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City · 6,467 residents · Douglas County, Nevada

Johnson Lane , Nevada

In Johnson Lane, a typical home is worth $764,100 and typical rent is $1,475 a month. Compared with all of Douglas County, typical household income is 34% higher, the typical home value is 24% higher, and the share of households that own their home is 15 points higher.

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  • Typical home value

    $764,100

    24% above the county

    75% above Nevada

    • Johnson Lane
    • Douglas
    • Nevada

  • Typical rent

    $1,475a month

    7% below the county

    8% below Nevada

    • Johnson Lane
    • Douglas
    • Nevada

  • Typical household income

    $121,458a year

    34% above the county

    55% above Nevada

    • Johnson Lane
    • Douglas
    • Nevada

  • Households that own their home

    94%

    15 points above the county

    34 points above Nevada

    • Johnson Lane
    • Douglas
    • Nevada

Source: U.S. Census Bureau, Average 2020–2024

Johnson Lane is in Douglas County. The FHA loan limit ($736,000 for a one-unit home), the fair market rents and the help on this page are those of all of Douglas County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Johnson Lane apart

What this place has that others do not, from public data, most unusual first.

  1. Johnson Lane has the highest homeownership rate of the 32 cities in Nevada with more than 5,000 people: 94%.

  2. Johnson Lane has the largest share of rent-burdened renters of the 32 cities in Nevada with more than 5,000 people: 99%.

  3. Johnson Lane has the 2nd highest typical home value of the 32 cities in Nevada with more than 5,000 people ($764,100).

  4. Nearby, in Dayton, the typical home value is $433,200: 43% less than in Johnson Lane ($764,100).

  5. The typical household income in Johnson Lane is $121,458, 34% more than in Douglas County as a whole ($90,754).

  6. Nearby, in Gardnerville, the typical rent is $1,241: 16% less than in Johnson Lane ($1,475).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Johnson Lane

What homes there are in Johnson Lane, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Johnson Lane, 9 in 10 homes are single-family detached houses; in Douglas County, 8.

Year built

Homes in Johnson Lane are newer: the typical year built is 1995; in Douglas County, 1990.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,286 a month

Douglas County: $2,010 a month

Without a mortgage

$689 a month

Douglas County: $655 a month

Owners with a mortgage

62%

Douglas County: 59%

Owning costs more in Johnson Lane: with a mortgage, the typical cost is $2,286 a month; in Douglas County, $2,010. Without one, $689.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Johnson Lane rose 68% since 2015–2019, more than in Douglas County (63%).

The typical rent in Johnson Lane stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureJohnson LaneDouglas CountyNevadaUnited States
Rental vacancy Unreliable estimate6.7%6.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate1.9%4.4%3.4%
People per household 2.512.312.622.53
Drive alone 76%74%71%69%
Carpool Unreliable estimate9%11%9%
Public transit Unreliable estimateUnreliable estimate2%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 9%13%12%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.51 on average, against 2.31 in Douglas County.

In Johnson Lane, 76% of workers drive alone to work; in Douglas County, 74%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Johnson Lane?

A typical home costs more than the typical income allows

We start with a typical home in Johnson Lane, worth $764,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 59% of the typical household income in Johnson Lane, which is $121,458 a year. For that payment to be 28% of income, a household would need to earn about $257,412 a year. Note: at that price the loan is above the FHA limit for Douglas County ($736,000), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Douglas County.

Your numbers

Local data
$

Starts at the typical home value in Johnson Lane. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $26,744 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$6,006

at 7.18% · 30 years

Loan amount
$750,260
Total interest
$1,079,448
Paid off in
November 2056

Includes $12,904 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,834 a month

  • Tight

    $2,834 to $3,644 a month

  • Hard

    more than $3,644 a month

    Your payment · 59%

Compared with the typical household income in Johnson Lane ($121,458 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$6,006
Principal & interest$5,083
Property tax$267
Home insurance$318
FHA mortgage insurance (MIP)$338

This loan is over the FHA limit

You'd borrow $737,356, but the FHA limit for a one-unit home in Johnson Lane is $736,000. You'd need a bigger down payment or a different loan.

You need at least $26,744 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Johnson Lane and Douglas County

Johnson Lane is in Douglas County, Nevada. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Johnson Lane's own numbers

Typical home value
$764,100
Typical monthly rent
$1,475
Typical yearly household income
$121,458
Households that own their home
94%
Effective property tax rate
0.42%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Douglas County

FHA limit, one-unit home
$736,000
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,594
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
6.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Douglas County.

Everything about Douglas County

Buying

Buying a home in Johnson Lane

A typical home in Johnson Lane is worth $764,100: 24% above the county and 75% above Nevada. With the typical household income in Johnson Lane ($121,458 a year), a typical home costs 6.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Johnson Lane 6.3 years
  • Douglas 6.8 years
  • Nevada 5.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Douglas County

According to FHFA’s house price index, home prices in Douglas County rose 120% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Douglas County.

Period County Nevada U.S.
Last year (2025) +6.0% +2.2% +2.9%
5 years (2020–2025) +47% +49% +47%
10 years (2015–2025) +120% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Johnson Lane next to Douglas County, Nevada and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Johnson Lane $764,100
  • Douglas $615,400
  • Nevada $435,400
  • United States $332,700
Typical monthly rent
  • Johnson Lane $1,475
  • Douglas $1,593
  • Nevada $1,597
  • United States $1,413
Typical yearly household income
  • Johnson Lane $121,458
  • Douglas $90,754
  • Nevada $78,260
  • United States $80,734
See the full table
Johnson Lane next to Douglas County and Nevada
Measure Johnson Lane Douglas County Nevada U.S.
Typical home value $764,100 $615,400 $435,400 $332,700
Typical monthly rent $1,475 $1,593 $1,597 $1,413
Typical yearly household income $121,458 $90,754 $78,260 $80,734
Households that own their home 94% 79% 60% 65%
Typical yearly property tax $3,174 $2,750 $2,027 $3,119
Effective property tax rate 0.42% 0.45% 0.47% 0.94%
Renters with high rent for their income 99% 55% 56% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Douglas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Johnson Lane

For a typical $764,100 home in Johnson Lane, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Johnson Lane's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $6,006a month

    Above the FHA limit for Douglas County ($736,000)
    Down payment
    $26,744
    Cash to close
    $49,667
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $338

  • Conventional, 5% down $5,866a month

    Least cash to close
    Down payment
    $38,205
    Cash to close
    $61,128
    Rate
    7.18%
    Mortgage insurance
    PMI · $363

  • Conventional, 20% down, no PMI $4,727a month

    Down payment
    $152,820
    Cash to close
    $175,743
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $5,433a month

    Down payment
    $114,615
    Cash to close
    $137,538
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is Conventional, 5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Johnson Lane and for Douglas County.

Property tax

Effective rate in Johnson Lane

0.42%of the home’s value each year

$3,174 a year for the typical owner in Johnson Lane.

  • Johnson Lane 0.42%
  • Douglas 0.45%
  • Nevada 0.47%

What Nevada publishes 3 percent cap on the yearly tax increase for your primary residence (Nevada Legislature (Nevada Revised Statutes))

Exemptions and deadlines in Nevada

Flood risk in Douglas County

FEMA does not publish these numbers by city: they are for all of Douglas County.

Homes in the high-risk zone
6.8%
1,571
Of those, with NFIP insurance
32%
County Nevada U.S.
Homes in the high-risk zone 6.8% 2% 3.5%
Of those, with NFIP insurance 32% 30% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Johnson Lane

Typical rent in Johnson Lane is $1,475 a month: 7% below the county. In Johnson Lane, 99% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Douglas County, by unit size. To pay the 2-bedroom one ($1,594 a month) without spending more than 30% of your income, you would need to earn $30.65 an hour working full time.

HUD fair market rent for all of Douglas County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,110 $21.35 $44,400
1 bedroom $1,219 $23.44 $48,760
2 bedrooms $1,594 $30.65 $63,760
3 bedrooms $2,207 $42.44 $88,280
4 bedrooms $2,664 $51.23 $106,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Johnson Lane

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Johnson Lane is in ZIP code 89423.

For 2 bedrooms it is $2,020: $426 more than the fair market rent for Douglas County ($1,594).

  • 89423 $2,020$2,800

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Johnson Lane when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Johnson Lane

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Douglas County. The nearest ones are below; many serve by phone or online.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Johnson Lane

No down payment, repair or rent-help program on our list is for Johnson Lane or Douglas County. The ones below are statewide in Nevada: they work in Johnson Lane the same as in the rest of the state.

Which programs do I qualify for? All programs in Nevada

  • Home Is Possible

    Statewide in Nevada

    Nevada Housing Division program: up to 5% of the loan for the down payment or closing costs, with no first-time buyer requirement. Offered by Nevada Housing Division.

    Type not stated

    See the program Official page

  • Home Is Possible For First-Time Homebuyers

    Statewide in Nevada

    Nevada Housing Division program for first-time buyers: a 30-year mortgage with interest-free help for the down payment and closing costs of up to 4% of the loan, which is not forgiven. Offered by Nevada Housing Division.

    Type not stated

    See the program Official page

  • Home Is Possible For Teachers

    Statewide in Nevada

    $7,500 from the Nevada Housing Division for public school teachers, for the down payment and closing costs; forgiven after five years if you still live in the home. Offered by Nevada Housing Division.

    Forgivable

    See the program Official page

Housing counselors near Johnson Lane

The HUD-approved agencies closest to the center of Johnson Lane, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Services of Nevada (CSNV)

    500 N Rainbow Blvd, Las Vegas · 316 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (702) 307-1710

  • NSC (naca Counseling Subsidiary) - Las Vegas, NV

    3030 S Jones Blvd Ste 103, Las Vegas · 319 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (702) 362-6199

  • Nevada Partners, Inc.

    690 W Lake Mead Blvd, North Las Vegas · 319 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (702) 844-8000

All counseling agencies in Nevada

Help in Spanish near Johnson Lane

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Johnson Lane

HUD lists no housing authority with an office in Douglas County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Nevada Source: HUD

Cities

Other cities in Douglas County

These cities are also in Douglas County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Douglas County Housing in Nevada

Nearby cities

The cities closest to Johnson Lane, with the typical home value.

Neighboring counties

If Douglas County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Johnson Lane.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Johnson Lane

Short answers with the numbers for Johnson Lane and all of Douglas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Johnson Lane?

The typical home value in Johnson Lane is $764,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Douglas County it is $615,400.

How much does it cost to rent in Johnson Lane?

Typical rent in Johnson Lane is $1,475 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Douglas County is $1,594.

What is the FHA loan limit in Johnson Lane?

Johnson Lane uses the FHA limit for all of Douglas County (2026): $736,000 for a one-unit home and $1,415,400 for a four-unit home.

How much property tax do owners pay in Johnson Lane?

The typical homeowner in Johnson Lane pays $3,174 a year, according to the U.S. Census Bureau. That is 0.42% of the home’s value; in Douglas County, the rate is 0.45%.

Where can I find free help to buy or rent in Johnson Lane?

We found no HUD-approved counseling agencies with an office in Douglas County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).