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City · 7,214 residents · Shenandoah County, Virginia

Strasburg , Virginia

In Strasburg, a typical home is worth $269,100 and typical rent is $1,017 a month. Compared with all of Shenandoah County, the typical home value is 9% lower and typical household income is 7% lower.

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  • Typical home value

    $269,100

    9% below the county

    30% below Virginia

    • Strasburg
    • Shenandoah
    • Virginia

  • Typical rent

    $1,017a month

    3% above the county

    36% below Virginia

    • Strasburg
    • Shenandoah
    • Virginia

  • Typical household income

    $62,464a year

    7% below the county

    33% below Virginia

    • Strasburg
    • Shenandoah
    • Virginia

  • Households that own their home

    70%

    3 points below the county

    3 points above Virginia

    • Strasburg
    • Shenandoah
    • Virginia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$346,232
1.8% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Strasburg is in Shenandoah County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Shenandoah County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Strasburg apart

What this place has that others do not, from public data, most unusual first.

  1. Strasburg has the 14th lowest typical rent of the 157 cities in Virginia with more than 5,000 people ($1,017).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Strasburg

What homes there are in Strasburg, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Strasburg (53%), but less so than in Shenandoah County (76%).

Year built

The typical year built in Strasburg is 1986, about the same as in Shenandoah County (1983).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,509 a month

Shenandoah County: $1,493 a month

Without a mortgage

$505 a month

Shenandoah County: $466 a month

Owners with a mortgage

75%

Shenandoah County: 60%

In Strasburg, 75% of owners have a mortgage; their typical cost is $1,509 a month, about the same as in Shenandoah County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Strasburg rose 30% since 2015–2019, less than in Shenandoah County (38%).

Since 2015–2019, the typical rent in Strasburg did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureStrasburgShenandoah CountyVirginiaUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.6%2.1%3.4%
People per household 2.402.482.522.53
Drive alone 83%78%68%69%
Carpool Unreliable estimate9%8%9%
Public transit Unreliable estimateUnreliable estimate2%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate9%18%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Strasburg look like those in Shenandoah County: 2.40 people on average.

In Strasburg, 83% of workers drive alone to work; in Shenandoah County, 78%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Strasburg?

A typical home costs more than the typical income allows

We start with a typical home in Strasburg, worth $269,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 41% of the typical household income in Strasburg, which is $62,464 a year. For that payment to be 28% of income, a household would need to earn about $91,616 a year.

The calculator's FHA and conventional loan limits are those of all of Shenandoah County.

Your numbers

Local data
$

Starts at the typical home value in Strasburg. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,419 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,138

at 7.18% · 30 years

Loan amount
$264,225
Total interest
$380,158
Paid off in
November 2056

Includes $4,544 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,457 a month

  • Tight

    $1,457 to $1,874 a month

  • Hard

    more than $1,874 a month

    Your payment · 41%

Compared with the typical household income in Strasburg ($62,464 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,138
Principal & interest$1,790
Property tax$117
Home insurance$112
FHA mortgage insurance (MIP)$119

You need at least $9,419 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Strasburg and Shenandoah County

Strasburg is in Shenandoah County, Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Strasburg's own numbers

Typical home value
$269,100
Typical monthly rent
$1,017
Typical yearly household income
$62,464
Households that own their home
70%
Effective property tax rate
0.52%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Shenandoah County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,172
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
2.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Shenandoah County.

Everything about Shenandoah County

Buying

Buying a home in Strasburg

A typical home in Strasburg is worth $269,100: 9% below the county and 30% below Virginia. With the typical household income in Strasburg ($62,464 a year), a typical home costs 4.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Strasburg 4.3 years
  • Shenandoah 4.4 years
  • Virginia 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Shenandoah County

According to FHFA’s house price index, home prices in Shenandoah County rose 82% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Shenandoah County.

Period County Virginia U.S.
Last year (2025) +2.8% +3.7% +2.9%
5 years (2020–2025) +55% +49% +47%
10 years (2015–2025) +82% +75% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Strasburg next to Shenandoah County, Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Strasburg $269,100
  • Shenandoah $294,900
  • Virginia $383,700
  • United States $332,700
Typical monthly rent
  • Strasburg $1,017
  • Shenandoah $984
  • Virginia $1,579
  • United States $1,413
Typical yearly household income
  • Strasburg $62,464
  • Shenandoah $67,191
  • Virginia $93,170
  • United States $80,734
See the full table
Strasburg next to Shenandoah County and Virginia
Measure Strasburg Shenandoah County Virginia U.S.
Typical home value $269,100 $294,900 $383,700 $332,700
Typical monthly rent $1,017 $984 $1,579 $1,413
Typical yearly household income $62,464 $67,191 $93,170 $80,734
Households that own their home 70% 73% 67% 65%
Typical yearly property tax $1,404 $1,528 $2,790 $3,119
Effective property tax rate 0.52% 0.52% 0.73% 0.94%
Renters with high rent for their income 51% 36% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Shenandoah County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Strasburg

For a typical $269,100 home in Strasburg, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Strasburg's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,138a month

    Least cash to close
    Down payment
    $9,419
    Cash to close
    $17,492
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $119

  • Conventional, 5% down $2,088a month

    Down payment
    $13,455
    Cash to close
    $21,528
    Rate
    7.18%
    Mortgage insurance
    PMI · $128

  • Conventional, 20% down, no PMI $1,687a month

    Down payment
    $53,820
    Cash to close
    $61,893
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,936a month

    Down payment
    $40,365
    Cash to close
    $48,438
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Strasburg and for Shenandoah County.

Property tax

Effective rate in Strasburg

0.52%of the home’s value each year

$1,404 a year for the typical owner in Strasburg.

  • Strasburg 0.52%
  • Shenandoah 0.52%
  • Virginia 0.73%

What Virginia publishes Local exemption or deferral for people 65 and older or with disabilities (Virginia General Assembly (Code of Virginia))

Exemptions and deadlines in Virginia

Flood risk in Shenandoah County

FEMA does not publish these numbers by city: they are for all of Shenandoah County.

Homes in the high-risk zone
2.9%
543
Of those, with NFIP insurance
11%
County Virginia U.S.
Homes in the high-risk zone 2.9% 1.5% 3.5%
Of those, with NFIP insurance 11% 100% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Strasburg

Typical rent in Strasburg is $1,017 a month: 3% above the county. In Strasburg, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Shenandoah County, by unit size. To pay the 2-bedroom one ($1,172 a month) without spending more than 30% of your income, you would need to earn $22.54 an hour working full time.

HUD fair market rent for all of Shenandoah County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $937 $18.02 $37,480
1 bedroom $943 $18.13 $37,720
2 bedrooms $1,172 $22.54 $46,880
3 bedrooms $1,452 $27.92 $58,080
4 bedrooms $1,897 $36.48 $75,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Strasburg

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Strasburg is in ZIP code 22657.

For 2 bedrooms it is $1,200: $28 more than the fair market rent for Shenandoah County ($1,172).

  • 22657 $1,200$1,580

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Strasburg when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Strasburg

HUD lists 3 buildings with rents for lower incomes in Strasburg. These are the largest.

  • Massanutten Manor 100 Massanutten Manor Cir, Strasburg 22657 113 low-income homes · For older adults (540) 465-9161
  • Charles Street Station 135 S Charles St, Strasburg 22657 60 low-income homes · 2 bd: 60 · In service since 2004 · For families
  • Crystal Chase 100 Rocky View Dr, Strasburg 22657 32 low-income homes · 2 bd: 8 · 3 bd: 24 · In service since 2004 · For families

See all 12 buildings in Shenandoah County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Strasburg

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Shenandoah County. The nearest ones are below; many serve by phone or online.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Strasburg

No down payment, repair or rent-help program on our list is for Strasburg or Shenandoah County. The ones below are statewide in Virginia: they work in Strasburg the same as in the rest of the state.

Which programs do I qualify for? All programs in Virginia

  • Down Payment Assistance Grant

    Statewide in Virginia

    Virginia state agency down payment grant that you do not repay; for first-time buyers, or any buyer in economic opportunity zones, with a Virginia Housing mortgage. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

  • Virginia Housing Plus Second Mortgage

    Statewide in Virginia

    Virginia Housing 30-year fixed-rate second mortgage of up to 5% of the price for the down payment (and part of the closing costs with a credit score of 680 or higher); for first-time buyers and for people who have owned a home before. Offered by Virginia Housing (Virginia Housing Development Authority).

    Type not stated

    See the program Official page

  • Closing Cost Assistance Grant

    Statewide in Virginia

    Virginia Housing grant that you do not repay, of up to 2% of the price, for the closing costs of buyers with a Virginia Housing RD (Rural Development) or VA loan. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

Housing counselors near Strasburg

The HUD-approved agencies closest to the center of Strasburg, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Blue Ridge Housing Network

    134A Peyton St, Front Royal · 10 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (540) 622-2711

  • Skyline Community Action Partnership, Inc.

    532 S Main St, Madison · 44 miles away

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 6 more
    (540) 948-3916

  • Skyline Community Action Program, Incorporated

    532 S Main St, Madison · 44 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (540) 948-3916

All counseling agencies in Virginia

Help in Spanish near Strasburg

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Strasburg

HUD lists no housing authority with an office in Shenandoah County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Virginia Source: HUD

Cities

Other cities in Shenandoah County

These cities are also in Shenandoah County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Shenandoah County Housing in Virginia

Nearby cities

The cities closest to Strasburg, with the typical home value.

Neighboring counties

If Shenandoah County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Strasburg.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Strasburg

Short answers with the numbers for Strasburg and all of Shenandoah County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Strasburg?

The typical home value in Strasburg is $269,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Shenandoah County it is $294,900.

How much does it cost to rent in Strasburg?

Typical rent in Strasburg is $1,017 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Shenandoah County is $1,172.

What is the FHA loan limit in Strasburg?

Strasburg uses the FHA limit for all of Shenandoah County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Strasburg?

The typical homeowner in Strasburg pays $1,404 a year, according to the U.S. Census Bureau. That is 0.52% of the home’s value; in Shenandoah County, the rate is 0.52%.

Where can I find free help to buy or rent in Strasburg?

We found no HUD-approved counseling agencies with an office in Shenandoah County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).