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City · 185,913 residents · Clark County, Nevada

Paradise , Nevada

In Paradise, a typical home is worth $384,200 and typical rent is $1,372 a month. Compared with all of Clark County, typical household income is 23% lower, typical rent is 16% lower, and the share of households that own their home is 16 points lower.

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  • Typical home value

    $384,200

    11% below the county

    12% below Nevada

    • Paradise
    • Clark
    • Nevada

  • Typical rent

    $1,372a month

    16% below the county

    14% below Nevada

    • Paradise
    • Clark
    • Nevada

  • Typical household income

    $59,190a year

    23% below the county

    24% below Nevada

    • Paradise
    • Clark
    • Nevada

  • Households that own their home

    42%

    16 points below the county

    18 points below Nevada

    • Paradise
    • Clark
    • Nevada

Source: U.S. Census Bureau, Average 2020–2024

Paradise is in Clark County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Clark County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Paradise apart

What this place has that others do not, from public data, most unusual first.

  1. Paradise has the 2nd lowest homeownership rate of the 32 cities in Nevada with more than 5,000 people (42%).

  2. Nearby, in Winchester, the typical home value is $302,800: 21% less than in Paradise ($384,200).

  3. The typical household income in Paradise is $59,190, 23% less than in Clark County as a whole ($76,472).

  4. The typical rent in Paradise is $1,372 a month, 16% less than in Clark County as a whole ($1,626).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Paradise

What homes there are in Paradise, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

There are more apartments in Paradise than in Clark County: 48% of homes, against 24%.

Year built

In Paradise, half of the homes were built before 1988; in Clark County, before 1998.

In Paradise, 33% of homes have 1 bedroom or none (studios); 37% have 3 bedrooms or more, against 61% in Clark County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Clark County is $541,287, and about 82% of owner-occupied homes in Paradise are worth less than that.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Clark County is $1,686; about 71% of rents in Paradise are below it.

With a mortgage

$1,736 a month

Clark County: $1,928 a month

Without a mortgage

$537 a month

Clark County: $561 a month

Owners with a mortgage

63%

Clark County: 68%

Owning costs less in Paradise: with a mortgage, the typical cost is $1,736 a month; in Clark County, $1,928. Without one, $537.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The boundaries of Paradise changed since 2015–2019, so the Census does not compare its figures from then and now. In Clark County, the typical home value rose 64%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureParadiseClark CountyNevadaUnited States
Rental vacancy 17.8%7.1%6.8%5.5%
Homeowner vacancy 2.3%1.1%1.1%0.9%
More than one person per room 7.0%4.7%4.4%3.4%
People per household 2.422.682.622.53
Drive alone 65%71%71%69%
Carpool 12%11%11%9%
Public transit 6%2%2%3%
Walk or bike 3%2%2%3%
Work from home 12%12%12%15%
Other means 3%3%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

The rental vacancy rate in Paradise is 17.8%, higher than in Clark County (7.1%).

More households are short on space in Paradise: 7.0% have more than one person per room; in Clark County, 4.7%.

On average, a household in Paradise has 2.42 people, fewer than in Clark County (2.68).

Public transit matters here: 6% of workers take it to work, against 2% in Clark County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Paradise?

A typical home costs more than the typical income allows

We start with a typical home in Paradise, worth $384,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 61% of the typical household income in Paradise, which is $59,190 a year. For that payment to be 28% of income, a household would need to earn about $129,156 a year.

The calculator's FHA and conventional loan limits are those of all of Clark County.

Your numbers

Local data
$

Starts at the typical home value in Paradise. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,447 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,014

at 7.18% · 30 years

Loan amount
$377,241
Total interest
$542,762
Paid off in
November 2056

Includes $6,488 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,381 a month

  • Tight

    $1,381 to $1,776 a month

  • Hard

    more than $1,776 a month

    Your payment · 61%

Compared with the typical household income in Paradise ($59,190 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,014
Principal & interest$2,556
Property tax$128
Home insurance$160
FHA mortgage insurance (MIP)$170

You need at least $13,447 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Paradise and Clark County

Paradise is in Clark County, Nevada. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Paradise's own numbers

Typical home value
$384,200
Typical monthly rent
$1,372
Typical yearly household income
$59,190
Households that own their home
42%
Effective property tax rate
0.4%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Clark County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,686
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
0.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clark County.

Everything about Clark County

Buying

Buying a home in Paradise

A typical home in Paradise is worth $384,200: 11% below the county and 12% below Nevada. With the typical household income in Paradise ($59,190 a year), a typical home costs 6.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Paradise 6.5 years
  • Clark 5.6 years
  • Nevada 5.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Clark County

According to FHFA’s house price index, home prices in Clark County rose 131% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Clark County.

Period County Nevada U.S.
Last year (2025) +1.6% +2.2% +2.9%
5 years (2020–2025) +53% +49% +47%
10 years (2015–2025) +131% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Paradise next to Clark County, Nevada and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Paradise $384,200
  • Clark $431,000
  • Nevada $435,400
  • United States $332,700
Typical monthly rent
  • Paradise $1,372
  • Clark $1,626
  • Nevada $1,597
  • United States $1,413
Typical yearly household income
  • Paradise $59,190
  • Clark $76,472
  • Nevada $78,260
  • United States $80,734
See the full table
Paradise next to Clark County and Nevada
Measure Paradise Clark County Nevada U.S.
Typical home value $384,200 $431,000 $435,400 $332,700
Typical monthly rent $1,372 $1,626 $1,597 $1,413
Typical yearly household income $59,190 $76,472 $78,260 $80,734
Households that own their home 42% 58% 60% 65%
Typical yearly property tax $1,553 $2,057 $2,027 $3,119
Effective property tax rate 0.4% 0.48% 0.47% 0.94%
Renters with high rent for their income 62% 58% 56% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clark County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Paradise

For a typical $384,200 home in Paradise, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Paradise's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,014a month

    Least cash to close
    Down payment
    $13,447
    Cash to close
    $24,973
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $170

  • Conventional, 5% down $2,943a month

    Down payment
    $19,210
    Cash to close
    $30,736
    Rate
    7.18%
    Mortgage insurance
    PMI · $182

  • Conventional, 20% down, no PMI $2,370a month

    Down payment
    $76,840
    Cash to close
    $88,366
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,726a month

    Down payment
    $57,630
    Cash to close
    $69,156
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Paradise and for Clark County.

Property tax

Effective rate in Paradise

0.4%of the home’s value each year

$1,553 a year for the typical owner in Paradise.

  • Paradise 0.4%
  • Clark 0.48%
  • Nevada 0.47%

What Nevada publishes 3 percent cap on the yearly tax increase for your primary residence (Nevada Legislature (Nevada Revised Statutes))

Exemptions and deadlines in Nevada

Flood risk in Clark County

FEMA does not publish these numbers by city: they are for all of Clark County.

Homes in the high-risk zone
0.1%
964
Of those, with NFIP insurance
30%
County Nevada U.S.
Homes in the high-risk zone 0.1% 2% 3.5%
Of those, with NFIP insurance 30% 30% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Paradise

Typical rent in Paradise is $1,372 a month: 16% below the county. In Paradise, 62% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Clark County, by unit size. To pay the 2-bedroom one ($1,686 a month) without spending more than 30% of your income, you would need to earn $32.42 an hour working full time.

HUD fair market rent for all of Clark County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,310 $25.19 $52,400
1 bedroom $1,435 $27.60 $57,400
2 bedrooms $1,686 $32.42 $67,440
3 bedrooms $2,317 $44.56 $92,680
4 bedrooms $2,652 $51.00 $106,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Paradise

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Paradise has 6 ZIP codes with their own.

For 2 bedrooms it runs from $1,570 in 89119 to $2,530 in 89158.

2 of the 6 are above the fair market rent for Clark County ($1,686).

  • 89119 $1,570$2,180
  • 89120 $1,570$2,180
  • 89121 $1,570$2,180
  • 89123 $1,910$2,630
  • 89158 $2,530$3,480
  • 89169 $1,570$2,180

4 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Paradise when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Paradise

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in Clark County; 7 say they serve in Spanish.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Paradise

1 program is for Paradise or Clark County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in Nevada: they work in Paradise the same as in the rest of the state.

Which programs do I qualify for? All programs in Nevada

Housing counselors near Paradise

The HUD-approved agencies closest to the center of Paradise, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Southern Nevada Regional Housing Authority (SNRHA)

    340 N 11th St, Las Vegas · 6 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (702) 477-3183

  • NSC (naca Counseling Subsidiary) - Las Vegas, NV

    3030 S Jones Blvd Ste 103, Las Vegas · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (702) 362-6199

  • Chicanos Por La Causa Inc.

    555 N Maryland Pkwy, Las Vegas · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (702) 207-1614

Every agency in Clark County All counseling agencies in Nevada

Help in Spanish near Paradise

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Paradise

In HUD’s record, no housing authority with an office in Clark County is named for Paradise or Clark County.

One other authority has an office in Clark County: see the list Source: HUD

Cities

Other cities in Clark County

These cities are also in Clark County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Clark County Housing in Nevada
See 2 more cities in Clark County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Paradise, with the typical home value.

Neighboring counties

If Clark County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Paradise.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Paradise

Short answers with the numbers for Paradise and all of Clark County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Paradise?

The typical home value in Paradise is $384,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clark County it is $431,000.

How much does it cost to rent in Paradise?

Typical rent in Paradise is $1,372 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clark County is $1,686.

What is the FHA loan limit in Paradise?

Paradise uses the FHA limit for all of Clark County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Paradise?

The typical homeowner in Paradise pays $1,553 a year, according to the U.S. Census Bureau. That is 0.4% of the home’s value; in Clark County, the rate is 0.48%.

Where can I find free help to buy or rent in Paradise?

There are 8 HUD-approved counseling agencies with an office in Clark County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).