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State

Data from November 2026

Housing , home prices, rents and assistance in Nevada (2026)

In Nevada, a typical home is worth $435,400 and the typical rent is $1,597 a month. The FHA limit for a one-unit home runs from $541,287 to $736,000 depending on the county. 8 HUD-approved counseling agencies serve Nevada; 7 say they serve you in Spanish.

Most populous:

Typical home value by county

  • Under $213,800
  • $213,800–$278,300
  • $278,300–$329,900
  • $329,900–$431,000
  • $431,000 or more
  • 1 with no data

Tap the map to see each county’s figure and open its page.

Typical home value
$435,400
31% more than the U.S.
U.S.: $332,700
Typical rent per month
$1,597
13% more than the U.S.
U.S.: $1,413
Typical household income
$78,260
3% less than the U.S.
U.S.: $80,734
FHA limit, 1 unit
$541,287 to $736,000
It changes by county. The highest: Douglas County.
U.S.: $541,287 to $1,299,500
Property tax
0.47%
of value a year
The typical bill is $2,027 a year.
U.S.: 0.94%

Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates Source: FHA mortgage limits (HUD) Data from 2026 data FHA mortgage limits (HUD)

In short

Living in Nevada

In Nevada, a typical home is worth $435,400: 31% more than in the United States overall. Prices change a lot by county: from $108,900 in Esmeralda County to $615,400 in Douglas County. The typical household earns $78,260 a year and the typical rent is $1,597 a month; 56% of renter households spend 30% or more of their income on housing. 60% of households own their home, and the typical property tax is $2,027 a year (about 0.47% of value).

The conforming loan limit for a one-unit home is $832,750 across Nevada. To pay HUD’s fair rent for a 2-bedroom apartment in Nevada ($1,672) without spending more than 30% of income, you need about $32.15 an hour working full time.

Source: Conforming loan limits (FHFA) Data from 2026 data Conforming loan limits (FHFA) Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD)

The essentials in Nevada

More on property tax

  • 3 percent cap on the yearly tax increase for your primary residence

    If the home is your primary residence, the law abates the part of the tax that would make your bill rise more than 3 percent over the previous year, except for improvements or changes of use. You file the claim with your county assessor.

    Nevada Legislature (Nevada Revised Statutes) · Verified October 23, 2026

  • Exemption for veterans with a permanent service-connected disability

    If you are a bona fide Nevada resident with a permanent service-connected disability and an honorable discharge from the Armed Forces (or the surviving spouse), you are entitled to an exemption. The amount depends on the disability percentage: the law sets a base of up to $20,000 of assessed value for total disability, and those amounts are adjusted every year for inflation. You file an affidavit with the county assessor with proof of your discharge and disability percentage.

    Nevada Legislature (Nevada Revised Statutes) · Verified October 31, 2026

  • Appealing the value to the county board of equalization: by January 15

    If you believe your property's full cash value is less than the taxable value computed this year, you can appeal to the county board of equalization no later than January 15 of the fiscal year of the assessment. If January 15 falls on a Saturday, Sunday or legal holiday, you may file the next business day. First you complete a form the county assessor provides.

    Nevada Legislature (Nevada Revised Statutes) · Verified October 31, 2026

  • Real property transfer tax (varies by county)

    When the deed is recorded a tax is paid per $500 of value: $1.25 in counties of 700,000 people or more (Clark) and 65 cents elsewhere, plus an additional $1.30 statewide; some counties may add another tax. It applies when the value is over $100. The site does not total these rates because they depend on the county.

    Nevada Legislature (Nevada Revised Statutes) · Verified October 23, 2026

  • Who pays the Nevada real property transfer tax

    The county recorder computes and collects the tax before accepting the deed for recording. The buyer and seller are jointly and severally liable. The escrow holder is not liable for paying it.

    Nevada Legislature (Nevada Revised Statutes) · Verified October 31, 2026

The homes here

Housing in Nevada

What homes there are in Nevada, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Nevada, 6 in 10 homes are single-family detached houses, about the same as in the U.S..

Year built

The typical home in Nevada was built in 1996, 16 years after the typical one in the U.S..

In Nevada, 62% of homes have 3 bedrooms or more, about the same as in the U.S..

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

Looking at what owner-occupied homes in Nevada are worth, the most common range is between $300K and $500K (44%).

Monthly rent with utilities

The most common rent in Nevada is between $1,500 and $1,999 a month: that is where 31% of rented homes sit.

With a mortgage

$1,932 a month

United States: $1,963 a month

Without a mortgage

$558 a month

United States: $638 a month

Owners with a mortgage

66%

United States: 61%

In Nevada, 66% of owners have a mortgage; their typical cost is $1,932 a month, about the same as in the U.S..

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Nevada rose 63% since 2015–2019, more than in the U.S. (53%).

The typical rent in Nevada rose 44% over the same time; in the U.S., it rose 33%.

Here income did not keep up with housing: it rose 30%, while home values changed +63% and rent +44%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNevadaUnited States
Rental vacancy 6.8%5.5%
Homeowner vacancy 1.1%0.9%
More than one person per room 4.4%3.4%
People per household 2.622.53
Drive alone 71%69%
Carpool 11%9%
Public transit 2%3%
Walk or bike 2%3%
Work from home 12%15%
Other means 2%2%
Typical commute 20 to 29 minutes20 to 29 minutes

There is more rental housing open in Nevada: 6.8% is empty and offered for rent, against 5.5% in the U.S..

In Nevada, 4.4% of households live with more than one person per room, about the same as in the U.S..

Much as in the U.S., a household in Nevada has 2.62 people on average.

To get to work, 71% of workers in Nevada drive alone; in the U.S., 69%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Places

Explore the counties in Nevada

Sort by any column. Each name leads to its page.

See the counties page
Population, typical home value, FHA limit, 2-bedroom fair rent and typical income by county in Nevada
Clark County2,329,548$431,000$541,287$1,686$76,472
Washoe County497,200$539,900$638,250$1,837$88,096
Lyon County61,680$366,100$638,250$1,279$80,812
Carson City58,384$453,000$575,000$1,453$72,355
Nye County54,344$290,900$541,287$1,149$60,714
Elko County54,047$301,400$541,287$1,400$86,487
Douglas County49,623$615,400$736,000$1,594$90,754
Churchill County25,805$329,900$541,287$1,369$79,163
Humboldt County17,289$278,300$541,287$1,247$81,073
White Pine County8,735$220,000$541,287$1,190$72,865
Pershing County6,487$179,500$541,287$1,014$66,902
Lander County5,770$213,800$541,287$1,168$89,014
Mineral County4,542$156,200$541,287$1,254$54,855
Lincoln County4,405$219,500$541,287$1,068$72,307
Storey County4,140$426,400$638,250$1,837$93,409
Eureka County1,585—$541,287$1,327$70,473
Esmeralda County1,028$108,900$541,287$1,342—

Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates Source: FHA mortgage limits (HUD) Data from 2026 data FHA mortgage limits (HUD) Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD)

Calculator

Work out your payment in Nevada

Start from the typical home value in Nevada, $435,400, and this week’s average rate. Move the price and the down payment to see your monthly payment. If you already visited a county, the calculator uses its numbers.

More math for Nevada

$
%

Estimated monthly payment

$3,441

FHA loan over 30 years, with estimated taxes and insurance.

See the full calculation

Prices and risks

Three official measures that help you decide: how much home prices have changed according to FHFA, how prices compare with the national average according to BEA, and how many homes sit in a flood zone according to FEMA.

Home prices

How have home prices changed?

According to the FHFA House Price Index, home prices in Nevada rose 121% in the 10 years through 2025.

Price change each year

Period Nevada United States
In 2025 +2.2% +2.9%
5 years (2020–2025) +49% +47%
10 years (2015–2025) +121% +85%

The index follows the prices of the same homes over time (sales and appraisals on loans bought or guaranteed by Fannie Mae and Freddie Mac). It is not the average price of a home. FHFA considers its annual state indexes experimental.

Source: FHFA House Price Index (HPI) Data from 2025 data FHFA House Price Index (HPI)

Cost of living

How expensive are prices here?

According to the Bureau of Economic Analysis (BEA), in 2024 prices in Nevada were about the same than the U.S. average. Housing rents were 13% higher than nationwide.

Category Nevada United States Versus the U.S.
All prices Consumer goods and services 100.0 100.0 about the same
Housing rents What renters pay 114.1 100.6 13% more
Water, power and gas Water, sewer, electricity and gas 90.5 98.4 8% less
Goods Food, clothing, transportation and more 96.3 99.6 3% less
Other services Services other than rent 98.7 100.1 1% less

BEA expresses each index as a percentage of the average U.S. price level: a higher number means higher prices, and a lower one, lower prices.

Source: Regional price parities (BEA) Data from 2024 data Regional price parities (BEA)

Flooding

Is there a flood risk?

According to FEMA, in Nevada 2% of homes (20,235) are in a high-risk flood zone. Of those homes, 30% have NFIP flood insurance.

  • A high-risk zone (Special Flood Hazard Area) has a 1% or greater chance of flooding each year. 44 CFR 59.1
  • If the home is in that zone and the loan comes from a regulated lender, federal law requires flood insurance for the life of the loan, in communities that take part in the NFIP. 42 U.S.C. 4012a
  • Most homeowners insurance does not cover flood damage. FEMA, FloodSmart
Nevada United States
Homes in a high-risk zone 2% 3.5%
Of those, with NFIP insurance 30% 48%
All homes with NFIP insurance 0.8% 2.9%

The NFIP is the federal flood insurance program; private policies are not counted. FEMA counts homes with its National Structure Inventory. We add up the county figures FEMA publishes.

Look up your address on FEMA’s map Source: Homes with flood insurance (NFIP, FEMA) As of August 3, 2026 Homes with flood insurance (NFIP, FEMA)

Places

Cities in Nevada

The 12 most populous cities with a page. Each one compares its prices and rents with its county.

See the other cities (21)

    Help to buy

    Assistance programs in Nevada

    Our list has 3 official programs that help you buy in Nevada. Each card says what kind of help it gives and when we checked its official page.

    See all 3 programs
    1. Home Is Possible

      Nevada Housing Division program: up to 5% of the loan for the down payment or closing costs, with no first-time buyer requirement. Offered by Nevada Housing Division.

      Type not stated Verified November 5, 2026

    2. Home Is Possible For First-Time Homebuyers

      Nevada Housing Division program for first-time buyers: a 30-year mortgage with interest-free help for the down payment and closing costs of up to 4% of the loan, which is not forgiven. Offered by Nevada Housing Division.

      Type not stated Verified November 5, 2026

    3. Home Is Possible For Teachers

      $7,500 from the Nevada Housing Division for public school teachers, for the down payment and closing costs; forgiven after five years if you still live in the home. Offered by Nevada Housing Division.

      Forgivable Verified November 5, 2026

    Tenant rights

    Tenant rights in Nevada

    Nevada law answers 5 of these 5 questions, each answer with its citation. Where it says “Data not available”, we have not verified it against the source yet.

    A summary of state law, not legal advice. Cities may have additional rules.

    See every right

    1. How much can they charge for a deposit?

      A landlord may not demand or receive a security deposit or surety bond (or both combined), including the last month's rent, worth more than three months' rent.

      NRS 118A.242(1)

    2. When must they return my deposit?

      No later than 30 days after the tenancy ends, the landlord must give you an itemized written accounting of any deductions and return the rest of the deposit, in person where rent is paid or by mail to your present or last known address.

      NRS 118A.242(4)

    3. If I fall behind on rent, what notice must I get?

      If you owe rent, the landlord must serve a written notice giving you the choice to pay or surrender the home before the close of business on the seventh judicial day after service. The notice must tell you that you can contest it by filing an affidavit with the court within that time.

      NRS 40.253(1)(a)

    4. How much notice ends a month-to-month rental?

      To end a month-to-month tenancy the notice is at least 30 days (7 days week to week). If you are 60 or older or have a physical or mental disability, you may request 30 more days in writing.

      NRS 40.251(1)(b)

    5. Are there limits on late fees?

      A landlord may charge a reasonable late fee only as set in the rental agreement, not before 3 calendar days after the due date, and never more than 5 percent of the periodic rent. The fee cannot be increased because of earlier late fees.

      NRS 118A.210(4)

    A man and two girls read a book together on the sofa.

    Help and advice

    Who can help you in Nevada?

    You do not have to do this alone. A HUD-approved housing counselor gives independent advice on buying, renting, late payments and credit, often free or at low cost.

    8 HUD-approved counseling agencies serve Nevada; 7 say they serve you in Spanish. Choose your county to see the closest ones with their phone number.

    3 public housing authorities run Section 8 vouchers and public housing in Nevada.

    See all 8 agencies See the housing agencies

    Who runs the help in Nevada

    • Nevada Housing Division (Home Is Possible)

      The Nevada Housing Division runs the Home Is Possible program to help more Nevadans buy a home. You can get up to 5 percent of the loan value toward the down payment or closing costs, with a 30-year fixed rate. You do not have to be a first-time buyer. It requires a minimum credit score of 640 (660 for manufactured homes).

      The agency's official page · Verified October 31, 2026

    Where to file a complaint in Nevada

    • Nevada Equal Rights Commission and the protections in state law

      Nevada housing law bars refusing to sell or rent, or discriminating in the terms, because of race, religious creed, color, national origin, disability, sexual orientation, gender identity or expression, ancestry, familial status or sex. If you believe you faced a discriminatory housing practice, you may file a complaint with the Nevada Equal Rights Commission (NERC).

      Nevada Legislature (Nevada Revised Statutes) · Verified October 31, 2026

    • Deadline for a housing complaint to the Commission: 1 year

      A housing discrimination complaint must be filed with the Nevada Equal Rights Commission no later than 1 year after the date the practice occurred or the date it ended.

      Nevada Legislature (Nevada Revised Statutes) · Verified October 31, 2026

    • Insurance complaints to the Nevada Division of Insurance

      The Nevada Division of Insurance's Consumer Services Section handles consumer questions and can clarify your policy or claim questions. First try to resolve the issue with your insurance company or agent. If that does not work, file a formal complaint on its online form; an investigator will work with you, the company or the agent. Filing does not extend any time limits in your policy or the law.

      Nevada Division of Insurance · Verified October 31, 2026

    Guides

    Guides for you in Nevada

    We picked them with the numbers of Nevada. Each one says why it can help you.

    Frequently asked questions about housing in Nevada

    What is the FHA limit in Nevada in 2026?

    In Nevada, the FHA limit for a one-unit home runs from $541,287 to $736,000. The highest is in Douglas County.

    How much does a typical home cost in Nevada?

    The typical home value in Nevada is $435,400 (Average 2020–2024, U.S. Census). The highest is in Douglas County ($615,400) and the lowest in Esmeralda County ($108,900).

    How much does it cost to rent in Nevada?

    The typical rent in Nevada is $1,597 a month (Average 2020–2024, U.S. Census).

    How much do you need to earn to rent a 2-bedroom apartment in Nevada?

    At HUD's average fair market rent in Nevada ($1,672, Fiscal year 2027), about $32.15 an hour working full time, so rent stays under 30% of income.

    How much is property tax in Nevada?

    The typical property tax in Nevada is $2,027 a year, about 0.47% of home value (Average 2020–2024, U.S. Census).

    Where can I find free help in Spanish to buy a home in Nevada?

    There are 8 HUD-approved counseling agencies in Nevada; 7 say they serve you in Spanish. Each county page lists the closest ones with their phone number.

    Sources: American Community Survey (Average 2020–2024); FHA mortgage limits (2026 data); Conforming loan limits (2026 data); Fair Market Rents (Fiscal year 2027); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (Retrieved November 6, 2026); FHFA House Price Index (2025 data); Homes with flood insurance (As of August 3, 2026); Regional price parities (2024 data); Census Bureau cartographic boundary files (2024 data).