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City · 71,016 residents · Prince William County, Virginia

Dale City , Virginia

In Dale City, a typical home is worth $425,500 and typical rent is $1,876 a month. Compared with all of Prince William County, the typical home value is 20% lower and typical household income is 15% lower.

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  • Typical home value

    $425,500

    20% below the county

    11% above Virginia

    • Dale City
    • Prince William
    • Virginia

  • Typical rent

    $1,876a month

    9% below the county

    19% above Virginia

    • Dale City
    • Prince William
    • Virginia

  • Typical household income

    $111,994a year

    15% below the county

    20% above Virginia

    • Dale City
    • Prince William
    • Virginia

  • Households that own their home

    79%

    5 points above the county

    12 points above Virginia

    • Dale City
    • Prince William
    • Virginia

Source: U.S. Census Bureau, Average 2020–2024

Dale City is in Prince William County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Prince William County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Dale City apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Dale City is worth $425,500, 20% less than in Prince William County as a whole ($530,100).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Dale City

What homes there are in Dale City, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Dale City, 7 in 10 homes are single-family detached houses; in Prince William County, 5.

Year built

Homes in Dale City are older: the typical year built is 1983; in Prince William County, 1995.

Homes in Dale City are bigger: 88% have 3 bedrooms or more; in Prince William County, 79%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,381 a month

Prince William County: $2,714 a month

Without a mortgage

$697 a month

Prince William County: $826 a month

Owners with a mortgage

78%

Prince William County: 79%

The typical cost for an owner with a mortgage in Dale City is $2,381 a month, less than in Prince William County ($2,714); without one, $697.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Dale City gained value more slowly than in Prince William County: 35% since 2015–2019, against 39%.

Rents in Dale City rose more slowly than in Prince William County: 13% since 2015–2019, against 21%.

To compare: typical income in Dale City rose 18%; the home, +35%; the rent, +13%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureDale CityPrince William CountyVirginiaUnited States
Rental vacancy Unreliable estimate3.9%4.8%5.5%
Homeowner vacancy Unreliable estimate0.4%0.8%0.9%
More than one person per room 4.7%3.6%2.1%3.4%
People per household 3.313.092.522.53
Drive alone 69%66%68%69%
Carpool 11%10%8%9%
Public transit 2%3%2%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 14%19%18%15%
Other means 2%2%1%2%
Typical commute 30 to 39 minutes30 to 39 minutes20 to 29 minutes20 to 29 minutes

More households are short on space in Dale City: 4.7% have more than one person per room; in Prince William County, 3.6%.

Households in Dale City are bigger: 3.31 people on average; in Prince William County, 3.09.

The car rules in Dale City: 69% of workers drive to work alone, and the typical trip takes 30 to 39 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Dale City?

A typical home costs more than the typical income allows

We start with a typical home in Dale City, worth $425,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Dale City, which is $111,994 a year. For that payment to be 28% of income, a household would need to earn about $152,006 a year.

The calculator's FHA and conventional loan limits are those of all of Prince William County.

Your numbers

Local data
$

Starts at the typical home value in Dale City. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,893 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,547

at 7.18% · 30 years

Loan amount
$417,793
Total interest
$601,106
Paid off in
November 2056

Includes $7,186 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,613 a month

  • Tight

    $2,613 to $3,360 a month

  • Hard

    more than $3,360 a month

    Your payment · 38%

Compared with the typical household income in Dale City ($111,994 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,547
Principal & interest$2,830
Property tax$351
Home insurance$177
FHA mortgage insurance (MIP)$188

You need at least $14,893 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Dale City and Prince William County

Dale City is in Prince William County, Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Dale City's own numbers

Typical home value
$425,500
Typical monthly rent
$1,876
Typical yearly household income
$111,994
Households that own their home
79%
Effective property tax rate
0.99%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Prince William County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,438
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Prince William County.

Everything about Prince William County

Buying

Buying a home in Dale City

A typical home in Dale City is worth $425,500: 20% below the county and 11% above Virginia. With the typical household income in Dale City ($111,994 a year), a typical home costs 3.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Dale City 3.8 years
  • Prince William 4.0 years
  • Virginia 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Prince William County

According to FHFA’s house price index, home prices in Prince William County rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Prince William County.

Period County Virginia U.S.
Last year (2025) +2.9% +3.7% +2.9%
5 years (2020–2025) +47% +49% +47%
10 years (2015–2025) +77% +75% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Dale City next to Prince William County, Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Dale City $425,500
  • Prince William $530,100
  • Virginia $383,700
  • United States $332,700
Typical monthly rent
  • Dale City $1,876
  • Prince William $2,067
  • Virginia $1,579
  • United States $1,413
Typical yearly household income
  • Dale City $111,994
  • Prince William $131,402
  • Virginia $93,170
  • United States $80,734
See the full table
Dale City next to Prince William County and Virginia
Measure Dale City Prince William County Virginia U.S.
Typical home value $425,500 $530,100 $383,700 $332,700
Typical monthly rent $1,876 $2,067 $1,579 $1,413
Typical yearly household income $111,994 $131,402 $93,170 $80,734
Households that own their home 79% 74% 67% 65%
Typical yearly property tax $4,219 $4,999 $2,790 $3,119
Effective property tax rate 0.99% 0.94% 0.73% 0.94%
Renters with high rent for their income 56% 51% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Prince William County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Dale City

For a typical $425,500 home in Dale City, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Dale City's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,547a month

    Least cash to close
    Down payment
    $14,893
    Cash to close
    $27,658
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $188

  • Conventional, 5% down $3,469a month

    Down payment
    $21,275
    Cash to close
    $34,040
    Rate
    7.18%
    Mortgage insurance
    PMI · $202

  • Conventional, 20% down, no PMI $2,834a month

    Down payment
    $85,100
    Cash to close
    $97,865
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,228a month

    Down payment
    $63,825
    Cash to close
    $76,590
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Dale City and for Prince William County.

Property tax

Effective rate in Dale City

0.99%of the home’s value each year

$4,219 a year for the typical owner in Dale City.

  • Dale City 0.99%
  • Prince William 0.94%
  • Virginia 0.73%

What Virginia publishes Local exemption or deferral for people 65 and older or with disabilities (Virginia General Assembly (Code of Virginia))

Exemptions and deadlines in Virginia

Flood risk in Prince William County

FEMA does not publish these numbers by city: they are for all of Prince William County.

Homes in the high-risk zone
0.6%
414
Of those, with NFIP insurance
46%
County Virginia U.S.
Homes in the high-risk zone 0.6% 1.5% 3.5%
Of those, with NFIP insurance 46% 100% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Dale City

Typical rent in Dale City is $1,876 a month: 9% below the county. In Dale City, 56% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Prince William County, by unit size. To pay the 2-bedroom one ($2,438 a month) without spending more than 30% of your income, you would need to earn $46.88 an hour working full time.

HUD fair market rent for all of Prince William County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,111 $40.60 $84,440
1 bedroom $2,204 $42.38 $88,160
2 bedrooms $2,438 $46.88 $97,520
3 bedrooms $3,107 $59.75 $124,280
4 bedrooms $3,658 $70.35 $146,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Dale City

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Dale City is in ZIP code 22193.

For 2 bedrooms it is $2,270: $168 less than the fair market rent for Prince William County ($2,438).

  • 22193 $2,270$2,890

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Dale City when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Dale City

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in Prince William County; 1 says it serves in Spanish.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Dale City

No down payment, repair or rent-help program on our list is for Dale City or Prince William County. The ones below are statewide in Virginia: they work in Dale City the same as in the rest of the state.

Which programs do I qualify for? All programs in Virginia

  • Down Payment Assistance Grant

    Statewide in Virginia

    Virginia state agency down payment grant that you do not repay; for first-time buyers, or any buyer in economic opportunity zones, with a Virginia Housing mortgage. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

  • Virginia Housing Plus Second Mortgage

    Statewide in Virginia

    Virginia Housing 30-year fixed-rate second mortgage of up to 5% of the price for the down payment (and part of the closing costs with a credit score of 680 or higher); for first-time buyers and for people who have owned a home before. Offered by Virginia Housing (Virginia Housing Development Authority).

    Type not stated

    See the program Official page

  • Closing Cost Assistance Grant

    Statewide in Virginia

    Virginia Housing grant that you do not repay, of up to 2% of the price, for the closing costs of buyers with a Virginia Housing RD (Rural Development) or VA loan. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

Housing counselors near Dale City

The HUD-approved agencies closest to the center of Dale City, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Centro de Apoyo Familiar (CAF)-Va

    13923 Minnieville Rd, Woodbridge · 1 miles away

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 4 more
    (703) 372-5440

  • First Home Alliance

    3138 Golansky Blvd Ste 202, Woodbridge · 2 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 12 more
    (703) 580-8838

  • Prince William County Virginia Cooperative Extension

    15941 Donald Curtis Dr, Woodbridge · 4 miles away · Spanish

    Also serves in American Sign Language (ASL).

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (703) 792-4713

Every agency in Prince William County All counseling agencies in Virginia

Help in Spanish near Dale City

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Dale City

HUD’s record names them for Dale City or Prince William County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Prince William County Office of HCD Section 8 vouchers (703) 792-7530

All housing agencies in Virginia Source: HUD

Cities

Other cities in Prince William County

These cities are also in Prince William County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Prince William County Housing in Virginia
See 4 more cities in Prince William County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Dale City, with the typical home value.

Neighboring counties

If Prince William County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Dale City.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Dale City

Short answers with the numbers for Dale City and all of Prince William County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Dale City?

The typical home value in Dale City is $425,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Prince William County it is $530,100.

How much does it cost to rent in Dale City?

Typical rent in Dale City is $1,876 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Prince William County is $2,438.

What is the FHA loan limit in Dale City?

Dale City uses the FHA limit for all of Prince William County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Dale City?

The typical homeowner in Dale City pays $4,219 a year, according to the U.S. Census Bureau. That is 0.99% of the home’s value; in Prince William County, the rate is 0.94%.

Where can I find free help to buy or rent in Dale City?

There are 4 HUD-approved counseling agencies with an office in Prince William County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).