In West Samoset, a typical home is worth $212,800 and typical rent is $1,407 a month. Compared with all of Manatee County, the typical home value is 46% lower, typical household income is 31% lower, and the share of households that own their home is 30 points lower.
West Samoset is in Manatee County. The FHA loan limit ($547,400 for a one-unit home), the fair market rents and the help on this page are those of all of Manatee County. See the county
What this place has that others do not, from public data, most unusual first.
1
45% of households in West Samoset own their home, against 74% in Manatee County.
2
The typical home in West Samoset is worth $212,800,46% less than in Manatee County as a whole ($391,400).
3
The typical household income in West Samoset is $54,352,31% less than in Manatee County as a whole ($78,457).
4
Nearby, in South Bradenton, the typical home value is $167,200: 21% less than in West Samoset ($212,800).
5
The typical rent in West Samoset is $1,407 a month, 16% less than in Manatee County as a whole ($1,671).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in West Samoset
What homes there are in West Samoset, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
West Samoset
Manatee County
Florida
United States
Kind of home: West Samoset and its comparisons
Measure
West Samoset
Manatee County
Florida
United States
Detached house
44%
54%
55%
61%
Attached house
Unreliable estimate
7%
7%
6%
Building of 2 to 4
12%
6%
6%
8%
Apartments (5 or more)
Unreliable estimate
19%
25%
19%
Mobile home
14%
14%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
No kind of home is the majority in West Samoset; the largest group, detached houses, adds up to 44%, less than in Manatee County (54%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
West Samoset
Manatee County
Florida
United States
Year built: West Samoset and its comparisons
Measure
West Samoset
Manatee County
Florida
United States
Before 1960
26%
8%
10%
26%
1960–1979
40%
25%
24%
24%
1980–1999
Unreliable estimate
28%
34%
25%
2000–2009
Unreliable estimate
17%
18%
14%
2010 or later
Unreliable estimate
22%
14%
11%
The typical home in West Samoset was built in 1972, 19 years before the typical one in Manatee County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: West Samoset and its comparisons
Measure
West Samoset
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49952%
$1,500–$1,99923%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: West Samoset and its comparisons
Measure
West Samoset
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
52%
$1,500–$1,999
23%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,600 a month
Manatee County: $2,079 a month
Without a mortgage
$703 a month
Manatee County: $706 a month
Owners with a mortgage
60%
Manatee County: 51%
The typical cost for an owner with a mortgage in West Samoset is $1,600 a month, less than in Manatee County ($2,079); without one, $703.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
West Samoset+140%
Manatee County+64%
Florida+67%
United States+53%
Typical rent
West Samoset+49%
Manatee County+46%
Florida+42%
United States+33%
Typical household income
West Samoset+68%
Manatee County+33%
Florida+34%
United States+29%
Change since 2015–2019: West Samoset and its comparisons
Measure
West Samoset
Manatee County
Florida
United States
Typical home value
+140%
+64%
+67%
+53%
Typical rent
+49%
+46%
+42%
+33%
Typical household income
+68%
+33%
+34%
+29%
The typical home value in West Samoset rose 140% since 2015–2019, more than in Manatee County (64%).
Much as in Manatee County, the typical rent in West Samoset rose 49% since 2015–2019.
To compare: typical income in West Samoset rose 68%; the home, +140%; the rent, +49%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: West Samoset and its comparisons
Measure
West Samoset
Manatee County
Florida
United States
Rental vacancy
Unreliable estimate
14.1%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
2.0%
1.4%
0.9%
More than one person per room
23.8%
2.5%
3.3%
3.4%
People per household
3.36
2.40
2.51
2.53
Drive alone
66%
70%
70%
69%
Carpool
20%
10%
9%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
16%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
More households are short on space in West Samoset: 23.8% have more than one person per room; in Manatee County, 2.5%.
Households in West Samoset are bigger: 3.36 people on average; in Manatee County, 2.40.
More people carpool to work in West Samoset than in Manatee County: 20% against 10%.
Do the math
What would you pay each month for a home in West Samoset?
A typical home is tight for the typical income
We start with a typical home in West Samoset, worth $212,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in West Samoset, which is $54,352 a year. For that payment to be 28% of income, a household would need to earn about $68,497 a year.
The calculator's FHA and conventional loan limits are those of all of Manatee County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in West Samoset. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,448 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,737
at 7.18% · 30 years
Loan amount
$208,946
Total interest
$300,624
Paid off in
November 2056
Includes $3,594 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,268 a month
Tight
$1,268 to $1,631 a month
Hard
more than $1,631 a month
Your payment · 38%
Compared with the typical household income in West Samoset ($54,352 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,415
Property tax
$138
Home insurance
$89
FHA mortgage insurance (MIP)
$94
You need at least $7,448 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,737; principal and interest $1,415.
The city and its county
West Samoset and Manatee County
West Samoset is in Manatee County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
West Samoset
Map of Manatee County, Florida, with West Samoset marked. Around it, the neighboring counties.
West Samoset
Manatee County
Other cities with a page
West Samoset's own numbers
Typical home value
$212,800
Typical monthly rent
$1,407
Typical yearly household income
$54,352
Households that own their home
45%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Manatee County
FHA limit, one-unit home
$547,400
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,188
Price change over 5 years (FHFA)
+66%
Homes in a high flood-risk zone
23%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Manatee County.
A typical home in West Samoset is worth $212,800: 46% below the county and 41% below Florida. With the typical household income in West Samoset ($54,352 a year), a typical home costs 3.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
West Samoset3.9 years
Manatee5.0 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Manatee County
According to FHFA’s house price index, home prices in Manatee County rose 130% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Manatee County.
Yearly change in FHFA’s price index in Manatee County, 2016 to 2025
2016: +9.8% +9.8% 2016
2017: +8.4% +8.4% 2017
2018: +6.7% +6.7% 2018
2019: +4.1% +4.1% 2019
2020: +5.2% +5.2% 2020
2021: +18.1% +18.1% 2021
2022: +28.2% +28.2% 2022
2023: +8.7% +8.7% 2023
2024: +3.7% +3.7% 2024
2025: −3.0% −3.0% 2025
Change in FHFA’s price index in Manatee County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−3.0%
−0.5%
+2.9%
5 years (2020–2025)
+66%
+60%
+47%
10 years (2015–2025)
+130%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
West Samoset next to Manatee County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
West Samoset$212,800
Manatee$391,400
Florida$359,000
United States$332,700
Typical monthly rent
West Samoset$1,407
Manatee$1,671
Florida$1,669
United States$1,413
Typical yearly household income
West Samoset$54,352
Manatee$78,457
Florida$74,568
United States$80,734
See the full table
West Samoset next to Manatee County and Florida
Measure
West Samoset
Manatee County
Florida
U.S.
Typical home value
$212,800 ▼46% below the county
$391,400
$359,000
$332,700
Typical monthly rent
$1,407 ▼16% below the county
$1,671
$1,669
$1,413
Typical yearly household income
$54,352 ▼31% below the county
$78,457
$74,568
$80,734
Households that own their home
45% ▼30 points below the county
74%
68%
65%
Typical yearly property tax
$1,415 ▼54% below the county
$3,047
$2,730
$3,119
Renters with high rent for their income
52% ▼9 points below the county
61%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Manatee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in West Samoset
For a typical $212,800 home in West Samoset, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, an example home insurance and mortgage insurance when it applies. It leaves out property tax because the Census Bureau doesn't publish West Samoset's rate.
FHA, 3.5% down$1,598a month
Least cash to close
Down payment
$7,448
Cash to close
$13,832
Rate
7.18%
Mortgage insurance
FHA MIP · $94
Conventional, 5% down$1,559a month
Down payment
$10,640
Cash to close
$17,024
Rate
7.18%
Mortgage insurance
PMI · $101
Conventional, 20% down, no PMI$1,242a month
Down payment
$42,560
Cash to close
$48,944
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,439a month
Down payment
$31,920
Cash to close
$38,304
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in West Samoset
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,598
$7,448
$208,946
7.18%
FHA MIP · $94
$13,832
580
Conventional, 5% down
$1,559
$10,640
$202,160
7.18%
PMI · $101
$17,024
620*
Conventional, 20% down, no PMI
$1,242
$42,560
$170,240
7.18%
None
$48,944
620*
ITIN, 15% down (example)
$1,439
$31,920
$180,880
8.18%
None
$38,304
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in West Samoset is $1,407 a month: 16% below the county. In West Samoset, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Manatee County, by unit size. To pay the 2-bedroom one ($2,188 a month) without spending more than 30% of your income, you would need to earn $42.08 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Manatee County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,749
$33.63
$69,960
1 bedroom
$1,876
$36.08
$75,040
2 bedrooms
$2,188
$42.08
$87,520
3 bedrooms
$2,775
$53.37
$111,000
4 bedrooms
$3,309
$63.63
$132,360
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in West Samoset
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). West Samoset is in ZIP code 34208.
For 2 bedrooms it is $1,910: $278 less than the fair market rent for Manatee County ($2,188).
Fair market rent by ZIP code and size in West Samoset, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
34208
$1,530
$1,640
$1,910
$2,420
$2,890
ZIP code2 bd3 bd
34208 $1,910$2,420
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for West Samoset when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Manatee County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for West Samoset or Manatee County. The ones below are statewide in Florida: they work in West Samoset the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
The HUD-approved agencies closest to the center of West Samoset, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
SU
Step Up Suncoast, Inc. F/K/A Manatee Community Action Agency, Inc.
6428 Parkland Dr, Sarasota · 3 miles away · Spanish
No legal help resource on our list is for West Samoset or Manatee County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for West Samoset and all of Manatee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in West Samoset?
The typical home value in West Samoset is $212,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Manatee County it is $391,400.
How much does it cost to rent in West Samoset?
Typical rent in West Samoset is $1,407 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Manatee County is $2,188.
What is the FHA loan limit in West Samoset?
West Samoset uses the FHA limit for all of Manatee County (2026): $547,400 for a one-unit home and $1,052,700 for a four-unit home.
How much property tax do owners pay in West Samoset?
The typical homeowner in West Samoset pays $1,415 a year, according to the U.S. Census Bureau. That is Data not available for this place of the home’s value; in Manatee County, the rate is 0.78%.
Where can I find free help to buy or rent in West Samoset?
There are 2 HUD-approved counseling agencies with an office in Manatee County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
