Español

Este sitio también está en español. Leer en español

Owning in Ohio

Data from January 2026

Property tax in Ohio

The typical owner in Ohio pays $2,822 a year, about 1.31% of the home’s value (0.94% nationwide). Here are the exemptions and discounts the state publishes, the deadlines to claim them or appeal, and every county’s figure.

The state's rulesProperty tax
WhatsApp
Typical tax
$2,822
per year, typical household
10% less than the U.S.
Effective rate
1.31%
tax ÷ value (estimate)
39% more than the U.S.
United States
0.94%
national effective rate
Exemptions and relief
3
published by the state, with the source

Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

The state's rules

Ohio's rules, in one table

The assessment cap, the homestead exemption, when to protest and when to pay, as Ohio's official source states them. Tap "What the source says" to read the exact text.

Property-tax rules in Ohio, with their source
Rule What Ohio says Source
What triggers a new assessment

In Ohio a home is not reassessed each time it sells. The Tax Commissioner orders a reappraisal of all real property in each county once every six years, and may order a reassessment in the third year after it if property is unequally or improperly assessed. The county auditor carries it out.

What the source says· Ohio Rev. Code § 5715.33
“The tax commissioner shall order a reappraisal of all real property in each county once in each six-year period. … The commissioner may order a reassessment of the real property or any class thereof in any taxing district or subdivision thereof in the third calendar year following the year in which a sexennial reappraisal is completed if in his opinion such property has been unequally or improperly assessed, so that all classes of property in such district shall be assessed in compliance with law.”
 Ohio Revised Code Verified November 6, 2026
Protest deadline One for the whole state

If you disagree with your home's value for this tax year, you file a complaint with the county auditor, for the county board of revision, by March 31 of the following year, or the close of first-half tax collection if later. If you disagree with the decision, you can appeal to the Board of Tax Appeals within 30 days after it is mailed.

What the source says· Ohio Rev. Code §§ 5715.19, 5717.01
“Subject to division (A)(2) of this section, a complaint against any of the following determinations for the current tax year shall be filed with the county auditor on or before the thirty-first day of March of the ensuing tax year or the date of closing of the collection for the first half of real and public utility property taxes for the current tax year, whichever is later”
 Ohio Revised Code Verified November 6, 2026
When to pay

The law asks you to pay the full tax to the county treasurer by Dec. 31, or half by Dec. 31 and the other half by June 20. If delivery of the tax lists is delayed, those dates may move to Jan. 31 and July 20, so confirm the ones on your bill.

What the source says· Ohio Rev. Code § 323.12
“Each person charged with taxes shall pay to the county treasurer the full amount of such taxes on or before the thirty-first day of December, or shall pay one-half of the current taxes together with the full amount of any delinquent taxes before such date, and the remaining half on or before the twentieth day of June next ensuing.”
 Ohio Revised Code Verified November 6, 2026

Not verified yet: Cap on your home, Cap on other property, Homestead exemption.

Did your assessment go up?

By place

Every county, with its figure

What the typical owner pays in each county of Ohio, with the typical home value and the effective rate. Highest tax first.

Effective rate: typical tax ÷ typical value, our estimate from two Census medians. Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

Exemptions

Which exemption fits you?

What Ohio publishes for each case. You have to apply for almost all of them: none is applied on its own.

  • If you are an older owner

    If you are 65 or older, own and live in your home, and your total income does not exceed $30,000 (a figure the state adjusts each year for inflation), you can get Ohio's homestead exemption. It reduces the tax on $25,000 of your home's true value (also adjusted each year). You apply with the county auditor by Dec. 31 of the year you want it for.

    What the source says· Ohio Rev. Code §§ 323.152(A)(1), 323.153
    “(ii) A person who is sixty-five years of age or older; … (iii) If the person is not described in division (A)(1)(b)(i) or (ii) of this section and the person's total income does not exceed thirty thousand dollars, as adjusted under division (A)(1)(d) of this section, the amount computed under division (A)(1)(c) of this section. … (i) Twenty-five thousand dollars of the true value of the property in money, as adjusted under division (A)(1)(d) of this section;”

    Ohio Revised Code · Verified November 6, 2026

  • If you have a disability

    If you are permanently and totally disabled (unable to work at substantially paid employment for at least 12 months, or so certified by a state or federal agency) on Jan. 1, you qualify for the same homestead exemption, with the same income limit. You apply with the county auditor by Dec. 31.

    What the source says· Ohio Rev. Code §§ 323.151(D), 323.152(A)(1)
    “(i) A person who is permanently and totally disabled; … (b) Real property taxes on a homestead owned and occupied, or a homestead in a housing cooperative occupied, by a person to whom division (A)(1) of this section applies shall be reduced for each year for which an application for the reduction has been approved.”

    Ohio Revised Code · Verified November 6, 2026

  • If you are a veteran

    If you are an honorably discharged veteran with a total (100%) service-connected disability rating, or individual unemployability, your tax is reduced by the tax on $50,000 of your home's true value (adjusted each year), with no income limit. Your surviving spouse can keep it. You apply with the county auditor.

    What the source says· Ohio Rev. Code §§ 323.151(F), 323.152(A)(2)
    “Real property taxes on a homestead owned and occupied, or a homestead in a housing cooperative occupied, by a disabled veteran shall be reduced for each year for which an application for the reduction has been approved. The reduction shall equal the product obtained by multiplying fifty thousand dollars of the true value of the property in money, as adjusted under division (A)(1)(d) of this section, by the amounts described in divisions (A)(1)(c)(ii) to (iv) of this section. … Real property taxes on a homestead owned and occupied, or a homestead in a housing cooperative occupied, by the surviving spouse of a disabled veteran shall be reduced for each year an application for exemption is approved.”

    Ohio Revised Code · Verified November 6, 2026

How it works

Where your bill comes from

The local government puts a value on your home, subtracts the exemptions you apply for and applies the rate of each body that taxes it: the county, the city, the school district and others.

  1. The value assigned to your home
  2. The exemptions you apply for
  3. The rates of each taxing body (county, city, schools)
  4. Your yearly bill

The effective rate on this page is something else: our estimate (typical tax ÷ typical value, from Census data) for comparing places. It is not the rate your local government sets.

Buying or selling

Taxes on the sale

Some states charge a tax or fee when the deed is recorded. What the official source says:

  • Optional county real property transfer tax

    Each county may levy its own real property transfer tax of up to 30 cents for each $100 of value (or fraction of $100). If the county levies it, the law places it on the grantor named in the deed (in a sale, the seller), who pays it to the county auditor before the deed is presented for recording.

    Ohio Rev. Code §322.02(A) · Ohio Legislative Service Commission (Ohio Revised Code) · Verified October 24, 2026

Frequently asked questions

How much is property tax in Ohio?

The typical owner pays $2,822 a year, about 1.31% of the home’s value, per the Census (Average 2020–2024). Nationwide the effective rate is 0.94%. Your bill depends on your county, city, school district and the exemptions you claim.

What is the deadline to protest the assessment in Ohio?

If you disagree with your home's value for this tax year, you file a complaint with the county auditor, for the county board of revision, by March 31 of the following year, or the close of first-half tax collection if later. If you disagree with the decision, you can appeal to the Board of Tax Appeals within 30 days after it is mailed.

When is property tax paid in Ohio?

The law asks you to pay the full tax to the county treasurer by Dec. 31, or half by Dec. 31 and the other half by June 20. If delivery of the tax lists is delayed, those dates may move to Jan. 31 and July 20, so confirm the ones on your bill.

Which county in Ohio pays the most property tax?

By amount, the highest typical tax is in Delaware County ($7,132) and the lowest in Monroe County ($1,176). By effective rate, the highest is Cuyahoga County (2.00%) and the lowest Noble County (0.72%).

What is the effective rate?

The typical tax divided by the typical home value in the same place. It is our estimate from two Census medians, not the rate your local government sets; it is for comparing places.

More about owning a home