
Households that own their home
96%
Effective property tax rate
0.97%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Fairfax County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,438
Price change over 5 years (FHFA)
+35%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fairfax County.
A typical home in Crosspointe is worth $951,400: 30% above the county and 148% above Virginia. With the typical household income in Crosspointe ($250,001 a year), a typical home costs 3.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Crosspointe3.8 years
Fairfax4.8 years
Virginia4.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Fairfax County
According to FHFA’s house price index, home prices in Fairfax County rose 55% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Fairfax County.
Yearly change in FHFA’s price index in Fairfax County, 2016 to 2025
2016: +1.6% +1.6% 2016
2017: +2.3% +2.3% 2017
2018: +2.4% +2.4% 2018
2019: +3.8% +3.8% 2019
2020: +3.4% +3.4% 2020
2021: +7.3% +7.3% 2021
2022: +9.9% +9.9% 2022
2023: +5.3% +5.3% 2023
2024: +6.7% +6.7% 2024
2025: +2.1% +2.1% 2025
Change in FHFA’s price index in Fairfax County, Virginia and the United States
Period
County
Virginia
U.S.
Last year (2025)
+2.1%
+3.7%
+2.9%
5 years (2020–2025)
+35%
+49%
+47%
10 years (2015–2025)
+55%
+75%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Crosspointe next to Fairfax County, Virginia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Crosspointe$951,400
Fairfax$732,800
Virginia$383,700
United States$332,700
Typical monthly rent
Crosspointe$3,501
Fairfax$2,276
Virginia$1,579
United States$1,413
Typical yearly household income
Crosspointe$250,001
Fairfax$153,637
Virginia$93,170
United States$80,734
See the full table
Crosspointe next to Fairfax County and Virginia
Measure
Crosspointe
Fairfax County
Virginia
U.S.
Typical home value
$951,400 ▲30% above the county
$732,800
$383,700
$332,700
Typical monthly rent
$3,501 ▲54% above the county
$2,276
$1,579
$1,413
Typical yearly household income
$250,001 ▲63% above the county
$153,637
$93,170
$80,734
Households that own their home
96% ▲28 points above the county
69%
67%
65%
Typical yearly property tax
$9,188 ▲25% above the county
$7,368
$2,790
$3,119
Effective property tax rate
0.97% ▼0.04 points below the county
1.01%
0.73%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fairfax County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Crosspointe
For a typical $951,400 home in Crosspointe, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Crosspointe's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$8,068a month
Least cash to close
Down payment
$33,299
Cash to close
$61,841
Rate
7.18%
Mortgage insurance
FHA MIP · $574
Conventional, 5% down$7,740a month
Down payment
$47,570
Cash to close
$76,112
Rate
7.18%
Mortgage insurance
PMI · $452
Conventional, 20% down, no PMI$6,322a month
Down payment
$190,280
Cash to close
$218,822
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$7,201a month
Down payment
$142,710
Cash to close
$171,252
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Crosspointe
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$8,068
$33,299
$934,168
7.18%
FHA MIP · $574
$61,841
580
Conventional, 5% down
$7,740
$47,570
$903,830
7.18%
PMI · $452
$76,112
620*
Conventional, 20% down, no PMI
$6,322
$190,280
$761,120
7.18%
None
$218,822
620*
ITIN, 15% down (example)
$7,201
$142,710
$808,690
8.18%
None
$171,252
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Crosspointe is $3,501 a month: 54% above the county.
HUD publishes a fair market rent for all of Fairfax County, by unit size. To pay the 2-bedroom one ($2,438 a month) without spending more than 30% of your income, you would need to earn $46.88 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Fairfax County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$2,111
$40.60
$84,440
1 bedroom
$2,204
$42.38
$88,160
2 bedrooms
$2,438
$46.88
$97,520
3 bedrooms
$3,107
$59.75
$124,280
4 bedrooms
$3,658
$70.35
$146,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Crosspointe
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Crosspointe has 2 ZIP codes with their own.
For 2 bedrooms it runs from $2,840 in 22039 to $2,930 in 22079.
2 of the 2 are above the fair market rent for Fairfax County ($2,438).
Fair market rent by ZIP code and size in Crosspointe, fiscal year 2027.
22039
$2,460
$2,560
$2,840
$3,610
$4,260
22079
$2,540
$2,650
$2,930
$3,730
$4,400
ZIP code2 bd3 bd
22039 $2,840$3,610
22079 $2,930$3,730
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Crosspointe when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Fairfax County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Crosspointe or Fairfax County. The ones below are statewide in Virginia: they work in Crosspointe the same as in the rest of the state.
Virginia state agency down payment grant that you do not repay; for first-time buyers, or any buyer in economic opportunity zones, with a Virginia Housing mortgage.Offered by Virginia Housing (Virginia Housing Development Authority).
Virginia Housing 30-year fixed-rate second mortgage of up to 5% of the price for the down payment (and part of the closing costs with a credit score of 680 or higher); for first-time buyers and for people who have owned a home before.Offered by Virginia Housing (Virginia Housing Development Authority).
Virginia Housing grant that you do not repay, of up to 2% of the price, for the closing costs of buyers with a Virginia Housing RD (Rural Development) or VA loan.Offered by Virginia Housing (Virginia Housing Development Authority).
No legal help resource on our list is for Crosspointe or Fairfax County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Crosspointe and all of Fairfax County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Crosspointe?
The typical home value in Crosspointe is $951,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fairfax County it is $732,800.
How much does it cost to rent in Crosspointe?
Typical rent in Crosspointe is $3,501 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fairfax County is $2,438.
What is the FHA loan limit in Crosspointe?
Crosspointe uses the FHA limit for all of Fairfax County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in Crosspointe?
The typical homeowner in Crosspointe pays $9,188 a year, according to the U.S. Census Bureau. That is 0.97% of the home’s value; in Fairfax County, the rate is 1.01%.
Where can I find free help to buy or rent in Crosspointe?
There are 2 HUD-approved counseling agencies with an office in Fairfax County. They can help you get ready to buy, with your credit, or with rent.
