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City · 14,919 residents · Clark County, Nevada

Boulder City , Nevada

In Boulder City, a typical home is worth $435,600 and typical rent is $1,427 a month. Compared with all of Clark County, typical rent is 12% lower and the share of households that own their home is 20 points higher.

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  • Typical home value

    $435,600

    About the same as the county

    About the same as Nevada

    • Boulder City
    • Clark
    • Nevada

  • Typical rent

    $1,427a month

    12% below the county

    11% below Nevada

    • Boulder City
    • Clark
    • Nevada

  • Typical household income

    $74,757a year

    2% below the county

    4% below Nevada

    • Boulder City
    • Clark
    • Nevada

  • Households that own their home

    78%

    20 points above the county

    18 points above Nevada

    • Boulder City
    • Clark
    • Nevada

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$470,439
1.5% less than 12 months ago
Typical rent
$1,567 a month
3.3% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Boulder City is in Clark County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Clark County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Boulder City apart

What this place has that others do not, from public data, most unusual first.

  1. 78% of households in Boulder City own their home, against 58% in Clark County.

  2. Nearby, in Winchester, the typical home value is $302,800: 30% less than in Boulder City ($435,600).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Boulder City

What homes there are in Boulder City, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 69% of homes here, against 60% in Clark County.

Mobile homes are 10% of homes in Boulder City, more than in Clark County (3%).

Year built

In Boulder City, half of the homes were built before 1981; in Clark County, before 1998.

Homes in Boulder City are bigger: 65% have 3 bedrooms or more; in Clark County, 61%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,189 a month

Clark County: $1,928 a month

Without a mortgage

$590 a month

Clark County: $561 a month

Owners with a mortgage

50%

Clark County: 68%

In Boulder City, 50% of owners have a mortgage, and their typical cost is $2,189 a month, against $1,928 in Clark County. Without one it drops to $590.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Boulder City rose 52%; in Clark County, it rose 64%.

Rents in Boulder City rose at about the same pace as in Clark County: 42% since 2015–2019, against 44%.

The typical household income in Boulder City rose 21%: less than home values (+52%) and rent (+42%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBoulder CityClark CountyNevadaUnited States
Rental vacancy Unreliable estimate7.1%6.8%5.5%
Homeowner vacancy Unreliable estimate1.1%1.1%0.9%
More than one person per room Unreliable estimate4.7%4.4%3.4%
People per household 2.222.682.622.53
Drive alone 75%71%71%69%
Carpool 8%11%11%9%
Public transit Unreliable estimate2%2%3%
Walk or bike 5%2%2%3%
Work from home 12%12%12%15%
Other means Unreliable estimate3%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Boulder City has 2.22 people, fewer than in Clark County (2.68).

Many here get to work on foot or by bike: 5%, more than in Clark County (2%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Boulder City?

A typical home costs more than the typical income allows

We start with a typical home in Boulder City, worth $435,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 55% of the typical household income in Boulder City, which is $74,757 a year. For that payment to be 28% of income, a household would need to earn about $145,813 a year.

The calculator's FHA and conventional loan limits are those of all of Clark County.

Your numbers

Local data
$

Starts at the typical home value in Boulder City. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $15,246 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,402

at 7.18% · 30 years

Loan amount
$427,710
Total interest
$615,375
Paid off in
November 2056

Includes $7,356 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,744 a month

  • Tight

    $1,744 to $2,243 a month

  • Hard

    more than $2,243 a month

    Your payment · 55%

Compared with the typical household income in Boulder City ($74,757 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,402
Principal & interest$2,897
Property tax$131
Home insurance$182
FHA mortgage insurance (MIP)$193

You need at least $15,246 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Boulder City and Clark County

Boulder City is in Clark County, Nevada. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Boulder City's own numbers

Typical home value
$435,600
Typical monthly rent
$1,427
Typical yearly household income
$74,757
Households that own their home
78%
Effective property tax rate
0.36%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Clark County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,686
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
0.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clark County.

Everything about Clark County

Buying

Buying a home in Boulder City

A typical home in Boulder City is worth $435,600: about the same as the county and about the same as Nevada. With the typical household income in Boulder City ($74,757 a year), a typical home costs 5.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Boulder City 5.8 years
  • Clark 5.6 years
  • Nevada 5.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Clark County

According to FHFA’s house price index, home prices in Clark County rose 131% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Clark County.

Period County Nevada U.S.
Last year (2025) +1.6% +2.2% +2.9%
5 years (2020–2025) +53% +49% +47%
10 years (2015–2025) +131% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Boulder City next to Clark County, Nevada and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Boulder City $435,600
  • Clark $431,000
  • Nevada $435,400
  • United States $332,700
Typical monthly rent
  • Boulder City $1,427
  • Clark $1,626
  • Nevada $1,597
  • United States $1,413
Typical yearly household income
  • Boulder City $74,757
  • Clark $76,472
  • Nevada $78,260
  • United States $80,734
See the full table
Boulder City next to Clark County and Nevada
Measure Boulder City Clark County Nevada U.S.
Typical home value $435,600 $431,000 $435,400 $332,700
Typical monthly rent $1,427 $1,626 $1,597 $1,413
Typical yearly household income $74,757 $76,472 $78,260 $80,734
Households that own their home 78% 58% 60% 65%
Typical yearly property tax $1,578 $2,057 $2,027 $3,119
Effective property tax rate 0.36% 0.48% 0.47% 0.94%
Renters with high rent for their income 53% 58% 56% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clark County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Boulder City

For a typical $435,600 home in Boulder City, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Boulder City's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,402a month

    Least cash to close
    Down payment
    $15,246
    Cash to close
    $28,314
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $193

  • Conventional, 5% down $3,322a month

    Down payment
    $21,780
    Cash to close
    $34,848
    Rate
    7.18%
    Mortgage insurance
    PMI · $207

  • Conventional, 20% down, no PMI $2,673a month

    Down payment
    $87,120
    Cash to close
    $100,188
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,076a month

    Down payment
    $65,340
    Cash to close
    $78,408
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Boulder City and for Clark County.

Property tax

Effective rate in Boulder City

0.36%of the home’s value each year

$1,578 a year for the typical owner in Boulder City.

  • Boulder City 0.36%
  • Clark 0.48%
  • Nevada 0.47%

What Nevada publishes 3 percent cap on the yearly tax increase for your primary residence (Nevada Legislature (Nevada Revised Statutes))

Exemptions and deadlines in Nevada

Flood risk in Clark County

FEMA does not publish these numbers by city: they are for all of Clark County.

Homes in the high-risk zone
0.1%
964
Of those, with NFIP insurance
30%
County Nevada U.S.
Homes in the high-risk zone 0.1% 2% 3.5%
Of those, with NFIP insurance 30% 30% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Boulder City

Typical rent in Boulder City is $1,427 a month: 12% below the county. In Boulder City, 53% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Clark County, by unit size. To pay the 2-bedroom one ($1,686 a month) without spending more than 30% of your income, you would need to earn $32.42 an hour working full time.

HUD fair market rent for all of Clark County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,310 $25.19 $52,400
1 bedroom $1,435 $27.60 $57,400
2 bedrooms $1,686 $32.42 $67,440
3 bedrooms $2,317 $44.56 $92,680
4 bedrooms $2,652 $51.00 $106,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Boulder City

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Boulder City is in ZIP code 89005.

For 2 bedrooms it is $1,570: $116 less than the fair market rent for Clark County ($1,686).

  • 89005 $1,570$2,180

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Boulder City when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Boulder City

HUD lists one building with rents for lower incomes in Boulder City.

  • Quail Ridge Manor 1499 Medical Park Dr, Boulder City 89005 60 homes, 59 low-income · For older adults (702) 294-0135

See all 203 buildings in Clark County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Boulder City

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in Clark County; 7 say they serve in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Boulder City

1 program is for Boulder City or Clark County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in Nevada: they work in Boulder City the same as in the rest of the state.

Which programs do I qualify for? All programs in Nevada

Housing counselors near Boulder City

The HUD-approved agencies closest to the center of Boulder City, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Navicore Solutions- Henderson, NV

    2298 W Horizon Ridge Pkwy Ste 109, Henderson · 14 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (866) 472-4557

  • Credit.org - Henderson Branch

    871 Coronado Center Dr, Henderson · 15 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (800) 431-8157

  • Southern Nevada Regional Housing Authority (SNRHA)

    340 N 11th St, Las Vegas · 25 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (702) 477-3183

Every agency in Clark County All counseling agencies in Nevada

Help in Spanish near Boulder City

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Boulder City

In HUD’s record, no housing authority with an office in Clark County is named for Boulder City or Clark County.

One other authority has an office in Clark County: see the list Source: HUD

Cities

Other cities in Clark County

These cities are also in Clark County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Clark County Housing in Nevada
See 2 more cities in Clark County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Boulder City, with the typical home value.

Neighboring counties

If Clark County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Boulder City.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Boulder City

Short answers with the numbers for Boulder City and all of Clark County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Boulder City?

The typical home value in Boulder City is $435,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clark County it is $431,000.

How much does it cost to rent in Boulder City?

Typical rent in Boulder City is $1,427 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clark County is $1,686.

What is the FHA loan limit in Boulder City?

Boulder City uses the FHA limit for all of Clark County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Boulder City?

The typical homeowner in Boulder City pays $1,578 a year, according to the U.S. Census Bureau. That is 0.36% of the home’s value; in Clark County, the rate is 0.48%.

Where can I find free help to buy or rent in Boulder City?

There are 8 HUD-approved counseling agencies with an office in Clark County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).