In Henderson, a typical home is worth $484,900 and typical rent is $1,824 a month. Compared with all of Clark County, typical household income is 18% higher, the typical home value is 13% higher, and the share of households that own their home is 8 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $423,759 to $478,064.
Typical rent
$1,783a month
▲ 0.7% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,706 to $1,783.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Henderson is in Clark County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Clark County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Winchester, the typical home value is $302,800: 38% less than in Henderson ($484,900).
2
Nearby, in Winchester, the typical rent is $1,220: 33% less than in Henderson ($1,824).
3
The typical household income in Henderson is $90,138,18% more than in Clark County as a whole ($76,472).
4
66% of households in Henderson own their home, against 58% in Clark County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Henderson
What homes there are in Henderson, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Henderson
Clark County
Nevada
United States
Kind of home: Henderson and its comparisons
Measure
Henderson
Clark County
Nevada
United States
Detached house
69%
60%
60%
61%
Attached house
7%
6%
5%
6%
Building of 2 to 4
5%
8%
7%
8%
Apartments (5 or more)
17%
24%
22%
19%
Mobile home
2%
3%
5%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Henderson, 7 in 10 homes are single-family detached houses; in Clark County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or later
Henderson
Clark County
Nevada
United States
Year built: Henderson and its comparisons
Measure
Henderson
Clark County
Nevada
United States
Before 1960
2%
3%
5%
26%
1960–1979
5%
15%
17%
24%
1980–1999
40%
38%
37%
25%
2000–2009
31%
29%
26%
14%
2010 or later
22%
16%
15%
11%
In Henderson, half of the homes were built before 2001; in Clark County, before 1998.
Homes in Henderson are bigger: 67% have 3 bedrooms or more; in Clark County, 61%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K4%
$100K–$200K2%
$200K–$300K6%
$300K–$500K42%
$500K–$750K30%
FHA limit: $541,287
$750K–$1M10%
$1M or more6%
Value of owner-occupied homes: Henderson and its comparisons
Measure
Henderson
Under $100K
4%
$100K–$200K
2%
$200K–$300K
6%
$300K–$500K
42%
$500K–$750K
30%
$750K–$1M
10%
$1M or more
6%
About 59% of owner-occupied homes in Henderson are worth less than the FHA loan limit for Clark County ($541,287); the rest are worth more.
Monthly rent with utilities
Under the limitOver the limit
Under $5001%
$500–$9995%
$1,000–$1,49919%
$1,500–$1,99939%
HUD fair market rent, 2 bedrooms: $1,686
$2,000–$2,49924%
$2,500–$2,9998%
$3,000 or more5%
Monthly rent with utilities: Henderson and its comparisons
Measure
Henderson
Under $500
1%
$500–$999
5%
$1,000–$1,499
19%
$1,500–$1,999
39%
$2,000–$2,499
24%
$2,500–$2,999
8%
$3,000 or more
5%
About 39% of rented homes in Henderson cost less than HUD's 2-bedroom fair market rent for Clark County ($1,686); the rest cost more.
With a mortgage
$2,079 a month
Clark County: $1,928 a month
Without a mortgage
$617 a month
Clark County: $561 a month
Owners with a mortgage
68%
Clark County: 68%
Owning costs more in Henderson: with a mortgage, the typical cost is $2,079 a month; in Clark County, $1,928. Without one, $617.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Henderson+52%
Clark County+64%
Nevada+63%
United States+53%
Typical rent
Henderson+41%
Clark County+44%
Nevada+44%
United States+33%
Typical household income
Henderson+22%
Clark County+29%
Nevada+30%
United States+29%
Change since 2015–2019: Henderson and its comparisons
Measure
Henderson
Clark County
Nevada
United States
Typical home value
+52%
+64%
+63%
+53%
Typical rent
+41%
+44%
+44%
+33%
Typical household income
+22%
+29%
+30%
+29%
The typical home value in Henderson rose 52% since 2015–2019, less than in Clark County (64%).
Much as in Clark County, the typical rent in Henderson rose 41% since 2015–2019.
The typical household income in Henderson rose 22%: less than home values (+52%) and rent (+41%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Henderson and its comparisons
Measure
Henderson
Clark County
Nevada
United States
Rental vacancy
4.7%
7.1%
6.8%
5.5%
Homeowner vacancy
1.2%
1.1%
1.1%
0.9%
More than one person per room
2.4%
4.7%
4.4%
3.4%
People per household
2.49
2.68
2.62
2.53
Drive alone
72%
71%
71%
69%
Carpool
7%
11%
11%
9%
Public transit
1%
2%
2%
3%
Walk or bike
1%
2%
2%
3%
Work from home
18%
12%
12%
15%
Other means
2%
3%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
There is little rental housing open in Henderson: only 4.7% is empty and offered for rent, against 7.1% in Clark County.
More than one person per room: that is how 2.4% of households in Henderson live, less than in Clark County (4.7%).
On average, a household in Henderson has 2.49 people, fewer than in Clark County (2.68).
In Henderson, 18% of workers work from home, more than in Clark County (12%).
Do the math
What would you pay each month for a home in Henderson?
A typical home costs more than the typical income allows
We start with a typical home in Henderson, worth $484,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in Henderson, which is $90,138 a year. For that payment to be 28% of income, a household would need to earn about $165,086 a year.
The calculator's FHA and conventional loan limits are those of all of Clark County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Henderson. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $16,972 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,852
at 7.18% · 30 years
Loan amount
$476,117
Total interest
$685,020
Paid off in
November 2056
Includes $8,189 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,103 a month
Tight
$2,103 to $2,704 a month
Hard
more than $2,704 a month
Your payment · 51%
Compared with the typical household income in Henderson ($90,138 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,225
Property tax
$210
Home insurance
$202
FHA mortgage insurance (MIP)
$214
You need at least $16,972 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,852; principal and interest $3,225.
The city and its county
Henderson and Clark County
Henderson is in Clark County, Nevada. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Henderson
Map of Clark County, Nevada, with Henderson marked. Around it, the neighboring counties.
Henderson
Clark County
Other cities with a page
Henderson's own numbers
Typical home value
$484,900
Typical monthly rent
$1,824
Typical yearly household income
$90,138
Households that own their home
66%
Effective property tax rate
0.52%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Clark County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,686
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
0.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clark County.
A typical home in Henderson is worth $484,900: 13% above the county and 11% above Nevada. With the typical household income in Henderson ($90,138 a year), a typical home costs 5.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Henderson5.4 years
Clark5.6 years
Nevada5.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Clark County
According to FHFA’s house price index, home prices in Clark County rose 131% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Clark County.
Yearly change in FHFA’s price index in Clark County, 2016 to 2025
2016: +8.0% +8.0% 2016
2017: +10.5% +10.5% 2017
2018: +15.2% +15.2% 2018
2019: +6.5% +6.5% 2019
2020: +2.9% +2.9% 2020
2021: +15.4% +15.4% 2021
2022: +20.4% +20.4% 2022
2023: +1.5% +1.5% 2023
2024: +7.0% +7.0% 2024
2025: +1.6% +1.6% 2025
Change in FHFA’s price index in Clark County, Nevada and the United States
Period
County
Nevada
U.S.
Last year (2025)
+1.6%
+2.2%
+2.9%
5 years (2020–2025)
+53%
+49%
+47%
10 years (2015–2025)
+131%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Henderson next to Clark County, Nevada and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Henderson$484,900
Clark$431,000
Nevada$435,400
United States$332,700
Typical monthly rent
Henderson$1,824
Clark$1,626
Nevada$1,597
United States$1,413
Typical yearly household income
Henderson$90,138
Clark$76,472
Nevada$78,260
United States$80,734
See the full table
Henderson next to Clark County and Nevada
Measure
Henderson
Clark County
Nevada
U.S.
Typical home value
$484,900 ▲13% above the county
$431,000
$435,400
$332,700
Typical monthly rent
$1,824 ▲12% above the county
$1,626
$1,597
$1,413
Typical yearly household income
$90,138 ▲18% above the county
$76,472
$78,260
$80,734
Households that own their home
66% ▲8 points above the county
58%
60%
65%
Typical yearly property tax
$2,520 ▲23% above the county
$2,057
$2,027
$3,119
Effective property tax rate
0.52% ▲0.04 points above the county
0.48%
0.47%
0.94%
Renters with high rent for their income
56% ▼1 points below the county
58%
56%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clark County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Henderson
For a typical $484,900 home in Henderson, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Henderson's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,852a month
Least cash to close
Down payment
$16,972
Cash to close
$31,519
Rate
7.18%
Mortgage insurance
FHA MIP · $214
Conventional, 5% down$3,763a month
Down payment
$24,245
Cash to close
$38,792
Rate
7.18%
Mortgage insurance
PMI · $230
Conventional, 20% down, no PMI$3,040a month
Down payment
$96,980
Cash to close
$111,527
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,488a month
Down payment
$72,735
Cash to close
$87,282
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Henderson
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,852
$16,972
$476,117
7.18%
FHA MIP · $214
$31,519
580
Conventional, 5% down
$3,763
$24,245
$460,655
7.18%
PMI · $230
$38,792
620*
Conventional, 20% down, no PMI
$3,040
$96,980
$387,920
7.18%
None
$111,527
620*
ITIN, 15% down (example)
$3,488
$72,735
$412,165
8.18%
None
$87,282
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Henderson is $1,824 a month: 12% above the county. In Henderson, 56% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Clark County, by unit size. To pay the 2-bedroom one ($1,686 a month) without spending more than 30% of your income, you would need to earn $32.42 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Clark County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,310
$25.19
$52,400
1 bedroom
$1,435
$27.60
$57,400
2 bedrooms
$1,686
$32.42
$67,440
3 bedrooms
$2,317
$44.56
$92,680
4 bedrooms
$2,652
$51.00
$106,080
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Henderson
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Henderson has 8 ZIP codes with their own.
For 2 bedrooms it runs from $1,570 in 89015 to $2,290 in 89054.
7 of the 8 are above the fair market rent for Clark County ($1,686).
2-bedroom fair market rent in each of the 8 ZIP codes of Henderson, beside the one for Clark County. For 2 bedrooms it runs from $1,570 in 89015 to $2,290 in 89054. 7 of the 8 are above the fair market rent for Clark County ($1,686).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,686
Lowest: $1,570 (89015)Highest: $2,290 (89054)
Fair market rent by ZIP code and size in Henderson, fiscal year 2027.
89002
$1,580
$1,730
$2,030
$2,790
$3,190
89011
$1,470
$1,610
$1,890
$2,600
$2,970
89012
$1,680
$1,840
$2,160
$2,970
$3,400
89014
$1,470
$1,610
$1,890
$2,600
$2,970
89015
$1,200
$1,340
$1,570
$2,180
$2,490
89052
$1,630
$1,790
$2,100
$2,890
$3,300
89054
$1,780
$1,950
$2,290
$3,150
$3,610
89074
$1,570
$1,720
$2,020
$2,780
$3,180
ZIP code2 bd3 bd
89002 $2,030$2,790
89011 $1,890$2,600
89012 $2,160$2,970
89014 $1,890$2,600
89015 $1,570$2,180
89052 $2,100$2,890
89054 $2,290$3,150
89074 $2,020$2,780
4 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Henderson when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 27 buildings with rents for lower incomes in Henderson. These are the largest.
Vintage at 7 Hills Aka ST Rose845 Seven Hills Dr, Henderson 89052244 low-income homes · 1 bd: 68 · 2 bd: 176 · In service since 2004 · For older adults
Horizon Seniors990 Equestrian Dr, Henderson 89002228 low-income homes · 1 bd: 88 · 2 bd: 140 · In service since 2002 · For older adults
College Villas Senior Living Apts511 College Dr, Henderson 89015226 homes, 224 low-income · 1 bd: 233 · 2 bd: 14 · In service since 2012 · For older adults
Boulder Pointe Apts.993 Equestrian Dr, Henderson 89002210 low-income homes · In service since 2015
Portofino1001 Las Palmas Entrada Ave, Henderson 89012205 low-income homes · 1 bd: 103 · 2 bd: 102 · In service since 2002 · For older adults
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 8 HUD-approved agencies with an office in Clark County; 7 say they serve in Spanish.
1 program is for Henderson or Clark County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in Nevada: they work in Henderson the same as in the rest of the state.
Nevada Housing Division program: up to 5% of the loan for the down payment or closing costs, with no first-time buyer requirement.Offered by Nevada Housing Division.
Nevada Housing Division program for first-time buyers: a 30-year mortgage with interest-free help for the down payment and closing costs of up to 4% of the loan, which is not forgiven.Offered by Nevada Housing Division.
Short answers with the numbers for Henderson and all of Clark County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Henderson?
The typical home value in Henderson is $484,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clark County it is $431,000.
How much does it cost to rent in Henderson?
Typical rent in Henderson is $1,824 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clark County is $1,686.
What is the FHA loan limit in Henderson?
Henderson uses the FHA limit for all of Clark County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Henderson?
The typical homeowner in Henderson pays $2,520 a year, according to the U.S. Census Bureau. That is 0.52% of the home’s value; in Clark County, the rate is 0.48%.
Where can I find free help to buy or rent in Henderson?
There are 8 HUD-approved counseling agencies with an office in Clark County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
