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City · 278,595 residents · Clark County, Nevada

North Las Vegas , Nevada

In North Las Vegas, a typical home is worth $404,400 and typical rent is $1,705 a month. Compared with all of Clark County, the typical home value is 6% lower and the share of households that own their home is 6 points higher.

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  • Typical home value

    $404,400

    6% below the county

    7% below Nevada

    • North Las Vegas
    • Clark
    • Nevada

  • Typical rent

    $1,705a month

    5% above the county

    7% above Nevada

    • North Las Vegas
    • Clark
    • Nevada

  • Typical household income

    $79,542a year

    4% above the county

    About the same as Nevada

    • North Las Vegas
    • Clark
    • Nevada

  • Households that own their home

    64%

    6 points above the county

    4 points above Nevada

    • North Las Vegas
    • Clark
    • Nevada

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$401,760
1.4% less than 12 months ago
Typical rent
$1,866 a month
about the same as 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

North Las Vegas is in Clark County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Clark County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets North Las Vegas apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Winchester, the typical rent is $1,220: 28% less than in North Las Vegas ($1,705).

  2. Nearby, in Winchester, the typical home value is $302,800: 25% less than in North Las Vegas ($404,400).

  3. 64% of households in North Las Vegas own their home, against 58% in Clark County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in North Las Vegas

What homes there are in North Las Vegas, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 75% of homes here, against 60% in Clark County.

Year built

Homes in North Las Vegas are newer: the typical year built is 2003; in Clark County, 1998.

There is more room for a big family here: 76% of homes have 3 bedrooms or more, against 61% in Clark County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 85% of owner-occupied homes in North Las Vegas are worth less than the FHA loan limit for Clark County ($541,287).

Monthly rent with utilities

About 49% of rented homes in North Las Vegas cost less than HUD's 2-bedroom fair market rent for Clark County ($1,686); the rest cost more.

With a mortgage

$1,847 a month

Clark County: $1,928 a month

Without a mortgage

$510 a month

Clark County: $561 a month

Owners with a mortgage

76%

Clark County: 68%

The typical cost for an owner with a mortgage in North Las Vegas is $1,847 a month, near the figure in Clark County ($1,928).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in North Las Vegas rose 73%; in Clark County, it rose 64%.

Much as in Clark County, the typical rent in North Las Vegas rose 41% since 2015–2019.

Housing prices ran ahead of income in North Las Vegas: typical income rose 33%, against +73% for home values and +41% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNorth Las VegasClark CountyNevadaUnited States
Rental vacancy 6.1%7.1%6.8%5.5%
Homeowner vacancy Unreliable estimate1.1%1.1%0.9%
More than one person per room 5.3%4.7%4.4%3.4%
People per household 3.122.682.622.53
Drive alone 74%71%71%69%
Carpool 12%11%11%9%
Public transit 2%2%2%3%
Walk or bike 1%2%2%3%
Work from home 8%12%12%15%
Other means 3%3%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

In North Las Vegas, the rental vacancy rate is 6.1%, about the same as in Clark County.

In North Las Vegas, 5.3% of households live with more than one person per room, about the same as in Clark County.

More people live in each home here: 3.12 on average, against 2.68 in Clark County.

In North Las Vegas, 74% of workers drive alone to work; in Clark County, 71%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in North Las Vegas?

A typical home costs more than the typical income allows

We start with a typical home in North Las Vegas, worth $404,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 48% of the typical household income in North Las Vegas, which is $79,542 a year. For that payment to be 28% of income, a household would need to earn about $136,813 a year.

The calculator's FHA and conventional loan limits are those of all of Clark County.

Your numbers

Local data
$

Starts at the typical home value in North Las Vegas. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,154 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,192

at 7.18% · 30 years

Loan amount
$397,075
Total interest
$571,298
Paid off in
November 2056

Includes $6,829 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,856 a month

  • Tight

    $1,856 to $2,386 a month

  • Hard

    more than $2,386 a month

    Your payment · 48%

Compared with the typical household income in North Las Vegas ($79,542 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,192
Principal & interest$2,690
Property tax$155
Home insurance$169
FHA mortgage insurance (MIP)$179

You need at least $14,154 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

North Las Vegas and Clark County

North Las Vegas is in Clark County, Nevada. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

North Las Vegas's own numbers

Typical home value
$404,400
Typical monthly rent
$1,705
Typical yearly household income
$79,542
Households that own their home
64%
Effective property tax rate
0.46%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Clark County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,686
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
0.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clark County.

Everything about Clark County

Buying

Buying a home in North Las Vegas

A typical home in North Las Vegas is worth $404,400: 6% below the county and 7% below Nevada. With the typical household income in North Las Vegas ($79,542 a year), a typical home costs 5.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • North Las Vegas 5.1 years
  • Clark 5.6 years
  • Nevada 5.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Clark County

According to FHFA’s house price index, home prices in Clark County rose 131% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Clark County.

Period County Nevada U.S.
Last year (2025) +1.6% +2.2% +2.9%
5 years (2020–2025) +53% +49% +47%
10 years (2015–2025) +131% +121% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

North Las Vegas next to Clark County, Nevada and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • North Las Vegas $404,400
  • Clark $431,000
  • Nevada $435,400
  • United States $332,700
Typical monthly rent
  • North Las Vegas $1,705
  • Clark $1,626
  • Nevada $1,597
  • United States $1,413
Typical yearly household income
  • North Las Vegas $79,542
  • Clark $76,472
  • Nevada $78,260
  • United States $80,734
See the full table
North Las Vegas next to Clark County and Nevada
Measure North Las Vegas Clark County Nevada U.S.
Typical home value $404,400 $431,000 $435,400 $332,700
Typical monthly rent $1,705 $1,626 $1,597 $1,413
Typical yearly household income $79,542 $76,472 $78,260 $80,734
Households that own their home 64% 58% 60% 65%
Typical yearly property tax $1,854 $2,057 $2,027 $3,119
Effective property tax rate 0.46% 0.48% 0.47% 0.94%
Renters with high rent for their income 57% 58% 56% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clark County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in North Las Vegas

For a typical $404,400 home in North Las Vegas, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, North Las Vegas's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,192a month

    Least cash to close
    Down payment
    $14,154
    Cash to close
    $26,286
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $179

  • Conventional, 5% down $3,118a month

    Down payment
    $20,220
    Cash to close
    $32,352
    Rate
    7.18%
    Mortgage insurance
    PMI · $192

  • Conventional, 20% down, no PMI $2,515a month

    Down payment
    $80,880
    Cash to close
    $93,012
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,889a month

    Down payment
    $60,660
    Cash to close
    $72,792
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for North Las Vegas and for Clark County.

Property tax

Effective rate in North Las Vegas

0.46%of the home’s value each year

$1,854 a year for the typical owner in North Las Vegas.

  • North Las Vegas 0.46%
  • Clark 0.48%
  • Nevada 0.47%

What Nevada publishes 3 percent cap on the yearly tax increase for your primary residence (Nevada Legislature (Nevada Revised Statutes))

Exemptions and deadlines in Nevada

Flood risk in Clark County

FEMA does not publish these numbers by city: they are for all of Clark County.

Homes in the high-risk zone
0.1%
964
Of those, with NFIP insurance
30%
County Nevada U.S.
Homes in the high-risk zone 0.1% 2% 3.5%
Of those, with NFIP insurance 30% 30% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in North Las Vegas

Typical rent in North Las Vegas is $1,705 a month: 5% above the county. In North Las Vegas, 57% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Clark County, by unit size. To pay the 2-bedroom one ($1,686 a month) without spending more than 30% of your income, you would need to earn $32.42 an hour working full time.

HUD fair market rent for all of Clark County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,310 $25.19 $52,400
1 bedroom $1,435 $27.60 $57,400
2 bedrooms $1,686 $32.42 $67,440
3 bedrooms $2,317 $44.56 $92,680
4 bedrooms $2,652 $51.00 $106,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in North Las Vegas

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). North Las Vegas has 7 ZIP codes with their own.

For 2 bedrooms it runs from $1,570 in 89030 to $2,530 in 89085.

6 of the 7 are above the fair market rent for Clark County ($1,686).

  • 89030 $1,570$2,180
  • 89031 $1,720$2,360
  • 89032 $1,800$2,470
  • 89081 $2,030$2,790
  • 89084 $2,030$2,790
  • 89085 $2,530$3,480
  • 89086 $1,820$2,500

A ZIP code counts for North Las Vegas when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in North Las Vegas

HUD lists 20 buildings with rents for lower incomes in North Las Vegas. These are the largest.

  • Glenbrook Terrace 6551 McCarran St, North Las Vegas 89086 272 low-income homes · 1 bd: 48 · 2 bd: 112 · 3 bd: 112 · In service since 2005 · For families
  • Rosemont Casa del Norte 2125 Las Vegas Blvd N, North Las Vegas 89030 252 low-income homes · 1 bd: 64 · 2 bd: 84 · 3 bd: 104 · In service since 1998
  • Saratoga Palms North Apts II 2225 Las Vegas Blvd N, North Las Vegas 89030 252 low-income homes · 1 bd: 64 · 2 bd: 84 · 3 bd: 104 · In service since 1998
  • Whispering Palms 2655 W Lake Mead Blvd, North Las Vegas 89032 208 low-income homes · 1 bd: 104 · 2 bd: 104 · In service since 2001 · For older adults
  • Cheyenne Crossing 2630 E Cheyenne Ave, North Las Vegas 89030 176 low-income homes · 1 bd: 40 · 2 bd: 88 · In service since 2007 · For families

See all 203 buildings in Clark County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in North Las Vegas

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in Clark County; 7 say they serve in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in North Las Vegas

1 program is for North Las Vegas or Clark County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in Nevada: they work in North Las Vegas the same as in the rest of the state.

Which programs do I qualify for? All programs in Nevada

Housing counselors near North Las Vegas

The HUD-approved agencies closest to the center of North Las Vegas, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Neighborhood Housing Services of Southern Nevada

    1849 Civic Center Dr, North Las Vegas · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (702) 649-0998

  • Nevada Partners, Inc.

    690 W Lake Mead Blvd, North Las Vegas · 7 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (702) 844-8000

  • Chicanos Por La Causa Inc.

    555 N Maryland Pkwy, Las Vegas · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (702) 207-1614

Every agency in Clark County All counseling agencies in Nevada

Help in Spanish near North Las Vegas

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of North Las Vegas

In HUD’s record, no housing authority with an office in Clark County is named for North Las Vegas or Clark County.

One other authority has an office in Clark County: see the list Source: HUD

Cities

Other cities in Clark County

These cities are also in Clark County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Clark County Housing in Nevada
See 2 more cities in Clark County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to North Las Vegas, with the typical home value.

Neighboring counties

If Clark County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in North Las Vegas.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about North Las Vegas

Short answers with the numbers for North Las Vegas and all of Clark County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in North Las Vegas?

The typical home value in North Las Vegas is $404,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clark County it is $431,000.

How much does it cost to rent in North Las Vegas?

Typical rent in North Las Vegas is $1,705 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clark County is $1,686.

What is the FHA loan limit in North Las Vegas?

North Las Vegas uses the FHA limit for all of Clark County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in North Las Vegas?

The typical homeowner in North Las Vegas pays $1,854 a year, according to the U.S. Census Bureau. That is 0.46% of the home’s value; in Clark County, the rate is 0.48%.

Where can I find free help to buy or rent in North Las Vegas?

There are 8 HUD-approved counseling agencies with an office in Clark County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).