Free calculators for your home

• How much rent can I afford?

  The rent that fits your budget.

  Use it before you look for an apartment or sign a lease.

  What you getrent that fits

  Data from: HUD · U.S. Census Bureau

• Family budget

  How much is left for housing each month.

  Use it to add up what each person in the home earns and see what’s left.

  What you getwhat is left

  With the official source for each step

• Move-in cash

  Everything you pay before you get the keys.

  Use it before you sign, to gather the deposit, the first month’s rent and the rest.

  What you getmove-in cash

  Data from: HUD

• Electricity and gas costs

  Your state's average power bill and what electricity and gas cost.

  Use it before you move or sign a lease, to see what power and gas cost in your state.

  What you getyour estimated power bill

  Data from: EIA

  52 state versions

• Do I qualify by income?

  Your county's HUD income limits and where your income falls.

  Use it before you apply for a Section 8 voucher or public housing, to see which limit applies to you.

  What you getyour HUD limits

  Data from: HUD

  52 state versions

• Rent or buy?

  When buying comes out ahead of renting.

  Use it if you’re torn between renting and buying in the next few years.

  What you getbreak-even year

  Data from: Freddie Mac · U.S. Census Bureau · FHFA

• Is your rent high for your ZIP?

  Compare your rent with HUD's fair market rent for your ZIP code and your county.

  Use it before you sign or renew, or if you feel you pay too much for your area.

  What you gethow much higher or lower than HUD's rent

  Data from: HUD · U.S. Census Bureau

• Tenant rights by state

  What your state's law says about the deposit, notices and repairs.

  Use it before you sign, if your landlord wants to raise the rent, or to get your deposit back.

  What you getyour state's rule, with its citation

  With the official source for each step

• Security deposit return: deadline and letter

  The date your state's deadline falls on, and a letter to ask for your deposit.

  Use it on move-out day, to know how long the landlord has to return your deposit.

  What you getthe deadline and a letter to print

  With the official source for each step

• Eviction timelines by state

  The steps and periods of an eviction in your state.

  Use it if you got an eviction notice and want to know which steps and deadlines come next.

  What you getsteps and days

  With the official source for each step

Before you sign a lease, check the rent that fits and the cash to move in. If you got a notice to leave your home, look at your state’s timelines and get free legal help.

• Down payment savings plan

  How many months until your down payment.

  Use it to know how much to save each month for your down payment.

  What you getmonths of saving

  Data from: U.S. Census Bureau · HUD

• Credit plan

  The steps to build or improve your credit.

  Use it if you have no credit history, have an ITIN or want to raise your score.

  What you getsteps in order

  With the official source for each step

• Document checklist

  The documents you'll be asked for.

  Use it before you apply for a mortgage or a rental, with a Social Security number or an ITIN.

  What you getyour document list

  With the official source for each step

• Can I get the EITC or Child Tax Credit?

  Which tax credits the IRS allows your family, with a Social Security number or an ITIN.

  Use it before you file, if some people in your family have Social Security numbers and others have ITINs.

  What you getwhich credits you might get

  With the official source for each step

• Which programs might I qualify for?

  Assistance programs that might fit you.

  Use it before you call a counselor, so you arrive with a list of programs.

  What you getpossible programs

  Data from: HUD

• You don’t need everything ready to start. If you have an ITIN or no credit history yet, the credit plan and the document checklist show the steps for your case.