Community lenders · Ohio
Data from November 2026
CDFIs and community banks in Ohio
32 institutions based in Ohio hold CDFI certification from the Treasury Department’s CDFI Fund.
Key numbers in Ohio
- Certified CDFIs
- 32
- certified by the Treasury’s CDFI Fund
- Credit unions
- 13
- credit unions among the CDFIs
- Hispanic-owned banks
- 0
- Hispanic American owned, per the FDIC
What they are
What they are and how to use this list
These are the definitions of the agencies that certify them: the Treasury’s CDFI Fund and the FDIC. Being on the list is not our recommendation.
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What a CDFI is
It is a certification the Treasury’s CDFI Fund gives to specialized organizations that provide financial services in low-income communities and to people who lack access to financing. They can be banks, credit unions or loan funds.
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What a minority depository institution (MDI) is
The FDIC uses the term for an insured bank where minority individuals own most of the voting stock, or whose board is mostly minority and serves a mostly minority community. Here you see the ones the FDIC lists as Hispanic American owned.
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Before you choose
This list is not a recommendation. Each institution decides whom it serves, what it offers and on what terms. Ask about costs and compare before you sign.
According to CDFI certification (CDFI Fund)Minority depository institutions (FDIC)
The CDFI Fund’s list
CDFIs based in Ohio
CDFI Fund list as of September 17, 2026. Many serve several states; here they appear by the state of their main office.
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AMISTAD REDEVELOPMENT CORPORATION
Loan fund · Cleveland
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Apex Fund for Economic Opportunities
Loan fund · Akron
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Appalachian Growth Capital, LLC
Loan fund · Logan
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Atomic Credit Union
Credit union · Piketon
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Buckeye State Credit Union, INC.
Credit union · Akron
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Canton School Employees Federal Credit Union
Credit union · Canton
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Cardinal Credit Union
Credit union · Mentor
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CHN Housing Capital
Loan fund · Cleveland
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Cincinnati Development Fund, Inc.
Loan fund · Cincinnati
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Cleveland Development Advisors Community Reinvestment Fund, Inc.
Loan fund · Cleveland
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Commodore Perry Federal Credit Union
Credit union · Oak Harbor
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Community Savings
Bank or thrift · Caldwell
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Day Air Credit Union
Credit union · Kettering
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DAYTON REGION NEW MARKET FUND LLC
Loan fund · Dayton
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Desco Federal Credit Union
Credit union · Portsmouth
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DOUBLE BOTTOMLINE CORP
Bank holding company · North Olmsted
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Economic and Community Development Institute, Inc. (ECDI)
Loan fund · Columbus
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Faith Community United Credit Union
Credit union · Cleveland
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Finance Fund Capital Corporation
Loan fund · Columbus
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FREEDOM EQUITY INC.
Loan fund · Columbus
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Greater Cincinnati Microenterprise Initiative, Inc.
Loan fund · Cincinnati
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New Horizon Federal Credit Union
Credit union · Barberton
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Nueva Esperanza Community Credit Union
Credit union · Toledo
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Ohio Capital Finance Corporation
Loan fund · Columbus
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Softite Community Federal Credit Union
Credit union · Martins Ferry
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St. Joseph's Federal Credit Union
Credit union · Canton
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Telhio Credit Union, Inc.
Credit union · Columbus
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The Affordable Housing Trust for Columbus and Franklin County
Loan fund · Columbus
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Valley Economic Development Partners, Inc.
Loan fund · Youngstown
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Village Capital Corporation
Loan fund · Cleveland
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West Central Development Corporation, dba Anchor Financial Services
Loan fund · Perrysburg
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Western Reserve Community Fund, Inc
Loan fund · Akron
None match your search.
We do not recommend any institution. Check each one’s products, requirements and costs. Source: Certified CDFI list (CDFI Fund, Treasury) As of September 17, 2026 Certified CDFI list (CDFI Fund, Treasury) (external site)
Hispanic-owned banks
Hispanic American owned banks in Ohio
The FDIC list has no Hispanic American owned banks based in Ohio. Nationwide it has 14.
Source: Hispanic American owned minority depository institutions (FDIC) As of November 6, 2026 Hispanic American owned minority depository institutions (FDIC) (external site)
Frequently asked questions
Can a CDFI lend to me if I have little credit or use an ITIN?
It depends on each institution. CDFIs are certified for serving communities and people with little access to financing, but each sets its own rules. This list does not say what each one offers: ask them directly.
Why is an institution I know not listed?
The CDFI Fund list gives the state of the main office. Many institutions serve several states, so you can also search the CDFI Fund’s full list.
How current is this data?
The CDFI Fund list we use is from September 17, 2026, and the FDIC list from November 6, 2026. Both change when an institution gains or loses its status.