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City · 49,171 residents · Loudoun County, Virginia

Leesburg , Virginia

In Leesburg, a typical home is worth $667,800 and typical rent is $2,105 a month. Compared with all of Loudoun County, typical household income is 20% lower, typical rent is 12% lower, and the share of households that own their home is 9 points lower.

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  • Typical home value

    $667,800

    10% below the county

    74% above Virginia

    • Leesburg
    • Loudoun
    • Virginia

  • Typical rent

    $2,105a month

    12% below the county

    33% above Virginia

    • Leesburg
    • Loudoun
    • Virginia

  • Typical household income

    $145,205a year

    20% below the county

    56% above Virginia

    • Leesburg
    • Loudoun
    • Virginia

  • Households that own their home

    69%

    9 points below the county

    2 points above Virginia

    • Leesburg
    • Loudoun
    • Virginia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$848,639
2.7% more than 12 months ago
Typical rent
$2,431 a month
3.6% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Leesburg is in Loudoun County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Loudoun County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Leesburg apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Leesburg is $145,205, 20% less than in Loudoun County as a whole ($181,765).

  2. 69% of households in Leesburg own their home, against 78% in Loudoun County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Leesburg

What homes there are in Leesburg, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes in Leesburg are varied: detached houses are the largest group, at 43%, against 51% in Loudoun County.

Year built

In Leesburg, half of the homes were built before 1993; in Loudoun County, before 2002.

There are fewer big homes in Leesburg than in Loudoun County: 71% have 3 bedrooms or more, against 80%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$3,062 a month

Loudoun County: $3,270 a month

Without a mortgage

$899 a month

Loudoun County: $955 a month

Owners with a mortgage

82%

Loudoun County: 81%

The typical cost for an owner with a mortgage in Leesburg is $3,062 a month, less than in Loudoun County ($3,270); without one, $899.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Leesburg rose 54%; in Loudoun County, it rose 46%.

The typical rent in Leesburg rose 30% since 2015–2019, about the same as in Loudoun County (28%).

The typical household income in Leesburg rose 27% over that time; home values changed +54% and rent +30%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLeesburgLoudoun CountyVirginiaUnited States
Rental vacancy Unreliable estimate3.9%4.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room 3.4%2.5%2.1%3.4%
People per household 2.933.022.522.53
Drive alone 64%58%68%69%
Carpool 5%7%8%9%
Public transit 1%1%2%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 28%31%18%15%
Other means 1%1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Loudoun County, 3.4% of households in Leesburg have more than one person per room.

Much as in Loudoun County, a household in Leesburg has 2.93 people on average.

The car rules in Leesburg: 64% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Leesburg?

A typical home costs more than the typical income allows

We start with a typical home in Leesburg, worth $667,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 46% of the typical household income in Leesburg, which is $145,205 a year. For that payment to be 28% of income, a household would need to earn about $236,896 a year.

The calculator's FHA and conventional loan limits are those of all of Loudoun County.

Your numbers

Local data
$

Starts at the typical home value in Leesburg. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $23,373 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,528

at 7.18% · 30 years

Loan amount
$655,704
Total interest
$943,405
Paid off in
November 2056

Includes $11,277 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,388 a month

  • Tight

    $3,388 to $4,356 a month

  • Hard

    more than $4,356 a month

    Your payment · 46%

Compared with the typical household income in Leesburg ($145,205 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,528
Principal & interest$4,442
Property tax$512
Home insurance$278
FHA mortgage insurance (MIP)$295

You need at least $23,373 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Leesburg and Loudoun County

Leesburg is in Loudoun County, Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Leesburg's own numbers

Typical home value
$667,800
Typical monthly rent
$2,105
Typical yearly household income
$145,205
Households that own their home
69%
Effective property tax rate
0.92%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Loudoun County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,438
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
0.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Loudoun County.

Everything about Loudoun County

Buying

Buying a home in Leesburg

A typical home in Leesburg is worth $667,800: 10% below the county and 74% above Virginia. With the typical household income in Leesburg ($145,205 a year), a typical home costs 4.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Leesburg 4.6 years
  • Loudoun 4.1 years
  • Virginia 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Loudoun County

According to FHFA’s house price index, home prices in Loudoun County rose 76% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Loudoun County.

Period County Virginia U.S.
Last year (2025) +4.3% +3.7% +2.9%
5 years (2020–2025) +49% +49% +47%
10 years (2015–2025) +76% +75% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Leesburg next to Loudoun County, Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Leesburg $667,800
  • Loudoun $743,800
  • Virginia $383,700
  • United States $332,700
Typical monthly rent
  • Leesburg $2,105
  • Loudoun $2,386
  • Virginia $1,579
  • United States $1,413
Typical yearly household income
  • Leesburg $145,205
  • Loudoun $181,765
  • Virginia $93,170
  • United States $80,734
See the full table
Leesburg next to Loudoun County and Virginia
Measure Leesburg Loudoun County Virginia U.S.
Typical home value $667,800 $743,800 $383,700 $332,700
Typical monthly rent $2,105 $2,386 $1,579 $1,413
Typical yearly household income $145,205 $181,765 $93,170 $80,734
Households that own their home 69% 78% 67% 65%
Typical yearly property tax $6,176 $6,325 $2,790 $3,119
Effective property tax rate 0.92% 0.85% 0.73% 0.94%
Renters with high rent for their income 48% 44% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Loudoun County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Leesburg

For a typical $667,800 home in Leesburg, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Leesburg's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,528a month

    Least cash to close
    Down payment
    $23,373
    Cash to close
    $43,407
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $295

  • Conventional, 5% down $5,405a month

    Down payment
    $33,390
    Cash to close
    $53,424
    Rate
    7.18%
    Mortgage insurance
    PMI · $317

  • Conventional, 20% down, no PMI $4,409a month

    Down payment
    $133,560
    Cash to close
    $153,594
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $5,027a month

    Down payment
    $100,170
    Cash to close
    $120,204
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Leesburg and for Loudoun County.

Property tax

Effective rate in Leesburg

0.92%of the home’s value each year

$6,176 a year for the typical owner in Leesburg.

  • Leesburg 0.92%
  • Loudoun 0.85%
  • Virginia 0.73%

What Virginia publishes Local exemption or deferral for people 65 and older or with disabilities (Virginia General Assembly (Code of Virginia))

Exemptions and deadlines in Virginia

Flood risk in Loudoun County

FEMA does not publish these numbers by city: they are for all of Loudoun County.

Homes in the high-risk zone
0.1%
70
Of those, with NFIP insurance
91%
County Virginia U.S.
Homes in the high-risk zone 0.1% 1.5% 3.5%
Of those, with NFIP insurance 91% 100% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Leesburg

Typical rent in Leesburg is $2,105 a month: 12% below the county. In Leesburg, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Loudoun County, by unit size. To pay the 2-bedroom one ($2,438 a month) without spending more than 30% of your income, you would need to earn $46.88 an hour working full time.

HUD fair market rent for all of Loudoun County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,111 $40.60 $84,440
1 bedroom $2,204 $42.38 $88,160
2 bedrooms $2,438 $46.88 $97,520
3 bedrooms $3,107 $59.75 $124,280
4 bedrooms $3,658 $70.35 $146,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Leesburg

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Leesburg has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,470 in 20175 to $2,510 in 20176.

2 of the 2 are above the fair market rent for Loudoun County ($2,438).

  • 20175 $2,470$3,150
  • 20176 $2,510$3,200

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Leesburg when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Leesburg

HUD lists 5 buildings with rents for lower incomes in Leesburg. These are the largest.

  • Mayfair Commons 75 Plaza St NE, Leesburg 20176 248 low-income homes · 2 bd: 124 · 3 bd: 124 · In service since 2000
  • Fields of Leesburg I 75 Plaza St NE, Leesburg 20176 156 low-income homes · 1 bd: 12 · 2 bd: 126 · 3 bd: 18 · In service since 1999 · For families
  • Potomac Station 654A Fort Evans Rd NE, Leesburg 20176 152 homes, 150 low-income · In service since 2002 · For families
  • Evans Ridge 428 Evans Ridge Ter NE, Leesburg 20176 150 low-income homes · 2 bd: 90 · 3 bd: 60 · In service since 1996 · For families
  • Madison House 25 Monroe St SE, Leesburg 20175 100 low-income homes · 1 bd: 94 · 2 bd: 6 · In service since 2005 · For older adults (703) 777-5510

See all 27 buildings in Loudoun County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Leesburg

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Loudoun County. The nearest ones are below; many serve by phone or online.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Leesburg

No down payment, repair or rent-help program on our list is for Leesburg or Loudoun County. The ones below are statewide in Virginia: they work in Leesburg the same as in the rest of the state.

Which programs do I qualify for? All programs in Virginia

  • Down Payment Assistance Grant

    Statewide in Virginia

    Virginia state agency down payment grant that you do not repay; for first-time buyers, or any buyer in economic opportunity zones, with a Virginia Housing mortgage. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

  • Virginia Housing Plus Second Mortgage

    Statewide in Virginia

    Virginia Housing 30-year fixed-rate second mortgage of up to 5% of the price for the down payment (and part of the closing costs with a credit score of 680 or higher); for first-time buyers and for people who have owned a home before. Offered by Virginia Housing (Virginia Housing Development Authority).

    Type not stated

    See the program Official page

  • Closing Cost Assistance Grant

    Statewide in Virginia

    Virginia Housing grant that you do not repay, of up to 2% of the price, for the closing costs of buyers with a Virginia Housing RD (Rural Development) or VA loan. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

Housing counselors near Leesburg

The HUD-approved agencies closest to the center of Leesburg, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Cornerstones, Inc.

    11150 Sunset Hills Rd Ste 210, Reston · 16 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (571) 323-9555

  • Prince William County Virginia Cooperative Extension

    8033 Ashton Ave Ste 105, Manassas · 22 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (703) 792-6287

  • Korean Community Service Center of Greater Washington

    7700 Little River Tpke Ste 406, Annandale · 26 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 5 more
    (703) 354-6345

All counseling agencies in Virginia

Help in Spanish near Leesburg

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Leesburg

HUD’s record names them for Leesburg or Loudoun County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in Virginia Source: HUD

Cities

Other cities in Loudoun County

These cities are also in Loudoun County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Loudoun County Housing in Virginia
See 4 more cities in Loudoun County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Leesburg, with the typical home value.

Neighboring counties

If Loudoun County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Leesburg.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Leesburg

Short answers with the numbers for Leesburg and all of Loudoun County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Leesburg?

The typical home value in Leesburg is $667,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Loudoun County it is $743,800.

How much does it cost to rent in Leesburg?

Typical rent in Leesburg is $2,105 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Loudoun County is $2,438.

What is the FHA loan limit in Leesburg?

Leesburg uses the FHA limit for all of Loudoun County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Leesburg?

The typical homeowner in Leesburg pays $6,176 a year, according to the U.S. Census Bureau. That is 0.92% of the home’s value; in Loudoun County, the rate is 0.85%.

Where can I find free help to buy or rent in Leesburg?

We found no HUD-approved counseling agencies with an office in Loudoun County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).