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City · 43,945 residents · Prince William County, Virginia

Woodbridge , Virginia

In Woodbridge, a typical home is worth $422,400 and typical rent is $2,101 a month. Compared with all of Prince William County, the typical home value is 20% lower, typical household income is 20% lower, and the share of households that own their home is 20 points lower.

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  • Typical home value

    $422,400

    20% below the county

    10% above Virginia

    • Woodbridge
    • Prince William
    • Virginia

  • Typical rent

    $2,101a month

    About the same as the county

    33% above Virginia

    • Woodbridge
    • Prince William
    • Virginia

  • Typical household income

    $104,741a year

    20% below the county

    12% above Virginia

    • Woodbridge
    • Prince William
    • Virginia

  • Households that own their home

    54%

    20 points below the county

    13 points below Virginia

    • Woodbridge
    • Prince William
    • Virginia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$496,663
about the same as 12 months ago
Typical rent
$2,174 a month
0.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Woodbridge is in Prince William County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Prince William County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Woodbridge apart

What this place has that others do not, from public data, most unusual first.

  1. 54% of households in Woodbridge own their home, against 74% in Prince William County.

  2. The typical home in Woodbridge is worth $422,400, 20% less than in Prince William County as a whole ($530,100).

  3. The typical household income in Woodbridge is $104,741, 20% less than in Prince William County as a whole ($131,402).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Woodbridge

What homes there are in Woodbridge, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Woodbridge, the apartment is the most common kind of home: 37%, against 16% in Prince William County.

Year built

The typical home in Woodbridge was built in 1986, 9 years before the typical one in Prince William County.

There are fewer big homes in Woodbridge than in Prince William County: 63% have 3 bedrooms or more, against 79%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,289 a month

Prince William County: $2,714 a month

Without a mortgage

$758 a month

Prince William County: $826 a month

Owners with a mortgage

63%

Prince William County: 79%

In Woodbridge, 63% of owners have a mortgage, and their typical cost is $2,289 a month, against $2,714 in Prince William County. Without one it drops to $758.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Woodbridge does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in Prince William County the typical home value rose 39%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWoodbridgePrince William CountyVirginiaUnited States
Rental vacancy Unreliable estimate3.9%4.8%5.5%
Homeowner vacancy Unreliable estimate0.4%0.8%0.9%
More than one person per room 7.6%3.6%2.1%3.4%
People per household 3.073.092.522.53
Drive alone 66%66%68%69%
Carpool 13%10%8%9%
Public transit 2%3%2%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 13%19%18%15%
Other means 4%2%1%2%
Typical commute 30 to 39 minutes30 to 39 minutes20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 7.6% of households in Woodbridge live, more than in Prince William County (3.6%).

By size, households in Woodbridge look like those in Prince William County: 3.07 people on average.

Carpooling is common in Woodbridge: 13% of workers get to work that way, against 10% in Prince William County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Woodbridge?

A typical home costs more than the typical income allows

We start with a typical home in Woodbridge, worth $422,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in Woodbridge, which is $104,741 a year. For that payment to be 28% of income, a household would need to earn about $150,295 a year.

The calculator's FHA and conventional loan limits are those of all of Prince William County.

Your numbers

Local data
$

Starts at the typical home value in Woodbridge. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,784 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,507

at 7.18% · 30 years

Loan amount
$414,749
Total interest
$596,727
Paid off in
November 2056

Includes $7,133 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,444 a month

  • Tight

    $2,444 to $3,142 a month

  • Hard

    more than $3,142 a month

    Your payment · 40%

Compared with the typical household income in Woodbridge ($104,741 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,507
Principal & interest$2,810
Property tax$334
Home insurance$176
FHA mortgage insurance (MIP)$187

You need at least $14,784 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Woodbridge and Prince William County

Woodbridge is in Prince William County, Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Woodbridge's own numbers

Typical home value
$422,400
Typical monthly rent
$2,101
Typical yearly household income
$104,741
Households that own their home
54%
Effective property tax rate
0.95%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Prince William County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,438
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Prince William County.

Everything about Prince William County

Buying

Buying a home in Woodbridge

A typical home in Woodbridge is worth $422,400: 20% below the county and 10% above Virginia. With the typical household income in Woodbridge ($104,741 a year), a typical home costs 4.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Woodbridge 4.0 years
  • Prince William 4.0 years
  • Virginia 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Prince William County

According to FHFA’s house price index, home prices in Prince William County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Prince William County.

Period County Virginia U.S.
Last year (2025) +2.9% +3.7% +2.9%
5 years (2020–2025) +47% +49% +47%
10 years (2015–2025) +77% +75% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Woodbridge next to Prince William County, Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Woodbridge $422,400
  • Prince William $530,100
  • Virginia $383,700
  • United States $332,700
Typical monthly rent
  • Woodbridge $2,101
  • Prince William $2,067
  • Virginia $1,579
  • United States $1,413
Typical yearly household income
  • Woodbridge $104,741
  • Prince William $131,402
  • Virginia $93,170
  • United States $80,734
See the full table
Woodbridge next to Prince William County and Virginia
Measure Woodbridge Prince William County Virginia U.S.
Typical home value $422,400 $530,100 $383,700 $332,700
Typical monthly rent $2,101 $2,067 $1,579 $1,413
Typical yearly household income $104,741 $131,402 $93,170 $80,734
Households that own their home 54% 74% 67% 65%
Typical yearly property tax $3,999 $4,999 $2,790 $3,119
Effective property tax rate 0.95% 0.94% 0.73% 0.94%
Renters with high rent for their income 47% 51% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Prince William County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Woodbridge

For a typical $422,400 home in Woodbridge, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Woodbridge's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,507a month

    Least cash to close
    Down payment
    $14,784
    Cash to close
    $27,456
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $187

  • Conventional, 5% down $3,429a month

    Down payment
    $21,120
    Cash to close
    $33,792
    Rate
    7.18%
    Mortgage insurance
    PMI · $201

  • Conventional, 20% down, no PMI $2,800a month

    Down payment
    $84,480
    Cash to close
    $97,152
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,190a month

    Down payment
    $63,360
    Cash to close
    $76,032
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Woodbridge and for Prince William County.

Property tax

Effective rate in Woodbridge

0.95%of the home’s value each year

$3,999 a year for the typical owner in Woodbridge.

  • Woodbridge 0.95%
  • Prince William 0.94%
  • Virginia 0.73%

What Virginia publishes Local exemption or deferral for people 65 and older or with disabilities (Virginia General Assembly (Code of Virginia))

Exemptions and deadlines in Virginia

Flood risk in Prince William County

FEMA does not publish these numbers by city: they are for all of Prince William County.

Homes in the high-risk zone
0.6%
414
Of those, with NFIP insurance
46%
County Virginia U.S.
Homes in the high-risk zone 0.6% 1.5% 3.5%
Of those, with NFIP insurance 46% 100% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Woodbridge

Typical rent in Woodbridge is $2,101 a month: about the same as the county. In Woodbridge, 47% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Prince William County, by unit size. To pay the 2-bedroom one ($2,438 a month) without spending more than 30% of your income, you would need to earn $46.88 an hour working full time.

HUD fair market rent for all of Prince William County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,111 $40.60 $84,440
1 bedroom $2,204 $42.38 $88,160
2 bedrooms $2,438 $46.88 $97,520
3 bedrooms $3,107 $59.75 $124,280
4 bedrooms $3,658 $70.35 $146,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Woodbridge

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Woodbridge is in ZIP code 22191.

For 2 bedrooms it is $2,520: $82 more than the fair market rent for Prince William County ($2,438).

  • 22191 $2,520$3,210

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Woodbridge when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Woodbridge

HUD lists 19 buildings with rents for lower incomes in Woodbridge. These are the largest.

  • Orchard Mills 3214 Berlin Ct, Woodbridge 22193 280 low-income homes · 1 bd: 32 · 2 bd: 180 · 3 bd: 68 · In service since 2004 · For families
  • County Center Crossing 7000 Lakota Dr, Woodbridge 22192 224 low-income homes · 2 bd: 168 · 3 bd: 56 · In service since 2006 · For families
  • Glen Arbor 14300 Jeffries Rd, Woodbridge 22191 209 low-income homes · 1 bd: 25 · 2 bd: 88 · 3 bd: 60 · 4 bd: 36 · In service since 2018 · For families
  • Summerland Heights I 1890 Gableridge Turn, Woodbridge 22191 206 low-income homes · 1 bd: 42 · 2 bd: 110 · 3 bd: 54 · In service since 1997 · For families
  • River Run at Prince William Commons I 13910 Hedgewood Dr, Woodbridge 22193 200 homes, 199 low-income · In service since 2006 · For older adults

See all 38 buildings in Prince William County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Woodbridge

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in Prince William County; 1 says it serves in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Woodbridge

No down payment, repair or rent-help program on our list is for Woodbridge or Prince William County. The ones below are statewide in Virginia: they work in Woodbridge the same as in the rest of the state.

Which programs do I qualify for? All programs in Virginia

  • Down Payment Assistance Grant

    Statewide in Virginia

    Virginia state agency down payment grant that you do not repay; for first-time buyers, or any buyer in economic opportunity zones, with a Virginia Housing mortgage. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

  • Virginia Housing Plus Second Mortgage

    Statewide in Virginia

    Virginia Housing 30-year fixed-rate second mortgage of up to 5% of the price for the down payment (and part of the closing costs with a credit score of 680 or higher); for first-time buyers and for people who have owned a home before. Offered by Virginia Housing (Virginia Housing Development Authority).

    Type not stated

    See the program Official page

  • Closing Cost Assistance Grant

    Statewide in Virginia

    Virginia Housing grant that you do not repay, of up to 2% of the price, for the closing costs of buyers with a Virginia Housing RD (Rural Development) or VA loan. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

Housing counselors near Woodbridge

The HUD-approved agencies closest to the center of Woodbridge, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • First Home Alliance

    3138 Golansky Blvd Ste 202, Woodbridge · 3 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 12 more
    (703) 580-8838

  • Prince William County Virginia Cooperative Extension

    15941 Donald Curtis Dr, Woodbridge · 3 miles away · Spanish

    Also serves in American Sign Language (ASL).

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (703) 792-4713

  • Centro de Apoyo Familiar (CAF)-Va

    13923 Minnieville Rd, Woodbridge · 4 miles away

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 4 more
    (703) 372-5440

Every agency in Prince William County All counseling agencies in Virginia

Help in Spanish near Woodbridge

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Woodbridge

HUD’s record names them for Woodbridge or Prince William County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Prince William County Office of HCD Section 8 vouchers (703) 792-7530

All housing agencies in Virginia Source: HUD

Cities

Other cities in Prince William County

These cities are also in Prince William County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Prince William County Housing in Virginia
See 4 more cities in Prince William County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Woodbridge, with the typical home value.

Neighboring counties

If Prince William County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Woodbridge.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Woodbridge

Short answers with the numbers for Woodbridge and all of Prince William County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Woodbridge?

The typical home value in Woodbridge is $422,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Prince William County it is $530,100.

How much does it cost to rent in Woodbridge?

Typical rent in Woodbridge is $2,101 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Prince William County is $2,438.

What is the FHA loan limit in Woodbridge?

Woodbridge uses the FHA limit for all of Prince William County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Woodbridge?

The typical homeowner in Woodbridge pays $3,999 a year, according to the U.S. Census Bureau. That is 0.95% of the home’s value; in Prince William County, the rate is 0.94%.

Where can I find free help to buy or rent in Woodbridge?

There are 4 HUD-approved counseling agencies with an office in Prince William County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).