City · 31,154 residents · Fairfax County, Virginia
Springfield, Virginia
In Springfield, a typical home is worth $640,300 and typical rent is $2,656 a month. Compared with all of Fairfax County, typical household income is 18% lower and typical rent is 17% higher.
Typical home value from Zillow, September 2021 to September 2026: from $596,058 to $694,634.
Typical rent
$3,052a month
▲ 5.1% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,364 to $3,052.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Springfield is in Fairfax County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Fairfax County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Lincolnia, the typical rent is $2,141: 19% less than in Springfield ($2,656).
2
The typical household income in Springfield is $125,999,18% less than in Fairfax County as a whole ($153,637).
3
The typical rent in Springfield is $2,656 a month, 17% more than in Fairfax County as a whole ($2,276).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Springfield
What homes there are in Springfield, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Springfield
Fairfax County
Virginia
United States
Kind of home: Springfield and its comparisons
Measure
Springfield
Fairfax County
Virginia
United States
Detached house
57%
46%
61%
61%
Attached house
13%
23%
11%
6%
Building of 2 to 4
Unreliable estimate
2%
5%
8%
Apartments (5 or more)
29%
29%
19%
19%
Mobile home
Unreliable estimate
1%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Springfield: 57% of homes, more than in Fairfax County (46%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Springfield
Fairfax County
Virginia
United States
Year built: Springfield and its comparisons
Measure
Springfield
Fairfax County
Virginia
United States
Before 1960
29%
11%
19%
26%
1960–1979
26%
33%
24%
24%
1980–1999
29%
37%
30%
25%
2000–2009
14%
11%
15%
14%
2010 or later
1%
8%
12%
11%
In Springfield, half of the homes were built before 1975; in Fairfax County, before 1983.
In Springfield, 70% of homes have 3 bedrooms or more, about the same as in Fairfax County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K11%
$500K–$750K62%
$750K–$1M16%
$1M or more8%
Value of owner-occupied homes: Springfield and its comparisons
Measure
Springfield
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
11%
$500K–$750K
62%
$750K–$1M
16%
$1M or more
8%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,49929%
$2,500–$2,99918%
$3,000 or more38%
Monthly rent with utilities: Springfield and its comparisons
Measure
Springfield
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
29%
$2,500–$2,999
18%
$3,000 or more
38%
With a mortgage
$2,978 a month
Fairfax County: $3,227 a month
Without a mortgage
$878 a month
Fairfax County: $1,082 a month
Owners with a mortgage
68%
Fairfax County: 72%
The typical cost for an owner with a mortgage in Springfield is $2,978 a month, less than in Fairfax County ($3,227); without one, $878.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Springfield+37%
Fairfax County+30%
Virginia+41%
United States+53%
Typical rent
Springfield+26%
Fairfax County+21%
Virginia+28%
United States+33%
Typical household income
Springfield+24%
Fairfax County+23%
Virginia+26%
United States+29%
Change since 2015–2019: Springfield and its comparisons
Measure
Springfield
Fairfax County
Virginia
United States
Typical home value
+37%
+30%
+41%
+53%
Typical rent
+26%
+21%
+28%
+33%
Typical household income
+24%
+23%
+26%
+29%
Since 2015–2019, homes in Springfield gained value faster than in Fairfax County: 37% against 30%.
Since 2015–2019, the typical rent in Springfield rose 26%, more than in Fairfax County (21%).
While home values in Springfield changed +37% and rent +26%, the typical household income rose 24%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Springfield and its comparisons
Measure
Springfield
Fairfax County
Virginia
United States
Rental vacancy
6.1%
4.4%
4.8%
5.5%
Homeowner vacancy
Unreliable estimate
0.4%
0.8%
0.9%
More than one person per room
3.7%
3.2%
2.1%
3.4%
People per household
2.96
2.75
2.52
2.53
Drive alone
58%
55%
68%
69%
Carpool
13%
8%
8%
9%
Public transit
7%
5%
2%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
18%
29%
18%
15%
Other means
2%
2%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Springfield, the rental vacancy rate is 6.1%; in Fairfax County, 4.4%.
More than one person per room: that is how 3.7% of households in Springfield live, near the figure in Fairfax County (3.2%).
Households in Springfield are bigger: 2.96 people on average; in Fairfax County, 2.75.
Carpooling is common in Springfield: 13% of workers get to work that way, against 8% in Fairfax County.
Do the math
What would you pay each month for a home in Springfield?
A typical home costs more than the typical income allows
We start with a typical home in Springfield, worth $640,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in Springfield, which is $125,999 a year. For that payment to be 28% of income, a household would need to earn about $229,198 a year.
The calculator's FHA and conventional loan limits are those of all of Fairfax County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Springfield. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $22,411 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,348
at 7.18% · 30 years
Loan amount
$628,702
Total interest
$904,555
Paid off in
November 2056
Includes $10,813 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,940 a month
Tight
$2,940 to $3,780 a month
Hard
more than $3,780 a month
Your payment · 51%
Compared with the typical household income in Springfield ($125,999 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,259
Property tax
$539
Home insurance
$267
FHA mortgage insurance (MIP)
$283
You need at least $22,411 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,348; principal and interest $4,259.
The city and its county
Springfield and Fairfax County
Springfield is in Fairfax County, Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Springfield
Map of Fairfax County, Virginia, with Springfield marked. Around it, the neighboring counties.
Springfield
Fairfax County
Other cities with a page
Springfield's own numbers
Typical home value
$640,300
Typical monthly rent
$2,656
Typical yearly household income
$125,999
Households that own their home
66%
Effective property tax rate
1.01%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Fairfax County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,438
Price change over 5 years (FHFA)
+35%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fairfax County.
A typical home in Springfield is worth $640,300: 13% below the county and 67% above Virginia. With the typical household income in Springfield ($125,999 a year), a typical home costs 5.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Springfield5.1 years
Fairfax4.8 years
Virginia4.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Fairfax County
According to FHFA’s house price index, home prices in Fairfax County rose 55% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Fairfax County.
Yearly change in FHFA’s price index in Fairfax County, 2016 to 2025
2016: +1.6% +1.6% 2016
2017: +2.3% +2.3% 2017
2018: +2.4% +2.4% 2018
2019: +3.8% +3.8% 2019
2020: +3.4% +3.4% 2020
2021: +7.3% +7.3% 2021
2022: +9.9% +9.9% 2022
2023: +5.3% +5.3% 2023
2024: +6.7% +6.7% 2024
2025: +2.1% +2.1% 2025
Change in FHFA’s price index in Fairfax County, Virginia and the United States
Period
County
Virginia
U.S.
Last year (2025)
+2.1%
+3.7%
+2.9%
5 years (2020–2025)
+35%
+49%
+47%
10 years (2015–2025)
+55%
+75%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Springfield next to Fairfax County, Virginia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Springfield$640,300
Fairfax$732,800
Virginia$383,700
United States$332,700
Typical monthly rent
Springfield$2,656
Fairfax$2,276
Virginia$1,579
United States$1,413
Typical yearly household income
Springfield$125,999
Fairfax$153,637
Virginia$93,170
United States$80,734
See the full table
Springfield next to Fairfax County and Virginia
Measure
Springfield
Fairfax County
Virginia
U.S.
Typical home value
$640,300 ▼13% below the county
$732,800
$383,700
$332,700
Typical monthly rent
$2,656 ▲17% above the county
$2,276
$1,579
$1,413
Typical yearly household income
$125,999 ▼18% below the county
$153,637
$93,170
$80,734
Households that own their home
66% ▼3 points below the county
69%
67%
65%
Typical yearly property tax
$6,447 ▼13% below the county
$7,368
$2,790
$3,119
Effective property tax rate
1.01%
1.01%
0.73%
0.94%
Renters with high rent for their income
60% ▲15 points above the county
46%
49%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fairfax County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Springfield
For a typical $640,300 home in Springfield, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Springfield's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,348a month
Least cash to close
Down payment
$22,411
Cash to close
$41,620
Rate
7.18%
Mortgage insurance
FHA MIP · $283
Conventional, 5% down$5,231a month
Down payment
$32,015
Cash to close
$51,224
Rate
7.18%
Mortgage insurance
PMI · $304
Conventional, 20% down, no PMI$4,276a month
Down payment
$128,060
Cash to close
$147,269
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,868a month
Down payment
$96,045
Cash to close
$115,254
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Springfield
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$5,348
$22,411
$628,703
7.18%
FHA MIP · $283
$41,620
580
Conventional, 5% down
$5,231
$32,015
$608,285
7.18%
PMI · $304
$51,224
620*
Conventional, 20% down, no PMI
$4,276
$128,060
$512,240
7.18%
None
$147,269
620*
ITIN, 15% down (example)
$4,868
$96,045
$544,255
8.18%
None
$115,254
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Springfield is $2,656 a month: 17% above the county. In Springfield, 60% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Fairfax County, by unit size. To pay the 2-bedroom one ($2,438 a month) without spending more than 30% of your income, you would need to earn $46.88 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Fairfax County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$2,111
$40.60
$84,440
1 bedroom
$2,204
$42.38
$88,160
2 bedrooms
$2,438
$46.88
$97,520
3 bedrooms
$3,107
$59.75
$124,280
4 bedrooms
$3,658
$70.35
$146,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Springfield
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Springfield has 2 ZIP codes with their own.
For 2 bedrooms it runs from $2,780 in 22150 to $3,100 in 22151.
2 of the 2 are above the fair market rent for Fairfax County ($2,438).
Fair market rent by ZIP code and size in Springfield, fiscal year 2027.
22150
$2,410
$2,510
$2,780
$3,540
$4,170
22151
$2,680
$2,800
$3,100
$3,950
$4,650
ZIP code2 bd3 bd
22150 $2,780$3,540
22151 $3,100$3,950
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Springfield when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 7 buildings with rents for lower incomes in Springfield. These are the largest.
Springfield Crossing6708 Metropolitan Center Dr, Springfield 22150347 low-income homes · 2 bd: 331 · 3 bd: 16 · In service since 2003 · For families
Greene Hills Estates7600 Creedmor Dr, Springfield 22153100 low-income homes · 2 bd: 44 · 3 bd: 36 · 4 bd: 20 · In service since 2019 · For families(703) 569-7240
Westminster Oaks8215 Mapleleaf Ct, Springfield 2215350 low-income homes · In service since 2011 · For families
Westminster Oaks8200 Mapleleaf Ct, Springfield 2215350 low-income homes · For families(703) 323-7438
Pathway Living6215 Pioneer Dr, Springfield 2215018 low-income homes · For people with disabilities(703) 876-0390
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Fairfax County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Springfield or Fairfax County. The ones below are statewide in Virginia: they work in Springfield the same as in the rest of the state.
Virginia state agency down payment grant that you do not repay; for first-time buyers, or any buyer in economic opportunity zones, with a Virginia Housing mortgage.Offered by Virginia Housing (Virginia Housing Development Authority).
Virginia Housing 30-year fixed-rate second mortgage of up to 5% of the price for the down payment (and part of the closing costs with a credit score of 680 or higher); for first-time buyers and for people who have owned a home before.Offered by Virginia Housing (Virginia Housing Development Authority).
Virginia Housing grant that you do not repay, of up to 2% of the price, for the closing costs of buyers with a Virginia Housing RD (Rural Development) or VA loan.Offered by Virginia Housing (Virginia Housing Development Authority).
No legal help resource on our list is for Springfield or Fairfax County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Springfield and all of Fairfax County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Springfield?
The typical home value in Springfield is $640,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fairfax County it is $732,800.
How much does it cost to rent in Springfield?
Typical rent in Springfield is $2,656 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fairfax County is $2,438.
What is the FHA loan limit in Springfield?
Springfield uses the FHA limit for all of Fairfax County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in Springfield?
The typical homeowner in Springfield pays $6,447 a year, according to the U.S. Census Bureau. That is 1.01% of the home’s value; in Fairfax County, the rate is 1.01%.
Where can I find free help to buy or rent in Springfield?
There are 2 HUD-approved counseling agencies with an office in Fairfax County. They can help you get ready to buy, with your credit, or with rent.
