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City · 7,711 residents · Summit County, Ohio

Fairlawn , Ohio

In Fairlawn, a typical home is worth $284,600 and typical rent is $1,239 a month. Compared with all of Summit County, the typical home value is 36% higher, typical household income is 36% higher, and the share of households that own their home is 9 points higher.

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  • Typical home value

    $284,600

    36% above the county

    32% above Ohio

    • Fairlawn
    • Summit
    • Ohio

  • Typical rent

    $1,239a month

    21% above the county

    20% above Ohio

    • Fairlawn
    • Summit
    • Ohio

  • Typical household income

    $97,055a year

    36% above the county

    36% above Ohio

    • Fairlawn
    • Summit
    • Ohio

  • Households that own their home

    77%

    9 points above the county

    9 points above Ohio

    • Fairlawn
    • Summit
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$318,061
3.9% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Fairlawn is in Summit County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Summit County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fairlawn apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Akron, the typical home value is $122,000: 57% less than in Fairlawn ($284,600).

  2. Nearby, in Barberton, the typical rent is $848: 32% less than in Fairlawn ($1,239).

  3. The typical home in Fairlawn is worth $284,600, 36% more than in Summit County as a whole ($208,700).

  4. The typical household income in Fairlawn is $97,055, 36% more than in Summit County as a whole ($71,622).

  5. The typical rent in Fairlawn is $1,239 a month, 21% more than in Summit County as a whole ($1,026).

  6. 77% of households in Fairlawn own their home, against 68% in Summit County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fairlawn

What homes there are in Fairlawn, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Fairlawn, but it weighs less than in Summit County: 66% against 71%.

Year built

Here half of the homes date from 1973 or later; in Summit County, from 1966 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,588 a month

Summit County: $1,470 a month

Without a mortgage

$747 a month

Summit County: $599 a month

Owners with a mortgage

62%

Summit County: 64%

In Fairlawn, 62% of owners have a mortgage, and their typical cost is $1,588 a month, against $1,470 in Summit County. Without one it drops to $747.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Fairlawn rose 66%; in Summit County, it rose 42%.

The typical rent in Fairlawn stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFairlawnSummit CountyOhioUnited States
Rental vacancy Unreliable estimate3.4%4.4%5.5%
Homeowner vacancy Unreliable estimate0.9%0.8%0.9%
More than one person per room Unreliable estimate1.0%1.5%3.4%
People per household 2.092.292.372.53
Drive alone 68%75%75%69%
Carpool Unreliable estimate8%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 28%15%13%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Fairlawn are smaller: 2.09 people on average; in Summit County, 2.29.

Many people here do not commute at all: 28% work from home; in Summit County, 15%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fairlawn?

A typical home is tight for the typical income

We start with a typical home in Fairlawn, worth $284,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Fairlawn, which is $97,055 a year. For that payment to be 28% of income, a household would need to earn about $103,195 a year.

The calculator's FHA and conventional loan limits are those of all of Summit County.

Your numbers

Local data
$

Starts at the typical home value in Fairlawn. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,961 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,408

at 7.18% · 30 years

Loan amount
$279,445
Total interest
$402,056
Paid off in
November 2056

Includes $4,806 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,265 a month

  • Tight

    $2,265 to $2,912 a month

    Your payment · 30%

  • Hard

    more than $2,912 a month

Compared with the typical household income in Fairlawn ($97,055 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,408
Principal & interest$1,893
Property tax$270
Home insurance$119
FHA mortgage insurance (MIP)$126

You need at least $9,961 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fairlawn and Summit County

Fairlawn is in Summit County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fairlawn's own numbers

Typical home value
$284,600
Typical monthly rent
$1,239
Typical yearly household income
$97,055
Households that own their home
77%
Effective property tax rate
1.14%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Summit County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,231
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Summit County.

Everything about Summit County

Buying

Buying a home in Fairlawn

A typical home in Fairlawn is worth $284,600: 36% above the county and 32% above Ohio. With the typical household income in Fairlawn ($97,055 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Fairlawn 2.9 years
  • Summit 2.9 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Summit County

According to FHFA’s house price index, home prices in Summit County rose 87% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Summit County.

Period County Ohio U.S.
Last year (2025) +3.9% +4.8% +2.9%
5 years (2020–2025) +51% +53% +47%
10 years (2015–2025) +87% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fairlawn next to Summit County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Fairlawn $284,600
  • Summit $208,700
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • Fairlawn $1,239
  • Summit $1,026
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • Fairlawn $97,055
  • Summit $71,622
  • Ohio $71,389
  • United States $80,734
See the full table
Fairlawn next to Summit County and Ohio
Measure Fairlawn Summit County Ohio U.S.
Typical home value $284,600 $208,700 $214,800 $332,700
Typical monthly rent $1,239 $1,026 $1,034 $1,413
Typical yearly household income $97,055 $71,622 $71,389 $80,734
Households that own their home 77% 68% 67% 65%
Typical yearly property tax $3,232 $3,195 $2,822 $3,119
Effective property tax rate 1.14% 1.53% 1.31% 0.94%
Renters with high rent for their income 44% 48% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Summit County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fairlawn

For a typical $284,600 home in Fairlawn, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fairlawn's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,408a month

    Least cash to close
    Down payment
    $9,961
    Cash to close
    $18,499
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $126

  • Conventional, 5% down $2,356a month

    Down payment
    $14,230
    Cash to close
    $22,768
    Rate
    7.18%
    Mortgage insurance
    PMI · $135

  • Conventional, 20% down, no PMI $1,931a month

    Down payment
    $56,920
    Cash to close
    $65,458
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,194a month

    Down payment
    $42,690
    Cash to close
    $51,228
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fairlawn and for Summit County.

Property tax

Effective rate in Fairlawn

1.14%of the home’s value each year

$3,232 a year for the typical owner in Fairlawn.

  • Fairlawn 1.14%
  • Summit 1.53%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Summit County

FEMA does not publish these numbers by city: they are for all of Summit County.

Homes in the high-risk zone
0.6%
1,134
Of those, with NFIP insurance
29%
County Ohio U.S.
Homes in the high-risk zone 0.6% 1.7% 3.5%
Of those, with NFIP insurance 29% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fairlawn

Typical rent in Fairlawn is $1,239 a month: 21% above the county. In Fairlawn, 44% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Summit County, by unit size. To pay the 2-bedroom one ($1,231 a month) without spending more than 30% of your income, you would need to earn $23.67 an hour working full time.

HUD fair market rent for all of Summit County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $886 $17.04 $35,440
1 bedroom $952 $18.31 $38,080
2 bedrooms $1,231 $23.67 $49,240
3 bedrooms $1,474 $28.35 $58,960
4 bedrooms $1,618 $31.12 $64,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fairlawn

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fairlawn is in ZIP code 44333.

For 2 bedrooms it is $1,390: $159 more than the fair market rent for Summit County ($1,231).

  • 44333 $1,390$1,670

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fairlawn when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Fairlawn

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 5 HUD-approved agencies with an office in Summit County; 1 says it serves in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Fairlawn

No down payment, repair or rent-help program on our list is for Fairlawn or Summit County. The ones below are statewide in Ohio: they work in Fairlawn the same as in the rest of the state.

Which programs do I qualify for? All programs in Ohio

  • Your Choice! Down Payment Assistance

    Statewide in Ohio

    Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

    Forgivable

    See the program Official page

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

    Tax credit

    See the program Official page

Housing counselors near Fairlawn

The HUD-approved agencies closest to the center of Fairlawn, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Mustard Seed Development Center

    1557 Vernon Odom Blvd, Akron · 5 miles away · Spanish

    Also serves in Arabic, American Sign Language (ASL), Cambodian, Cantonese, and 19 more languages.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (330) 631-0350

  • Fair Housing Contact Service

    441 Wolf Ledges Pkwy Ste 200, Akron · 7 miles away

    • Mortgage delinquency and default
    • Fair housing pre-purchase workshops
    • and 3 more
    (330) 376-6191

  • Asian Akron Office 2

    370 E Market St, Akron · 7 miles away

    Also serves in Arabic, Cantonese, Mandarin Chinese, and other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (330) 535-3263

Every agency in Summit County All counseling agencies in Ohio

Help in Spanish near Fairlawn

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fairlawn

In HUD’s record, no housing authority with an office in Summit County is named for Fairlawn or Summit County.

One other authority has an office in Summit County: see the list Source: HUD

Cities

Other cities in Summit County

These cities are also in Summit County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Summit County Housing in Ohio
See 3 more cities in Summit County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Fairlawn, with the typical home value.

Neighboring counties

If Summit County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fairlawn.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Fairlawn

Short answers with the numbers for Fairlawn and all of Summit County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Fairlawn?

The typical home value in Fairlawn is $284,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Summit County it is $208,700.

How much does it cost to rent in Fairlawn?

Typical rent in Fairlawn is $1,239 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Summit County is $1,231.

What is the FHA loan limit in Fairlawn?

Fairlawn uses the FHA limit for all of Summit County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Fairlawn?

The typical homeowner in Fairlawn pays $3,232 a year, according to the U.S. Census Bureau. That is 1.14% of the home’s value; in Summit County, the rate is 1.53%.

Where can I find free help to buy or rent in Fairlawn?

There are 5 HUD-approved counseling agencies with an office in Summit County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).