In Pulaski, a typical home is worth $160,500 and typical rent is $736 a month. Compared with all of Pulaski County, typical household income is 20% lower, the typical home value is 16% lower, and the share of households that own their home is 14 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $165,500 to $177,048.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Pulaski is in Pulaski County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pulaski County. See the county
What this place has that others do not, from public data, most unusual first.
1
Pulaski has the 2nd lowest typical rent of the 157 cities in Virginia with more than 5,000 people ($736).
2
Pulaski has the 3rd lowest typical home value of the 157 cities in Virginia with more than 5,000 people ($160,500).
3
Pulaski has the 7th lowest typical household income of the 160 cities in Virginia with more than 5,000 people ($49,491).
4
59% of households in Pulaski own their home, against 73% in Pulaski County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Pulaski
What homes there are in Pulaski, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Pulaski
Pulaski County
Virginia
United States
Kind of home: Pulaski and its comparisons
Measure
Pulaski
Pulaski County
Virginia
United States
Detached house
70%
73%
61%
61%
Attached house
Unreliable estimate
2%
11%
6%
Building of 2 to 4
7%
5%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
19%
19%
Mobile home
Unreliable estimate
13%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Pulaski, but it weighs less than in Pulaski County: 70% against 73%.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Pulaski
Pulaski County
Virginia
United States
Year built: Pulaski and its comparisons
Measure
Pulaski
Pulaski County
Virginia
United States
Before 1960
48%
27%
19%
26%
1960–1979
29%
33%
24%
24%
1980–1999
18%
25%
30%
25%
2000–2009
Unreliable estimate
11%
15%
14%
2010 or later
Unreliable estimate
4%
12%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K26%
$100K–$200K34%
$200K–$300K27%
$300K–$500K10%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Pulaski and its comparisons
Measure
Pulaski
Under $100K
26%
$100K–$200K
34%
$200K–$300K
27%
$300K–$500K
10%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
With an FHA limit of $541,287, at least 97% of owner-occupied homes in Pulaski sit below it: they are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99965%
$1,000–$1,49916%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Pulaski and its comparisons
Measure
Pulaski
Under $500
Unreliable estimate
$500–$999
65%
$1,000–$1,499
16%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,164 a month
Pulaski County: $1,318 a month
Without a mortgage
$391 a month
Pulaski County: $439 a month
Owners with a mortgage
66%
Pulaski County: 55%
The typical cost for an owner with a mortgage in Pulaski is $1,164 a month, less than in Pulaski County ($1,318); without one, $391.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Pulaski+37%
Pulaski County+28%
Virginia+41%
United States+53%
Typical rent
PulaskiNo clear change
Pulaski County+14%
Virginia+28%
United States+33%
Typical household income
PulaskiNo clear change
Pulaski County+15%
Virginia+26%
United States+29%
Change since 2015–2019: Pulaski and its comparisons
Measure
Pulaski
Pulaski County
Virginia
United States
Typical home value
+37%
+28%
+41%
+53%
Typical rent
No clear change
+14%
+28%
+33%
Typical household income
No clear change
+15%
+26%
+29%
The typical home value in Pulaski rose 37% since 2015–2019, more than in Pulaski County (28%).
Rent in Pulaski moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Pulaski and its comparisons
Measure
Pulaski
Pulaski County
Virginia
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.8%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.1%
3.4%
People per household
2.35
2.26
2.52
2.53
Drive alone
80%
84%
68%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
2%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
11%
6%
18%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
By size, households in Pulaski look like those in Pulaski County: 2.35 people on average.
In Pulaski, 11% of workers work from home, more than in Pulaski County (6%).
Do the math
What would you pay each month for a home in Pulaski?
A typical home is tight for the typical income
We start with a typical home in Pulaski, worth $160,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Pulaski, which is $49,491 a year. For that payment to be 28% of income, a household would need to earn about $55,560 a year.
The calculator's FHA and conventional loan limits are those of all of Pulaski County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Pulaski. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,618 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,296
at 7.18% · 30 years
Loan amount
$157,592
Total interest
$226,739
Paid off in
November 2056
Includes $2,710 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,155 a month
Tight
$1,155 to $1,485 a month
Your payment · 31%
Hard
more than $1,485 a month
Compared with the typical household income in Pulaski ($49,491 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,068
Property tax
$91
Home insurance
$67
FHA mortgage insurance (MIP)
$71
You need at least $5,618 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,296; principal and interest $1,068.
The city and its county
Pulaski and Pulaski County
Pulaski is in Pulaski County, Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Pulaski
Map of Pulaski County, Virginia, with Pulaski marked. Around it, the neighboring counties.
Pulaski
Pulaski County
Other cities with a page
Pulaski's own numbers
Typical home value
$160,500
Typical monthly rent
$736
Typical yearly household income
$49,491
Households that own their home
59%
Effective property tax rate
0.68%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Pulaski County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$952
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pulaski County.
A typical home in Pulaski is worth $160,500: 16% below the county and 58% below Virginia. With the typical household income in Pulaski ($49,491 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Pulaski3.2 years
County3.1 years
Virginia4.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Pulaski County
According to FHFA’s house price index, home prices in Pulaski County rose 82% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Pulaski County.
Yearly change in FHFA’s price index in Pulaski County, 2016 to 2025
2016: +3.2% +3.2% 2016
2017: +0.3% +0.3% 2017
2018: +5.6% +5.6% 2018
2019: +2.6% +2.6% 2019
2020: +3.6% +3.6% 2020
2021: +11.5% +11.5% 2021
2022: +13.2% +13.2% 2022
2023: +8.0% +8.0% 2023
2024: +7.5% +7.5% 2024
2025: +7.0% +7.0% 2025
Change in FHFA’s price index in Pulaski County, Virginia and the United States
Period
County
Virginia
U.S.
Last year (2025)
+7.0%
+3.7%
+2.9%
5 years (2020–2025)
+57%
+49%
+47%
10 years (2015–2025)
+82%
+75%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Pulaski next to Pulaski County, Virginia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Pulaski$160,500
County$191,700
Virginia$383,700
United States$332,700
Typical monthly rent
Pulaski$736
County$813
Virginia$1,579
United States$1,413
Typical yearly household income
Pulaski$49,491
County$62,028
Virginia$93,170
United States$80,734
See the full table
Pulaski next to Pulaski County and Virginia
Measure
Pulaski
Pulaski County
Virginia
U.S.
Typical home value
$160,500 ▼16% below the county
$191,700
$383,700
$332,700
Typical monthly rent
$736 ▼9% below the county
$813
$1,579
$1,413
Typical yearly household income
$49,491 ▼20% below the county
$62,028
$93,170
$80,734
Households that own their home
59% ▼14 points below the county
73%
67%
65%
Typical yearly property tax
$1,094 ▼9% below the county
$1,202
$2,790
$3,119
Effective property tax rate
0.68% ▲0.05 points above the county
0.63%
0.73%
0.94%
Renters with high rent for their income
51% ▲9 points above the county
43%
49%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pulaski County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Pulaski
For a typical $160,500 home in Pulaski, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Pulaski's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,296a month
Least cash to close
Down payment
$5,618
Cash to close
$10,433
Rate
7.18%
Mortgage insurance
FHA MIP · $71
Conventional, 5% down$1,267a month
Down payment
$8,025
Cash to close
$12,840
Rate
7.18%
Mortgage insurance
PMI · $76
Conventional, 20% down, no PMI$1,028a month
Down payment
$32,100
Cash to close
$36,915
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,176a month
Down payment
$24,075
Cash to close
$28,890
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Pulaski
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,296
$5,618
$157,593
7.18%
FHA MIP · $71
$10,433
580
Conventional, 5% down
$1,267
$8,025
$152,475
7.18%
PMI · $76
$12,840
620*
Conventional, 20% down, no PMI
$1,028
$32,100
$128,400
7.18%
None
$36,915
620*
ITIN, 15% down (example)
$1,176
$24,075
$136,425
8.18%
None
$28,890
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Pulaski is $736 a month: 9% below the county. In Pulaski, 51% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Pulaski County, by unit size. To pay the 2-bedroom one ($952 a month) without spending more than 30% of your income, you would need to earn $18.31 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Pulaski County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$744
$14.31
$29,760
1 bedroom
$873
$16.79
$34,920
2 bedrooms
$952
$18.31
$38,080
3 bedrooms
$1,267
$24.37
$50,680
4 bedrooms
$1,591
$30.60
$63,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Pulaski
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Pulaski is in ZIP code 24301.
For 2 bedrooms it is $950: $2 less than the fair market rent for Pulaski County ($952).
Fair market rent by ZIP code and size in Pulaski, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
24301
$740
$870
$950
$1,260
$1,590
ZIP code2 bd3 bd
24301 $950$1,260
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Pulaski when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Pulaski County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Pulaski or Pulaski County. The ones below are statewide in Virginia: they work in Pulaski the same as in the rest of the state.
Virginia state agency down payment grant that you do not repay; for first-time buyers, or any buyer in economic opportunity zones, with a Virginia Housing mortgage.Offered by Virginia Housing (Virginia Housing Development Authority).
Virginia Housing 30-year fixed-rate second mortgage of up to 5% of the price for the down payment (and part of the closing costs with a credit score of 680 or higher); for first-time buyers and for people who have owned a home before.Offered by Virginia Housing (Virginia Housing Development Authority).
Virginia Housing grant that you do not repay, of up to 2% of the price, for the closing costs of buyers with a Virginia Housing RD (Rural Development) or VA loan.Offered by Virginia Housing (Virginia Housing Development Authority).
No legal help resource on our list is for Pulaski or Pulaski County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Pulaski and all of Pulaski County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Pulaski?
The typical home value in Pulaski is $160,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pulaski County it is $191,700.
How much does it cost to rent in Pulaski?
Typical rent in Pulaski is $736 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pulaski County is $952.
What is the FHA loan limit in Pulaski?
Pulaski uses the FHA limit for all of Pulaski County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Pulaski?
The typical homeowner in Pulaski pays $1,094 a year, according to the U.S. Census Bureau. That is 0.68% of the home’s value; in Pulaski County, the rate is 0.63%.
Where can I find free help to buy or rent in Pulaski?
There is 1 HUD-approved counseling agency with an office in Pulaski County. They can help you get ready to buy, with your credit, or with rent.
