In Wadsworth, a typical home is worth $247,900 and typical rent is $1,067 a month. Compared with all of Medina County, typical household income is 16% lower, the typical home value is 14% lower, and the share of households that own their home is 12 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $245,075 to $321,033.
Typical rent
$1,650a month
Typical rent from Zillow, March 2026 to September 2026: from $1,596 to $1,650.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Wadsworth is in Medina County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Medina County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Barberton, the typical home value is $135,200: 45% less than in Wadsworth ($247,900).
2
Nearby, in Rittman, the typical rent is $814: 24% less than in Wadsworth ($1,067).
3
68% of households in Wadsworth own their home, against 80% in Medina County.
4
The typical household income in Wadsworth is $79,490,16% less than in Medina County as a whole ($94,968).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Wadsworth
What homes there are in Wadsworth, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Wadsworth
Medina County
Ohio
United States
Kind of home: Wadsworth and its comparisons
Measure
Wadsworth
Medina County
Ohio
United States
Detached house
66%
77%
69%
61%
Attached house
9%
7%
5%
6%
Building of 2 to 4
9%
4%
8%
8%
Apartments (5 or more)
15%
11%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Wadsworth, 7 in 10 homes are single-family detached houses; in Medina County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or later
Wadsworth
Medina County
Ohio
United States
Year built: Wadsworth and its comparisons
Measure
Wadsworth
Medina County
Ohio
United States
Before 1960
29%
20%
38%
26%
1960–1979
24%
26%
26%
24%
1980–1999
20%
27%
20%
25%
2000–2009
17%
17%
10%
14%
2010 or later
9%
10%
7%
11%
The typical home in Wadsworth was built in 1978, 7 years before the typical one in Medina County.
There are fewer big homes in Wadsworth than in Medina County: 64% have 3 bedrooms or more, against 75%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K28%
$200K–$300K34%
$300K–$500K30%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Wadsworth and its comparisons
Measure
Wadsworth
Under $100K
Unreliable estimate
$100K–$200K
28%
$200K–$300K
34%
$300K–$500K
30%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99938%
$1,000–$1,49938%
$1,500–$1,99910%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Wadsworth and its comparisons
Measure
Wadsworth
Under $500
Unreliable estimate
$500–$999
38%
$1,000–$1,499
38%
$1,500–$1,999
10%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,533 a month
Medina County: $1,726 a month
Without a mortgage
$568 a month
Medina County: $650 a month
Owners with a mortgage
70%
Medina County: 65%
In Wadsworth, 70% of owners have a mortgage, and their typical cost is $1,533 a month, against $1,726 in Medina County. Without one it drops to $568.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Wadsworth+45%
Medina County+46%
Ohio+47%
United States+53%
Typical rent
Wadsworth+23%
Medina County+31%
Ohio+28%
United States+33%
Typical household income
WadsworthNo clear change
Medina County+24%
Ohio+26%
United States+29%
Change since 2015–2019: Wadsworth and its comparisons
Measure
Wadsworth
Medina County
Ohio
United States
Typical home value
+45%
+46%
+47%
+53%
Typical rent
+23%
+31%
+28%
+33%
Typical household income
No clear change
+24%
+26%
+29%
From 2015–2019 to 2020–2024, home values in Wadsworth rose at about the same pace as in Medina County: 45% against 46%.
Since 2015–2019, the typical rent in Wadsworth rose 23%, less than in Medina County (31%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Wadsworth and its comparisons
Measure
Wadsworth
Medina County
Ohio
United States
Rental vacancy
Unreliable estimate
4.5%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
0.7%
1.5%
3.4%
People per household
2.31
2.49
2.37
2.53
Drive alone
74%
76%
75%
69%
Carpool
6%
6%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
16%
15%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.31 on average, against 2.49 in Medina County.
To get to work, 74% of workers in Wadsworth drive alone; in Medina County, 76%.
Do the math
What would you pay each month for a home in Wadsworth?
A typical home is tight for the typical income
We start with a typical home in Wadsworth, worth $247,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Wadsworth, which is $79,490 a year. For that payment to be 28% of income, a household would need to earn about $90,065 a year.
The calculator's FHA and conventional loan limits are those of all of Medina County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Wadsworth. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,677 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,102
at 7.18% · 30 years
Loan amount
$243,409
Total interest
$350,209
Paid off in
November 2056
Includes $4,186 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,855 a month
Tight
$1,855 to $2,385 a month
Your payment · 32%
Hard
more than $2,385 a month
Compared with the typical household income in Wadsworth ($79,490 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,649
Property tax
$240
Home insurance
$103
FHA mortgage insurance (MIP)
$110
You need at least $8,677 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,102; principal and interest $1,649.
The city and its county
Wadsworth and Medina County
Wadsworth is in Medina County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Wadsworth
Map of Medina County, Ohio, with Wadsworth marked. Around it, the neighboring counties.
Wadsworth
Medina County
Other cities with a page
Wadsworth's own numbers
Typical home value
$247,900
Typical monthly rent
$1,067
Typical yearly household income
$79,490
Households that own their home
68%
Effective property tax rate
1.16%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Medina County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,274
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
0.4%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Medina County.
A typical home in Wadsworth is worth $247,900: 14% below the county and 15% above Ohio. With the typical household income in Wadsworth ($79,490 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Wadsworth3.1 years
Medina3.0 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Medina County
According to FHFA’s house price index, home prices in Medina County rose 89% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Medina County.
Yearly change in FHFA’s price index in Medina County, 2016 to 2025
2016: +2.1% +2.1% 2016
2017: +6.1% +6.1% 2017
2018: +4.1% +4.1% 2018
2019: +4.5% +4.5% 2019
2020: +4.5% +4.5% 2020
2021: +10.6% +10.6% 2021
2022: +15.1% +15.1% 2022
2023: +5.8% +5.8% 2023
2024: +7.6% +7.6% 2024
2025: +5.7% +5.7% 2025
Change in FHFA’s price index in Medina County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+5.7%
+4.8%
+2.9%
5 years (2020–2025)
+53%
+53%
+47%
10 years (2015–2025)
+89%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Wadsworth next to Medina County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Wadsworth$247,900
Medina$287,000
Ohio$214,800
United States$332,700
Typical monthly rent
Wadsworth$1,067
Medina$1,143
Ohio$1,034
United States$1,413
Typical yearly household income
Wadsworth$79,490
Medina$94,968
Ohio$71,389
United States$80,734
See the full table
Wadsworth next to Medina County and Ohio
Measure
Wadsworth
Medina County
Ohio
U.S.
Typical home value
$247,900 ▼14% below the county
$287,000
$214,800
$332,700
Typical monthly rent
$1,067 ▼7% below the county
$1,143
$1,034
$1,413
Typical yearly household income
$79,490 ▼16% below the county
$94,968
$71,389
$80,734
Households that own their home
68% ▼12 points below the county
80%
67%
65%
Typical yearly property tax
$2,871 ▼19% below the county
$3,560
$2,822
$3,119
Effective property tax rate
1.16% ▼0.08 points below the county
1.24%
1.31%
0.94%
Renters with high rent for their income
45%
45%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Medina County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Wadsworth
For a typical $247,900 home in Wadsworth, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Wadsworth's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,102a month
Least cash to close
Down payment
$8,677
Cash to close
$16,114
Rate
7.18%
Mortgage insurance
FHA MIP · $110
Conventional, 5% down$2,056a month
Down payment
$12,395
Cash to close
$19,832
Rate
7.18%
Mortgage insurance
PMI · $118
Conventional, 20% down, no PMI$1,686a month
Down payment
$49,580
Cash to close
$57,017
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,916a month
Down payment
$37,185
Cash to close
$44,622
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Wadsworth
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,102
$8,677
$243,410
7.18%
FHA MIP · $110
$16,114
580
Conventional, 5% down
$2,056
$12,395
$235,505
7.18%
PMI · $118
$19,832
620*
Conventional, 20% down, no PMI
$1,686
$49,580
$198,320
7.18%
None
$57,017
620*
ITIN, 15% down (example)
$1,916
$37,185
$210,715
8.18%
None
$44,622
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Wadsworth is $1,067 a month: 7% below the county. In Wadsworth, 45% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Medina County, by unit size. To pay the 2-bedroom one ($1,274 a month) without spending more than 30% of your income, you would need to earn $24.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Medina County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$924
$17.77
$36,960
1 bedroom
$1,050
$20.19
$42,000
2 bedrooms
$1,274
$24.50
$50,960
3 bedrooms
$1,628
$31.31
$65,120
4 bedrooms
$1,756
$33.77
$70,240
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Wadsworth
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Wadsworth is in ZIP code 44281.
For 2 bedrooms it is $1,250: $24 less than the fair market rent for Medina County ($1,274).
Fair market rent by ZIP code and size in Wadsworth, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
44281
$910
$1,030
$1,250
$1,600
$1,720
ZIP code2 bd3 bd
44281 $1,250$1,600
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Wadsworth when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Medina County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Wadsworth or Medina County. The ones below are statewide in Ohio: they work in Wadsworth the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Wadsworth or Medina County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Wadsworth and all of Medina County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Wadsworth?
The typical home value in Wadsworth is $247,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Medina County it is $287,000.
How much does it cost to rent in Wadsworth?
Typical rent in Wadsworth is $1,067 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Medina County is $1,274.
What is the FHA loan limit in Wadsworth?
Wadsworth uses the FHA limit for all of Medina County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Wadsworth?
The typical homeowner in Wadsworth pays $2,871 a year, according to the U.S. Census Bureau. That is 1.16% of the home’s value; in Medina County, the rate is 1.24%.
Where can I find free help to buy or rent in Wadsworth?
We found no HUD-approved counseling agencies with an office in Medina County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
