Español

Este sitio también está en español. Leer en español

City · 9,484 residents · Augusta County, Virginia

Fishersville , Virginia

In Fishersville, a typical home is worth $348,900 and typical rent is $1,483 a month. Compared with all of Augusta County, typical rent is 31% higher, the typical home value is 14% higher, and the share of households that own their home is 14 points lower.

WhatsApp

  • Typical home value

    $348,900

    14% above the county

    9% below Virginia

    • Fishersville
    • Augusta
    • Virginia

  • Typical rent

    $1,483a month

    31% above the county

    6% below Virginia

    • Fishersville
    • Augusta
    • Virginia

  • Typical household income

    $83,671a year

    About the same as the county

    10% below Virginia

    • Fishersville
    • Augusta
    • Virginia

  • Households that own their home

    66%

    14 points below the county

    1 points below Virginia

    • Fishersville
    • Augusta
    • Virginia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$403,265
3.4% more than 12 months ago
Typical rent
$1,810 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Fishersville is in Augusta County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Augusta County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fishersville apart

What this place has that others do not, from public data, most unusual first.

  1. The typical rent in Fishersville is $1,483 a month, 31% more than in Augusta County as a whole ($1,136).

  2. 66% of households in Fishersville own their home, against 80% in Augusta County.

  3. Nearby, in Stuarts Draft, the typical rent is $1,201: 19% less than in Fishersville ($1,483).

  4. Nearby, in Stuarts Draft, the typical home value is $294,300: 16% less than in Fishersville ($348,900).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fishersville

What homes there are in Fishersville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Fishersville, 6 in 10 homes are single-family detached houses; in Augusta County, 8.

Year built

Here half of the homes date from 1999 or later; in Augusta County, from 1989 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,768 a month

Augusta County: $1,585 a month

Without a mortgage

$546 a month

Augusta County: $450 a month

Owners with a mortgage

68%

Augusta County: 56%

Owning costs more in Fishersville: with a mortgage, the typical cost is $1,768 a month; in Augusta County, $1,585. Without one, $546.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The boundaries of Fishersville changed since 2015–2019, so the Census does not compare its figures from then and now. In Augusta County, the typical home value rose 43%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFishersvilleAugusta CountyVirginiaUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.9%2.1%3.4%
People per household 2.182.422.522.53
Drive alone 84%83%68%69%
Carpool Unreliable estimate8%8%9%
Public transit Unreliable estimateUnreliable estimate2%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 7%7%18%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.18 on average, against 2.42 in Augusta County.

In Fishersville, 84% of workers drive alone to work; in Augusta County, 83%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fishersville?

A typical home costs more than the typical income allows

We start with a typical home in Fishersville, worth $348,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in Fishersville, which is $83,671 a year. For that payment to be 28% of income, a household would need to earn about $118,785 a year.

The calculator's FHA and conventional loan limits are those of all of Augusta County.

Your numbers

Local data
$

Starts at the typical home value in Fishersville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,212 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,772

at 7.18% · 30 years

Loan amount
$342,580
Total interest
$492,892
Paid off in
November 2056

Includes $5,892 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,952 a month

  • Tight

    $1,952 to $2,510 a month

  • Hard

    more than $2,510 a month

    Your payment · 40%

Compared with the typical household income in Fishersville ($83,671 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,772
Principal & interest$2,321
Property tax$151
Home insurance$145
FHA mortgage insurance (MIP)$154

You need at least $12,212 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fishersville and Augusta County

Fishersville is in Augusta County, Virginia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fishersville's own numbers

Typical home value
$348,900
Typical monthly rent
$1,483
Typical yearly household income
$83,671
Households that own their home
66%
Effective property tax rate
0.52%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Augusta County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,199
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
2.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Augusta County.

Everything about Augusta County

Buying

Buying a home in Fishersville

A typical home in Fishersville is worth $348,900: 14% above the county and 9% below Virginia. With the typical household income in Fishersville ($83,671 a year), a typical home costs 4.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Fishersville 4.2 years
  • Augusta 3.7 years
  • Virginia 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Augusta County

According to FHFA’s house price index, home prices in Augusta County rose 80% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Augusta County.

Period County Virginia U.S.
Last year (2025) +6.8% +3.7% +2.9%
5 years (2020–2025) +53% +49% +47%
10 years (2015–2025) +80% +75% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fishersville next to Augusta County, Virginia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Fishersville $348,900
  • Augusta $306,100
  • Virginia $383,700
  • United States $332,700
Typical monthly rent
  • Fishersville $1,483
  • Augusta $1,136
  • Virginia $1,579
  • United States $1,413
Typical yearly household income
  • Fishersville $83,671
  • Augusta $82,049
  • Virginia $93,170
  • United States $80,734
See the full table
Fishersville next to Augusta County and Virginia
Measure Fishersville Augusta County Virginia U.S.
Typical home value $348,900 $306,100 $383,700 $332,700
Typical monthly rent $1,483 $1,136 $1,579 $1,413
Typical yearly household income $83,671 $82,049 $93,170 $80,734
Households that own their home 66% 80% 67% 65%
Typical yearly property tax $1,813 $1,446 $2,790 $3,119
Effective property tax rate 0.52% 0.47% 0.73% 0.94%
Renters with high rent for their income 57% 44% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Augusta County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fishersville

For a typical $348,900 home in Fishersville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fishersville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,772a month

    Least cash to close
    Down payment
    $12,212
    Cash to close
    $22,679
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $154

  • Conventional, 5% down $2,708a month

    Down payment
    $17,445
    Cash to close
    $27,912
    Rate
    7.18%
    Mortgage insurance
    PMI · $166

  • Conventional, 20% down, no PMI $2,187a month

    Down payment
    $69,780
    Cash to close
    $80,247
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,510a month

    Down payment
    $52,335
    Cash to close
    $62,802
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fishersville and for Augusta County.

Property tax

Effective rate in Fishersville

0.52%of the home’s value each year

$1,813 a year for the typical owner in Fishersville.

  • Fishersville 0.52%
  • Augusta 0.47%
  • Virginia 0.73%

What Virginia publishes Local exemption or deferral for people 65 and older or with disabilities (Virginia General Assembly (Code of Virginia))

Exemptions and deadlines in Virginia

Flood risk in Augusta County

FEMA does not publish these numbers by city: they are for all of Augusta County.

Homes in the high-risk zone
2.6%
1,000
Of those, with NFIP insurance
13%
County Virginia U.S.
Homes in the high-risk zone 2.6% 1.5% 3.5%
Of those, with NFIP insurance 13% 100% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fishersville

Typical rent in Fishersville is $1,483 a month: 31% above the county. In Fishersville, 57% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Augusta County, by unit size. To pay the 2-bedroom one ($1,199 a month) without spending more than 30% of your income, you would need to earn $23.06 an hour working full time.

HUD fair market rent for all of Augusta County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,041 $20.02 $41,640
1 bedroom $1,047 $20.13 $41,880
2 bedrooms $1,199 $23.06 $47,960
3 bedrooms $1,634 $31.42 $65,360
4 bedrooms $1,798 $34.58 $71,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fishersville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fishersville has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,220 in 24401 to $1,800 in 22939.

2 of the 2 are above the fair market rent for Augusta County ($1,199).

  • 22939 $1,800$2,450
  • 24401 $1,220$1,660

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fishersville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Fishersville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Augusta County. The nearest ones are below; many serve by phone or online.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Fishersville

No down payment, repair or rent-help program on our list is for Fishersville or Augusta County. The ones below are statewide in Virginia: they work in Fishersville the same as in the rest of the state.

Which programs do I qualify for? All programs in Virginia

  • Down Payment Assistance Grant

    Statewide in Virginia

    Virginia state agency down payment grant that you do not repay; for first-time buyers, or any buyer in economic opportunity zones, with a Virginia Housing mortgage. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

  • Virginia Housing Plus Second Mortgage

    Statewide in Virginia

    Virginia Housing 30-year fixed-rate second mortgage of up to 5% of the price for the down payment (and part of the closing costs with a credit score of 680 or higher); for first-time buyers and for people who have owned a home before. Offered by Virginia Housing (Virginia Housing Development Authority).

    Type not stated

    See the program Official page

  • Closing Cost Assistance Grant

    Statewide in Virginia

    Virginia Housing grant that you do not repay, of up to 2% of the price, for the closing costs of buyers with a Virginia Housing RD (Rural Development) or VA loan. Offered by Virginia Housing (Virginia Housing Development Authority).

    Grant

    See the program Official page

Housing counselors near Fishersville

The HUD-approved agencies closest to the center of Fishersville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Piedmont Housing Alliance

    682 Berkmar Cir, Charlottesville · 28 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (434) 817-2436

  • Greater Charlottesville Habitat for Humanity

    967 2nd St SE, Charlottesville · 28 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 5 more
    (434) 293-9066

  • Skyline Community Action Partnership, Inc.

    532 S Main St, Madison · 44 miles away

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 6 more
    (540) 948-3916

All counseling agencies in Virginia

Help in Spanish near Fishersville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fishersville

HUD lists no housing authority with an office in Augusta County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Virginia Source: HUD

Cities

Other cities in Augusta County

These cities are also in Augusta County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Augusta County Housing in Virginia

Nearby cities

The cities closest to Fishersville, with the typical home value.

Neighboring counties

If Augusta County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fishersville.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Fishersville

Short answers with the numbers for Fishersville and all of Augusta County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Fishersville?

The typical home value in Fishersville is $348,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Augusta County it is $306,100.

How much does it cost to rent in Fishersville?

Typical rent in Fishersville is $1,483 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Augusta County is $1,199.

What is the FHA loan limit in Fishersville?

Fishersville uses the FHA limit for all of Augusta County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Fishersville?

The typical homeowner in Fishersville pays $1,813 a year, according to the U.S. Census Bureau. That is 0.52% of the home’s value; in Augusta County, the rate is 0.47%.

Where can I find free help to buy or rent in Fishersville?

We found no HUD-approved counseling agencies with an office in Augusta County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).