In Stow, a typical home is worth $248,000 and typical rent is $1,212 a month. Compared with all of Summit County, typical household income is 31% higher and the typical home value is 19% higher.
Typical home value from Zillow, September 2021 to September 2026: from $228,383 to $289,337.
Typical rent
$1,536a month
▲ 9.6% more than 12 months ago
Typical rent from Zillow, March 2025 to September 2026: from $1,406 to $1,536.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Stow is in Summit County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Summit County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Cuyahoga Falls, the typical home value is $183,300: 26% less than in Stow ($248,000).
2
The typical household income in Stow is $93,727,31% more than in Summit County as a whole ($71,622).
3
Nearby, in Kent, the typical rent is $991: 18% less than in Stow ($1,212).
4
The typical home in Stow is worth $248,000,19% more than in Summit County as a whole ($208,700).
5
The typical rent in Stow is $1,212 a month, 18% more than in Summit County as a whole ($1,026).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Stow
What homes there are in Stow, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Stow
Summit County
Ohio
United States
Kind of home: Stow and its comparisons
Measure
Stow
Summit County
Ohio
United States
Detached house
64%
71%
69%
61%
Attached house
12%
6%
5%
6%
Building of 2 to 4
6%
7%
8%
8%
Apartments (5 or more)
18%
15%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Stow, but it weighs less than in Summit County: 64% against 71%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Stow
Summit County
Ohio
United States
Year built: Stow and its comparisons
Measure
Stow
Summit County
Ohio
United States
Before 1960
17%
43%
38%
26%
1960–1979
36%
26%
26%
24%
1980–1999
30%
19%
20%
25%
2000–2009
13%
8%
10%
14%
2010 or later
4%
5%
7%
11%
Homes in Stow are newer: the typical year built is 1979; in Summit County, 1966.
In Stow, 65% of homes have 3 bedrooms or more, about the same as in Summit County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K5%
$100K–$200K23%
$200K–$300K38%
$300K–$500K30%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Stow and its comparisons
Measure
Stow
Under $100K
5%
$100K–$200K
23%
$200K–$300K
38%
$300K–$500K
30%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
With an FHA limit of $541,287, at least 96% of owner-occupied homes in Stow sit below it: they are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99914%
$1,000–$1,49961%
$1,500–$1,99917%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Stow and its comparisons
Measure
Stow
Under $500
Unreliable estimate
$500–$999
14%
$1,000–$1,499
61%
$1,500–$1,999
17%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,604 a month
Summit County: $1,470 a month
Without a mortgage
$662 a month
Summit County: $599 a month
Owners with a mortgage
68%
Summit County: 64%
The typical cost for an owner with a mortgage in Stow is $1,604 a month, more than in Summit County ($1,470); without one, $662.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Stow+37%
Summit County+42%
Ohio+47%
United States+53%
Typical rent
Stow+20%
Summit County+25%
Ohio+28%
United States+33%
Typical household income
Stow+28%
Summit County+25%
Ohio+26%
United States+29%
Change since 2015–2019: Stow and its comparisons
Measure
Stow
Summit County
Ohio
United States
Typical home value
+37%
+42%
+47%
+53%
Typical rent
+20%
+25%
+28%
+33%
Typical household income
+28%
+25%
+26%
+29%
The typical home value in Stow rose 37% since 2015–2019, less than in Summit County (42%).
The typical rent in Stow rose 20% over the same time; in Summit County, it rose 25%.
To compare: typical income in Stow rose 28%; the home, +37%; the rent, +20%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Stow and its comparisons
Measure
Stow
Summit County
Ohio
United States
Rental vacancy
Unreliable estimate
3.4%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.0%
1.5%
3.4%
People per household
2.34
2.29
2.37
2.53
Drive alone
74%
75%
75%
69%
Carpool
6%
8%
8%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
2%
1%
2%
3%
Work from home
17%
15%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Summit County, a household in Stow has 2.34 people on average.
To get to work, 74% of workers in Stow drive alone; in Summit County, 75%.
Do the math
What would you pay each month for a home in Stow?
A typical home is within reach of the typical income
We start with a typical home in Stow, worth $248,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Stow, which is $93,727 a year.
The calculator's FHA and conventional loan limits are those of all of Summit County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Stow. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,680 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,183
at 7.18% · 30 years
Loan amount
$243,508
Total interest
$350,351
Paid off in
November 2056
Includes $4,188 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,187 a month
Your payment · 28%
Tight
$2,187 to $2,812 a month
Hard
more than $2,812 a month
Compared with the typical household income in Stow ($93,727 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,650
Property tax
$320
Home insurance
$103
FHA mortgage insurance (MIP)
$110
You need at least $8,680 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,183; principal and interest $1,650.
The city and its county
Stow and Summit County
Stow is in Summit County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Stow
Map of Summit County, Ohio, with Stow marked. Around it, the neighboring counties.
Stow
Summit County
Other cities with a page
Stow's own numbers
Typical home value
$248,000
Typical monthly rent
$1,212
Typical yearly household income
$93,727
Households that own their home
72%
Effective property tax rate
1.55%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Summit County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,231
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
0.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Summit County.
A typical home in Stow is worth $248,000: 19% above the county and 15% above Ohio. With the typical household income in Stow ($93,727 a year), a typical home costs 2.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Stow2.6 years
Summit2.9 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Summit County
According to FHFA’s house price index, home prices in Summit County rose 87% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Summit County.
Yearly change in FHFA’s price index in Summit County, 2016 to 2025
2016: +3.0% +3.0% 2016
2017: +4.3% +4.3% 2017
2018: +5.5% +5.5% 2018
2019: +4.5% +4.5% 2019
2020: +4.3% +4.3% 2020
2021: +10.6% +10.6% 2021
2022: +13.5% +13.5% 2022
2023: +7.3% +7.3% 2023
2024: +8.1% +8.1% 2024
2025: +3.9% +3.9% 2025
Change in FHFA’s price index in Summit County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+3.9%
+4.8%
+2.9%
5 years (2020–2025)
+51%
+53%
+47%
10 years (2015–2025)
+87%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Stow next to Summit County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Stow$248,000
Summit$208,700
Ohio$214,800
United States$332,700
Typical monthly rent
Stow$1,212
Summit$1,026
Ohio$1,034
United States$1,413
Typical yearly household income
Stow$93,727
Summit$71,622
Ohio$71,389
United States$80,734
See the full table
Stow next to Summit County and Ohio
Measure
Stow
Summit County
Ohio
U.S.
Typical home value
$248,000 ▲19% above the county
$208,700
$214,800
$332,700
Typical monthly rent
$1,212 ▲18% above the county
$1,026
$1,034
$1,413
Typical yearly household income
$93,727 ▲31% above the county
$71,622
$71,389
$80,734
Households that own their home
72% ▲4 points above the county
68%
67%
65%
Typical yearly property tax
$3,843 ▲20% above the county
$3,195
$2,822
$3,119
Effective property tax rate
1.55% ▲0.02 points above the county
1.53%
1.31%
0.94%
Renters with high rent for their income
42% ▼6 points below the county
48%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Summit County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Stow
For a typical $248,000 home in Stow, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Stow's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,183a month
Least cash to close
Down payment
$8,680
Cash to close
$16,120
Rate
7.18%
Mortgage insurance
FHA MIP · $110
Conventional, 5% down$2,138a month
Down payment
$12,400
Cash to close
$19,840
Rate
7.18%
Mortgage insurance
PMI · $118
Conventional, 20% down, no PMI$1,768a month
Down payment
$49,600
Cash to close
$57,040
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,997a month
Down payment
$37,200
Cash to close
$44,640
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Stow
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,183
$8,680
$243,508
7.18%
FHA MIP · $110
$16,120
580
Conventional, 5% down
$2,138
$12,400
$235,600
7.18%
PMI · $118
$19,840
620*
Conventional, 20% down, no PMI
$1,768
$49,600
$198,400
7.18%
None
$57,040
620*
ITIN, 15% down (example)
$1,997
$37,200
$210,800
8.18%
None
$44,640
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Stow is $1,212 a month: 18% above the county. In Stow, 42% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Summit County, by unit size. To pay the 2-bedroom one ($1,231 a month) without spending more than 30% of your income, you would need to earn $23.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Summit County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$886
$17.04
$35,440
1 bedroom
$952
$18.31
$38,080
2 bedrooms
$1,231
$23.67
$49,240
3 bedrooms
$1,474
$28.35
$58,960
4 bedrooms
$1,618
$31.12
$64,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Stow
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Stow is in ZIP code 44224.
For 2 bedrooms it is $1,470: $239 more than the fair market rent for Summit County ($1,231).
Fair market rent by ZIP code and size in Stow, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
44224
$1,060
$1,140
$1,470
$1,760
$1,930
ZIP code2 bd3 bd
44224 $1,470$1,760
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Stow when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 5 HUD-approved agencies with an office in Summit County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Stow or Summit County. The ones below are statewide in Ohio: they work in Stow the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Stow or Summit County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Stow and all of Summit County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Stow?
The typical home value in Stow is $248,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Summit County it is $208,700.
How much does it cost to rent in Stow?
Typical rent in Stow is $1,212 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Summit County is $1,231.
What is the FHA loan limit in Stow?
Stow uses the FHA limit for all of Summit County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Stow?
The typical homeowner in Stow pays $3,843 a year, according to the U.S. Census Bureau. That is 1.55% of the home’s value; in Summit County, the rate is 1.53%.
Where can I find free help to buy or rent in Stow?
There are 5 HUD-approved counseling agencies with an office in Summit County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
