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City · 13,534 residents · Cuyahoga County, Ohio

East Cleveland , Ohio

In East Cleveland, a typical home is worth $68,800 and typical rent is $776 a month. Compared with all of Cuyahoga County, typical household income is 66% lower, the typical home value is 65% lower, and the share of households that own their home is 22 points lower.

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  • Typical home value

    $68,800

    65% below the county

    68% below Ohio

    • East Cleveland
    • Cuyahoga
    • Ohio

  • Typical rent

    $776a month

    27% below the county

    25% below Ohio

    • East Cleveland
    • Cuyahoga
    • Ohio

  • Typical household income

    $22,116a year

    66% below the county

    69% below Ohio

    • East Cleveland
    • Cuyahoga
    • Ohio

  • Households that own their home

    37%

    22 points below the county

    30 points below Ohio

    • East Cleveland
    • Cuyahoga
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$66,679
4.2% less than 12 months ago
Typical rent
$898 a month
4% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

East Cleveland is in Cuyahoga County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cuyahoga County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets East Cleveland apart

What this place has that others do not, from public data, most unusual first.

  1. East Cleveland has the lowest typical household income of the 292 cities in Ohio with more than 5,000 people: $22,116.

  2. East Cleveland has the 2nd lowest typical home value of the 292 cities in Ohio with more than 5,000 people ($68,800).

  3. East Cleveland has the 4th lowest homeownership rate of the 292 cities in Ohio with more than 5,000 people (37%).

  4. East Cleveland has the 10th largest share of rent-burdened renters of the 253 cities in Ohio with more than 5,000 people (64%).

  5. According to Zillow, in the 12 months to September 2026 the typical home value in East Cleveland fell 4.2%; in Ohio, it rose 3.2%.

  6. The typical rent in East Cleveland is $776 a month, 27% less than in Cuyahoga County as a whole ($1,060).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in East Cleveland

What homes there are in East Cleveland, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Many people here live in apartments: 4 in 10 homes; in Cuyahoga County, 2.

Year built

The typical home in East Cleveland was built before 1940, the oldest group the Census tells apart; 77% of homes date from before 1960.

There are fewer big homes in East Cleveland than in Cuyahoga County: 38% have 3 bedrooms or more, against 57%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 95% of owner-occupied homes in East Cleveland sit below it: they are worth less than $500,000.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Cuyahoga County is $1,274; about 87% of rents in East Cleveland are below it.

With a mortgage

$1,254 a month

Cuyahoga County: $1,570 a month

Without a mortgage

$571 a month

Cuyahoga County: $671 a month

Owners with a mortgage

39%

Cuyahoga County: 59%

Owning costs less in East Cleveland: with a mortgage, the typical cost is $1,254 a month; in Cuyahoga County, $1,570. Without one, $571.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, home values in East Cleveland moved so little that the Census cannot say whether they rose or fell.

Since 2015–2019, the typical rent in East Cleveland rose 22%, less than in Cuyahoga County (31%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEast ClevelandCuyahoga CountyOhioUnited States
Rental vacancy 8.0%5.3%4.4%5.5%
Homeowner vacancy Unreliable estimate1.0%0.8%0.9%
More than one person per room Unreliable estimate1.2%1.5%3.4%
People per household 1.922.202.372.53
Drive alone 61%70%75%69%
Carpool 9%7%8%9%
Public transit 16%3%1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 9%16%13%15%
Other means Unreliable estimate2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

There is more rental housing open in East Cleveland: 8.0% is empty and offered for rent, against 5.3% in Cuyahoga County.

Fewer people live in each home here: 1.92 on average, against 2.20 in Cuyahoga County.

In East Cleveland, 16% of workers get to work by public transit; in Cuyahoga County, 3%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in East Cleveland?

A typical home is tight for the typical income

We start with a typical home in East Cleveland, worth $68,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in East Cleveland, which is $22,116 a year. For that payment to be 28% of income, a household would need to earn about $26,888 a year.

The calculator's FHA and conventional loan limits are those of all of Cuyahoga County.

Your numbers

Local data
$

Starts at the typical home value in East Cleveland. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $2,408 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$627

at 7.18% · 30 years

Loan amount
$67,554
Total interest
$97,194
Paid off in
November 2056

Includes $1,162 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $516 a month

  • Tight

    $516 to $663 a month

    Your payment · 34%

  • Hard

    more than $663 a month

Compared with the typical household income in East Cleveland ($22,116 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$627
Principal & interest$458
Property tax$111
Home insurance$29
FHA mortgage insurance (MIP)$30

You need at least $2,408 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

East Cleveland and Cuyahoga County

East Cleveland is in Cuyahoga County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

East Cleveland's own numbers

Typical home value
$68,800
Typical monthly rent
$776
Typical yearly household income
$22,116
Households that own their home
37%
Effective property tax rate
1.93%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Cuyahoga County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,274
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
0.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cuyahoga County.

Everything about Cuyahoga County

Buying

Buying a home in East Cleveland

A typical home in East Cleveland is worth $68,800: 65% below the county and 68% below Ohio. With the typical household income in East Cleveland ($22,116 a year), a typical home costs 3.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • East Cleveland 3.1 years
  • Cuyahoga 3.0 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Cuyahoga County

According to FHFA’s house price index, home prices in Cuyahoga County rose 93% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Cuyahoga County.

Period County Ohio U.S.
Last year (2025) +5.7% +4.8% +2.9%
5 years (2020–2025) +54% +53% +47%
10 years (2015–2025) +93% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

East Cleveland next to Cuyahoga County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • East Cleveland $68,800
  • Cuyahoga $195,400
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • East Cleveland $776
  • Cuyahoga $1,060
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • East Cleveland $22,116
  • Cuyahoga $64,468
  • Ohio $71,389
  • United States $80,734
See the full table
East Cleveland next to Cuyahoga County and Ohio
Measure East Cleveland Cuyahoga County Ohio U.S.
Typical home value $68,800 $195,400 $214,800 $332,700
Typical monthly rent $776 $1,060 $1,034 $1,413
Typical yearly household income $22,116 $64,468 $71,389 $80,734
Households that own their home 37% 59% 67% 65%
Typical yearly property tax $1,329 $3,910 $2,822 $3,119
Effective property tax rate 1.93% 2% 1.31% 0.94%
Renters with high rent for their income 64% 48% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cuyahoga County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in East Cleveland

For a typical $68,800 home in East Cleveland, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, East Cleveland's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $627a month

    Least cash to close
    Down payment
    $2,408
    Cash to close
    $4,472
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $30

  • Conventional, 5% down $615a month

    Down payment
    $3,440
    Cash to close
    $5,504
    Rate
    7.18%
    Mortgage insurance
    PMI · $33

  • Conventional, 20% down, no PMI $512a month

    Down payment
    $13,760
    Cash to close
    $15,824
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $576a month

    Down payment
    $10,320
    Cash to close
    $12,384
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for East Cleveland and for Cuyahoga County.

Property tax

Effective rate in East Cleveland

1.93%of the home’s value each year

$1,329 a year for the typical owner in East Cleveland.

  • East Cleveland 1.93%
  • Cuyahoga 2%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Cuyahoga County

FEMA does not publish these numbers by city: they are for all of Cuyahoga County.

Homes in the high-risk zone
0.2%
802
Of those, with NFIP insurance
38%
County Ohio U.S.
Homes in the high-risk zone 0.2% 1.7% 3.5%
Of those, with NFIP insurance 38% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in East Cleveland

Typical rent in East Cleveland is $776 a month: 27% below the county. In East Cleveland, 64% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Cuyahoga County, by unit size. To pay the 2-bedroom one ($1,274 a month) without spending more than 30% of your income, you would need to earn $24.50 an hour working full time.

HUD fair market rent for all of Cuyahoga County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $924 $17.77 $36,960
1 bedroom $1,050 $20.19 $42,000
2 bedrooms $1,274 $24.50 $50,960
3 bedrooms $1,628 $31.31 $65,120
4 bedrooms $1,756 $33.77 $70,240

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in East Cleveland

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). East Cleveland is in ZIP code 44112.

For 2 bedrooms it is $1,070: $204 less than the fair market rent for Cuyahoga County ($1,274).

  • 44112 $1,070$1,370

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for East Cleveland when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in East Cleveland

HUD lists 13 buildings with rents for lower incomes in East Cleveland. These are the largest.

  • Forrest Hills Terrace 14030 Terrace Rd, East Cleveland 44112 420 low-income homes · 1 bd: 306 · 2 bd: 114 · In service since 2003 · For older adults (216) 268-4175
  • Owl's Nest Apts 2020 Taylor Rd, East Cleveland 44112 260 low-income homes · 1 bd: 136 · 2 bd: 124 · In service since 2003 · For older adults (216) 541-4472
  • Park Lane Apts 13800 Terrace Rd, East Cleveland 44112 254 low-income homes · Studio: 48 · 1 bd: 122 · 2 bd: 60 · 3 bd: 24 · In service since 1998
  • Terrace Towers 15600 Terrace Rd, East Cleveland 44112 231 low-income homes · For older adults (216) 268-1212
  • Colonnade 15409 Euclid Ave, East Cleveland 44112 120 low-income homes · Studio: 2 · 1 bd: 90 · 2 bd: 28 · In service since 1999

See all 372 buildings in Cuyahoga County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in East Cleveland

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 12 HUD-approved agencies with an office in Cuyahoga County; 5 say they serve in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in East Cleveland

No down payment, repair or rent-help program on our list is for East Cleveland or Cuyahoga County. The ones below are statewide in Ohio: they work in East Cleveland the same as in the rest of the state.

Which programs do I qualify for? All programs in Ohio

  • Your Choice! Down Payment Assistance

    Statewide in Ohio

    Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

    Forgivable

    See the program Official page

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

    Tax credit

    See the program Official page

Housing counselors near East Cleveland

The HUD-approved agencies closest to the center of East Cleveland, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Nid-Hca Valentine

    2490 Lee Boulevard, Suite 306, Cleveland Heights · 1 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (216) 932-6624

  • Home Repair Resource Center

    2520 Noble Rd, Cleveland Heights · 2 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (216) 381-6100

  • Ohio State University Extension - Cuyahoga County

    12200 Fairhill Rd, Cleveland · 3 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (216) 429-8200

Every agency in Cuyahoga County All counseling agencies in Ohio

Help in Spanish near East Cleveland

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of East Cleveland

In HUD’s record, no housing authority with an office in Cuyahoga County is named for East Cleveland or Cuyahoga County.

3 other authorities have an office in Cuyahoga County: see the list Source: HUD

Cities

Other cities in Cuyahoga County

These cities are also in Cuyahoga County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Cuyahoga County Housing in Ohio
See 25 more cities in Cuyahoga County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to East Cleveland, with the typical home value.

Neighboring counties

If Cuyahoga County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in East Cleveland.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about East Cleveland

Short answers with the numbers for East Cleveland and all of Cuyahoga County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in East Cleveland?

The typical home value in East Cleveland is $68,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cuyahoga County it is $195,400.

How much does it cost to rent in East Cleveland?

Typical rent in East Cleveland is $776 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cuyahoga County is $1,274.

What is the FHA loan limit in East Cleveland?

East Cleveland uses the FHA limit for all of Cuyahoga County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in East Cleveland?

The typical homeowner in East Cleveland pays $1,329 a year, according to the U.S. Census Bureau. That is 1.93% of the home’s value; in Cuyahoga County, the rate is 2%.

Where can I find free help to buy or rent in East Cleveland?

There are 12 HUD-approved counseling agencies with an office in Cuyahoga County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).