In North Royalton, a typical home is worth $292,600 and typical rent is $1,116 a month. Compared with all of Cuyahoga County, the typical home value is 50% higher, typical household income is 30% higher, and the share of households that own their home is 12 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $258,372 to $335,288.
Typical rent
$1,791a month
Typical rent from Zillow, March 2026 to September 2026: from $1,604 to $1,791.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
North Royalton is in Cuyahoga County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cuyahoga County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in North Royalton is worth $292,600,50% more than in Cuyahoga County as a whole ($195,400).
2
Nearby, in Parma, the typical home value is $170,100: 42% less than in North Royalton ($292,600).
3
The typical household income in North Royalton is $83,670,30% more than in Cuyahoga County as a whole ($64,468).
4
72% of households in North Royalton own their home, against 59% in Cuyahoga County.
5
North Royalton has the 20th smallest share of rent-burdened renters of the 253 cities in Ohio with more than 5,000 people (33%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in North Royalton
What homes there are in North Royalton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
North Royalton
Cuyahoga County
Ohio
United States
Kind of home: North Royalton and its comparisons
Measure
North Royalton
Cuyahoga County
Ohio
United States
Detached house
61%
59%
69%
61%
Attached house
8%
6%
5%
6%
Building of 2 to 4
3%
10%
8%
8%
Apartments (5 or more)
29%
24%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Cuyahoga County, most homes in North Royalton are detached houses (61%).
Year built
Before 19601960–19791980–19992000–20092010 or later
North Royalton
Cuyahoga County
Ohio
United States
Year built: North Royalton and its comparisons
Measure
North Royalton
Cuyahoga County
Ohio
United States
Before 1960
17%
56%
38%
26%
1960–1979
28%
25%
26%
24%
1980–1999
40%
12%
20%
25%
2000–2009
10%
4%
10%
14%
2010 or later
4%
4%
7%
11%
The typical home in North Royalton was built in 1983, 26 years after the typical one in Cuyahoga County.
Much as in Cuyahoga County, 60% of homes in North Royalton have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K7%
$100K–$200K19%
$200K–$300K26%
$300K–$500K39%
$500K–$750K8%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: North Royalton and its comparisons
Measure
North Royalton
Under $100K
7%
$100K–$200K
19%
$200K–$300K
26%
$300K–$500K
39%
$500K–$750K
8%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
About 92% of owner-occupied homes in North Royalton are worth less than the FHA loan limit for Cuyahoga County ($541,287).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99936%
$1,000–$1,49938%
$1,500–$1,99917%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: North Royalton and its comparisons
Measure
North Royalton
Under $500
Unreliable estimate
$500–$999
36%
$1,000–$1,499
38%
$1,500–$1,999
17%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,872 a month
Cuyahoga County: $1,570 a month
Without a mortgage
$775 a month
Cuyahoga County: $671 a month
Owners with a mortgage
59%
Cuyahoga County: 59%
The typical cost for an owner with a mortgage in North Royalton is $1,872 a month, more than in Cuyahoga County ($1,570); without one, $775.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
North Royalton+40%
Cuyahoga County+47%
Ohio+47%
United States+53%
Typical rent
North Royalton+25%
Cuyahoga County+31%
Ohio+28%
United States+33%
Typical household income
North Royalton+18%
Cuyahoga County+28%
Ohio+26%
United States+29%
Change since 2015–2019: North Royalton and its comparisons
Measure
North Royalton
Cuyahoga County
Ohio
United States
Typical home value
+40%
+47%
+47%
+53%
Typical rent
+25%
+31%
+28%
+33%
Typical household income
+18%
+28%
+26%
+29%
The typical home value in North Royalton rose 40% since 2015–2019, less than in Cuyahoga County (47%).
Since 2015–2019, the typical rent in North Royalton rose 25%, less than in Cuyahoga County (31%).
Here income did not keep up with housing: it rose 18%, while home values changed +40% and rent +25%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: North Royalton and its comparisons
Measure
North Royalton
Cuyahoga County
Ohio
United States
Rental vacancy
Unreliable estimate
5.3%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
1.0%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.2%
1.5%
3.4%
People per household
2.28
2.20
2.37
2.53
Drive alone
77%
70%
75%
69%
Carpool
5%
7%
8%
9%
Public transit
Unreliable estimate
3%
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
15%
16%
13%
15%
Other means
2%
2%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Cuyahoga County, a household in North Royalton has 2.28 people on average.
To get to work, 77% of workers in North Royalton drive alone; in Cuyahoga County, 70%.
Do the math
What would you pay each month for a home in North Royalton?
A typical home costs more than the typical income allows
We start with a typical home in North Royalton, worth $292,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in North Royalton, which is $83,670 a year. For that payment to be 28% of income, a household would need to earn about $111,844 a year.
The calculator's FHA and conventional loan limits are those of all of Cuyahoga County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in North Royalton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,241 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,610
at 7.18% · 30 years
Loan amount
$287,300
Total interest
$413,358
Paid off in
November 2056
Includes $4,941 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,952 a month
Tight
$1,952 to $2,510 a month
Hard
more than $2,510 a month
Your payment · 37%
Compared with the typical household income in North Royalton ($83,670 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,946
Property tax
$412
Home insurance
$122
FHA mortgage insurance (MIP)
$129
You need at least $10,241 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,610; principal and interest $1,946.
The city and its county
North Royalton and Cuyahoga County
North Royalton is in Cuyahoga County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
North Royalton
Map of Cuyahoga County, Ohio, with North Royalton marked. Around it, the neighboring counties.
North Royalton
Cuyahoga County
Other cities with a page
North Royalton's own numbers
Typical home value
$292,600
Typical monthly rent
$1,116
Typical yearly household income
$83,670
Households that own their home
72%
Effective property tax rate
1.69%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cuyahoga County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,274
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
0.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cuyahoga County.
A typical home in North Royalton is worth $292,600: 50% above the county and 36% above Ohio. With the typical household income in North Royalton ($83,670 a year), a typical home costs 3.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
North Royalton3.5 years
Cuyahoga3.0 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cuyahoga County
According to FHFA’s house price index, home prices in Cuyahoga County rose 93% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cuyahoga County.
Yearly change in FHFA’s price index in Cuyahoga County, 2016 to 2025
2016: +3.7% +3.7% 2016
2017: +4.9% +4.9% 2017
2018: +5.9% +5.9% 2018
2019: +4.5% +4.5% 2019
2020: +4.7% +4.7% 2020
2021: +11.6% +11.6% 2021
2022: +13.0% +13.0% 2022
2023: +8.3% +8.3% 2023
2024: +6.3% +6.3% 2024
2025: +5.7% +5.7% 2025
Change in FHFA’s price index in Cuyahoga County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+5.7%
+4.8%
+2.9%
5 years (2020–2025)
+54%
+53%
+47%
10 years (2015–2025)
+93%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
North Royalton next to Cuyahoga County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
North Royalton$292,600
Cuyahoga$195,400
Ohio$214,800
United States$332,700
Typical monthly rent
North Royalton$1,116
Cuyahoga$1,060
Ohio$1,034
United States$1,413
Typical yearly household income
North Royalton$83,670
Cuyahoga$64,468
Ohio$71,389
United States$80,734
See the full table
North Royalton next to Cuyahoga County and Ohio
Measure
North Royalton
Cuyahoga County
Ohio
U.S.
Typical home value
$292,600 ▲50% above the county
$195,400
$214,800
$332,700
Typical monthly rent
$1,116 ▲5% above the county
$1,060
$1,034
$1,413
Typical yearly household income
$83,670 ▲30% above the county
$64,468
$71,389
$80,734
Households that own their home
72% ▲12 points above the county
59%
67%
65%
Typical yearly property tax
$4,946 ▲26% above the county
$3,910
$2,822
$3,119
Effective property tax rate
1.69% ▼0.31 points below the county
2%
1.31%
0.94%
Renters with high rent for their income
33% ▼15 points below the county
48%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cuyahoga County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in North Royalton
For a typical $292,600 home in North Royalton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, North Royalton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,610a month
Least cash to close
Down payment
$10,241
Cash to close
$19,019
Rate
7.18%
Mortgage insurance
FHA MIP · $129
Conventional, 5% down$2,556a month
Down payment
$14,630
Cash to close
$23,408
Rate
7.18%
Mortgage insurance
PMI · $139
Conventional, 20% down, no PMI$2,120a month
Down payment
$58,520
Cash to close
$67,298
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,390a month
Down payment
$43,890
Cash to close
$52,668
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in North Royalton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,610
$10,241
$287,300
7.18%
FHA MIP · $129
$19,019
580
Conventional, 5% down
$2,556
$14,630
$277,970
7.18%
PMI · $139
$23,408
620*
Conventional, 20% down, no PMI
$2,120
$58,520
$234,080
7.18%
None
$67,298
620*
ITIN, 15% down (example)
$2,390
$43,890
$248,710
8.18%
None
$52,668
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in North Royalton is $1,116 a month: 5% above the county. In North Royalton, 33% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cuyahoga County, by unit size. To pay the 2-bedroom one ($1,274 a month) without spending more than 30% of your income, you would need to earn $24.50 an hour working full time.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 12 HUD-approved agencies with an office in Cuyahoga County; 5 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for North Royalton or Cuyahoga County. The ones below are statewide in Ohio: they work in North Royalton the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
The HUD-approved agencies closest to the center of North Royalton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
SA
Spanish American Committee
4407 Lorain Ave, Cleveland · 11 miles away · Spanish
No legal help resource on our list is for North Royalton or Cuyahoga County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for North Royalton and all of Cuyahoga County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in North Royalton?
The typical home value in North Royalton is $292,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cuyahoga County it is $195,400.
How much does it cost to rent in North Royalton?
Typical rent in North Royalton is $1,116 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cuyahoga County is $1,274.
What is the FHA loan limit in North Royalton?
North Royalton uses the FHA limit for all of Cuyahoga County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in North Royalton?
The typical homeowner in North Royalton pays $4,946 a year, according to the U.S. Census Bureau. That is 1.69% of the home’s value; in Cuyahoga County, the rate is 2%.
Where can I find free help to buy or rent in North Royalton?
There are 12 HUD-approved counseling agencies with an office in Cuyahoga County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
