Questions and answers

The questions people ask about housing, answered

Every answer comes from a guide verified against official sources and leads to the full guide. Search for your question or browse the topics.

Questions: 1,538
Guides: 208
Official pages cited: 1,384

Last verified: November 6, 2026

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The questions that weigh most in each topic, with the answer in view. Open a topic to see all of its questions, grouped by guide.

Buying a home 279 questions

From the first savings to the keys: steps, costs, loans and traps to avoid, with official sources.

Typical home value in the United States $332,700 Source: U.S. Census Bureau (Average 2020–2024)
See all 279 questions about buying a home in the United States
1. How can I quickly tell whether my costs went up?
  
  The CFPB suggests comparing the APR on the Closing Disclosure with the APR on your latest Loan Estimate: it is an easy way to see whether your costs increased. Then check page 2 to see which charges changed and which group they belong to.
  Read the full guide
2. What do I do if I find an error on my Closing Disclosure?
  
  The CFPB says to contact your lender or settlement agent right away to have it corrected. A misspelled name or a wrong amount can delay closing by a few hours or a few days, so review it as soon as it arrives. If the problem continues, you can submit a complaint to the CFPB online or at (855) 411-2372.
  Read the full guide
3. When does PMI go away?
  
  By law, on a fixed-rate mortgage you can ask in writing for it to be canceled when your balance, per your payment schedule, reaches 80% of the home's original value, if you have a good payment history. It ends on its own when it reaches 78%, if you are current.
  Read the full guide
4. What credit score do I need?
  
  It depends on the loan and the lender. For FHA, HUD's handbook says that with 580 or higher you can get maximum financing (a 3.5% down payment); from 500 to 579 the loan goes up to 90% of the value; below 500 you do not qualify. If you have no traditional credit history, FHA can underwrite you manually.
  Read the full guide
5. Can the seller pay my down payment?
  
  On FHA, no: your minimum down payment cannot come from the seller or anyone who benefits from the sale. The seller can contribute up to 6% of the price toward your closing costs, prepaid items and points. On a conventional loan, whoever gives you a gift cannot be the seller, the agent or the builder.
  Read the full guide
6. How much money do I need to buy a home?
  
  You need the down payment plus closing costs. On a $332,700 home, the typical US value, the FHA minimum (3.5%) is $11,645, and Freddie Mac says to be prepared to pay between 2% and 5% of the price in closing costs. In total, between $18,299 and $28,280, before assistance or credits. Your real number is on your Loan Estimate.
  Read the full guide
Mortgage loans 186 questions

FHA, conventional, VA, USDA and ITIN loans: what each one asks for and how to compare them.

30-year fixed rate this week 7.18% Source: Freddie Mac (As of November 5, 2026)
See all 186 questions about mortgage loans
1. Can I use an FHA loan with an ITIN?
  
  For case numbers assigned on or after May 25, 2025, FHA only accepts citizens, lawful permanent residents and citizens of Micronesia, the Marshall Islands and Palau. A Social Security card is not enough to prove status. If you are a permanent resident, FHA is open to you on the same terms as citizens.
  Read the full guide
2. How much money do I need besides the down payment?
  
  Closing costs. Freddie Mac says to be prepared to pay between 2% and 5% of the price; on a $332,700 home, the typical U.S. value, that is between $6,654 and $16,635. Your real figure is on the Loan Estimate.
  Read the full guide
3. Who can get a VA loan?
  
  You need a Certificate of Eligibility (COE) based on your service: for example, a service member who has served at least 90 continuous days. Some surviving spouses can get one too. You also have to meet VA's and the lender's credit, income and occupancy requirements. You request the COE online or through your lender.
  Read the full guide
4. Which loan is the cheapest?
  
  It depends on your credit and your down payment. The CFPB says that with good credit and a medium down payment (10% to 15%), FHA tends to cost more than conventional, and that with a lower score or a small down payment FHA is often the cheapest. VA and USDA can cost less if you qualify. There is no hard-and-fast rule: get quotes and compare total costs.
  Read the full guide
5. What is an FHA EEM?
  
  It is an FHA mortgage that adds the cost of cost-effective energy efficiency improvements, on a purchase or a no cash-out refinance. It can be used with 203(b), 203(h) and 203(k) loans.
  Read the full guide
6. When does PMI come off?
  
  By law, you can ask in writing to cancel it when your balance reaches 80% of the home's original value, if you have a good payment history, are current, have no second mortgage and the home has not lost value. It ends on its own when the scheduled balance reaches 78%, if you are current, and no later than the midpoint of the loan. The first date you can ask is on the PMI notice you got at closing.
  Read the full guide
ITIN 63 questions

What the ITIN is, how to get it and how to use it to open accounts, rent and buy.

Households that own their home in the United States 65% Source: U.S. Census Bureau (Average 2020–2024)
See all 63 questions about the ITIN
1. Can I get ITINs for my children?
  
  Yes, if you claim them for an allowable tax benefit, such as the credit for other dependents, each with their own Form W-7 and documents. They must prove U.S. residency: a passport without a date of entry no longer works alone, and depending on age U.S. medical or school records, among others, can work.
  Read the full guide
2. How long does it take to get an ITIN?
  
  The IRS asks you to allow 7 weeks to hear back, and 9 to 11 if you apply between January 15 and April 30 or from overseas. If that time passes with no news, you can call the IRS at 800-829-1040.
  Read the full guide
3. Does my ITIN expire?
  
  Yes, if you do not use it on a federal tax return for three tax years in a row: it expires on December 31 after the third year of non-use. If you are going to file with it, you renew it with the same W-7 by checking the renewal box.
  Read the full guide
4. Can I get ITINs for my spouse and my children?
  
  Yes, if you claim them for an allowable tax benefit, such as filing jointly or the credit for other dependents, or if they file their own return. Each person files their own W-7 with their own documents, and dependents must prove they live in the U.S., with some exceptions.
  Read the full guide
5. What is Form 4506-C?
  
  It is the permission you sign so the lender can request your transcripts from the IRS. The IRS only gives your records to a third party with your consent. On Fannie Mae loans, every borrower whose income counts signs one at or before closing, and it is valid for 120 days.
  Read the full guide
6. How long does renewal take?
  
  The IRS asks you to allow 7 weeks, and 9 to 11 if you file between January 15 and April 30 or from overseas. If you mailed documents, the IRS returns them within 60 days. If that time passes with no news, you can call 800-829-1040.
  Read the full guide
Credit 123 questions

How to start a history, raise your score and read your report without paying for it.

30-year fixed rate this week 7.18% Source: Freddie Mac (As of November 5, 2026)
See all 123 questions about credit
1. How much of my card should I use?
  
  Little. The experts the CFPB cites advise using no more than 30% of your total credit limit. And you do not need to carry a balance to have a good score: paying the balance in full each month helps get you the best scores and saves you interest.
  Read the full guide
2. I was turned down for a card because I have no history. What now?
  
  First, read the notice: the lender must give you the reasons or tell you that you can ask for them within 60 days. If the decision was based on your report, the notice names the bureau that made it and says you have the right to a free copy. Then start with a product made to build history, and apply only for the credit you need.
  Read the full guide
3. What is a PAL loan?
  
  It is a payday alternative loan that a federal credit union can offer. PAL I is $200 to $1,000, for one to six months, and requires one month of membership. PAL II goes up to $2,000 and 12 months. In both, the application fee never exceeds $20 and they cannot be rolled over.
  Read the full guide
4. How long does it take by mail?
  
  The official form says your request is processed within 15 days of receipt and the report is then mailed to you. If information is missing, the agency contacts you by mail, which can delay it.
  Read the full guide
5. What is a credit-builder loan?
  
  It is a small loan you do not receive up front. The lender holds the money in a locked savings account, you pay it off in installments, usually over 6 to 24 months, and at the end you get what you saved. Each payment is reported to the credit bureaus, which is how you build history.
  Read the full guide
6. How many references do I need?
  
  FHA asks for three, with at least one from rent, phone or utilities. Fannie Mae asks for four in manual underwriting (three for HomeReady) and, when its DU system requires them, at least two, one of them housing. Each must cover the most recent consecutive 12 months.
  Read the full guide
Renting 204 questions

Finding a place, signing without fear, knowing your rights and what to do about an eviction.

Fair Market Rent, 2 bedrooms, in the United States $1,750 Source: HUD (Fiscal year 2027)
See all 204 questions about renting
1. Where do I apply for Section 8?
  
  At a public housing agency. You don't need to live in its area to apply, but if you lived elsewhere when you applied, it may require you to live there for the first 12 months. HUD suggests applying to several lists because they are usually long.
  Read the full guide
2. How do I know when a waiting list opens?
  
  When an agency opens its list it must publish a notice saying where and when to apply, in a local newspaper and through minority media. Check the agency's website and call; your county's Section 8 page lists the agencies based there.
  Read the full guide
3. How much rent can I pay?
  
  The federal reference is 30% of monthly income: above that, rent weighs; at 50% or more, it weighs a lot. With the typical US household income ($6,728 a month), that comes to $2,018. The how-much-rent calculator does it with your income.
  Read the full guide
4. What do I do if I already sent the money?
  
  Call your bank or the payment company right away. Then report it to your local police, to the website where the ad appeared, to the FTC at ReportFraud.ftc.gov or the FBI at ic3.gov, and to your state attorney general. If you gave personal information, get your free credit reports and consider a fraud alert.
  Read the full guide
5. What is the 30-day notice people mention?
  
  A federal rule in the CARES Act for 'covered dwellings': properties in federal housing programs (such as Section 8 or public housing) or with federally backed mortgages. There, the landlord cannot require you to leave before 30 days after the notice. A legal aid office can find out whether your home is covered.
  Read the full guide
6. What do I do if I am turned down because of a report with errors?
  
  Ask for the adverse action notice: it must name the company that made the report. Request your free copy within 60 days and dispute the errors; the company generally has 30 days to investigate. If you think you were turned down because of your origin, your family or another protected reason, you can complain to HUD.
  Read the full guide
Help and programs 97 questions

Down payment help, free counseling, rent vouchers and who to turn to.

Typical household income per year in the United States $80,734 Source: U.S. Census Bureau (Average 2020–2024)
See all 97 questions about help and programs
1. Can I use it with an ITIN?
  
  Most programs say nothing about the ITIN on their page (110 of the 134 we have read). Ask the program or a participating lender directly. Remember that the first-mortgage type matters too: FHA stopped accepting non-permanent residents for case numbers assigned on or after May 25, 2025.
  Read the full guide
2. Do I have to put in my own money?
  
  It depends on the loan and the program. On a conventional loan Fannie Mae buys, with a Community Seconds loan on a one-unit principal residence, no minimum contribution of your own funds is required; on a two- to four-unit home financed above 80%, you must put in at least 5%. Other loans and programs have their own rules, listed on their record.
  Read the full guide
3. How much does it cost?
  
  The intake interview is not charged. If the agency charges fees for other services, they must be reasonable, disclosed in advance and waived for anyone who cannot pay them. Foreclosure prevention counseling is free.
  Read the full guide
4. Do they serve people in Spanish?
  
  Many agencies do. On your state's page on this site you will see the HUD-approved agencies with the languages they declare; the CFPB's tool also lets you search by ZIP code. Since not all of them offer every service, check each one's list of services.
  Read the full guide
5. Who qualifies?
  
  Under DOE's rules, households with income up to 200% of the poverty level, or with someone receiving SSI, and in some states those eligible for LIHEAP. Older people, people with disabilities, families with children and households that spend a lot on energy get priority.
  Read the full guide
6. Where do I apply?
  
  Directly with the owner or manager of each building, because HUD does not manage the leasing. To find Section 202 buildings near you, use HUD's Resource Locator and choose the option for affordable elderly and special needs housing.
  Read the full guide
Owning a home 216 questions

Taxes, insurance, maintenance and what to do if you fall behind on payments.

Typical home value in the United States $332,700 Source: U.S. Census Bureau (Average 2020–2024)
See all 216 questions about owning a home
1. What happens if I forget to pay the policy?
  
  The loan servicer may buy force-placed insurance and charge you, and it is usually more expensive and may protect only the lender. First it has to notify you in writing at least 45 days ahead and remind you 15 days ahead; if you prove you had coverage, it must cancel it and refund the overlapping period.
  Read the full guide
2. When do I pay for insurance when buying a home?
  
  According to the CFPB, you usually pay the first 6 to 12 months of premiums at or before closing. After that, if you have an escrow account, the insurance goes into your monthly payment and the loan servicer pays it for you.
  Read the full guide
3. Why doesn't the seller's bill tell me what I will pay?
  
  Because in some states the assessed value resets when the home changes hands. In California, the base value is set when the home changes ownership; in Florida, the home is assessed at just value on January 1 of the year after the change of ownership. Ask the county what that home would pay with the reset value and your exemptions.
  Read the full guide
4. How much property tax do people pay in the United States?
  
  According to the Census Bureau's American Community Survey (ACS), the typical homeowner pays $3,119 a year, and dividing that median by the typical home value gives an effective rate of 0.94%. But it varies a lot from state to state and county to county: look yours up in the state table or on your county's page.
  Read the full guide
5. When is Form 709 due?
  
  According to the IRS, it is generally filed no earlier than January 1 and no later than April 15 of the year after the gift.
  Read the full guide
6. How do I test for radon?
  
  The EPA says there are low-cost do-it-yourself kits you can get by mail and in some hardware stores. Short-term tests stay in the home for two to 90 days. Your state radon office has lists of qualified testers.
  Read the full guide
Protect yourself from scams 86 questions

Housing scams, how to spot them and where to report them.

Households that own their home in the United States 65% Source: U.S. Census Bureau (Average 2020–2024)
See all 86 questions about housing scams
1. Where do I report a housing scam?
  
  The CFPB says to report it to the FTC at ReportFraud.ftc.gov or to the FBI at ic3.gov, to your state attorney general and to your local police through their nonemergency number. If it was a fake notario, also to EOIR's Fraud and Abuse Prevention Program (1-877-388-3840). If you are worried about how your immigration situation affects you, a free legal aid office or an accredited representative can look at your case.
  Read the full guide
2. Someone offers to recover the money I lost for a fee. Is it real?
  
  Be very careful. The FBI's IC3 says it does not work with law firms or crypto services to recover funds, and that it will never contact you to ask for information or money. Report the scam yourself at ic3.gov or ReportFraud.ftc.gov; it is free.
  Read the full guide
3. Will I get my money back?
  
  There is no guarantee. Each bank has its own policies. In 2025, the IC3 recovery team froze about 58% of the money at stake in the cases it acted on. The faster you report, the better your chances.
  Read the full guide
4. Where do I report the scam?
  
  At ic3.gov, the FBI's site, and at ReportFraud.ftc.gov, the FTC's. If the problem is with a financial company, you can also file a complaint with the CFPB.
  Read the full guide
5. Where do I report a fake call?
  
  If they claimed to be the IRS, report it to TIGTA (800-366-4484); fake IRS emails go to phishing@irs.gov. If they claimed to be immigration court, report it to EOIR's Fraud and Abuse Prevention Program. For other scams, the CFPB points to the FTC at reportfraud.ftc.gov, the FBI at ic3.gov, your state attorney general or your local police.
  Read the full guide
6. How long does my tax refund take?
  
  According to the IRS, it typically takes 3 weeks from the date you e-filed, and 6 or more weeks from the date it received your mailed return. It can take longer if your return needs corrections or review, or if you claim the EITC or the additional child tax credit.
  Read the full guide
Money problems 108 questions

If you can't pay the rent or the mortgage, lost your job or face a utility shutoff: what to do first.

Typical monthly rent in the United States $1,413 Source: U.S. Census Bureau (Average 2020–2024)
See all 108 questions about money problems
1. When can I buy a home again?
  
  It depends on the program. For FHA, generally two years after a Chapter 7 discharge. Fannie Mae asks for four years after Chapter 7 and two from a Chapter 13 discharge. There are exceptions if you document circumstances beyond your control.
  Read the full guide
2. Does bankruptcy stop a foreclosure?
  
  Filing automatically stops most collection actions. In Chapter 13 you can catch up on past-due payments during the plan, as long as you make each new payment on time. In Chapter 7 the pause does not remove the mortgage lien.
  Read the full guide
3. Where do I report a scam?
  
  The CFPB points to the FTC at reportfraud.ftc.gov, the FBI at ic3.gov, your state attorney general and your local police through their non-emergency number. If you are not sure which applies, USAGov's where-to-report-a-scam tool guides you with a few questions.
  Read the full guide
4. What is coordinated entry?
  
  It is the front door to the local homeless services network. By rule, each Continuum of Care must have a system that assesses the housing and service needs of each person and family, and ESG-funded programs in the area must use it. 211 or a shelter can tell you how to reach it.
  Read the full guide
5. How long do I have to apply?
  
  The standard period is 60 days from the presidential declaration. FEMA may extend it, and afterward accepts late registrations for 60 more days if you explain why you were late.
  Read the full guide
6. FEMA denied me. What do I do?
  
  You can appeal within 60 days of the letter's date, with a signed written explanation or documents that prove your case. FEMA must answer you in writing within 90 days.
  Read the full guide
Taxes and money 49 questions

Budgeting with several incomes, saving, remittances and taxes without the headache.

Typical household income per year in the United States $80,734 Source: U.S. Census Bureau (Average 2020–2024)
See all 49 questions about taxes and money
1. What should I bring to my VITA appointment?
  
  Original photo ID (for both spouses if filing jointly), Social Security cards or ITIN papers for the whole family, birth dates, all your W-2s and 1099s, last year's return if you have it and a blank check for direct deposit. To e-file a joint return, both spouses must come to sign.
  Read the full guide
2. Who qualifies to have VITA prepare my taxes for free?
  
  The IRS sets no program-wide income limit; each site may set its own. Many sites serve people who generally make about $70,244 or less, people with disabilities and limited English speakers. TCE mainly helps people 60 and older.
  Read the full guide
3. What is a PAL loan?
  
  It is a payday alternative loan a federal credit union may offer. For PAL I, the rule sets conditions including: $200 to $1,000, one to six months, no rollovers, membership for at least one month first and an application fee that never exceeds $20.
  Read the full guide
4. Is a Bank On account free?
  
  Not always. The standard allows a monthly fee of $5 or less, or $10 or less if a single transaction such as a direct deposit can waive it. What it does not allow are overdraft, insufficient funds, activation, closure, inactivity or low balance fees.
  Read the full guide
5. Can I cancel a remittance?
  
  Yes, if you ask no later than 30 minutes after paying and the money has not been picked up or deposited. The provider must refund everything you paid, including fees, within three business days. If you scheduled the transfer in advance, you can cancel up to three business days before.
  Read the full guide
6. How much should go to rent?
  
  The federal reference is 30% of monthly income: it is the rule HUD uses to set the tenant's payment in its programs, and the one we use to talk about affordable rent. With the typical US household income, $6,728 a month, that comes to $2,018. This site's rent calculator runs the numbers with your income and your county's rent.
  Read the full guide
Moving 50 questions

Changing city or state: costs, paperwork and what to check before you sign.

Typical monthly rent in the United States $1,413 Source: U.S. Census Bureau (Average 2020–2024)
See all 50 questions about moving
1. Do I need a new birth certificate?
  
  If your Puerto Rico certificate was issued before July 1, 2010, yes: those copies lost their validity under Puerto Rico law, and Social Security only accepts ones issued on or after that date. The new one is requested from Puerto Rico's Demographic Registry. Order one for each family member before you move.
  Read the full guide
2. How do I register to vote in Florida?
  
  You must be a U.S. citizen, a Florida resident and at least 18 years old. You can register online at RegisterToVoteFlorida.gov or at a tax collector's office that issues licenses. The deadline is 29 days before each election. Registering to vote in Florida is also one of the actions that can establish your residency.
  Read the full guide
3. Can I fly without a REAL ID?
  
  Yes, with a passport or another document the TSA accepts. If you are 18 or older and have none of them, USAGov explains you can pay $45 for TSA ConfirmID to have your identity verified; it is valid for 10 days from the departure date. Children under 18 flying with an adult do not have to show ID.
  Read the full guide
4. Do I get my utility deposit back?
  
  Yes, under each state's rules. In Arizona it is refunded with interest after 12 months if you were not late more than twice; in Florida, after 23 months of continuous service with a good payment record. Texas, Arizona and Florida require interest on deposits, and in New Jersey you must be given a receipt.
  Read the full guide
5. How long do I have to file a claim?
  
  You have 9 months from delivery. The claim must be in writing. The mover has 30 days to acknowledge it and 120 days to give you an answer, with extensions if it notifies you in writing.
  Read the full guide
6. Will my mail follow me to my new home?
  
  Yes, if you request a permanent change of address with USPS: standard forwarding lasts 12 months. But driver's licenses, voter registration, credit cards and bank statements are not forwarded, so you have to tell each agency and company yourself.
  Read the full guide
Puerto Rico 77 questions

The island's rules: CRIM, Vivienda, AFV and what changes if you move to Florida.

Typical home value in Puerto Rico $131,500 Source: U.S. Census Bureau (Average 2020–2024)
See all 77 questions about Puerto Rico
1. Do I have to tell CRIM that I bought the home?
  
  Yes. The Municipal Code gives you 30 days from the purchase to report the change of owner, even if you already filed the deed with the Registry. If you do not, you are liable for bills issued in the previous owner's name.
  Read the full guide
2. What homebuying assistance does the AFV publish?
  
  The AFV publishes Pronto pa' tu casa, with CDBG-MIT funds for the down payment and closing costs of eligible buyers; Vivienda Joven, a loan for recent graduates aged 21 to 35; and the HOME Program. Each has its own requirements; the AFV gives guidance at 939-333-5417.
  Read the full guide
3. What is AFV?
  
  It is Puerto Rico's Housing Finance Authority (Autoridad para el Financiamiento de la Vivienda), a public corporation of the government. It offers mortgage loans such as Vivienda Joven and runs Pronto pa' tu casa with CDBG-MIT funds and the HOME Program. It gives guidance at 939-333-5417 and info@afv.pr.gov.
  Read the full guide
4. When is property tax due?
  
  By semester and in advance: July 1 and January 1. If you pay within 30 days from when the bill was issued, you get 10% off the semester; between 30 and 60 days, 5%.
  Read the full guide
5. Is the Section 8 list open?
  
  According to AVP, its Section 8 Program is not accepting new applications at this time. It only accepts applications for Project Based Vouchers, preferences and special programs. Also ask at your municipality's housing office and check the housing authorities HUD lists for Puerto Rico.
  Read the full guide
6. What happens if I pay late?
  
  Paying 30 to 60 days after the due date adds a 5% surcharge; after 60 days, 10%; and interest of 10% a year runs. At 90 days the debt is delinquent, and CRIM can collect it by seizure.
  Read the full guide

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The questions people ask about housing, answered

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Questions by topic

Buying a home 279 questions

How can I quickly tell whether my costs went up?

What do I do if I find an error on my Closing Disclosure?

When does PMI go away?

What credit score do I need?

Can the seller pay my down payment?

How much money do I need to buy a home?

Mortgage loans 186 questions

Can I use an FHA loan with an ITIN?

How much money do I need besides the down payment?

Who can get a VA loan?

Which loan is the cheapest?

What is an FHA EEM?

When does PMI come off?

ITIN 63 questions

Can I get ITINs for my children?

How long does it take to get an ITIN?

Does my ITIN expire?

Can I get ITINs for my spouse and my children?

What is Form 4506-C?

How long does renewal take?

Credit 123 questions

How much of my card should I use?

I was turned down for a card because I have no history. What now?

What is a PAL loan?

How long does it take by mail?

What is a credit-builder loan?

How many references do I need?

Renting 204 questions

Where do I apply for Section 8?

How do I know when a waiting list opens?

How much rent can I pay?

What do I do if I already sent the money?

What is the 30-day notice people mention?

What do I do if I am turned down because of a report with errors?

Help and programs 97 questions

Can I use it with an ITIN?

Do I have to put in my own money?

How much does it cost?

Do they serve people in Spanish?

Who qualifies?

Where do I apply?

Owning a home 216 questions

What happens if I forget to pay the policy?

When do I pay for insurance when buying a home?

Why doesn't the seller's bill tell me what I will pay?

How much property tax do people pay in the United States?

When is Form 709 due?

How do I test for radon?

Protect yourself from scams 86 questions

Where do I report a housing scam?

Someone offers to recover the money I lost for a fee. Is it real?

Will I get my money back?

Where do I report the scam?

Where do I report a fake call?

How long does my tax refund take?

Money problems 108 questions

When can I buy a home again?

Does bankruptcy stop a foreclosure?

Where do I report a scam?

What is coordinated entry?

How long do I have to apply?

FEMA denied me. What do I do?

Taxes and money 49 questions

What should I bring to my VITA appointment?

Who qualifies to have VITA prepare my taxes for free?

What is a PAL loan?

Is a Bank On account free?

Can I cancel a remittance?

How much should go to rent?

Moving 50 questions

Do I need a new birth certificate?

How do I register to vote in Florida?

Can I fly without a REAL ID?

Do I get my utility deposit back?

How long do I have to file a claim?

Will my mail follow me to my new home?