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City · 8,623 residents · Cuyahoga County, Ohio

Highland Heights , Ohio

In Highland Heights, a typical home is worth $371,400 and typical rent is $1,836 a month. Compared with all of Cuyahoga County, typical household income is 91% higher, the typical home value is 90% higher, and the share of households that own their home is 36 points higher.

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  • Typical home value

    $371,400

    90% above the county

    73% above Ohio

    • Highland Heights
    • Cuyahoga
    • Ohio

  • Typical rent

    $1,836a month

    73% above the county

    78% above Ohio

    • Highland Heights
    • Cuyahoga
    • Ohio

  • Typical household income

    $122,863a year

    91% above the county

    72% above Ohio

    • Highland Heights
    • Cuyahoga
    • Ohio

  • Households that own their home

    96%

    36 points above the county

    29 points above Ohio

    • Highland Heights
    • Cuyahoga
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$431,323
3.3% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Highland Heights is in Cuyahoga County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cuyahoga County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Highland Heights apart

What this place has that others do not, from public data, most unusual first.

  1. 96% of households in Highland Heights own their home, against 59% in Cuyahoga County.

  2. The typical rent in Highland Heights is $1,836 a month, 73% more than in Cuyahoga County as a whole ($1,060).

  3. The typical household income in Highland Heights is $122,863, 91% more than in Cuyahoga County as a whole ($64,468).

  4. The typical home in Highland Heights is worth $371,400, 90% more than in Cuyahoga County as a whole ($195,400).

  5. Nearby, in South Euclid, the typical home value is $153,700: 59% less than in Highland Heights ($371,400).

  6. Nearby, in Richmond Heights, the typical rent is $961: 48% less than in Highland Heights ($1,836).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Highland Heights

What homes there are in Highland Heights, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Highland Heights, 9 in 10 homes are single-family detached houses; in Cuyahoga County, 6.

Year built

There is more room for a big family here: 91% of homes have 3 bedrooms or more, against 57% in Cuyahoga County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,331 a month

Cuyahoga County: $1,570 a month

Without a mortgage

$1,038 a month

Cuyahoga County: $671 a month

Owners with a mortgage

58%

Cuyahoga County: 59%

In Highland Heights, 58% of owners have a mortgage, and their typical cost is $2,331 a month, against $1,570 in Cuyahoga County. Without one it drops to $1,038.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Highland Heights rose 32% since 2015–2019, less than in Cuyahoga County (47%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHighland HeightsCuyahoga CountyOhioUnited States
Rental vacancy Unreliable estimate5.3%4.4%5.5%
Homeowner vacancy Unreliable estimate1.0%0.8%0.9%
More than one person per room Unreliable estimate1.2%1.5%3.4%
People per household 2.412.202.372.53
Drive alone 72%70%75%69%
Carpool 8%7%8%9%
Public transit Unreliable estimate3%1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 18%16%13%15%
Other means Unreliable estimate2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.41 on average, against 2.20 in Cuyahoga County.

The car rules in Highland Heights: 72% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Highland Heights?

A typical home is tight for the typical income

We start with a typical home in Highland Heights, worth $371,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Highland Heights, which is $122,863 a year. For that payment to be 28% of income, a household would need to earn about $143,954 a year.

The calculator's FHA and conventional loan limits are those of all of Cuyahoga County.

Your numbers

Local data
$

Starts at the typical home value in Highland Heights. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,999 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,359

at 7.18% · 30 years

Loan amount
$364,673
Total interest
$524,679
Paid off in
November 2056

Includes $6,272 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,867 a month

  • Tight

    $2,867 to $3,686 a month

    Your payment · 33%

  • Hard

    more than $3,686 a month

Compared with the typical household income in Highland Heights ($122,863 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,359
Principal & interest$2,470
Property tax$570
Home insurance$155
FHA mortgage insurance (MIP)$164

You need at least $12,999 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Highland Heights and Cuyahoga County

Highland Heights is in Cuyahoga County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Highland Heights's own numbers

Typical home value
$371,400
Typical monthly rent
$1,836
Typical yearly household income
$122,863
Households that own their home
96%
Effective property tax rate
1.84%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Cuyahoga County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,274
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
0.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cuyahoga County.

Everything about Cuyahoga County

Buying

Buying a home in Highland Heights

A typical home in Highland Heights is worth $371,400: 90% above the county and 73% above Ohio. With the typical household income in Highland Heights ($122,863 a year), a typical home costs 3.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Highland Heights 3.0 years
  • Cuyahoga 3.0 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Cuyahoga County

According to FHFA’s house price index, home prices in Cuyahoga County rose 93% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Cuyahoga County.

Period County Ohio U.S.
Last year (2025) +5.7% +4.8% +2.9%
5 years (2020–2025) +54% +53% +47%
10 years (2015–2025) +93% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Highland Heights next to Cuyahoga County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Highland Heights $371,400
  • Cuyahoga $195,400
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • Highland Heights $1,836
  • Cuyahoga $1,060
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • Highland Heights $122,863
  • Cuyahoga $64,468
  • Ohio $71,389
  • United States $80,734
See the full table
Highland Heights next to Cuyahoga County and Ohio
Measure Highland Heights Cuyahoga County Ohio U.S.
Typical home value $371,400 $195,400 $214,800 $332,700
Typical monthly rent $1,836 $1,060 $1,034 $1,413
Typical yearly household income $122,863 $64,468 $71,389 $80,734
Households that own their home 96% 59% 67% 65%
Typical yearly property tax $6,837 $3,910 $2,822 $3,119
Effective property tax rate 1.84% 2% 1.31% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cuyahoga County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Highland Heights

For a typical $371,400 home in Highland Heights, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Highland Heights's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,359a month

    Least cash to close
    Down payment
    $12,999
    Cash to close
    $24,141
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $164

  • Conventional, 5% down $3,291a month

    Down payment
    $18,570
    Cash to close
    $29,712
    Rate
    7.18%
    Mortgage insurance
    PMI · $176

  • Conventional, 20% down, no PMI $2,737a month

    Down payment
    $74,280
    Cash to close
    $85,422
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,080a month

    Down payment
    $55,710
    Cash to close
    $66,852
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Highland Heights and for Cuyahoga County.

Property tax

Effective rate in Highland Heights

1.84%of the home’s value each year

$6,837 a year for the typical owner in Highland Heights.

  • Highland Heights 1.84%
  • Cuyahoga 2%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Cuyahoga County

FEMA does not publish these numbers by city: they are for all of Cuyahoga County.

Homes in the high-risk zone
0.2%
802
Of those, with NFIP insurance
38%
County Ohio U.S.
Homes in the high-risk zone 0.2% 1.7% 3.5%
Of those, with NFIP insurance 38% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Highland Heights

Typical rent in Highland Heights is $1,836 a month: 73% above the county.

HUD publishes a fair market rent for all of Cuyahoga County, by unit size. To pay the 2-bedroom one ($1,274 a month) without spending more than 30% of your income, you would need to earn $24.50 an hour working full time.

HUD fair market rent for all of Cuyahoga County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $924 $17.77 $36,960
1 bedroom $1,050 $20.19 $42,000
2 bedrooms $1,274 $24.50 $50,960
3 bedrooms $1,628 $31.31 $65,120
4 bedrooms $1,756 $33.77 $70,240

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Highland Heights

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Highland Heights is in ZIP code 44143.

For 2 bedrooms it is $1,170: $104 less than the fair market rent for Cuyahoga County ($1,274).

  • 44143 $1,170$1,500

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Highland Heights when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Highland Heights

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 12 HUD-approved agencies with an office in Cuyahoga County; 5 say they serve in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Highland Heights

No down payment, repair or rent-help program on our list is for Highland Heights or Cuyahoga County. The ones below are statewide in Ohio: they work in Highland Heights the same as in the rest of the state.

Which programs do I qualify for? All programs in Ohio

  • Your Choice! Down Payment Assistance

    Statewide in Ohio

    Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

    Forgivable

    See the program Official page

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

    Tax credit

    See the program Official page

Housing counselors near Highland Heights

The HUD-approved agencies closest to the center of Highland Heights, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Home Repair Resource Center

    2520 Noble Rd, Cleveland Heights · 4 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (216) 381-6100

  • Nid-Hca Valentine

    2490 Lee Boulevard, Suite 306, Cleveland Heights · 6 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (216) 932-6624

  • Breaking Chains Inc

    23300 Chagrin Blvd Ste 201, Beachwood · 6 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 1 more
    (216) 464-0699

Every agency in Cuyahoga County All counseling agencies in Ohio

Help in Spanish near Highland Heights

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Highland Heights

In HUD’s record, no housing authority with an office in Cuyahoga County is named for Highland Heights or Cuyahoga County.

3 other authorities have an office in Cuyahoga County: see the list Source: HUD

Cities

Other cities in Cuyahoga County

These cities are also in Cuyahoga County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Cuyahoga County Housing in Ohio
See 25 more cities in Cuyahoga County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Highland Heights, with the typical home value.

Neighboring counties

If Cuyahoga County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Highland Heights.

All guides
A mother holds hands with her two daughters on the beach at sunset.

Questions

Housing questions about Highland Heights

Short answers with the numbers for Highland Heights and all of Cuyahoga County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Highland Heights?

The typical home value in Highland Heights is $371,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cuyahoga County it is $195,400.

How much does it cost to rent in Highland Heights?

Typical rent in Highland Heights is $1,836 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cuyahoga County is $1,274.

What is the FHA loan limit in Highland Heights?

Highland Heights uses the FHA limit for all of Cuyahoga County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Highland Heights?

The typical homeowner in Highland Heights pays $6,837 a year, according to the U.S. Census Bureau. That is 1.84% of the home’s value; in Cuyahoga County, the rate is 2%.

Where can I find free help to buy or rent in Highland Heights?

There are 12 HUD-approved counseling agencies with an office in Cuyahoga County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).