In Euclid, a typical home is worth $126,500 and typical rent is $1,025 a month. Compared with all of Cuyahoga County, the typical home value is 35% lower, typical household income is 22% lower, and the share of households that own their home is 13 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $117,406 to $147,675.
Typical rent
$1,152a month
▲ 5% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $869 to $1,152.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Euclid is in Cuyahoga County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cuyahoga County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Euclid is worth $126,500,35% less than in Cuyahoga County as a whole ($195,400).
2
Euclid has the 17th lowest homeownership rate of the 292 cities in Ohio with more than 5,000 people (46%).
3
The typical household income in Euclid is $50,285,22% less than in Cuyahoga County as a whole ($64,468).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Euclid
What homes there are in Euclid, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Euclid
Cuyahoga County
Ohio
United States
Kind of home: Euclid and its comparisons
Measure
Euclid
Cuyahoga County
Ohio
United States
Detached house
56%
59%
69%
61%
Attached house
7%
6%
5%
6%
Building of 2 to 4
6%
10%
8%
8%
Apartments (5 or more)
31%
24%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Euclid, but it weighs less than in Cuyahoga County: 56% against 59%.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Euclid
Cuyahoga County
Ohio
United States
Year built: Euclid and its comparisons
Measure
Euclid
Cuyahoga County
Ohio
United States
Before 1960
60%
56%
38%
26%
1960–1979
33%
25%
26%
24%
1980–1999
5%
12%
20%
25%
2000–2009
1%
4%
10%
14%
2010 or later
Unreliable estimate
4%
7%
11%
In Euclid, half of the homes were built before 1956; in Cuyahoga County, before 1957.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K32%
$100K–$200K57%
$200K–$300K7%
$300K–$500K2%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Euclid and its comparisons
Measure
Euclid
Under $100K
32%
$100K–$200K
57%
$200K–$300K
7%
$300K–$500K
2%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
At least 99% of owner-occupied homes in Euclid are worth less than $500,000, below the FHA loan limit for Cuyahoga County ($541,287).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5005%
$500–$99942%
$1,000–$1,49938%
HUD fair market rent, 2 bedrooms: $1,274
$1,500–$1,99910%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Euclid and its comparisons
Measure
Euclid
Under $500
5%
$500–$999
42%
$1,000–$1,499
38%
$1,500–$1,999
10%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
By rent, most homes in Euclid cost less than HUD's 2-bedroom fair market rent ($1,274): about 69%.
With a mortgage
$1,250 a month
Cuyahoga County: $1,570 a month
Without a mortgage
$510 a month
Cuyahoga County: $671 a month
Owners with a mortgage
65%
Cuyahoga County: 59%
In Euclid, 65% of owners have a mortgage, and their typical cost is $1,250 a month, against $1,570 in Cuyahoga County. Without one it drops to $510.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Euclid+53%
Cuyahoga County+47%
Ohio+47%
United States+53%
Typical rent
Euclid+31%
Cuyahoga County+31%
Ohio+28%
United States+33%
Typical household income
Euclid+32%
Cuyahoga County+28%
Ohio+26%
United States+29%
Change since 2015–2019: Euclid and its comparisons
Measure
Euclid
Cuyahoga County
Ohio
United States
Typical home value
+53%
+47%
+47%
+53%
Typical rent
+31%
+31%
+28%
+33%
Typical household income
+32%
+28%
+26%
+29%
The typical home value in Euclid rose 53% since 2015–2019, more than in Cuyahoga County (47%).
Much as in Cuyahoga County, the typical rent in Euclid rose 31% since 2015–2019.
While home values in Euclid changed +53% and rent +31%, the typical household income rose 32%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Euclid and its comparisons
Measure
Euclid
Cuyahoga County
Ohio
United States
Rental vacancy
7.6%
5.3%
4.4%
5.5%
Homeowner vacancy
2.8%
1.0%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.2%
1.5%
3.4%
People per household
2.16
2.20
2.37
2.53
Drive alone
69%
70%
75%
69%
Carpool
8%
7%
8%
9%
Public transit
6%
3%
1%
3%
Walk or bike
2%
3%
2%
3%
Work from home
13%
16%
13%
15%
Other means
3%
2%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
There is more rental housing open in Euclid: 7.6% is empty and offered for rent, against 5.3% in Cuyahoga County.
Much as in Cuyahoga County, a household in Euclid has 2.16 people on average.
In Euclid, 69% of workers drive alone to work; in Cuyahoga County, 70%.
Do the math
What would you pay each month for a home in Euclid?
A typical home is tight for the typical income
We start with a typical home in Euclid, worth $126,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Euclid, which is $50,285 a year. For that payment to be 28% of income, a household would need to earn about $50,703 a year.
The calculator's FHA and conventional loan limits are those of all of Cuyahoga County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Euclid. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,428 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,183
at 7.18% · 30 years
Loan amount
$124,208
Total interest
$178,707
Paid off in
November 2056
Includes $2,136 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,173 a month
Tight
$1,173 to $1,509 a month
Your payment · 28%
Hard
more than $1,509 a month
Compared with the typical household income in Euclid ($50,285 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$841
Property tax
$233
Home insurance
$53
FHA mortgage insurance (MIP)
$56
You need at least $4,428 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,183; principal and interest $841.
The city and its county
Euclid and Cuyahoga County
Euclid is in Cuyahoga County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Euclid
Map of Cuyahoga County, Ohio, with Euclid marked. Around it, the neighboring counties.
Euclid
Cuyahoga County
Other cities with a page
Euclid's own numbers
Typical home value
$126,500
Typical monthly rent
$1,025
Typical yearly household income
$50,285
Households that own their home
46%
Effective property tax rate
2.21%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cuyahoga County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,274
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
0.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cuyahoga County.
A typical home in Euclid is worth $126,500: 35% below the county and 41% below Ohio. With the typical household income in Euclid ($50,285 a year), a typical home costs 2.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Euclid2.5 years
Cuyahoga3.0 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cuyahoga County
According to FHFA’s house price index, home prices in Cuyahoga County rose 93% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cuyahoga County.
Yearly change in FHFA’s price index in Cuyahoga County, 2016 to 2025
2016: +3.7% +3.7% 2016
2017: +4.9% +4.9% 2017
2018: +5.9% +5.9% 2018
2019: +4.5% +4.5% 2019
2020: +4.7% +4.7% 2020
2021: +11.6% +11.6% 2021
2022: +13.0% +13.0% 2022
2023: +8.3% +8.3% 2023
2024: +6.3% +6.3% 2024
2025: +5.7% +5.7% 2025
Change in FHFA’s price index in Cuyahoga County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+5.7%
+4.8%
+2.9%
5 years (2020–2025)
+54%
+53%
+47%
10 years (2015–2025)
+93%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Euclid next to Cuyahoga County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Euclid$126,500
Cuyahoga$195,400
Ohio$214,800
United States$332,700
Typical monthly rent
Euclid$1,025
Cuyahoga$1,060
Ohio$1,034
United States$1,413
Typical yearly household income
Euclid$50,285
Cuyahoga$64,468
Ohio$71,389
United States$80,734
See the full table
Euclid next to Cuyahoga County and Ohio
Measure
Euclid
Cuyahoga County
Ohio
U.S.
Typical home value
$126,500 ▼35% below the county
$195,400
$214,800
$332,700
Typical monthly rent
$1,025 ▼3% below the county
$1,060
$1,034
$1,413
Typical yearly household income
$50,285 ▼22% below the county
$64,468
$71,389
$80,734
Households that own their home
46% ▼13 points below the county
59%
67%
65%
Typical yearly property tax
$2,793 ▼29% below the county
$3,910
$2,822
$3,119
Effective property tax rate
2.21% ▲0.21 points above the county
2%
1.31%
0.94%
Renters with high rent for their income
50% ▲2 points above the county
48%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cuyahoga County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Euclid
For a typical $126,500 home in Euclid, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Euclid's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,183a month
Least cash to close
Down payment
$4,428
Cash to close
$8,223
Rate
7.18%
Mortgage insurance
FHA MIP · $56
Conventional, 5% down$1,160a month
Down payment
$6,325
Cash to close
$10,120
Rate
7.18%
Mortgage insurance
PMI · $60
Conventional, 20% down, no PMI$971a month
Down payment
$25,300
Cash to close
$29,095
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,088a month
Down payment
$18,975
Cash to close
$22,770
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Euclid
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,183
$4,428
$124,209
7.18%
FHA MIP · $56
$8,223
580
Conventional, 5% down
$1,160
$6,325
$120,175
7.18%
PMI · $60
$10,120
620*
Conventional, 20% down, no PMI
$971
$25,300
$101,200
7.18%
None
$29,095
620*
ITIN, 15% down (example)
$1,088
$18,975
$107,525
8.18%
None
$22,770
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Euclid is $1,025 a month: 3% below the county. In Euclid, 50% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cuyahoga County, by unit size. To pay the 2-bedroom one ($1,274 a month) without spending more than 30% of your income, you would need to earn $24.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cuyahoga County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$924
$17.77
$36,960
1 bedroom
$1,050
$20.19
$42,000
2 bedrooms
$1,274
$24.50
$50,960
3 bedrooms
$1,628
$31.31
$65,120
4 bedrooms
$1,756
$33.77
$70,240
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Euclid
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Euclid has 3 ZIP codes with their own.
For 2 bedrooms it runs from $1,060 in 44117 to $1,280 in 44132.
1 of the 3 is above the fair market rent for Cuyahoga County ($1,274).
2-bedroom fair market rent in each of the 3 ZIP codes of Euclid, beside the one for Cuyahoga County. For 2 bedrooms it runs from $1,060 in 44117 to $1,280 in 44132. 1 of the 3 is above the fair market rent for Cuyahoga County ($1,274).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,274
Lowest: $1,060 (44117)Highest: $1,280 (44132)
Fair market rent by ZIP code and size in Euclid, fiscal year 2027.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 12 HUD-approved agencies with an office in Cuyahoga County; 5 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Euclid or Cuyahoga County. The ones below are statewide in Ohio: they work in Euclid the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Euclid or Cuyahoga County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Euclid and all of Cuyahoga County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Euclid?
The typical home value in Euclid is $126,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cuyahoga County it is $195,400.
How much does it cost to rent in Euclid?
Typical rent in Euclid is $1,025 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cuyahoga County is $1,274.
What is the FHA loan limit in Euclid?
Euclid uses the FHA limit for all of Cuyahoga County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Euclid?
The typical homeowner in Euclid pays $2,793 a year, according to the U.S. Census Bureau. That is 2.21% of the home’s value; in Cuyahoga County, the rate is 2%.
Where can I find free help to buy or rent in Euclid?
There are 12 HUD-approved counseling agencies with an office in Cuyahoga County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
