In Seven Hills, a typical home is worth $258,000 and typical rent is $1,586 a month. Compared with all of Cuyahoga County, typical household income is 51% higher, typical rent is 50% higher, and the share of households that own their home is 36 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $232,613 to $304,783.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Seven Hills is in Cuyahoga County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cuyahoga County. See the county
What this place has that others do not, from public data, most unusual first.
1
95% of households in Seven Hills own their home, against 59% in Cuyahoga County.
2
Nearby, in Garfield Heights, the typical home value is $109,900: 57% less than in Seven Hills ($258,000).
3
The typical household income in Seven Hills is $97,222,51% more than in Cuyahoga County as a whole ($64,468).
4
The typical rent in Seven Hills is $1,586 a month, 50% more than in Cuyahoga County as a whole ($1,060).
5
Nearby, in Broadview Heights, the typical rent is $1,083: 32% less than in Seven Hills ($1,586).
6
The typical home in Seven Hills is worth $258,000,32% more than in Cuyahoga County as a whole ($195,400).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Seven Hills
What homes there are in Seven Hills, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Seven Hills
Cuyahoga County
Ohio
United States
Kind of home: Seven Hills and its comparisons
Measure
Seven Hills
Cuyahoga County
Ohio
United States
Detached house
96%
59%
69%
61%
Attached house
3%
6%
5%
6%
Building of 2 to 4
Unreliable estimate
10%
8%
8%
Apartments (5 or more)
Unreliable estimate
24%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Seven Hills: 96% of homes, more than in Cuyahoga County (59%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Seven Hills
Cuyahoga County
Ohio
United States
Year built: Seven Hills and its comparisons
Measure
Seven Hills
Cuyahoga County
Ohio
United States
Before 1960
31%
56%
38%
26%
1960–1979
49%
25%
26%
24%
1980–1999
13%
12%
20%
25%
2000–2009
5%
4%
10%
14%
2010 or later
3%
4%
7%
11%
The typical home in Seven Hills was built in 1967, 10 years after the typical one in Cuyahoga County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K17%
$200K–$300K51%
$300K–$500K26%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Seven Hills and its comparisons
Measure
Seven Hills
Under $100K
Unreliable estimate
$100K–$200K
17%
$200K–$300K
51%
$300K–$500K
26%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Seven Hills and its comparisons
Measure
Seven Hills
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,807 a month
Cuyahoga County: $1,570 a month
Without a mortgage
$778 a month
Cuyahoga County: $671 a month
Owners with a mortgage
54%
Cuyahoga County: 59%
Owning costs more in Seven Hills: with a mortgage, the typical cost is $1,807 a month; in Cuyahoga County, $1,570. Without one, $778.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Seven Hills+48%
Cuyahoga County+47%
Ohio+47%
United States+53%
Typical rent
Seven HillsNo clear change
Cuyahoga County+31%
Ohio+28%
United States+33%
Typical household income
Seven Hills+18%
Cuyahoga County+28%
Ohio+26%
United States+29%
Change since 2015–2019: Seven Hills and its comparisons
Measure
Seven Hills
Cuyahoga County
Ohio
United States
Typical home value
+48%
+47%
+47%
+53%
Typical rent
No clear change
+31%
+28%
+33%
Typical household income
+18%
+28%
+26%
+29%
Much as in Cuyahoga County, the typical home value in Seven Hills rose 48% since 2015–2019.
Rent in Seven Hills moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Seven Hills and its comparisons
Measure
Seven Hills
Cuyahoga County
Ohio
United States
Rental vacancy
Unreliable estimate
5.3%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
1.0%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.2%
1.5%
3.4%
People per household
2.38
2.20
2.37
2.53
Drive alone
78%
70%
75%
69%
Carpool
4%
7%
8%
9%
Public transit
Unreliable estimate
3%
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
17%
16%
13%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Seven Hills has 2.38 people, more than in Cuyahoga County (2.20).
The car rules in Seven Hills: 78% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Seven Hills?
A typical home is tight for the typical income
We start with a typical home in Seven Hills, worth $258,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Seven Hills, which is $97,222 a year. For that payment to be 28% of income, a household would need to earn about $101,935 a year.
The calculator's FHA and conventional loan limits are those of all of Cuyahoga County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Seven Hills. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,030 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,378
at 7.18% · 30 years
Loan amount
$253,327
Total interest
$364,478
Paid off in
November 2056
Includes $4,357 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,269 a month
Tight
$2,269 to $2,917 a month
Your payment · 29%
Hard
more than $2,917 a month
Compared with the typical household income in Seven Hills ($97,222 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,716
Property tax
$441
Home insurance
$108
FHA mortgage insurance (MIP)
$114
You need at least $9,030 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,378; principal and interest $1,716.
The city and its county
Seven Hills and Cuyahoga County
Seven Hills is in Cuyahoga County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Seven Hills
Map of Cuyahoga County, Ohio, with Seven Hills marked. Around it, the neighboring counties.
Seven Hills
Cuyahoga County
Other cities with a page
Seven Hills's own numbers
Typical home value
$258,000
Typical monthly rent
$1,586
Typical yearly household income
$97,222
Households that own their home
95%
Effective property tax rate
2.05%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cuyahoga County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,274
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
0.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cuyahoga County.
A typical home in Seven Hills is worth $258,000: 32% above the county and 20% above Ohio. With the typical household income in Seven Hills ($97,222 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Seven Hills2.7 years
Cuyahoga3.0 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cuyahoga County
According to FHFA’s house price index, home prices in Cuyahoga County rose 93% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cuyahoga County.
Yearly change in FHFA’s price index in Cuyahoga County, 2016 to 2025
2016: +3.7% +3.7% 2016
2017: +4.9% +4.9% 2017
2018: +5.9% +5.9% 2018
2019: +4.5% +4.5% 2019
2020: +4.7% +4.7% 2020
2021: +11.6% +11.6% 2021
2022: +13.0% +13.0% 2022
2023: +8.3% +8.3% 2023
2024: +6.3% +6.3% 2024
2025: +5.7% +5.7% 2025
Change in FHFA’s price index in Cuyahoga County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+5.7%
+4.8%
+2.9%
5 years (2020–2025)
+54%
+53%
+47%
10 years (2015–2025)
+93%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Seven Hills next to Cuyahoga County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Seven Hills$258,000
Cuyahoga$195,400
Ohio$214,800
United States$332,700
Typical monthly rent
Seven Hills$1,586
Cuyahoga$1,060
Ohio$1,034
United States$1,413
Typical yearly household income
Seven Hills$97,222
Cuyahoga$64,468
Ohio$71,389
United States$80,734
See the full table
Seven Hills next to Cuyahoga County and Ohio
Measure
Seven Hills
Cuyahoga County
Ohio
U.S.
Typical home value
$258,000 ▲32% above the county
$195,400
$214,800
$332,700
Typical monthly rent
$1,586 ▲50% above the county
$1,060
$1,034
$1,413
Typical yearly household income
$97,222 ▲51% above the county
$64,468
$71,389
$80,734
Households that own their home
95% ▲36 points above the county
59%
67%
65%
Typical yearly property tax
$5,278 ▲35% above the county
$3,910
$2,822
$3,119
Effective property tax rate
2.05% ▲0.05 points above the county
2%
1.31%
0.94%
Renters with high rent for their income
59% ▲10 points above the county
48%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cuyahoga County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Seven Hills
For a typical $258,000 home in Seven Hills, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Seven Hills's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,378a month
Least cash to close
Down payment
$9,030
Cash to close
$16,770
Rate
7.18%
Mortgage insurance
FHA MIP · $114
Conventional, 5% down$2,331a month
Down payment
$12,900
Cash to close
$20,640
Rate
7.18%
Mortgage insurance
PMI · $123
Conventional, 20% down, no PMI$1,946a month
Down payment
$51,600
Cash to close
$59,340
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,185a month
Down payment
$38,700
Cash to close
$46,440
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Seven Hills
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,378
$9,030
$253,327
7.18%
FHA MIP · $114
$16,770
580
Conventional, 5% down
$2,331
$12,900
$245,100
7.18%
PMI · $123
$20,640
620*
Conventional, 20% down, no PMI
$1,946
$51,600
$206,400
7.18%
None
$59,340
620*
ITIN, 15% down (example)
$2,185
$38,700
$219,300
8.18%
None
$46,440
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Seven Hills is $1,586 a month: 50% above the county. In Seven Hills, 59% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cuyahoga County, by unit size. To pay the 2-bedroom one ($1,274 a month) without spending more than 30% of your income, you would need to earn $24.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cuyahoga County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$924
$17.77
$36,960
1 bedroom
$1,050
$20.19
$42,000
2 bedrooms
$1,274
$24.50
$50,960
3 bedrooms
$1,628
$31.31
$65,120
4 bedrooms
$1,756
$33.77
$70,240
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Seven Hills
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Seven Hills is in ZIP code 44131.
For 2 bedrooms it is $1,740: $466 more than the fair market rent for Cuyahoga County ($1,274).
Fair market rent by ZIP code and size in Seven Hills, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
44131
$1,260
$1,430
$1,740
$2,220
$2,400
ZIP code2 bd3 bd
44131 $1,740$2,220
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Seven Hills when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 12 HUD-approved agencies with an office in Cuyahoga County; 5 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Seven Hills or Cuyahoga County. The ones below are statewide in Ohio: they work in Seven Hills the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Seven Hills or Cuyahoga County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Seven Hills and all of Cuyahoga County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Seven Hills?
The typical home value in Seven Hills is $258,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cuyahoga County it is $195,400.
How much does it cost to rent in Seven Hills?
Typical rent in Seven Hills is $1,586 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cuyahoga County is $1,274.
What is the FHA loan limit in Seven Hills?
Seven Hills uses the FHA limit for all of Cuyahoga County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Seven Hills?
The typical homeowner in Seven Hills pays $5,278 a year, according to the U.S. Census Bureau. That is 2.05% of the home’s value; in Cuyahoga County, the rate is 2%.
Where can I find free help to buy or rent in Seven Hills?
There are 12 HUD-approved counseling agencies with an office in Cuyahoga County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
