In Mesquite, a typical home is worth $388,600 and typical rent is $1,181 a month. Compared with all of Clark County, typical rent is 27% lower, the typical home value is 10% lower, and the share of households that own their home is 24 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $348,849 to $371,742.
Typical rent
$1,394a month
▲ 0.7% more than 12 months ago
Typical rent from Zillow, March 2025 to September 2026: from $1,381 to $1,394.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Mesquite is in Clark County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Clark County. See the county
What this place has that others do not, from public data, most unusual first.
1
81% of households in Mesquite own their home, against 58% in Clark County.
2
The typical rent in Mesquite is $1,181 a month, 27% less than in Clark County as a whole ($1,626).
3
Nearby, in Sunrise Manor, the typical home value is $320,000: 18% less than in Mesquite ($388,600).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Mesquite
What homes there are in Mesquite, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Mesquite
Clark County
Nevada
United States
Kind of home: Mesquite and its comparisons
Measure
Mesquite
Clark County
Nevada
United States
Detached house
63%
60%
60%
61%
Attached house
15%
6%
5%
6%
Building of 2 to 4
13%
8%
7%
8%
Apartments (5 or more)
6%
24%
22%
19%
Mobile home
3%
3%
5%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
The detached house is the most common home in Mesquite: 63% of homes, near the figure in Clark County (60%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Mesquite
Clark County
Nevada
United States
Year built: Mesquite and its comparisons
Measure
Mesquite
Clark County
Nevada
United States
Before 1960
Unreliable estimate
3%
5%
26%
1960–1979
3%
15%
17%
24%
1980–1999
31%
38%
37%
25%
2000–2009
37%
29%
26%
14%
2010 or later
28%
16%
15%
11%
Homes in Mesquite are newer: the typical year built is 2004; in Clark County, 1998.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K4%
$100K–$200K4%
$200K–$300K19%
$300K–$500K50%
$500K–$750K14%
FHA limit: $541,287
$750K–$1M8%
$1M or moreUnreliable
Value of owner-occupied homes: Mesquite and its comparisons
Measure
Mesquite
Under $100K
4%
$100K–$200K
4%
$200K–$300K
19%
$300K–$500K
50%
$500K–$750K
14%
$750K–$1M
8%
$1M or more
Unreliable estimate
The FHA loan limit for Clark County is $541,287, and about 79% of owner-occupied homes in Mesquite are worth less than that.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99922%
$1,000–$1,49947%
$1,500–$1,99921%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Mesquite and its comparisons
Measure
Mesquite
Under $500
Unreliable estimate
$500–$999
22%
$1,000–$1,499
47%
$1,500–$1,999
21%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,615 a month
Clark County: $1,928 a month
Without a mortgage
$501 a month
Clark County: $561 a month
Owners with a mortgage
50%
Clark County: 68%
The typical cost for an owner with a mortgage in Mesquite is $1,615 a month, less than in Clark County ($1,928); without one, $501.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Mesquite+64%
Clark County+64%
Nevada+63%
United States+53%
Typical rent
Mesquite+34%
Clark County+44%
Nevada+44%
United States+33%
Typical household income
Mesquite+35%
Clark County+29%
Nevada+30%
United States+29%
Change since 2015–2019: Mesquite and its comparisons
Measure
Mesquite
Clark County
Nevada
United States
Typical home value
+64%
+64%
+63%
+53%
Typical rent
+34%
+44%
+44%
+33%
Typical household income
+35%
+29%
+30%
+29%
From 2015–2019 to 2020–2024, home values in Mesquite rose at about the same pace as in Clark County: 64% against 64%.
The typical rent in Mesquite rose 34% over the same time; in Clark County, it rose 44%.
The typical household income in Mesquite rose 35% over that time; home values changed +64% and rent +34%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Mesquite and its comparisons
Measure
Mesquite
Clark County
Nevada
United States
Rental vacancy
Unreliable estimate
7.1%
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.1%
0.9%
More than one person per room
3.3%
4.7%
4.4%
3.4%
People per household
2.19
2.68
2.62
2.53
Drive alone
70%
71%
71%
69%
Carpool
14%
11%
11%
9%
Public transit
Unreliable estimate
2%
2%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
10%
12%
12%
15%
Other means
Unreliable estimate
3%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer households are short on space in Mesquite: 3.3% have more than one person per room; in Clark County, 4.7%.
Fewer people live in each home here: 2.19 on average, against 2.68 in Clark County.
To get to work, 70% of workers in Mesquite drive alone; in Clark County, 71%.
Do the math
What would you pay each month for a home in Mesquite?
A typical home costs more than the typical income allows
We start with a typical home in Mesquite, worth $388,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 50% of the typical household income in Mesquite, which is $75,227 a year. For that payment to be 28% of income, a household would need to earn about $133,272 a year.
The calculator's FHA and conventional loan limits are those of all of Clark County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Mesquite. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,601 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,110
at 7.18% · 30 years
Loan amount
$381,561
Total interest
$548,977
Paid off in
November 2056
Includes $6,562 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,755 a month
Tight
$1,755 to $2,257 a month
Hard
more than $2,257 a month
Your payment · 50%
Compared with the typical household income in Mesquite ($75,227 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,585
Property tax
$191
Home insurance
$162
FHA mortgage insurance (MIP)
$172
You need at least $13,601 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,110; principal and interest $2,585.
The city and its county
Mesquite and Clark County
Mesquite is in Clark County, Nevada. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Mesquite
Map of Clark County, Nevada, with Mesquite marked. Around it, the neighboring counties.
Mesquite
Clark County
Other cities with a page
Mesquite's own numbers
Typical home value
$388,600
Typical monthly rent
$1,181
Typical yearly household income
$75,227
Households that own their home
81%
Effective property tax rate
0.59%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Clark County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,686
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
0.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clark County.
A typical home in Mesquite is worth $388,600: 10% below the county and 11% below Nevada. With the typical household income in Mesquite ($75,227 a year), a typical home costs 5.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Mesquite5.2 years
Clark5.6 years
Nevada5.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Clark County
According to FHFA’s house price index, home prices in Clark County rose 131% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Clark County.
Yearly change in FHFA’s price index in Clark County, 2016 to 2025
2016: +8.0% +8.0% 2016
2017: +10.5% +10.5% 2017
2018: +15.2% +15.2% 2018
2019: +6.5% +6.5% 2019
2020: +2.9% +2.9% 2020
2021: +15.4% +15.4% 2021
2022: +20.4% +20.4% 2022
2023: +1.5% +1.5% 2023
2024: +7.0% +7.0% 2024
2025: +1.6% +1.6% 2025
Change in FHFA’s price index in Clark County, Nevada and the United States
Period
County
Nevada
U.S.
Last year (2025)
+1.6%
+2.2%
+2.9%
5 years (2020–2025)
+53%
+49%
+47%
10 years (2015–2025)
+131%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Mesquite next to Clark County, Nevada and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Mesquite$388,600
Clark$431,000
Nevada$435,400
United States$332,700
Typical monthly rent
Mesquite$1,181
Clark$1,626
Nevada$1,597
United States$1,413
Typical yearly household income
Mesquite$75,227
Clark$76,472
Nevada$78,260
United States$80,734
See the full table
Mesquite next to Clark County and Nevada
Measure
Mesquite
Clark County
Nevada
U.S.
Typical home value
$388,600 ▼10% below the county
$431,000
$435,400
$332,700
Typical monthly rent
$1,181 ▼27% below the county
$1,626
$1,597
$1,413
Typical yearly household income
$75,227
$76,472
$78,260
$80,734
Households that own their home
81% ▲24 points above the county
58%
60%
65%
Typical yearly property tax
$2,278 ▲11% above the county
$2,057
$2,027
$3,119
Effective property tax rate
0.59% ▲0.11 points above the county
0.48%
0.47%
0.94%
Renters with high rent for their income
47% ▼11 points below the county
58%
56%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clark County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Mesquite
For a typical $388,600 home in Mesquite, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mesquite's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,110a month
Least cash to close
Down payment
$13,601
Cash to close
$25,259
Rate
7.18%
Mortgage insurance
FHA MIP · $172
Conventional, 5% down$3,038a month
Down payment
$19,430
Cash to close
$31,088
Rate
7.18%
Mortgage insurance
PMI · $185
Conventional, 20% down, no PMI$2,459a month
Down payment
$77,720
Cash to close
$89,378
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,818a month
Down payment
$58,290
Cash to close
$69,948
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Mesquite
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,110
$13,601
$381,561
7.18%
FHA MIP · $172
$25,259
580
Conventional, 5% down
$3,038
$19,430
$369,170
7.18%
PMI · $185
$31,088
620*
Conventional, 20% down, no PMI
$2,459
$77,720
$310,880
7.18%
None
$89,378
620*
ITIN, 15% down (example)
$2,818
$58,290
$330,310
8.18%
None
$69,948
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Mesquite is $1,181 a month: 27% below the county. In Mesquite, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Clark County, by unit size. To pay the 2-bedroom one ($1,686 a month) without spending more than 30% of your income, you would need to earn $32.42 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Clark County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,310
$25.19
$52,400
1 bedroom
$1,435
$27.60
$57,400
2 bedrooms
$1,686
$32.42
$67,440
3 bedrooms
$2,317
$44.56
$92,680
4 bedrooms
$2,652
$51.00
$106,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Mesquite
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mesquite has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,570 in 89027 to $2,050 in 89034.
1 of the 2 is above the fair market rent for Clark County ($1,686).
Fair market rent by ZIP code and size in Mesquite, fiscal year 2027.
89027
$1,200
$1,340
$1,570
$2,180
$2,490
89034
$1,590
$1,740
$2,050
$2,820
$3,220
ZIP code2 bd3 bd
89027 $1,570$2,180
89034 $2,050$2,820
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mesquite when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 2 buildings with rents for lower incomes in Mesquite. These are the largest.
Rivers BendPO Box 8000, Mesquite 8902448 low-income homes · 1 bd: 1 · 2 bd: 7 · In service since 2004
Sun River Apartments61 N Arrowhead Ln, Mesquite 8902724 low-income homes · 1 bd: 24 · In service since 1999 · For older adults, people with disabilities
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 8 HUD-approved agencies with an office in Clark County; 7 say they serve in Spanish.
1 program is for Mesquite or Clark County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in Nevada: they work in Mesquite the same as in the rest of the state.
Nevada Housing Division program: up to 5% of the loan for the down payment or closing costs, with no first-time buyer requirement.Offered by Nevada Housing Division.
Nevada Housing Division program for first-time buyers: a 30-year mortgage with interest-free help for the down payment and closing costs of up to 4% of the loan, which is not forgiven.Offered by Nevada Housing Division.
Short answers with the numbers for Mesquite and all of Clark County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Mesquite?
The typical home value in Mesquite is $388,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clark County it is $431,000.
How much does it cost to rent in Mesquite?
Typical rent in Mesquite is $1,181 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clark County is $1,686.
What is the FHA loan limit in Mesquite?
Mesquite uses the FHA limit for all of Clark County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Mesquite?
The typical homeowner in Mesquite pays $2,278 a year, according to the U.S. Census Bureau. That is 0.59% of the home’s value; in Clark County, the rate is 0.48%.
Where can I find free help to buy or rent in Mesquite?
There are 8 HUD-approved counseling agencies with an office in Clark County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
