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City · 5,527 residents · Douglas County, Nevada

Indian Hills , Nevada

In Indian Hills, a typical home is worth $483,800 and typical rent is $1,496 a month. Compared with all of Douglas County, the typical home value is 21% lower and typical household income is 14% lower.

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  • Typical home value

    $483,800

    21% below the county

    11% above Nevada

    • Indian Hills
    • Douglas
    • Nevada

  • Typical rent

    $1,496a month

    6% below the county

    6% below Nevada

    • Indian Hills
    • Douglas
    • Nevada

  • Typical household income

    $78,278a year

    14% below the county

    About the same as Nevada

    • Indian Hills
    • Douglas
    • Nevada

  • Households that own their home

    81%

    2 points above the county

    21 points above Nevada

    • Indian Hills
    • Douglas
    • Nevada

Source: U.S. Census Bureau, Average 2020–2024

Indian Hills is in Douglas County. The FHA loan limit ($736,000 for a one-unit home), the fair market rents and the help on this page are those of all of Douglas County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Indian Hills apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Gardnerville, the typical rent is $1,241: 17% less than in Indian Hills ($1,496).

  2. The typical home in Indian Hills is worth $483,800, 21% less than in Douglas County as a whole ($615,400).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Indian Hills

What homes there are in Indian Hills, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Indian Hills: 87% of homes, more than in Douglas County (77%).

Year built

Homes in Indian Hills are newer: the typical year built is 1995; in Douglas County, 1990.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,812 a month

Douglas County: $2,010 a month

Without a mortgage

$560 a month

Douglas County: $655 a month

Owners with a mortgage

64%

Douglas County: 59%

Owning costs less in Indian Hills: with a mortgage, the typical cost is $1,812 a month; in Douglas County, $2,010. Without one, $560.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Indian Hills rose 56%; in Douglas County, it rose 63%.

Rent in Indian Hills moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureIndian HillsDouglas CountyNevadaUnited States
Rental vacancy Unreliable estimate6.7%6.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate1.9%4.4%3.4%
People per household 2.182.312.622.53
Drive alone 73%74%71%69%
Carpool 13%9%11%9%
Public transit Unreliable estimateUnreliable estimate2%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 12%13%12%15%
Other means Unreliable estimate2%2%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

Households in Indian Hills are smaller: 2.18 people on average; in Douglas County, 2.31.

More people carpool to work in Indian Hills than in Douglas County: 13% against 9%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Indian Hills?

A typical home costs more than the typical income allows

We start with a typical home in Indian Hills, worth $483,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 59% of the typical household income in Indian Hills, which is $78,278 a year. For that payment to be 28% of income, a household would need to earn about $164,712 a year.

The calculator's FHA and conventional loan limits are those of all of Douglas County.

Your numbers

Local data
$

Starts at the typical home value in Indian Hills. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $16,933 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,843

at 7.18% · 30 years

Loan amount
$475,037
Total interest
$683,467
Paid off in
November 2056

Includes $8,170 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,826 a month

  • Tight

    $1,826 to $2,348 a month

  • Hard

    more than $2,348 a month

    Your payment · 59%

Compared with the typical household income in Indian Hills ($78,278 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,843
Principal & interest$3,218
Property tax$210
Home insurance$202
FHA mortgage insurance (MIP)$214

You need at least $16,933 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Indian Hills and Douglas County

Indian Hills is in Douglas County, Nevada. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Indian Hills's own numbers

Typical home value
$483,800
Typical monthly rent
$1,496
Typical yearly household income
$78,278
Households that own their home
81%
Effective property tax rate
0.52%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Douglas County

FHA limit, one-unit home
$736,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,594
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
6.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Douglas County.

Everything about Douglas County

Buying

Buying a home in Indian Hills

A typical home in Indian Hills is worth $483,800: 21% below the county and 11% above Nevada. With the typical household income in Indian Hills ($78,278 a year), a typical home costs 6.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Indian Hills 6.2 years
  • Douglas 6.8 years
  • Nevada 5.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Douglas County

According to FHFA’s house price index, home prices in Douglas County rose 120% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Douglas County.

Period County Nevada U.S.
Last year (2025) +6.0% +2.2% +2.9%
5 years (2020–2025) +47% +49% +47%
10 years (2015–2025) +120% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Indian Hills next to Douglas County, Nevada and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Indian Hills $483,800
  • Douglas $615,400
  • Nevada $435,400
  • United States $332,700
Typical monthly rent
  • Indian Hills $1,496
  • Douglas $1,593
  • Nevada $1,597
  • United States $1,413
Typical yearly household income
  • Indian Hills $78,278
  • Douglas $90,754
  • Nevada $78,260
  • United States $80,734
See the full table
Indian Hills next to Douglas County and Nevada
Measure Indian Hills Douglas County Nevada U.S.
Typical home value $483,800 $615,400 $435,400 $332,700
Typical monthly rent $1,496 $1,593 $1,597 $1,413
Typical yearly household income $78,278 $90,754 $78,260 $80,734
Households that own their home 81% 79% 60% 65%
Typical yearly property tax $2,505 $2,750 $2,027 $3,119
Effective property tax rate 0.52% 0.45% 0.47% 0.94%
Renters with high rent for their income 59% 55% 56% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Douglas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Indian Hills

For a typical $483,800 home in Indian Hills, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Indian Hills's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,843a month

    Least cash to close
    Down payment
    $16,933
    Cash to close
    $31,447
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $214

  • Conventional, 5% down $3,755a month

    Down payment
    $24,190
    Cash to close
    $38,704
    Rate
    7.18%
    Mortgage insurance
    PMI · $230

  • Conventional, 20% down, no PMI $3,033a month

    Down payment
    $96,760
    Cash to close
    $111,274
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,480a month

    Down payment
    $72,570
    Cash to close
    $87,084
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Indian Hills and for Douglas County.

Property tax

Effective rate in Indian Hills

0.52%of the home’s value each year

$2,505 a year for the typical owner in Indian Hills.

  • Indian Hills 0.52%
  • Douglas 0.45%
  • Nevada 0.47%

What Nevada publishes 3 percent cap on the yearly tax increase for your primary residence (Nevada Legislature (Nevada Revised Statutes))

Exemptions and deadlines in Nevada

Flood risk in Douglas County

FEMA does not publish these numbers by city: they are for all of Douglas County.

Homes in the high-risk zone
6.8%
1,571
Of those, with NFIP insurance
32%
County Nevada U.S.
Homes in the high-risk zone 6.8% 2% 3.5%
Of those, with NFIP insurance 32% 30% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Indian Hills

Typical rent in Indian Hills is $1,496 a month: 6% below the county. In Indian Hills, 59% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Douglas County, by unit size. To pay the 2-bedroom one ($1,594 a month) without spending more than 30% of your income, you would need to earn $30.65 an hour working full time.

HUD fair market rent for all of Douglas County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,110 $21.35 $44,400
1 bedroom $1,219 $23.44 $48,760
2 bedrooms $1,594 $30.65 $63,760
3 bedrooms $2,207 $42.44 $88,280
4 bedrooms $2,664 $51.23 $106,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Indian Hills

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Indian Hills has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,450 in 89705 to $2,020 in 89423.

1 of the 2 is above the fair market rent for Douglas County ($1,594).

  • 89423 $2,020$2,800
  • 89705 $1,450$2,010

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Indian Hills when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Indian Hills

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Douglas County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Indian Hills

No down payment, repair or rent-help program on our list is for Indian Hills or Douglas County. The ones below are statewide in Nevada: they work in Indian Hills the same as in the rest of the state.

Which programs do I qualify for? All programs in Nevada

  • Home Is Possible

    Statewide in Nevada

    Nevada Housing Division program: up to 5% of the loan for the down payment or closing costs, with no first-time buyer requirement. Offered by Nevada Housing Division.

    Type not stated

    See the program Official page

  • Home Is Possible For First-Time Homebuyers

    Statewide in Nevada

    Nevada Housing Division program for first-time buyers: a 30-year mortgage with interest-free help for the down payment and closing costs of up to 4% of the loan, which is not forgiven. Offered by Nevada Housing Division.

    Type not stated

    See the program Official page

  • Home Is Possible For Teachers

    Statewide in Nevada

    $7,500 from the Nevada Housing Division for public school teachers, for the down payment and closing costs; forgiven after five years if you still live in the home. Offered by Nevada Housing Division.

    Forgivable

    See the program Official page

Housing counselors near Indian Hills

The HUD-approved agencies closest to the center of Indian Hills, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Services of Nevada (CSNV)

    500 N Rainbow Blvd, Las Vegas · 320 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (702) 307-1710

  • NSC (naca Counseling Subsidiary) - Las Vegas, NV

    3030 S Jones Blvd Ste 103, Las Vegas · 323 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (702) 362-6199

  • Nevada Partners, Inc.

    690 W Lake Mead Blvd, North Las Vegas · 323 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (702) 844-8000

All counseling agencies in Nevada

Help in Spanish near Indian Hills

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Indian Hills

HUD lists no housing authority with an office in Douglas County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Nevada Source: HUD

Cities

Other cities in Douglas County

These cities are also in Douglas County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Douglas County Housing in Nevada

Nearby cities

The cities closest to Indian Hills, with the typical home value.

Neighboring counties

If Douglas County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Indian Hills.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Indian Hills

Short answers with the numbers for Indian Hills and all of Douglas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Indian Hills?

The typical home value in Indian Hills is $483,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Douglas County it is $615,400.

How much does it cost to rent in Indian Hills?

Typical rent in Indian Hills is $1,496 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Douglas County is $1,594.

What is the FHA loan limit in Indian Hills?

Indian Hills uses the FHA limit for all of Douglas County (2026): $736,000 for a one-unit home and $1,415,400 for a four-unit home.

How much property tax do owners pay in Indian Hills?

The typical homeowner in Indian Hills pays $2,505 a year, according to the U.S. Census Bureau. That is 0.52% of the home’s value; in Douglas County, the rate is 0.45%.

Where can I find free help to buy or rent in Indian Hills?

We found no HUD-approved counseling agencies with an office in Douglas County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).