Español

Este sitio también está en español. Leer en español

City · 8,330 residents · Washington County, Virginia

Abingdon , Virginia

In Abingdon, a typical home is worth $228,000 and typical rent is $838 a month. Compared with all of Washington County, typical household income is 16% lower, the typical home value is 7% higher, and the share of households that own their home is 18 points lower.

WhatsApp

  • Typical home value

    $228,000

    7% above the county

    41% below Virginia

    • Abingdon
    • Washington
    • Virginia

  • Typical rent

    $838a month

    About the same as the county

    47% below Virginia

    • Abingdon
    • Washington
    • Virginia

  • Typical household income

    $54,544a year

    16% below the county

    41% below Virginia

    • Abingdon
    • Washington
    • Virginia

  • Households that own their home

    58%

    18 points below the county

    10 points below Virginia

    • Abingdon
    • Washington
    • Virginia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$284,991
2.6% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Abingdon is in Washington County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Abingdon apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Richlands, the typical home value is $111,000: 51% less than in Abingdon ($228,000).

  2. 58% of households in Abingdon own their home, against 76% in Washington County.

  3. Abingdon has the 9th lowest typical rent of the 157 cities in Virginia with more than 5,000 people ($838).

  4. Abingdon has the 8th smallest share of rent-burdened renters of the 133 cities in Virginia with more than 5,000 people (33%).

  5. The typical household income in Abingdon is $54,544, 16% less than in Washington County as a whole ($64,552).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Abingdon

What homes there are in Abingdon, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Abingdon (58%), but less so than in Washington County (72%).

Year built

In Abingdon, half of the homes were built before 1978; in Washington County, before 1983.

There are fewer big homes in Abingdon than in Washington County: 50% have 3 bedrooms or more, against 69%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Washington County is high ($541,287): at least 86% of owner-occupied homes in Abingdon are worth less than $500,000.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Washington County is $1,091; about 76% of rents in Abingdon are below it.

With a mortgage

$1,361 a month

Washington County: $1,264 a month

Without a mortgage

$475 a month

Washington County: $418 a month

Owners with a mortgage

47%

Washington County: 47%

The typical cost for an owner with a mortgage in Abingdon is $1,361 a month, more than in Washington County ($1,264); without one, $475.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Abingdon gained value more slowly than in Washington County: 35% since 2015–2019, against 41%.

Rents in Abingdon rose at about the same pace as in Washington County: 21% since 2015–2019, against 19%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAbingdonWashington CountyVirginiaUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.0%2.1%3.4%
People per household 2.052.382.522.53
Drive alone 87%82%68%69%
Carpool Unreliable estimate7%8%9%
Public transit Unreliable estimateUnreliable estimate2%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 7%9%18%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.05 on average, against 2.38 in Washington County.

The car rules in Abingdon: 87% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Abingdon?

A typical home costs more than the typical income allows

We start with a typical home in Abingdon, worth $228,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 41% of the typical household income in Abingdon, which is $54,544 a year. For that payment to be 28% of income, a household would need to earn about $79,089 a year.

The calculator's FHA and conventional loan limits are those of all of Washington County.

Your numbers

Local data
$

Starts at the typical home value in Abingdon. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,980 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,845

at 7.18% · 30 years

Loan amount
$223,870
Total interest
$322,097
Paid off in
November 2056

Includes $3,850 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,273 a month

  • Tight

    $1,273 to $1,636 a month

  • Hard

    more than $1,636 a month

    Your payment · 41%

Compared with the typical household income in Abingdon ($54,544 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,845
Principal & interest$1,517
Property tax$133
Home insurance$95
FHA mortgage insurance (MIP)$101

You need at least $7,980 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Abingdon and Washington County

Abingdon is in Washington County, Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Abingdon's own numbers

Typical home value
$228,000
Typical monthly rent
$838
Typical yearly household income
$54,544
Households that own their home
58%
Effective property tax rate
0.7%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,091
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
1.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.

Everything about Washington County

Buying

Buying a home in Abingdon

A typical home in Abingdon is worth $228,000: 7% above the county and 41% below Virginia. With the typical household income in Abingdon ($54,544 a year), a typical home costs 4.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Abingdon 4.2 years
  • Washington 3.3 years
  • Virginia 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington County

According to FHFA’s house price index, home prices in Washington County rose 83% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington County.

Period County Virginia U.S.
Last year (2025) +1.5% +3.7% +2.9%
5 years (2020–2025) +62% +49% +47%
10 years (2015–2025) +83% +75% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Abingdon next to Washington County, Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Abingdon $228,000
  • Washington $214,000
  • Virginia $383,700
  • United States $332,700
Typical monthly rent
  • Abingdon $838
  • Washington $854
  • Virginia $1,579
  • United States $1,413
Typical yearly household income
  • Abingdon $54,544
  • Washington $64,552
  • Virginia $93,170
  • United States $80,734
See the full table
Abingdon next to Washington County and Virginia
Measure Abingdon Washington County Virginia U.S.
Typical home value $228,000 $214,000 $383,700 $332,700
Typical monthly rent $838 $854 $1,579 $1,413
Typical yearly household income $54,544 $64,552 $93,170 $80,734
Households that own their home 58% 76% 67% 65%
Typical yearly property tax $1,607 $1,065 $2,790 $3,119
Effective property tax rate 0.7% 0.5% 0.73% 0.94%
Renters with high rent for their income 33% 30% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Abingdon

For a typical $228,000 home in Abingdon, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Abingdon's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,845a month

    Least cash to close
    Down payment
    $7,980
    Cash to close
    $14,820
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $101

  • Conventional, 5% down $1,804a month

    Down payment
    $11,400
    Cash to close
    $18,240
    Rate
    7.18%
    Mortgage insurance
    PMI · $108

  • Conventional, 20% down, no PMI $1,464a month

    Down payment
    $45,600
    Cash to close
    $52,440
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,674a month

    Down payment
    $34,200
    Cash to close
    $41,040
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Abingdon and for Washington County.

Property tax

Effective rate in Abingdon

0.7%of the home’s value each year

$1,607 a year for the typical owner in Abingdon.

  • Abingdon 0.7%
  • Washington 0.5%
  • Virginia 0.73%

What Virginia publishes Local exemption or deferral for people 65 and older or with disabilities (Virginia General Assembly (Code of Virginia))

Exemptions and deadlines in Virginia

Flood risk in Washington County

FEMA does not publish these numbers by city: they are for all of Washington County.

Homes in the high-risk zone
1.6%
386
Of those, with NFIP insurance
22%
County Virginia U.S.
Homes in the high-risk zone 1.6% 1.5% 3.5%
Of those, with NFIP insurance 22% 100% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Abingdon

Typical rent in Abingdon is $838 a month: about the same as the county. In Abingdon, 33% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,091 a month) without spending more than 30% of your income, you would need to earn $20.98 an hour working full time.

HUD fair market rent for all of Washington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $760 $14.62 $30,400
1 bedroom $845 $16.25 $33,800
2 bedrooms $1,091 $20.98 $43,640
3 bedrooms $1,375 $26.44 $55,000
4 bedrooms $1,465 $28.17 $58,600

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Abingdon

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Abingdon has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,080 in 24210 to $1,240 in 24211.

1 of the 2 is above the fair market rent for Washington County ($1,091).

  • 24210 $1,080$1,360
  • 24211 $1,240$1,560

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Abingdon when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Abingdon

HUD lists 7 buildings with rents for lower incomes in Abingdon. These are the largest.

  • Abingdon Village 502 Lowry Dr SW, Abingdon 24210 44 low-income homes · 1 bd: 8 · 2 bd: 26 · 3 bd: 10 · In service since 2015 · For families
  • Washington Court 250 Stone Mill Rd SW, Abingdon 24210 39 low-income homes · 1 bd: 39 · In service since 2014 · For older adults
  • Abingdon Green 290 Senior Dr NE, Abingdon 24210 32 low-income homes · In service since 2010 · For older adults
  • Abingdon Terrace 526 Lowry Dr SW, Abingdon 24210 32 low-income homes · 1 bd: 32 · In service since 2015 · For older adults
  • White's Mill Point 15379 Whites Mill Rd, Abingdon 24210 32 low-income homes · 2 bd: 32 · In service since 2007 · For families

See all 12 buildings in Washington County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Abingdon

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Washington County; 1 says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Abingdon

No down payment, repair or rent-help program on our list is for Abingdon or Washington County. The ones below are statewide in Virginia: they work in Abingdon the same as in the rest of the state.

Which programs do I qualify for? All programs in Virginia

  • Down Payment Assistance Grant

    Statewide in Virginia

    Virginia state agency down payment grant that you do not repay; for first-time buyers, or any buyer in economic opportunity zones, with a Virginia Housing mortgage. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

  • Virginia Housing Plus Second Mortgage

    Statewide in Virginia

    Virginia Housing 30-year fixed-rate second mortgage of up to 5% of the price for the down payment (and part of the closing costs with a credit score of 680 or higher); for first-time buyers and for people who have owned a home before. Offered by Virginia Housing (Virginia Housing Development Authority).

    Type not stated

    See the program Official page

  • Closing Cost Assistance Grant

    Statewide in Virginia

    Virginia Housing grant that you do not repay, of up to 2% of the price, for the closing costs of buyers with a Virginia Housing RD (Rural Development) or VA loan. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

Housing counselors near Abingdon

The HUD-approved agencies closest to the center of Abingdon, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • People Incorporated of Virginia

    1173 W Main St, Abingdon · 2 miles away · Spanish

    • Mortgage delinquency and default
    • Homelessness services
    • and 3 more
    (276) 623-9000

  • Appalachian Community Action & Development Agency, Inc.(appcaa)

    175 Military Ln, Gate City · 39 miles away

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 4 more
    (276) 452-2441

  • Commonwealth Catholic Charities

    507 Park Avenue SW, Norton · 39 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (804) 285-5986

Every agency in Washington County All counseling agencies in Virginia

Help in Spanish near Abingdon

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Abingdon

HUD’s record names them for Abingdon or Washington County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Abingdon Redevelopment and Housing Authority Public housing and Section 8 vouchers (276) 628-5661

One other authority has an office in Washington County: see the list Source: HUD

Cities

Nearby cities

The cities closest to Abingdon, with the typical home value.

Everything about Washington County Housing in Virginia

Neighboring counties

If Washington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Abingdon.

All guides
A man and two girls read a book together on the sofa.

Questions

Housing questions about Abingdon

Short answers with the numbers for Abingdon and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Abingdon?

The typical home value in Abingdon is $228,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $214,000.

How much does it cost to rent in Abingdon?

Typical rent in Abingdon is $838 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,091.

What is the FHA loan limit in Abingdon?

Abingdon uses the FHA limit for all of Washington County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Abingdon?

The typical homeowner in Abingdon pays $1,607 a year, according to the U.S. Census Bureau. That is 0.7% of the home’s value; in Washington County, the rate is 0.5%.

Where can I find free help to buy or rent in Abingdon?

There is 1 HUD-approved counseling agency with an office in Washington County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).