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City · 15,266 residents · Hillsborough County, Florida

Wimauma , Florida

In Wimauma, a typical home is worth $379,000 and typical rent is $1,384 a month. Compared with all of Hillsborough County, typical rent is 17% lower, typical household income is 14% lower, and the share of households that own their home is 24 points higher.

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  • Typical home value

    $379,000

    2% above the county

    6% above Florida

    • Wimauma
    • Hillsborough
    • Florida

  • Typical rent

    $1,384a month

    17% below the county

    17% below Florida

    • Wimauma
    • Hillsborough
    • Florida

  • Typical household income

    $68,274a year

    14% below the county

    8% below Florida

    • Wimauma
    • Hillsborough
    • Florida

  • Households that own their home

    85%

    24 points above the county

    18 points above Florida

    • Wimauma
    • Hillsborough
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$344,049
4.2% less than 12 months ago
Typical rent
$2,297 a month
1.6% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Wimauma is in Hillsborough County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hillsborough County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Wimauma apart

What this place has that others do not, from public data, most unusual first.

  1. 85% of households in Wimauma own their home, against 61% in Hillsborough County.

  2. According to Zillow, in the 12 months to September 2026 the typical home value in Wimauma fell 4.2%; in Florida, it fell 0.9%.

  3. Nearby, in Sun City Center, the typical home value is $317,000: 16% less than in Wimauma ($379,000).

  4. The typical rent in Wimauma is $1,384 a month, 17% less than in Hillsborough County as a whole ($1,667).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Wimauma

What homes there are in Wimauma, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Wimauma, 9 in 10 homes are single-family detached houses; in Hillsborough County, 6.

Year built

Homes in Wimauma are newer: the typical year built is 2016; in Hillsborough County, 1991.

There is more room for a big family here: 82% of homes have 3 bedrooms or more, against 60% in Hillsborough County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,191 a month

Hillsborough County: $2,003 a month

Owners with a mortgage

72%

Hillsborough County: 64%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Wimauma rose 138%; in Hillsborough County, it rose 72%.

Since 2015–2019, the typical rent in Wimauma rose 63%, more than in Hillsborough County (46%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWimaumaHillsborough CountyFloridaUnited States
Rental vacancy Unreliable estimate6.4%7.6%5.5%
Homeowner vacancy Unreliable estimate1.1%1.4%0.9%
More than one person per room Unreliable estimate3.1%3.3%3.4%
People per household 3.622.562.512.53
Drive alone 66%67%70%69%
Carpool Unreliable estimate9%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 20%21%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 3.62 on average, against 2.56 in Hillsborough County.

In Wimauma, 66% of workers drive alone to work; in Hillsborough County, 67%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Wimauma?

A typical home costs more than the typical income allows

We start with a typical home in Wimauma, worth $379,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 50% of the typical household income in Wimauma, which is $68,274 a year. For that payment to be 28% of income, a household would need to earn about $121,994 a year.

The calculator's FHA and conventional loan limits are those of all of Hillsborough County.

Your numbers

Local data
$

Starts at the typical home value in Wimauma. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,265 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,102

at 7.18% · 30 years

Loan amount
$372,135
Total interest
$535,415
Paid off in
November 2056

Includes $6,400 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,593 a month

  • Tight

    $1,593 to $2,048 a month

  • Hard

    more than $2,048 a month

    Your payment · 55%

Compared with the typical household income in Wimauma ($68,274 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,102
Principal & interest$2,521
Property tax$256
Home insurance$158
FHA mortgage insurance (MIP)$168

You need at least $13,265 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Wimauma and Hillsborough County

Wimauma is in Hillsborough County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Wimauma's own numbers

Typical home value
$379,000
Typical monthly rent
$1,384
Typical yearly household income
$68,274
Households that own their home
85%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Hillsborough County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,917
Price change over 5 years (FHFA)
+63%
Homes in a high flood-risk zone
13%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hillsborough County.

Everything about Hillsborough County

Buying

Buying a home in Wimauma

A typical home in Wimauma is worth $379,000: 2% above the county and 6% above Florida. With the typical household income in Wimauma ($68,274 a year), a typical home costs 5.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Wimauma 5.6 years
  • Hillsborough 4.7 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Hillsborough County

According to FHFA’s house price index, home prices in Hillsborough County rose 140% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Hillsborough County.

Period County Florida U.S.
Last year (2025) +1.7% −0.5% +2.9%
5 years (2020–2025) +63% +60% +47%
10 years (2015–2025) +140% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Wimauma next to Hillsborough County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Wimauma $379,000
  • Hillsborough $371,500
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Wimauma $1,384
  • Hillsborough $1,667
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Wimauma $68,274
  • Hillsborough $79,540
  • Florida $74,568
  • United States $80,734
See the full table
Wimauma next to Hillsborough County and Florida
Measure Wimauma Hillsborough County Florida U.S.
Typical home value $379,000 $371,500 $359,000 $332,700
Typical monthly rent $1,384 $1,667 $1,669 $1,413
Typical yearly household income $68,274 $79,540 $74,568 $80,734
Households that own their home 85% 61% 68% 65%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hillsborough County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Wimauma

For a typical $379,000 home in Wimauma, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, an example home insurance and mortgage insurance when it applies. It leaves out property tax because the Census Bureau doesn't publish Wimauma's rate.

  • FHA, 3.5% down $2,847a month

    Least cash to close
    Down payment
    $13,265
    Cash to close
    $24,635
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $168

  • Conventional, 5% down $2,777a month

    Down payment
    $18,950
    Cash to close
    $30,320
    Rate
    7.18%
    Mortgage insurance
    PMI · $180

  • Conventional, 20% down, no PMI $2,212a month

    Down payment
    $75,800
    Cash to close
    $87,170
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,562a month

    Down payment
    $56,850
    Cash to close
    $68,220
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Wimauma and for Hillsborough County.

Flood risk in Hillsborough County

FEMA does not publish these numbers by city: they are for all of Hillsborough County.

Homes in the high-risk zone
13%
56,828
Of those, with NFIP insurance
61%
County Florida U.S.
Homes in the high-risk zone 13% 13% 3.5%
Of those, with NFIP insurance 61% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Wimauma

Typical rent in Wimauma is $1,384 a month: 17% below the county.

HUD publishes a fair market rent for all of Hillsborough County, by unit size. To pay the 2-bedroom one ($1,917 a month) without spending more than 30% of your income, you would need to earn $36.87 an hour working full time.

HUD fair market rent for all of Hillsborough County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,597 $30.71 $63,880
1 bedroom $1,648 $31.69 $65,920
2 bedrooms $1,917 $36.87 $76,680
3 bedrooms $2,448 $47.08 $97,920
4 bedrooms $2,977 $57.25 $119,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Wimauma

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Wimauma is in ZIP code 33598.

For 2 bedrooms it is $1,660: $257 less than the fair market rent for Hillsborough County ($1,917).

  • 33598 $1,660$2,120

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Wimauma when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Wimauma

HUD lists 3 buildings with rents for lower incomes in Wimauma. These are the largest.

  • Groves at Wimauma 5411 Palm Dunes Ct, Wimauma 33598 108 low-income homes · 1 bd: 16 · 2 bd: 44 · 3 bd: 32 · 4 bd: 16 · In service since 2003
  • La Estancia 5201 Guadalupe Blvd, Wimauma 33598 84 low-income homes · 4 bd: 84 · In service since 1997
  • Newmauma Homes Phase I 5701 Bassa St, Wimauma 33598 42 low-income homes · For families (813) 634-2553

See all 140 buildings in Hillsborough County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Wimauma

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 8 HUD-approved agencies with an office in Hillsborough County; 7 say they serve in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Wimauma

1 program is for Wimauma or Hillsborough County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in Florida: they work in Wimauma the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Wimauma

The HUD-approved agencies closest to the center of Wimauma, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Florida Home Partnership Inc

    201 14th Ave SE, Ruskin · 8 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (813) 672-7860

  • Florida Home Partnership Inc

    201 14th Ave SE, Ruskin · 8 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (813) 672-7860

  • Real Estate Education and Community Housing, Inc.

    4006 S. MacDill Avenue, Tampa · 19 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (561) 491-1670

Every agency in Hillsborough County All counseling agencies in Florida

Help in Spanish near Wimauma

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Wimauma

In HUD’s record, no housing authority with an office in Hillsborough County is named for Wimauma or Hillsborough County.

2 other authorities have an office in Hillsborough County: see the list Source: HUD

Cities

Other cities in Hillsborough County

These cities are also in Hillsborough County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Hillsborough County Housing in Florida
See 19 more cities in Hillsborough County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Wimauma, with the typical home value.

Neighboring counties

If Hillsborough County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Wimauma.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about Wimauma

Short answers with the numbers for Wimauma and all of Hillsborough County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Wimauma?

The typical home value in Wimauma is $379,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hillsborough County it is $371,500.

How much does it cost to rent in Wimauma?

Typical rent in Wimauma is $1,384 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hillsborough County is $1,917.

What is the FHA loan limit in Wimauma?

Wimauma uses the FHA limit for all of Hillsborough County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

Where can I find free help to buy or rent in Wimauma?

There are 8 HUD-approved counseling agencies with an office in Hillsborough County. 7 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).