Who we are
aquitucasa.com is an independent site, made and kept up by its owner. It has no employees, sponsors or investors. It does not belong to a bank, a lender, a real estate company or a government agency, and nobody pays us for what we publish.
We are not a panel of experts giving opinions. We are a site that reads what official sources publish, organizes it and explains it in your language, with the source and the date beside every fact. What we cannot confirm in an official source, we do not publish. Everything you see is published under the name aquitucasa.com, and the rules we follow are in the editorial policy.
Who it is for
aquitucasa.com is for Hispanic, Latino and immigrant families who live in the United States and want to understand housing in their own language. It is for you if you rent and want to know what is reasonable to pay, if you are thinking about buying your first home, or if you already own one and got a bill you don’t understand.
It doesn’t matter whether you have been here twenty years or twenty days. You don’t need a Social Security number to use the site, and we will never ask about your immigration status.
What we do
We gather what official sources publish and explain it in plain Spanish and English. Government agencies publish a lot of housing figures: what a home costs, the fair market rent of each county, loan limits, the incomes programs allow. Much of it is only in English and spread across many pages. We put it in one place, with its source and its date.
We do four things:
- A page for each place. For every state, every county and many cities: prices, rents, loan limits, taxes and assistance, with the source beside each number.
- Calculators. To estimate your monthly payment, how much home or rent you can afford and how much you need for closing. They start with your county’s numbers and you change them.
- Guides. They explain step by step how to buy, rent, take care of your credit or protect yourself from scams. Every rule they cite comes from the law or the agency that sets it.
- Free help. We show you where to find HUD-approved housing counselors, free legal aid, accredited representatives for immigration questions and free tax preparation.
What we are not
We are not a bank, a lender, a real estate agent, a government agency or a law firm. We don’t make loans, we don’t process applications and we don’t speak for you with anyone.
What we publish is educational information. It is not financial, legal, tax or immigration advice, and it is not made for your case. The calculators give estimates: your real offer depends on your credit, your income and the lender. For your case, reach one of the free organizations we show you in Help.
Where the numbers come from
The numbers come from official sources: the Census Bureau, HUD, the Federal Housing Finance Agency (FHFA), FEMA and other agencies, plus Freddie Mac’s weekly rate survey. Every page shows the date of its data. Assistance programs, each state’s rules and tenant rights are copied from the official page that publishes them, with the date we checked it.
“Typical” means the median: half of the homes are worth more and half are worth less.
- In Sources you see every dataset and every agency we cite.
- In Methodology we explain how we make each page and how we calculate each number.
- The Editorial policy has the rules our guides and data follow.
How this site is paid for
Today the site is free and has no ads and no partners. Nobody pays to appear on a list or for us to mention a lender, and we never sell data.
Later the site may show ads and partner links, such as lenders or insurers, to pay for its costs. If that happens, it will follow these rules:
- Ads go in marked spaces. Never on pages about immigration status, emergencies, scams or domestic violence.
- A partner link says it is from a partner and that we may be paid. It takes you to the partner’s page; what you type there goes to the partner, not to us.
- Partners don’t change the data. A payment never changes a number, a list of programs or the order in which they appear.
Your privacy
There are no accounts and no forms. What you type in the calculators and the place you save stay in your browser, and you can erase them with “Delete my data” at the bottom of every page. Read the privacy policy.