In Mayfield Heights, a typical home is worth $205,200 and typical rent is $1,128 a month. Compared with all of Cuyahoga County, typical rent is 6% higher, the typical home value is 5% higher, and the share of households that own their home is 10 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $180,205 to $232,082.
Typical rent
$1,370a month
▲ 3.3% more than 12 months ago
Typical rent from Zillow, June 2022 to September 2026: from $1,185 to $1,370.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Mayfield Heights is in Cuyahoga County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cuyahoga County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in South Euclid, the typical home value is $153,700: 25% less than in Mayfield Heights ($205,200).
2
49% of households in Mayfield Heights own their home, against 59% in Cuyahoga County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Mayfield Heights
What homes there are in Mayfield Heights, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Mayfield Heights
Cuyahoga County
Ohio
United States
Kind of home: Mayfield Heights and its comparisons
Measure
Mayfield Heights
Cuyahoga County
Ohio
United States
Detached house
47%
59%
69%
61%
Attached house
3%
6%
5%
6%
Building of 2 to 4
Unreliable estimate
10%
8%
8%
Apartments (5 or more)
47%
24%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Many people here live in apartments: 5 in 10 homes; in Cuyahoga County, 2.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Mayfield Heights
Cuyahoga County
Ohio
United States
Year built: Mayfield Heights and its comparisons
Measure
Mayfield Heights
Cuyahoga County
Ohio
United States
Before 1960
34%
56%
38%
26%
1960–1979
42%
25%
26%
24%
1980–1999
18%
12%
20%
25%
2000–2009
Unreliable estimate
4%
10%
14%
2010 or later
Unreliable estimate
4%
7%
11%
The typical home in Mayfield Heights was built in 1965, 8 years after the typical one in Cuyahoga County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K5%
$100K–$200K42%
$200K–$300K39%
$300K–$500K12%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Mayfield Heights and its comparisons
Measure
Mayfield Heights
Under $100K
5%
$100K–$200K
42%
$200K–$300K
39%
$300K–$500K
12%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
With an FHA limit of $541,287, at least 98% of owner-occupied homes in Mayfield Heights sit below it: they are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99928%
$1,000–$1,49957%
$1,500–$1,9999%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Mayfield Heights and its comparisons
Measure
Mayfield Heights
Under $500
Unreliable estimate
$500–$999
28%
$1,000–$1,499
57%
$1,500–$1,999
9%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,536 a month
Cuyahoga County: $1,570 a month
Without a mortgage
$684 a month
Cuyahoga County: $671 a month
Owners with a mortgage
62%
Cuyahoga County: 59%
In Mayfield Heights, 62% of owners have a mortgage; their typical cost is $1,536 a month, about the same as in Cuyahoga County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Mayfield Heights+41%
Cuyahoga County+47%
Ohio+47%
United States+53%
Typical rent
Mayfield Heights+22%
Cuyahoga County+31%
Ohio+28%
United States+33%
Typical household income
Mayfield Heights+25%
Cuyahoga County+28%
Ohio+26%
United States+29%
Change since 2015–2019: Mayfield Heights and its comparisons
Measure
Mayfield Heights
Cuyahoga County
Ohio
United States
Typical home value
+41%
+47%
+47%
+53%
Typical rent
+22%
+31%
+28%
+33%
Typical household income
+25%
+28%
+26%
+29%
The typical home value in Mayfield Heights rose 41% since 2015–2019, less than in Cuyahoga County (47%).
Rents in Mayfield Heights rose more slowly than in Cuyahoga County: 22% since 2015–2019, against 31%.
While home values in Mayfield Heights changed +41% and rent +22%, the typical household income rose 25%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Mayfield Heights and its comparisons
Measure
Mayfield Heights
Cuyahoga County
Ohio
United States
Rental vacancy
Unreliable estimate
5.3%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
1.0%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.2%
1.5%
3.4%
People per household
1.92
2.20
2.37
2.53
Drive alone
69%
70%
75%
69%
Carpool
7%
7%
8%
9%
Public transit
Unreliable estimate
3%
1%
3%
Walk or bike
1%
3%
2%
3%
Work from home
19%
16%
13%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Mayfield Heights has 1.92 people, fewer than in Cuyahoga County (2.20).
Working from home is more common in Mayfield Heights: 19%, against 16% in Cuyahoga County.
Do the math
What would you pay each month for a home in Mayfield Heights?
A typical home is tight for the typical income
We start with a typical home in Mayfield Heights, worth $205,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Mayfield Heights, which is $66,524 a year. For that payment to be 28% of income, a household would need to earn about $80,268 a year.
The calculator's FHA and conventional loan limits are those of all of Cuyahoga County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Mayfield Heights. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,182 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,873
at 7.18% · 30 years
Loan amount
$201,483
Total interest
$289,887
Paid off in
November 2056
Includes $3,465 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,552 a month
Tight
$1,552 to $1,996 a month
Your payment · 34%
Hard
more than $1,996 a month
Compared with the typical household income in Mayfield Heights ($66,524 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,365
Property tax
$332
Home insurance
$86
FHA mortgage insurance (MIP)
$91
You need at least $7,182 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,873; principal and interest $1,365.
The city and its county
Mayfield Heights and Cuyahoga County
Mayfield Heights is in Cuyahoga County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Mayfield Heights
Map of Cuyahoga County, Ohio, with Mayfield Heights marked. Around it, the neighboring counties.
Mayfield Heights
Cuyahoga County
Other cities with a page
Mayfield Heights's own numbers
Typical home value
$205,200
Typical monthly rent
$1,128
Typical yearly household income
$66,524
Households that own their home
49%
Effective property tax rate
1.94%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cuyahoga County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,274
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
0.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cuyahoga County.
A typical home in Mayfield Heights is worth $205,200: 5% above the county and 4% below Ohio. With the typical household income in Mayfield Heights ($66,524 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Mayfield Heights3.1 years
Cuyahoga3.0 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cuyahoga County
According to FHFA’s house price index, home prices in Cuyahoga County rose 93% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cuyahoga County.
Yearly change in FHFA’s price index in Cuyahoga County, 2016 to 2025
2016: +3.7% +3.7% 2016
2017: +4.9% +4.9% 2017
2018: +5.9% +5.9% 2018
2019: +4.5% +4.5% 2019
2020: +4.7% +4.7% 2020
2021: +11.6% +11.6% 2021
2022: +13.0% +13.0% 2022
2023: +8.3% +8.3% 2023
2024: +6.3% +6.3% 2024
2025: +5.7% +5.7% 2025
Change in FHFA’s price index in Cuyahoga County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+5.7%
+4.8%
+2.9%
5 years (2020–2025)
+54%
+53%
+47%
10 years (2015–2025)
+93%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Mayfield Heights next to Cuyahoga County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Mayfield Heights$205,200
Cuyahoga$195,400
Ohio$214,800
United States$332,700
Typical monthly rent
Mayfield Heights$1,128
Cuyahoga$1,060
Ohio$1,034
United States$1,413
Typical yearly household income
Mayfield Heights$66,524
Cuyahoga$64,468
Ohio$71,389
United States$80,734
See the full table
Mayfield Heights next to Cuyahoga County and Ohio
Measure
Mayfield Heights
Cuyahoga County
Ohio
U.S.
Typical home value
$205,200 ▲5% above the county
$195,400
$214,800
$332,700
Typical monthly rent
$1,128 ▲6% above the county
$1,060
$1,034
$1,413
Typical yearly household income
$66,524 ▲3% above the county
$64,468
$71,389
$80,734
Households that own their home
49% ▼10 points below the county
59%
67%
65%
Typical yearly property tax
$3,991 ▲2% above the county
$3,910
$2,822
$3,119
Effective property tax rate
1.94% ▼0.06 points below the county
2%
1.31%
0.94%
Renters with high rent for their income
39% ▼9 points below the county
48%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cuyahoga County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Mayfield Heights
For a typical $205,200 home in Mayfield Heights, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mayfield Heights's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,873a month
Least cash to close
Down payment
$7,182
Cash to close
$13,338
Rate
7.18%
Mortgage insurance
FHA MIP · $91
Conventional, 5% down$1,835a month
Down payment
$10,260
Cash to close
$16,416
Rate
7.18%
Mortgage insurance
PMI · $97
Conventional, 20% down, no PMI$1,529a month
Down payment
$41,040
Cash to close
$47,196
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,719a month
Down payment
$30,780
Cash to close
$36,936
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Mayfield Heights
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,873
$7,182
$201,483
7.18%
FHA MIP · $91
$13,338
580
Conventional, 5% down
$1,835
$10,260
$194,940
7.18%
PMI · $97
$16,416
620*
Conventional, 20% down, no PMI
$1,529
$41,040
$164,160
7.18%
None
$47,196
620*
ITIN, 15% down (example)
$1,719
$30,780
$174,420
8.18%
None
$36,936
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Mayfield Heights is $1,128 a month: 6% above the county. In Mayfield Heights, 39% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cuyahoga County, by unit size. To pay the 2-bedroom one ($1,274 a month) without spending more than 30% of your income, you would need to earn $24.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cuyahoga County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$924
$17.77
$36,960
1 bedroom
$1,050
$20.19
$42,000
2 bedrooms
$1,274
$24.50
$50,960
3 bedrooms
$1,628
$31.31
$65,120
4 bedrooms
$1,756
$33.77
$70,240
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Mayfield Heights
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mayfield Heights is in ZIP code 44124.
For 2 bedrooms it is $1,470: $196 more than the fair market rent for Cuyahoga County ($1,274).
Fair market rent by ZIP code and size in Mayfield Heights, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
44124
$1,070
$1,210
$1,470
$1,880
$2,030
ZIP code2 bd3 bd
44124 $1,470$1,880
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mayfield Heights when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 12 HUD-approved agencies with an office in Cuyahoga County; 5 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Mayfield Heights or Cuyahoga County. The ones below are statewide in Ohio: they work in Mayfield Heights the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
The HUD-approved agencies closest to the center of Mayfield Heights, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Mayfield Heights or Cuyahoga County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Mayfield Heights and all of Cuyahoga County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Mayfield Heights?
The typical home value in Mayfield Heights is $205,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cuyahoga County it is $195,400.
How much does it cost to rent in Mayfield Heights?
Typical rent in Mayfield Heights is $1,128 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cuyahoga County is $1,274.
What is the FHA loan limit in Mayfield Heights?
Mayfield Heights uses the FHA limit for all of Cuyahoga County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Mayfield Heights?
The typical homeowner in Mayfield Heights pays $3,991 a year, according to the U.S. Census Bureau. That is 1.94% of the home’s value; in Cuyahoga County, the rate is 2%.
Where can I find free help to buy or rent in Mayfield Heights?
There are 12 HUD-approved counseling agencies with an office in Cuyahoga County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
