In Kent, a typical home is worth $219,900 and typical rent is $991 a month. Compared with all of Portage County, typical household income is 43% lower, typical rent is 7% lower, and the share of households that own their home is 29 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $190,867 to $249,564.
Typical rent
$1,702a month
▲ 7.6% more than 12 months ago
Typical rent from Zillow, March 2023 to September 2026: from $1,256 to $1,702.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Kent is in Portage County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Portage County. See the county
What this place has that others do not, from public data, most unusual first.
1
41% of households in Kent own their home, against 70% in Portage County.
2
Kent has the 7th largest share of rent-burdened renters of the 253 cities in Ohio with more than 5,000 people (66%).
3
The typical household income in Kent is $42,964,43% less than in Portage County as a whole ($75,766).
4
Nearby, in Ravenna, the typical home value is $139,700: 36% less than in Kent ($219,900).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Kent
What homes there are in Kent, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Kent
Portage County
Ohio
United States
Kind of home: Kent and its comparisons
Measure
Kent
Portage County
Ohio
United States
Detached house
39%
65%
69%
61%
Attached house
7%
7%
5%
6%
Building of 2 to 4
10%
7%
8%
8%
Apartments (5 or more)
44%
16%
15%
19%
Mobile home
Unreliable estimate
6%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
There are more apartments in Kent than in Portage County: 44% of homes, against 16%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Kent
Portage County
Ohio
United States
Year built: Kent and its comparisons
Measure
Kent
Portage County
Ohio
United States
Before 1960
31%
26%
38%
26%
1960–1979
35%
29%
26%
24%
1980–1999
17%
24%
20%
25%
2000–2009
8%
13%
10%
14%
2010 or later
10%
9%
7%
11%
Homes in Kent are older: the typical year built is 1972; in Portage County, 1977.
Homes in Kent are smaller: 45% have 3 bedrooms or more; in Portage County, 66%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K33%
$200K–$300K27%
$300K–$500K28%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Kent and its comparisons
Measure
Kent
Under $100K
Unreliable estimate
$100K–$200K
33%
$200K–$300K
27%
$300K–$500K
28%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50011%
$500–$99940%
$1,000–$1,49939%
HUD fair market rent, 2 bedrooms: $1,231
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Kent and its comparisons
Measure
Kent
Under $500
11%
$500–$999
40%
$1,000–$1,499
39%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
HUD's 2-bedroom fair market rent (FMR) for Portage County is $1,231; about 69% of rents in Kent are below it.
With a mortgage
$1,416 a month
Portage County: $1,578 a month
Without a mortgage
$617 a month
Portage County: $611 a month
Owners with a mortgage
57%
Portage County: 60%
The typical cost for an owner with a mortgage in Kent is $1,416 a month, less than in Portage County ($1,578); without one, $617.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Kent+50%
Portage County+43%
Ohio+47%
United States+53%
Typical rent
Kent+24%
Portage County+24%
Ohio+28%
United States+33%
Typical household income
Kent+30%
Portage County+32%
Ohio+26%
United States+29%
Change since 2015–2019: Kent and its comparisons
Measure
Kent
Portage County
Ohio
United States
Typical home value
+50%
+43%
+47%
+53%
Typical rent
+24%
+24%
+28%
+33%
Typical household income
+30%
+32%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Kent rose 50%; in Portage County, it rose 43%.
The typical rent in Kent rose 24% since 2015–2019, about the same as in Portage County (24%).
To compare: typical income in Kent rose 30%; the home, +50%; the rent, +24%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Kent and its comparisons
Measure
Kent
Portage County
Ohio
United States
Rental vacancy
Unreliable estimate
4.0%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
0.9%
1.5%
3.4%
People per household
2.14
2.37
2.37
2.53
Drive alone
65%
74%
75%
69%
Carpool
7%
7%
8%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
11%
3%
2%
3%
Work from home
16%
15%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Kent are smaller: 2.14 people on average; in Portage County, 2.37.
Many here get to work on foot or by bike: 11%, more than in Portage County (3%).
Do the math
What would you pay each month for a home in Kent?
A typical home costs more than the typical income allows
We start with a typical home in Kent, worth $219,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 54% of the typical household income in Kent, which is $42,964 a year. For that payment to be 28% of income, a household would need to earn about $83,112 a year.
The calculator's FHA and conventional loan limits are those of all of Portage County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Kent. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,697 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,939
at 7.18% · 30 years
Loan amount
$215,917
Total interest
$310,653
Paid off in
November 2056
Includes $3,714 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,002 a month
Tight
$1,002 to $1,289 a month
Hard
more than $1,289 a month
Your payment · 54%
Compared with the typical household income in Kent ($42,964 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,463
Property tax
$288
Home insurance
$92
FHA mortgage insurance (MIP)
$97
You need at least $7,697 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,939; principal and interest $1,463.
The city and its county
Kent and Portage County
Kent is in Portage County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Kent
Map of Portage County, Ohio, with Kent marked. Around it, the neighboring counties.
Kent
Portage County
Other cities with a page
Kent's own numbers
Typical home value
$219,900
Typical monthly rent
$991
Typical yearly household income
$42,964
Households that own their home
41%
Effective property tax rate
1.57%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Portage County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,231
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Portage County.
A typical home in Kent is worth $219,900: 3% below the county and 2% above Ohio. With the typical household income in Kent ($42,964 a year), a typical home costs 5.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Kent5.1 years
Portage3.0 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Portage County
According to FHFA’s house price index, home prices in Portage County rose 80% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Portage County.
Yearly change in FHFA’s price index in Portage County, 2016 to 2025
2016: +2.5% +2.5% 2016
2017: +2.6% +2.6% 2017
2018: +5.2% +5.2% 2018
2019: +3.9% +3.9% 2019
2020: +3.5% +3.5% 2020
2021: +10.8% +10.8% 2021
2022: +11.4% +11.4% 2022
2023: +8.0% +8.0% 2023
2024: +8.6% +8.6% 2024
2025: +4.3% +4.3% 2025
Change in FHFA’s price index in Portage County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+4.3%
+4.8%
+2.9%
5 years (2020–2025)
+51%
+53%
+47%
10 years (2015–2025)
+80%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Kent next to Portage County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Kent$219,900
Portage$227,000
Ohio$214,800
United States$332,700
Typical monthly rent
Kent$991
Portage$1,064
Ohio$1,034
United States$1,413
Typical yearly household income
Kent$42,964
Portage$75,766
Ohio$71,389
United States$80,734
See the full table
Kent next to Portage County and Ohio
Measure
Kent
Portage County
Ohio
U.S.
Typical home value
$219,900 ▼3% below the county
$227,000
$214,800
$332,700
Typical monthly rent
$991 ▼7% below the county
$1,064
$1,034
$1,413
Typical yearly household income
$42,964 ▼43% below the county
$75,766
$71,389
$80,734
Households that own their home
41% ▼29 points below the county
70%
67%
65%
Typical yearly property tax
$3,463 ▲20% above the county
$2,877
$2,822
$3,119
Effective property tax rate
1.57% ▲0.3 points above the county
1.27%
1.31%
0.94%
Renters with high rent for their income
66% ▲11 points above the county
55%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Portage County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Kent
For a typical $219,900 home in Kent, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kent's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,939a month
Least cash to close
Down payment
$7,697
Cash to close
$14,294
Rate
7.18%
Mortgage insurance
FHA MIP · $97
Conventional, 5% down$1,899a month
Down payment
$10,995
Cash to close
$17,592
Rate
7.18%
Mortgage insurance
PMI · $104
Conventional, 20% down, no PMI$1,571a month
Down payment
$43,980
Cash to close
$50,577
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,774a month
Down payment
$32,985
Cash to close
$39,582
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Kent
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,939
$7,697
$215,917
7.18%
FHA MIP · $97
$14,294
580
Conventional, 5% down
$1,899
$10,995
$208,905
7.18%
PMI · $104
$17,592
620*
Conventional, 20% down, no PMI
$1,571
$43,980
$175,920
7.18%
None
$50,577
620*
ITIN, 15% down (example)
$1,774
$32,985
$186,915
8.18%
None
$39,582
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Kent is $991 a month: 7% below the county. In Kent, 66% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Portage County, by unit size. To pay the 2-bedroom one ($1,231 a month) without spending more than 30% of your income, you would need to earn $23.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Portage County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$886
$17.04
$35,440
1 bedroom
$952
$18.31
$38,080
2 bedrooms
$1,231
$23.67
$49,240
3 bedrooms
$1,474
$28.35
$58,960
4 bedrooms
$1,618
$31.12
$64,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Kent
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kent has 2 ZIP codes with their own.
For 2 bedrooms it is $1,260 in all of them.
2 of the 2 are above the fair market rent for Portage County ($1,231).
Fair market rent by ZIP code and size in Kent, fiscal year 2027.
44240
$910
$970
$1,260
$1,510
$1,660
44243
$910
$970
$1,260
$1,510
$1,660
ZIP code2 bd3 bd
44240 $1,260$1,510
44243 $1,260$1,510
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kent when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 12 buildings with rents for lower incomes in Kent. These are the largest.
Silver Meadows1214 Anita Dr, Kent 44240340 low-income homes · 1 bd: 10 · 2 bd: 268 · 3 bd: 62 · In service since 1995
Villages at Franklin Crossing926 Silver Meadows Blvd, Kent 44240348 homes, 129 low-income · For families(330) 678-0761
Kentwood Square1546 S Water St, Kent 44240101 homes, 100 low-income · For older adults(330) 673-9586
West Side Developments1346 Town Square Dr, Kent 4424093 low-income homes · Run by Portage Metropolitan Housing Authority · Average payment: $411 a month(330) 297-1489
Summit Gardens1101 Summit Gardens Blvd, Kent 4424080 low-income homes · For families(330) 678-6892
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Portage County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Kent or Portage County. The ones below are statewide in Ohio: they work in Kent the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Kent or Portage County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Kent and all of Portage County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Kent?
The typical home value in Kent is $219,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Portage County it is $227,000.
How much does it cost to rent in Kent?
Typical rent in Kent is $991 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Portage County is $1,231.
What is the FHA loan limit in Kent?
Kent uses the FHA limit for all of Portage County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Kent?
The typical homeowner in Kent pays $3,463 a year, according to the U.S. Census Bureau. That is 1.57% of the home’s value; in Portage County, the rate is 1.27%.
Where can I find free help to buy or rent in Kent?
We found no HUD-approved counseling agencies with an office in Portage County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
