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Help to buy in Nevada

Home-buying assistance programs in Nevada

3 official programs for down payment and closing cost help in Nevada, from Nevada Housing Division. We show what each program says on its own page, with the date we checked it.

Key numbers in Nevada

Verified programs
3
from Nevada Housing Division
First-time buyers only
1
2 do not require it or their pages do not say
Accept an ITIN
0
per their own site · no: 0 · unconfirmed: 3
Last checked
November 5, 2026
against each program’s official page

How to read the list

Not all help is the same

Amounts, limits and funding change: confirm with a participating lender.

Before you compare amounts, look at the kind of help: it changes what you pay later. These are the kinds the programs on this page use.

On ITIN, each card says what the program itself publishes: yes, no, or not confirmed on its site.

  • Type not stated

    The source does not say the type of help

  • Forgivable

    Second loan forgiven if you stay in the home

The full list

Programs in Nevada

Filter by who qualifies, by ITIN or by kind of help. Each card quotes the source and the date we checked it.

Type of help
    • Type not stated

    Nevada Housing Division program: up to 5% of the loan for the down payment or closing costs, with no first-time buyer requirement

    What it gives, per the source

    Get up to 5% of the loan value to apply toward down payment or closing costs
    First-time buyer?
    No first-time requirement

    Run by Nevada Housing Division

    Verified November 5, 2026

  • Nevada Housing Division program for first-time buyers: a 30-year mortgage with interest-free help for the down payment and closing costs of up to 4% of the loan, which is not forgiven

    What it gives, per the source

    offers interest-free down-payment assistance with a competitive interest rate to give buyers more buying power. … Down payment assistance up to 4% of total loan amount … Usable for down payment and closing costs … 30 year non-forgivable
    First-time buyer?
    First-time buyers only

    Run by Nevada Housing Division

    Verified November 5, 2026

  • $7,500 from the Nevada Housing Division for public school teachers, for the down payment and closing costs; forgiven after five years if you still live in the home

    What it gives, per the source

    $7,500 usable for down payment and closing costs … Forgivable after five years (if you stay in your home) … This program is available through December 31, 2026
    First-time buyer?
    No first-time requirement

    Run by Nevada Housing Division

    Verified November 5, 2026

Programs in other states

Rent help

Help with rent and utility bills in Nevada

One program we checked in Nevada to pay rent, power or gas, or avoid an eviction, with what its page says.

Help to repair your home

Repair programs in Nevada

One program we checked in Nevada to repair your home or make it more efficient, with what its page says.

Get free help applying A HUD-approved counseling agency can go over the requirements with you, free or at low cost. See the agencies

Your county

Price and income limits depend on the county. Your county page has the typical value, the FHA limit and the counseling agencies that can walk you through the application.

Frequently asked questions

What is down payment assistance?

Money from a public or nonprofit program for the down payment or closing costs. It can be a grant you never repay, a second loan forgiven if you stay in the home for some years, a second loan repaid when you sell or refinance, or a tax credit (MCC) that lowers your federal taxes.

Do I need to be a first-time buyer in Nevada?

Of the 3 programs on this page, 1 requires it; the rest do not, or their page does not say. In general, “first-time buyer” means not having owned a home in the last three years.

Can I use these programs with an ITIN?

What each program’s own site says: accept an ITIN, 0; do not accept one, 0; not confirmed on its site, 3. Ask the participating lender directly before you start, and ask for it in writing.