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City · 12,629 residents · Loudoun County, Virginia

Sugarland Run , Virginia

In Sugarland Run, a typical home is worth $576,700 and typical rent is $2,685 a month. Compared with all of Loudoun County, the typical home value is 22% lower, typical rent is 13% higher, and the share of households that own their home is 7 points higher.

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  • Typical home value

    $576,700

    22% below the county

    50% above Virginia

    • Sugarland Run
    • Loudoun
    • Virginia

  • Typical rent

    $2,685a month

    13% above the county

    70% above Virginia

    • Sugarland Run
    • Loudoun
    • Virginia

  • Typical household income

    $166,385a year

    8% below the county

    79% above Virginia

    • Sugarland Run
    • Loudoun
    • Virginia

  • Households that own their home

    85%

    7 points above the county

    17 points above Virginia

    • Sugarland Run
    • Loudoun
    • Virginia

Source: U.S. Census Bureau, Average 2020–2024

Sugarland Run is in Loudoun County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Loudoun County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Sugarland Run apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Sugarland Run is worth $576,700, 22% less than in Loudoun County as a whole ($743,800).

  2. Nearby, in Countryside, the typical rent is $2,234: 17% less than in Sugarland Run ($2,685).

  3. 85% of households in Sugarland Run own their home, against 78% in Loudoun County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Sugarland Run

What homes there are in Sugarland Run, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Sugarland Run: 59% of homes, more than in Loudoun County (51%).

Year built

The typical home in Sugarland Run was built in 1983, 19 years before the typical one in Loudoun County.

Homes in Sugarland Run are bigger: 94% have 3 bedrooms or more; in Loudoun County, 80%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,602 a month

Loudoun County: $3,270 a month

Without a mortgage

$776 a month

Loudoun County: $955 a month

Owners with a mortgage

75%

Loudoun County: 81%

The typical cost for an owner with a mortgage in Sugarland Run is $2,602 a month, less than in Loudoun County ($3,270); without one, $776.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Sugarland Run gained value more slowly than in Loudoun County: 40% since 2015–2019, against 46%.

Much as in Loudoun County, the typical rent in Sugarland Run rose 26% since 2015–2019.

Income in Sugarland Run grew faster than housing: it rose 45%, while home values changed +40% and rent +26%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSugarland RunLoudoun CountyVirginiaUnited States
Rental vacancy Unreliable estimate3.9%4.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate2.5%2.1%3.4%
People per household 3.463.022.522.53
Drive alone 59%58%68%69%
Carpool 14%7%8%9%
Public transit Unreliable estimate1%2%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 24%31%18%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 3.46 on average, against 3.02 in Loudoun County.

Carpooling is common in Sugarland Run: 14% of workers get to work that way, against 7% in Loudoun County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Sugarland Run?

A typical home is tight for the typical income

We start with a typical home in Sugarland Run, worth $576,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Sugarland Run, which is $166,385 a year. For that payment to be 28% of income, a household would need to earn about $203,961 a year.

The calculator's FHA and conventional loan limits are those of all of Loudoun County.

Your numbers

Local data
$

Starts at the typical home value in Sugarland Run. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $20,185 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,759

at 7.18% · 30 years

Loan amount
$566,254
Total interest
$814,707
Paid off in
November 2056

Includes $9,739 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,882 a month

  • Tight

    $3,882 to $4,992 a month

    Your payment · 34%

  • Hard

    more than $4,992 a month

Compared with the typical household income in Sugarland Run ($166,385 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,759
Principal & interest$3,836
Property tax$428
Home insurance$240
FHA mortgage insurance (MIP)$255

You need at least $20,185 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Sugarland Run and Loudoun County

Sugarland Run is in Loudoun County, Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Sugarland Run's own numbers

Typical home value
$576,700
Typical monthly rent
$2,685
Typical yearly household income
$166,385
Households that own their home
85%
Effective property tax rate
0.89%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Loudoun County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,438
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
0.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Loudoun County.

Everything about Loudoun County

Buying

Buying a home in Sugarland Run

A typical home in Sugarland Run is worth $576,700: 22% below the county and 50% above Virginia. With the typical household income in Sugarland Run ($166,385 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Sugarland Run 3.5 years
  • Loudoun 4.1 years
  • Virginia 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Loudoun County

According to FHFA’s house price index, home prices in Loudoun County rose 76% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Loudoun County.

Period County Virginia U.S.
Last year (2025) +4.3% +3.7% +2.9%
5 years (2020–2025) +49% +49% +47%
10 years (2015–2025) +76% +75% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Sugarland Run next to Loudoun County, Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Sugarland Run $576,700
  • Loudoun $743,800
  • Virginia $383,700
  • United States $332,700
Typical monthly rent
  • Sugarland Run $2,685
  • Loudoun $2,386
  • Virginia $1,579
  • United States $1,413
Typical yearly household income
  • Sugarland Run $166,385
  • Loudoun $181,765
  • Virginia $93,170
  • United States $80,734
See the full table
Sugarland Run next to Loudoun County and Virginia
Measure Sugarland Run Loudoun County Virginia U.S.
Typical home value $576,700 $743,800 $383,700 $332,700
Typical monthly rent $2,685 $2,386 $1,579 $1,413
Typical yearly household income $166,385 $181,765 $93,170 $80,734
Households that own their home 85% 78% 67% 65%
Typical yearly property tax $5,156 $6,325 $2,790 $3,119
Effective property tax rate 0.89% 0.85% 0.73% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Loudoun County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Sugarland Run

For a typical $576,700 home in Sugarland Run, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Sugarland Run's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,759a month

    Least cash to close
    Down payment
    $20,185
    Cash to close
    $37,486
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $255

  • Conventional, 5% down $4,653a month

    Down payment
    $28,835
    Cash to close
    $46,136
    Rate
    7.18%
    Mortgage insurance
    PMI · $274

  • Conventional, 20% down, no PMI $3,793a month

    Down payment
    $115,340
    Cash to close
    $132,641
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,327a month

    Down payment
    $86,505
    Cash to close
    $103,806
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Sugarland Run and for Loudoun County.

Property tax

Effective rate in Sugarland Run

0.89%of the home’s value each year

$5,156 a year for the typical owner in Sugarland Run.

  • Sugarland Run 0.89%
  • Loudoun 0.85%
  • Virginia 0.73%

What Virginia publishes Local exemption or deferral for people 65 and older or with disabilities (Virginia General Assembly (Code of Virginia))

Exemptions and deadlines in Virginia

Flood risk in Loudoun County

FEMA does not publish these numbers by city: they are for all of Loudoun County.

Homes in the high-risk zone
0.1%
70
Of those, with NFIP insurance
91%
County Virginia U.S.
Homes in the high-risk zone 0.1% 1.5% 3.5%
Of those, with NFIP insurance 91% 100% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Sugarland Run

Typical rent in Sugarland Run is $2,685 a month: 13% above the county.

HUD publishes a fair market rent for all of Loudoun County, by unit size. To pay the 2-bedroom one ($2,438 a month) without spending more than 30% of your income, you would need to earn $46.88 an hour working full time.

HUD fair market rent for all of Loudoun County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,111 $40.60 $84,440
1 bedroom $2,204 $42.38 $88,160
2 bedrooms $2,438 $46.88 $97,520
3 bedrooms $3,107 $59.75 $124,280
4 bedrooms $3,658 $70.35 $146,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Sugarland Run

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Sugarland Run is in ZIP code 20164.

For 2 bedrooms it is $2,650: $212 more than the fair market rent for Loudoun County ($2,438).

  • 20164 $2,650$3,380

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Sugarland Run when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Sugarland Run

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Loudoun County. The nearest ones are below; many serve by phone or online.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Sugarland Run

No down payment, repair or rent-help program on our list is for Sugarland Run or Loudoun County. The ones below are statewide in Virginia: they work in Sugarland Run the same as in the rest of the state.

Which programs do I qualify for? All programs in Virginia

  • Down Payment Assistance Grant

    Statewide in Virginia

    Virginia state agency down payment grant that you do not repay; for first-time buyers, or any buyer in economic opportunity zones, with a Virginia Housing mortgage. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

  • Virginia Housing Plus Second Mortgage

    Statewide in Virginia

    Virginia Housing 30-year fixed-rate second mortgage of up to 5% of the price for the down payment (and part of the closing costs with a credit score of 680 or higher); for first-time buyers and for people who have owned a home before. Offered by Virginia Housing (Virginia Housing Development Authority).

    Type not stated

    See the program Official page

  • Closing Cost Assistance Grant

    Statewide in Virginia

    Virginia Housing grant that you do not repay, of up to 2% of the price, for the closing costs of buyers with a Virginia Housing RD (Rural Development) or VA loan. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

Housing counselors near Sugarland Run

The HUD-approved agencies closest to the center of Sugarland Run, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Cornerstones, Inc.

    11150 Sunset Hills Rd Ste 210, Reston · 6 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (571) 323-9555

  • Korean Community Service Center of Greater Washington

    7700 Little River Tpke Ste 406, Annandale · 16 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 5 more
    (703) 354-6345

  • Latino Economic Development Corporation - Branch

    2300 Wilson Blvd, Arlington · 18 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 2 more
    (703) 527-3854

All counseling agencies in Virginia

Help in Spanish near Sugarland Run

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Sugarland Run

HUD’s record names them for Sugarland Run or Loudoun County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in Virginia Source: HUD

Cities

Other cities in Loudoun County

These cities are also in Loudoun County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Loudoun County Housing in Virginia
See 4 more cities in Loudoun County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Sugarland Run, with the typical home value.

Neighboring counties

If Loudoun County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Sugarland Run.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Sugarland Run

Short answers with the numbers for Sugarland Run and all of Loudoun County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Sugarland Run?

The typical home value in Sugarland Run is $576,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Loudoun County it is $743,800.

How much does it cost to rent in Sugarland Run?

Typical rent in Sugarland Run is $2,685 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Loudoun County is $2,438.

What is the FHA loan limit in Sugarland Run?

Sugarland Run uses the FHA limit for all of Loudoun County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Sugarland Run?

The typical homeowner in Sugarland Run pays $5,156 a year, according to the U.S. Census Bureau. That is 0.89% of the home’s value; in Loudoun County, the rate is 0.85%.

Where can I find free help to buy or rent in Sugarland Run?

We found no HUD-approved counseling agencies with an office in Loudoun County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).