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City · 13,545 residents · Cuyahoga County, Ohio

Warrensville Heights , Ohio

In Warrensville Heights, a typical home is worth $121,100 and typical rent is $1,044 a month. Compared with all of Cuyahoga County, the typical home value is 38% lower, typical household income is 23% lower, and the share of households that own their home is 16 points lower.

Warrensville Heights in numbers

  • Typical home value

    $121,100

    38% below the county

    44% below Ohio

    • Warrensville Heights
    • Cuyahoga
    • Ohio
  • Typical rent

    $1,044a month

    About the same as the county

    About the same as Ohio

    • Warrensville Heights
    • Cuyahoga
    • Ohio
  • Typical household income

    $49,669a year

    23% below the county

    30% below Ohio

    • Warrensville Heights
    • Cuyahoga
    • Ohio
  • Households that own their home

    43%

    16 points below the county

    24 points below Ohio

    • Warrensville Heights
    • Cuyahoga
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$133,232
1.6% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $96,328 to $133,232.
Typical rent
$1,500 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Warrensville Heights is in Cuyahoga County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cuyahoga County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Warrensville Heights apart

What this place has that others do not, from public data, most unusual first.

  1. Warrensville Heights has the 10th lowest homeownership rate of the 292 cities in Ohio with more than 5,000 people (43%).

  2. The typical home in Warrensville Heights is worth $121,100, 38% less than in Cuyahoga County as a whole ($195,400).

  3. Nearby, in Maple Heights, the typical home value is $97,900: 19% less than in Warrensville Heights ($121,100).

  4. The typical household income in Warrensville Heights is $49,669, 23% less than in Cuyahoga County as a whole ($64,468).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Warrensville Heights

What homes there are in Warrensville Heights, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Warrensville Heights and its comparisons
MeasureWarrensville HeightsCuyahoga CountyOhioUnited States
Detached house 46%59%69%61%
Attached house Unreliable estimate6%5%6%
Building of 2 to 4 Unreliable estimate10%8%8%
Apartments (5 or more) 46%24%15%19%
Mobile home Unreliable estimate1%3%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

In Warrensville Heights, the apartment is the most common kind of home: 46%, against 24% in Cuyahoga County.

Year built
Year built: Warrensville Heights and its comparisons
MeasureWarrensville HeightsCuyahoga CountyOhioUnited States
Before 1960 45%56%38%26%
1960–1979 40%25%26%24%
1980–1999 8%12%20%25%
2000–2009 4%4%10%14%
2010 or later Unreliable estimate4%7%11%

Homes in Warrensville Heights are newer: the typical year built is 1961; in Cuyahoga County, 1957.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Warrensville Heights and its comparisons
MeasureWarrensville Heights
Under $100K 33%
$100K–$200K 53%
$200K–$300K 6%
$300K–$500K Unreliable estimate
$500K–$750K Unreliable estimate
$750K–$1M Unreliable estimate
$1M or more Unreliable
Monthly rent with utilities
Monthly rent with utilities: Warrensville Heights and its comparisons
MeasureWarrensville Heights
Under $500 Unreliable estimate
$500–$999 41%
$1,000–$1,499 50%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$1,241 a month

Cuyahoga County: $1,570 a month

Without a mortgage

$576 a month

Cuyahoga County: $671 a month

Owners with a mortgage

61%

Cuyahoga County: 59%

Owning costs less in Warrensville Heights: with a mortgage, the typical cost is $1,241 a month; in Cuyahoga County, $1,570. Without one, $576.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Warrensville Heights and its comparisons
MeasureWarrensville HeightsCuyahoga CountyOhioUnited States
Typical home value +50%+47%+47%+53%
Typical rent +25%+31%+28%+33%
Typical household income +29%+28%+26%+29%

The typical home value in Warrensville Heights rose 50% since 2015–2019, about the same as in Cuyahoga County (47%).

Rents in Warrensville Heights rose more slowly than in Cuyahoga County: 25% since 2015–2019, against 31%.

The typical household income in Warrensville Heights rose 29% over that time; home values changed +50% and rent +25%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Warrensville Heights and its comparisons
MeasureWarrensville HeightsCuyahoga CountyOhioUnited States
Rental vacancy 9.9%5.3%4.4%5.5%
Homeowner vacancy Unreliable estimate1.0%0.8%0.9%
More than one person per room Unreliable estimate1.2%1.5%3.4%
People per household 2.142.202.372.53
Drive alone 65%70%75%69%
Carpool 13%7%8%9%
Public transit Unreliable estimate3%1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 14%16%13%15%
Other means Unreliable estimate2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

The rental vacancy rate in Warrensville Heights is 9.9%, higher than in Cuyahoga County (5.3%).

By size, households in Warrensville Heights look like those in Cuyahoga County: 2.14 people on average.

In Warrensville Heights, 13% of workers share a car to get to work; in Cuyahoga County, 7%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Warrensville Heights?

A typical home is within reach of the typical income

We start with a typical home in Warrensville Heights, worth $121,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Warrensville Heights, which is $49,669 a year.

The calculator's FHA and conventional loan limits are those of all of Cuyahoga County.

Your numbers

Local data
$

Starts at the typical home value in Warrensville Heights. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,239 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,115

at 7.18% · 30 years

Loan amount
$118,906
Total interest
$171,078
Paid off in
November 2056

Includes $2,045 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,159 a month

    Your payment · 27%

  • Tight

    $1,159 to $1,490 a month

  • Hard

    more than $1,490 a month

Compared with the typical household income in Warrensville Heights ($49,669 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,115
Monthly payment breakdown
Principal & interest$806
Property tax$206
Home insurance$51
FHA mortgage insurance (MIP)$54

You need at least $4,239 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,115; principal and interest $806.

The city and its county

Warrensville Heights and Cuyahoga County

Warrensville Heights is in Cuyahoga County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Cuyahoga County, Ohio, with Warrensville Heights marked. Around it, the neighboring counties.

Warrensville Heights's own numbers

Typical home value
$121,100
Typical monthly rent
$1,044
Typical yearly household income
$49,669
Households that own their home
43%
Effective property tax rate
2.04%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Cuyahoga County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,274
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
0.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cuyahoga County.

Everything about Cuyahoga County

Buying

Buying a home in Warrensville Heights

A typical home in Warrensville Heights is worth $121,100: 38% below the county and 44% below Ohio. With the typical household income in Warrensville Heights ($49,669 a year), a typical home costs 2.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Warrensville Heights 2.4 years
  • Cuyahoga 3.0 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Cuyahoga County

According to FHFA’s house price index, home prices in Cuyahoga County rose 93% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Cuyahoga County.

Yearly change in FHFA’s price index in Cuyahoga County, 2016 to 2025
  1. 2020: +4.7%
  2. 2021: +11.6%
  3. 2022: +13.0%
  4. 2023: +8.3%
  5. 2024: +6.3%
  6. 2025: +5.7%
Change in FHFA’s price index in Cuyahoga County, Ohio and the United States
Period County Ohio U.S.
Last year (2025) +5.7% +4.8% +2.9%
5 years (2020–2025) +54% +53% +47%
10 years (2015–2025) +93% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Warrensville Heights next to Cuyahoga County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Warrensville Heights $121,100
  • Cuyahoga $195,400
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • Warrensville Heights $1,044
  • Cuyahoga $1,060
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • Warrensville Heights $49,669
  • Cuyahoga $64,468
  • Ohio $71,389
  • United States $80,734
See the full table
Warrensville Heights next to Cuyahoga County and Ohio
Measure Warrensville Heights Cuyahoga County Ohio U.S.
Typical home value $121,100 38% below the county $195,400 $214,800 $332,700
Typical monthly rent $1,044 $1,060 $1,034 $1,413
Typical yearly household income $49,669 23% below the county $64,468 $71,389 $80,734
Households that own their home 43% 16 points below the county 59% 67% 65%
Typical yearly property tax $2,472 37% below the county $3,910 $2,822 $3,119
Effective property tax rate 2.04% 0.04 points above the county 2% 1.31% 0.94%
Renters with high rent for their income 47% 1 points below the county 48% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cuyahoga County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Warrensville Heights

For a typical $121,100 home in Warrensville Heights, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Warrensville Heights's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,115a month

    Least cash to close
    Down payment
    $4,239
    Cash to close
    $7,872
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $54
  • Conventional, 5% down $1,093a month

    Down payment
    $6,055
    Cash to close
    $9,688
    Rate
    7.18%
    Mortgage insurance
    PMI · $58
  • Conventional, 20% down, no PMI $913a month

    Down payment
    $24,220
    Cash to close
    $27,853
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,025a month

    Down payment
    $18,165
    Cash to close
    $21,798
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Warrensville Heights and for Cuyahoga County.

Property tax

Effective rate in Warrensville Heights

2.04%of the home’s value each year

$2,472 a year for the typical owner in Warrensville Heights.

  • Warrensville Heights 2.04%
  • Cuyahoga 2%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Cuyahoga County

FEMA does not publish these numbers by city: they are for all of Cuyahoga County.

Homes in the high-risk zone
0.2%
802
Of those, with NFIP insurance
38%
Homes in the high-risk zone and with NFIP insurance: Cuyahoga County, Ohio and the U.S.
Measure County Ohio U.S.
Homes in the high-risk zone 0.2% 1.7% 3.5%
Of those, with NFIP insurance 38% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Warrensville Heights

Typical rent in Warrensville Heights is $1,044 a month: about the same as the county. In Warrensville Heights, 47% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Cuyahoga County, by unit size. To pay the 2-bedroom one ($1,274 a month) without spending more than 30% of your income, you would need to earn $24.50 an hour working full time.

HUD fair market rent for all of Cuyahoga County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Cuyahoga County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $924 $17.77 $36,960
1 bedroom $1,050 $20.19 $42,000
2 bedrooms $1,274 $24.50 $50,960
3 bedrooms $1,628 $31.31 $65,120
4 bedrooms $1,756 $33.77 $70,240

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Warrensville Heights

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Warrensville Heights has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,220 in 44128 to $1,850 in 44122.

1 of the 2 is above the fair market rent for Cuyahoga County ($1,274).

  • 44122 $1,850$2,360
  • 44128 $1,220$1,560

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Warrensville Heights when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Warrensville Heights

HUD lists one building with rents for lower incomes in Warrensville Heights.

  • Shaker Park Apartments 4401 Northfield Rd, Warrensville Heights 44128 151 low-income homes · 2 bd: 151 · In service since 2019

See all 372 buildings in Cuyahoga County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Warrensville Heights

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 12 HUD-approved agencies with an office in Cuyahoga County; 5 say they serve in Spanish.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Warrensville Heights

No down payment, repair or rent-help program on our list is for Warrensville Heights or Cuyahoga County. The ones below are statewide in Ohio: they work in Warrensville Heights the same as in the rest of the state.

  • Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

Housing counselors near Warrensville Heights

The HUD-approved agencies closest to the center of Warrensville Heights, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Breaking Chains Inc

    23300 Chagrin Blvd Ste 201, Beachwood · 2 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 1 more
  • Nid-Hca Stoudermire

    17017 Miles Ave, Cleveland · 2 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
  • Community Housing Solutions

    12114 Larchmere Blvd, Cleveland · 5 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 5 more

Every agency in Cuyahoga County All counseling agencies in Ohio

Help in Spanish near Warrensville Heights

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Warrensville Heights

In HUD’s record, no housing authority with an office in Cuyahoga County is named for Warrensville Heights or Cuyahoga County.

3 other authorities have an office in Cuyahoga County: see the list Source: HUD

Cities

Other cities in Cuyahoga County

These cities are also in Cuyahoga County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 25 more cities in Cuyahoga County, with prices and rents

Questions

Housing questions about Warrensville Heights

Short answers with the numbers for Warrensville Heights and all of Cuyahoga County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Warrensville Heights?

The typical home value in Warrensville Heights is $121,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cuyahoga County it is $195,400.

How much does it cost to rent in Warrensville Heights?

Typical rent in Warrensville Heights is $1,044 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cuyahoga County is $1,274.

What is the FHA loan limit in Warrensville Heights?

Warrensville Heights uses the FHA limit for all of Cuyahoga County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Warrensville Heights?

The typical homeowner in Warrensville Heights pays $2,472 a year, according to the U.S. Census Bureau. That is 2.04% of the home’s value; in Cuyahoga County, the rate is 2%.

Where can I find free help to buy or rent in Warrensville Heights?

There are 12 HUD-approved counseling agencies with an office in Cuyahoga County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).