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City · 19,410 residents · Summit County, Ohio

Twinsburg , Ohio

In Twinsburg, a typical home is worth $318,800 and typical rent is $1,356 a month. Compared with all of Summit County, the typical home value is 53% higher, typical household income is 38% higher, and the share of households that own their home is 12 points higher.

Twinsburg in numbers

  • Typical home value

    $318,800

    53% above the county

    48% above Ohio

    • Twinsburg
    • Summit
    • Ohio
  • Typical rent

    $1,356a month

    32% above the county

    31% above Ohio

    • Twinsburg
    • Summit
    • Ohio
  • Typical household income

    $99,144a year

    38% above the county

    39% above Ohio

    • Twinsburg
    • Summit
    • Ohio
  • Households that own their home

    79%

    12 points above the county

    12 points above Ohio

    • Twinsburg
    • Summit
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$356,163
1.9% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $281,175 to $356,163.
Typical rent
$1,749 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Twinsburg is in Summit County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Summit County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Twinsburg apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Twinsburg is worth $318,800, 53% more than in Summit County as a whole ($208,700).

  2. The typical household income in Twinsburg is $99,144, 38% more than in Summit County as a whole ($71,622).

  3. The typical rent in Twinsburg is $1,356 a month, 32% more than in Summit County as a whole ($1,026).

  4. Twinsburg has the 15th largest share of rent-burdened renters of the 253 cities in Ohio with more than 5,000 people (60%).

  5. 79% of households in Twinsburg own their home, against 68% in Summit County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Twinsburg

What homes there are in Twinsburg, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Twinsburg and its comparisons
MeasureTwinsburgSummit CountyOhioUnited States
Detached house 73%71%69%61%
Attached house 9%6%5%6%
Building of 2 to 4 Unreliable estimate7%8%8%
Apartments (5 or more) 14%15%15%19%
Mobile home Unreliable estimate1%3%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

The detached house is the most common home in Twinsburg: 73% of homes, near the figure in Summit County (71%).

Year built
Year built: Twinsburg and its comparisons
MeasureTwinsburgSummit CountyOhioUnited States
Before 1960 15%43%38%26%
1960–1979 19%26%26%24%
1980–1999 45%19%20%25%
2000–2009 13%8%10%14%
2010 or later 8%5%7%11%

The typical home in Twinsburg was built in 1991, 25 years after the typical one in Summit County.

Homes in Twinsburg are bigger: 72% have 3 bedrooms or more; in Summit County, 64%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Twinsburg and its comparisons
MeasureTwinsburg
Under $100K Unreliable estimate
$100K–$200K 16%
$200K–$300K 27%
$300K–$500K 45%
$500K–$750K 9%
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate
Monthly rent with utilities
Monthly rent with utilities: Twinsburg and its comparisons
MeasureTwinsburg
Under $500 Unreliable estimate
$500–$999 Unreliable estimate
$1,000–$1,499 62%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$1,909 a month

Summit County: $1,470 a month

Without a mortgage

$738 a month

Summit County: $599 a month

Owners with a mortgage

71%

Summit County: 64%

In Twinsburg, 71% of owners have a mortgage, and their typical cost is $1,909 a month, against $1,470 in Summit County. Without one it drops to $738.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Twinsburg and its comparisons
MeasureTwinsburgSummit CountyOhioUnited States
Typical home value +46%+42%+47%+53%
Typical rent +24%+25%+28%+33%
Typical household income +29%+25%+26%+29%

The typical home value in Twinsburg rose 46% since 2015–2019, more than in Summit County (42%).

Rents in Twinsburg rose at about the same pace as in Summit County: 24% since 2015–2019, against 25%.

While home values in Twinsburg changed +46% and rent +24%, the typical household income rose 29%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Twinsburg and its comparisons
MeasureTwinsburgSummit CountyOhioUnited States
Rental vacancy Unreliable estimate3.4%4.4%5.5%
Homeowner vacancy Unreliable estimate0.9%0.8%0.9%
More than one person per room Unreliable estimate1.0%1.5%3.4%
People per household 2.462.292.372.53
Drive alone 70%75%75%69%
Carpool 7%8%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 20%15%13%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Twinsburg has 2.46 people, more than in Summit County (2.29).

Many people here do not commute at all: 20% work from home; in Summit County, 15%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Twinsburg?

A typical home is tight for the typical income

We start with a typical home in Twinsburg, worth $318,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Twinsburg, which is $99,144 a year. For that payment to be 28% of income, a household would need to earn about $118,670 a year.

The calculator's FHA and conventional loan limits are those of all of Summit County.

Your numbers

Local data
$

Starts at the typical home value in Twinsburg. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,158 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,769

at 7.18% · 30 years

Loan amount
$313,026
Total interest
$450,371
Paid off in
November 2056

Includes $5,384 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,313 a month

  • Tight

    $2,313 to $2,974 a month

    Your payment · 34%

  • Hard

    more than $2,974 a month

Compared with the typical household income in Twinsburg ($99,144 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,769
Monthly payment breakdown
Principal & interest$2,121
Property tax$375
Home insurance$133
FHA mortgage insurance (MIP)$141

You need at least $11,158 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,769; principal and interest $2,121.

The city and its county

Twinsburg and Summit County

Twinsburg is in Summit County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Summit County, Ohio, with Twinsburg marked. Around it, the neighboring counties.

Twinsburg's own numbers

Typical home value
$318,800
Typical monthly rent
$1,356
Typical yearly household income
$99,144
Households that own their home
79%
Effective property tax rate
1.41%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Summit County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,231
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Summit County.

Everything about Summit County

Buying

Buying a home in Twinsburg

A typical home in Twinsburg is worth $318,800: 53% above the county and 48% above Ohio. With the typical household income in Twinsburg ($99,144 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Twinsburg 3.2 years
  • Summit 2.9 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Summit County

According to FHFA’s house price index, home prices in Summit County rose 87% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Summit County.

Yearly change in FHFA’s price index in Summit County, 2016 to 2025
  1. 2020: +4.3%
  2. 2021: +10.6%
  3. 2022: +13.5%
  4. 2023: +7.3%
  5. 2024: +8.1%
  6. 2025: +3.9%
Change in FHFA’s price index in Summit County, Ohio and the United States
Period County Ohio U.S.
Last year (2025) +3.9% +4.8% +2.9%
5 years (2020–2025) +51% +53% +47%
10 years (2015–2025) +87% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Twinsburg next to Summit County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Twinsburg $318,800
  • Summit $208,700
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • Twinsburg $1,356
  • Summit $1,026
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • Twinsburg $99,144
  • Summit $71,622
  • Ohio $71,389
  • United States $80,734
See the full table
Twinsburg next to Summit County and Ohio
Measure Twinsburg Summit County Ohio U.S.
Typical home value $318,800 53% above the county $208,700 $214,800 $332,700
Typical monthly rent $1,356 32% above the county $1,026 $1,034 $1,413
Typical yearly household income $99,144 38% above the county $71,622 $71,389 $80,734
Households that own their home 79% 12 points above the county 68% 67% 65%
Typical yearly property tax $4,482 40% above the county $3,195 $2,822 $3,119
Effective property tax rate 1.41% 0.12 points below the county 1.53% 1.31% 0.94%
Renters with high rent for their income 60% 11 points above the county 48% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Summit County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Twinsburg

For a typical $318,800 home in Twinsburg, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Twinsburg's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,769a month

    Least cash to close
    Down payment
    $11,158
    Cash to close
    $20,722
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $141
  • Conventional, 5% down $2,711a month

    Down payment
    $15,940
    Cash to close
    $25,504
    Rate
    7.18%
    Mortgage insurance
    PMI · $151
  • Conventional, 20% down, no PMI $2,235a month

    Down payment
    $63,760
    Cash to close
    $73,324
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,530a month

    Down payment
    $47,820
    Cash to close
    $57,384
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Twinsburg and for Summit County.

Property tax

Effective rate in Twinsburg

1.41%of the home’s value each year

$4,482 a year for the typical owner in Twinsburg.

  • Twinsburg 1.41%
  • Summit 1.53%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Summit County

FEMA does not publish these numbers by city: they are for all of Summit County.

Homes in the high-risk zone
0.6%
1,134
Of those, with NFIP insurance
29%
Homes in the high-risk zone and with NFIP insurance: Summit County, Ohio and the U.S.
Measure County Ohio U.S.
Homes in the high-risk zone 0.6% 1.7% 3.5%
Of those, with NFIP insurance 29% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Twinsburg

Typical rent in Twinsburg is $1,356 a month: 32% above the county. In Twinsburg, 60% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Summit County, by unit size. To pay the 2-bedroom one ($1,231 a month) without spending more than 30% of your income, you would need to earn $23.67 an hour working full time.

HUD fair market rent for all of Summit County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Summit County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $886 $17.04 $35,440
1 bedroom $952 $18.31 $38,080
2 bedrooms $1,231 $23.67 $49,240
3 bedrooms $1,474 $28.35 $58,960
4 bedrooms $1,618 $31.12 $64,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Twinsburg

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Twinsburg is in ZIP code 44087.

For 2 bedrooms it is $1,560: $329 more than the fair market rent for Summit County ($1,231).

  • 44087 $1,560$1,870

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Twinsburg when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Twinsburg

HUD lists 2 buildings with rents for lower incomes in Twinsburg. These are the largest.

  • Pinewood Gardens 8776 Ray Ct, Twinsburg 44087 125 low-income homes · Run by Akron Metropolitan Housing Authority · Average payment: $444 a month · Average wait: 73 months (330) 762-9631
  • Twinsburg Senior Apartments 9209 Darrow Rd, Twinsburg 44087 100 low-income homes · For older adults (330) 425-3109

See all 163 buildings in Summit County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Twinsburg

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 5 HUD-approved agencies with an office in Summit County; 1 says it serves in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Twinsburg

No down payment, repair or rent-help program on our list is for Twinsburg or Summit County. The ones below are statewide in Ohio: they work in Twinsburg the same as in the rest of the state.

  • Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

Housing counselors near Twinsburg

The HUD-approved agencies closest to the center of Twinsburg, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Nid-Hca Stoudermire

    17017 Miles Ave, Cleveland · 10 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
  • Breaking Chains Inc

    23300 Chagrin Blvd Ste 201, Beachwood · 10 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 1 more
  • Community Housing Solutions

    12114 Larchmere Blvd, Cleveland · 14 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 5 more

Every agency in Summit County All counseling agencies in Ohio

Help in Spanish near Twinsburg

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Twinsburg

In HUD’s record, no housing authority with an office in Summit County is named for Twinsburg or Summit County.

One other authority has an office in Summit County: see the list Source: HUD

Cities

Other cities in Summit County

These cities are also in Summit County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 3 more cities in Summit County, with prices and rents

Questions

Housing questions about Twinsburg

Short answers with the numbers for Twinsburg and all of Summit County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Twinsburg?

The typical home value in Twinsburg is $318,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Summit County it is $208,700.

How much does it cost to rent in Twinsburg?

Typical rent in Twinsburg is $1,356 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Summit County is $1,231.

What is the FHA loan limit in Twinsburg?

Twinsburg uses the FHA limit for all of Summit County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Twinsburg?

The typical homeowner in Twinsburg pays $4,482 a year, according to the U.S. Census Bureau. That is 1.41% of the home’s value; in Summit County, the rate is 1.53%.

Where can I find free help to buy or rent in Twinsburg?

There are 5 HUD-approved counseling agencies with an office in Summit County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).