In Pahrump, a typical home is worth $310,300 and typical rent is $1,304 a month. Compared with all of Nye County, typical rent is 10% higher and the typical home value is 7% higher.
Typical home value from Zillow, September 2021 to September 2026: from $315,411 to $364,642.
Typical rent
$1,471a month
▲ 2.1% more than 12 months ago
Typical rent from Zillow, December 2022 to September 2026: from $1,349 to $1,471.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Pahrump is in Nye County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Nye County. See the county
What homes there are in Pahrump, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Pahrump
Nye County
Nevada
United States
Kind of home: Pahrump and its comparisons
Measure
Pahrump
Nye County
Nevada
United States
Detached house
61%
57%
60%
61%
Attached house
Unreliable estimate
Unreliable estimate
5%
6%
Building of 2 to 4
4%
5%
7%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
22%
19%
Mobile home
28%
32%
5%
6%
Boat, RV and other
2%
2%
0%
0%
The detached house rules in Pahrump: 61% of homes, more than in Nye County (57%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Pahrump
Nye County
Nevada
United States
Year built: Pahrump and its comparisons
Measure
Pahrump
Nye County
Nevada
United States
Before 1960
Unreliable estimate
2%
5%
26%
1960–1979
7%
10%
17%
24%
1980–1999
43%
43%
37%
25%
2000–2009
37%
34%
26%
14%
2010 or later
12%
11%
15%
11%
The typical year built in Pahrump is 2000, about the same as in Nye County (1998).
By size, homes in Pahrump look like those in Nye County: 70% have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K8%
$100K–$200K14%
$200K–$300K25%
$300K–$500K44%
$500K–$750K6%
FHA limit: $541,287
$750K–$1M2%
$1M or moreUnreliable
Value of owner-occupied homes: Pahrump and its comparisons
Measure
Pahrump
Under $100K
8%
$100K–$200K
14%
$200K–$300K
25%
$300K–$500K
44%
$500K–$750K
6%
$750K–$1M
2%
$1M or more
Unreliable estimate
The FHA loan limit for Nye County is $541,287, and about 92% of owner-occupied homes in Pahrump are worth less than that.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99925%
$1,000–$1,49939%
$1,500–$1,99925%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Pahrump and its comparisons
Measure
Pahrump
Under $500
Unreliable estimate
$500–$999
25%
$1,000–$1,499
39%
$1,500–$1,999
25%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,613 a month
Nye County: $1,600 a month
Without a mortgage
$469 a month
Nye County: $482 a month
Owners with a mortgage
58%
Nye County: 54%
In Pahrump, 58% of owners have a mortgage; their typical cost is $1,613 a month, about the same as in Nye County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
PahrumpBoundaries changed
Nye County+78%
Nevada+63%
United States+53%
Typical rent
PahrumpBoundaries changed
Nye County+39%
Nevada+44%
United States+33%
Typical household income
PahrumpBoundaries changed
Nye County+28%
Nevada+30%
United States+29%
Change since 2015–2019: Pahrump and its comparisons
Measure
Pahrump
Nye County
Nevada
United States
Typical home value
Boundaries changed
+78%
+63%
+53%
Typical rent
Boundaries changed
+39%
+44%
+33%
Typical household income
Boundaries changed
+28%
+30%
+29%
Pahrump does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in Nye County the typical home value rose 78%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Pahrump and its comparisons
Measure
Pahrump
Nye County
Nevada
United States
Rental vacancy
8.2%
8.1%
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
2.0%
2.4%
4.4%
3.4%
People per household
2.43
2.40
2.62
2.53
Drive alone
73%
73%
71%
69%
Carpool
10%
10%
11%
9%
Public transit
Unreliable estimate
Unreliable estimate
2%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
12%
11%
12%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Nye County, the rental vacancy rate in Pahrump is 8.2%.
Much as in Nye County, 2.0% of households in Pahrump have more than one person per room.
By size, households in Pahrump look like those in Nye County: 2.43 people on average.
In Pahrump, 73% of workers drive alone to work; in Nye County, 73%.
Do the math
What would you pay each month for a home in Pahrump?
A typical home costs more than the typical income allows
We start with a typical home in Pahrump, worth $310,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 47% of the typical household income in Pahrump, which is $62,109 a year. For that payment to be 28% of income, a household would need to earn about $104,867 a year.
The calculator's FHA and conventional loan limits are those of all of Nye County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Pahrump. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,861 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,447
at 7.18% · 30 years
Loan amount
$304,679
Total interest
$438,362
Paid off in
November 2056
Includes $5,240 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,449 a month
Tight
$1,449 to $1,863 a month
Hard
more than $1,863 a month
Your payment · 47%
Compared with the typical household income in Pahrump ($62,109 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,064
Property tax
$116
Home insurance
$129
FHA mortgage insurance (MIP)
$137
You need at least $10,861 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,447; principal and interest $2,064.
The city and its county
Pahrump and Nye County
Pahrump is in Nye County, Nevada. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Pahrump
Map of Nye County, Nevada, with Pahrump marked. Around it, the neighboring counties.
Pahrump
Nye County
Other cities with a page
Pahrump's own numbers
Typical home value
$310,300
Typical monthly rent
$1,304
Typical yearly household income
$62,109
Households that own their home
79%
Effective property tax rate
0.45%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Nye County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,149
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
32%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Nye County.
A typical home in Pahrump is worth $310,300: 7% above the county and 29% below Nevada. With the typical household income in Pahrump ($62,109 a year), a typical home costs 5.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Pahrump5.0 years
Nye4.8 years
Nevada5.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Nye County
According to FHFA’s house price index, home prices in Nye County rose 122% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Nye County.
Yearly change in FHFA’s price index in Nye County, 2016 to 2025
2016: +3.6% +3.6% 2016
2017: +10.4% +10.4% 2017
2018: +11.8% +11.8% 2018
2019: +8.7% +8.7% 2019
2020: +4.6% +4.6% 2020
2021: +19.9% +19.9% 2021
2022: +18.3% +18.3% 2022
2023: −5.9% −5.9% 2023
2024: +14.5% +14.5% 2024
2025: +0.0% +0.0% 2025
Change in FHFA’s price index in Nye County, Nevada and the United States
Period
County
Nevada
U.S.
Last year (2025)
+0.0%
+2.2%
+2.9%
5 years (2020–2025)
+53%
+49%
+47%
10 years (2015–2025)
+122%
+121%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Pahrump next to Nye County, Nevada and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Pahrump$310,300
Nye$290,900
Nevada$435,400
United States$332,700
Typical monthly rent
Pahrump$1,304
Nye$1,181
Nevada$1,597
United States$1,413
Typical yearly household income
Pahrump$62,109
Nye$60,714
Nevada$78,260
United States$80,734
See the full table
Pahrump next to Nye County and Nevada
Measure
Pahrump
Nye County
Nevada
U.S.
Typical home value
$310,300 ▲7% above the county
$290,900
$435,400
$332,700
Typical monthly rent
$1,304 ▲10% above the county
$1,181
$1,597
$1,413
Typical yearly household income
$62,109 ▲2% above the county
$60,714
$78,260
$80,734
Households that own their home
79% ▲1 points above the county
78%
60%
65%
Typical yearly property tax
$1,383 ▲5% above the county
$1,316
$2,027
$3,119
Effective property tax rate
0.45%
0.45%
0.47%
0.94%
Renters with high rent for their income
56% ▲4 points above the county
51%
56%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Nye County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Pahrump
For a typical $310,300 home in Pahrump, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Pahrump's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,447a month
Least cash to close
Down payment
$10,861
Cash to close
$20,170
Rate
7.18%
Mortgage insurance
FHA MIP · $137
Conventional, 5% down$2,390a month
Down payment
$15,515
Cash to close
$24,824
Rate
7.18%
Mortgage insurance
PMI · $147
Conventional, 20% down, no PMI$1,927a month
Down payment
$62,060
Cash to close
$71,369
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,214a month
Down payment
$46,545
Cash to close
$55,854
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Pahrump
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,447
$10,861
$304,680
7.18%
FHA MIP · $137
$20,170
580
Conventional, 5% down
$2,390
$15,515
$294,785
7.18%
PMI · $147
$24,824
620*
Conventional, 20% down, no PMI
$1,927
$62,060
$248,240
7.18%
None
$71,369
620*
ITIN, 15% down (example)
$2,214
$46,545
$263,755
8.18%
None
$55,854
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Pahrump is $1,304 a month: 10% above the county. In Pahrump, 56% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Nye County, by unit size. To pay the 2-bedroom one ($1,149 a month) without spending more than 30% of your income, you would need to earn $22.10 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Nye County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$877
$16.87
$35,080
1 bedroom
$900
$17.31
$36,000
2 bedrooms
$1,149
$22.10
$45,960
3 bedrooms
$1,591
$30.60
$63,640
4 bedrooms
$1,920
$36.92
$76,800
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Pahrump
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Pahrump has 3 ZIP codes with their own.
For 2 bedrooms it runs from $1,230 in 89048 to $1,690 in 89061.
3 of the 3 are above the fair market rent for Nye County ($1,149).
2-bedroom fair market rent in each of the 3 ZIP codes of Pahrump, beside the one for Nye County. For 2 bedrooms it runs from $1,230 in 89048 to $1,690 in 89061. 3 of the 3 are above the fair market rent for Nye County ($1,149).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,149
Lowest: $1,230 (89048)Highest: $1,690 (89061)
Fair market rent by ZIP code and size in Pahrump, fiscal year 2027.
89048
$940
$990
$1,230
$1,700
$2,060
89060
$960
$1,250
$1,370
$1,750
$2,290
89061
$1,290
$1,340
$1,690
$2,340
$2,820
ZIP code2 bd3 bd
89048 $1,230$1,700
89060 $1,370$1,750
89061 $1,690$2,340
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Pahrump when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 4 buildings with rents for lower incomes in Pahrump. These are the largest.
Palm Terrace Senior Village421 Margaret St, Pahrump 8904864 homes, 63 low-income · 1 bd: 47 · 2 bd: 17 · In service since 2003 · For older adults
Courtyards2831 E Dandelion St, Pahrump 8904860 homes, 59 low-income · 2 bd: 20 · 4 bd: 10 · In service since 2003 · For families
Pahrump Valley Apts.2151 Pahrump Valley Blvd, Pahrump 8904833 homes, 32 low-income · 1 bd: 32 · In service since 1996 · For older adults, people with disabilities
Homestead4451 N Blagg Rd, Pahrump 8906020 low-income homes · Studio: 1 · 1 bd: 30 · 3 bd: 1 · In service since 2001 · For older adults
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Nye County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Pahrump or Nye County. The ones below are statewide in Nevada: they work in Pahrump the same as in the rest of the state.
Nevada Housing Division program: up to 5% of the loan for the down payment or closing costs, with no first-time buyer requirement.Offered by Nevada Housing Division.
Nevada Housing Division program for first-time buyers: a 30-year mortgage with interest-free help for the down payment and closing costs of up to 4% of the loan, which is not forgiven.Offered by Nevada Housing Division.
$7,500 from the Nevada Housing Division for public school teachers, for the down payment and closing costs; forgiven after five years if you still live in the home.Offered by Nevada Housing Division.
No legal help resource on our list is for Pahrump or Nye County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Pahrump and all of Nye County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Pahrump?
The typical home value in Pahrump is $310,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Nye County it is $290,900.
How much does it cost to rent in Pahrump?
Typical rent in Pahrump is $1,304 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Nye County is $1,149.
What is the FHA loan limit in Pahrump?
Pahrump uses the FHA limit for all of Nye County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Pahrump?
The typical homeowner in Pahrump pays $1,383 a year, according to the U.S. Census Bureau. That is 0.45% of the home’s value; in Nye County, the rate is 0.45%.
Where can I find free help to buy or rent in Pahrump?
We found no HUD-approved counseling agencies with an office in Nye County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
