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City · 5,492 residents · Sarasota County, Florida

The Meadows , Florida

In The Meadows, a typical home is worth $382,400 and typical rent is $1,740 a month. Compared with all of Sarasota County, typical household income is 16% lower and the typical home value is 7% lower.

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  • Typical home value

    $382,400

    7% below the county

    7% above Florida

    • The Meadows
    • Sarasota
    • Florida

  • Typical rent

    $1,740a month

    4% below the county

    4% above Florida

    • The Meadows
    • Sarasota
    • Florida

  • Typical household income

    $69,774a year

    16% below the county

    6% below Florida

    • The Meadows
    • Sarasota
    • Florida

  • Households that own their home

    79%

    2 points above the county

    11 points above Florida

    • The Meadows
    • Sarasota
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

The Meadows is in Sarasota County. The FHA loan limit ($547,400 for a one-unit home), the fair market rents and the help on this page are those of all of Sarasota County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets The Meadows apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in The Meadows is $69,774, 16% less than in Sarasota County as a whole ($83,416).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in The Meadows

What homes there are in The Meadows, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes here are varied: attached houses (townhouses) are 36% of them, more than in Sarasota County (10%), and no kind reaches half.

Year built

The typical year built in The Meadows is 1986, about the same as in Sarasota County (1988).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,718 a month

Sarasota County: $1,976 a month

Without a mortgage

$925 a month

Sarasota County: $783 a month

Owners with a mortgage

46%

Sarasota County: 48%

Owning costs less in The Meadows: with a mortgage, the typical cost is $1,718 a month; in Sarasota County, $1,976. Without one, $925.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare The Meadows with 2015–2019 because its boundaries changed. In Sarasota County, over that time, the typical home value rose 64%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureThe MeadowsSarasota CountyFloridaUnited States
Rental vacancy Unreliable estimate6.1%7.6%5.5%
Homeowner vacancy Unreliable estimate1.0%1.4%0.9%
More than one person per room Unreliable estimate1.6%3.3%3.4%
People per household 1.632.132.512.53
Drive alone 62%72%70%69%
Carpool Unreliable estimate9%9%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate17%16%15%
Other means Unreliable estimate2%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 1.63 on average, against 2.13 in Sarasota County.

In The Meadows, 62% of workers drive alone to work; in Sarasota County, 72%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in The Meadows?

A typical home costs more than the typical income allows

We start with a typical home in The Meadows, worth $382,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 54% of the typical household income in The Meadows, which is $69,774 a year. For that payment to be 28% of income, a household would need to earn about $133,604 a year.

The calculator's FHA and conventional loan limits are those of all of Sarasota County.

Your numbers

Local data
$

Starts at the typical home value in The Meadows. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,384 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,117

at 7.18% · 30 years

Loan amount
$375,474
Total interest
$540,219
Paid off in
November 2056

Includes $6,458 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,628 a month

  • Tight

    $1,628 to $2,093 a month

  • Hard

    more than $2,093 a month

    Your payment · 54%

Compared with the typical household income in The Meadows ($69,774 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,117
Principal & interest$2,544
Property tax$245
Home insurance$159
FHA mortgage insurance (MIP)$169

You need at least $13,384 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

The Meadows and Sarasota County

The Meadows is in Sarasota County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

The Meadows's own numbers

Typical home value
$382,400
Typical monthly rent
$1,740
Typical yearly household income
$69,774
Households that own their home
79%
Effective property tax rate
0.77%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sarasota County

FHA limit, one-unit home
$547,400
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,188
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
20%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sarasota County.

Everything about Sarasota County

Buying

Buying a home in The Meadows

A typical home in The Meadows is worth $382,400: 7% below the county and 7% above Florida. With the typical household income in The Meadows ($69,774 a year), a typical home costs 5.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • The Meadows 5.5 years
  • Sarasota 4.9 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Sarasota County

According to FHFA’s house price index, home prices in Sarasota County rose 111% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Sarasota County.

Period County Florida U.S.
Last year (2025) −4.4% −0.5% +2.9%
5 years (2020–2025) +52% +60% +47%
10 years (2015–2025) +111% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

The Meadows next to Sarasota County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • The Meadows $382,400
  • Sarasota $411,800
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • The Meadows $1,740
  • Sarasota $1,818
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • The Meadows $69,774
  • Sarasota $83,416
  • Florida $74,568
  • United States $80,734
See the full table
The Meadows next to Sarasota County and Florida
Measure The Meadows Sarasota County Florida U.S.
Typical home value $382,400 $411,800 $359,000 $332,700
Typical monthly rent $1,740 $1,818 $1,669 $1,413
Typical yearly household income $69,774 $83,416 $74,568 $80,734
Households that own their home 79% 77% 68% 65%
Typical yearly property tax $2,938 $3,106 $2,730 $3,119
Effective property tax rate 0.77% 0.75% 0.76% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sarasota County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in The Meadows

For a typical $382,400 home in The Meadows, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, The Meadows's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,117a month

    Least cash to close
    Down payment
    $13,384
    Cash to close
    $24,856
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $169

  • Conventional, 5% down $3,047a month

    Down payment
    $19,120
    Cash to close
    $30,592
    Rate
    7.18%
    Mortgage insurance
    PMI · $182

  • Conventional, 20% down, no PMI $2,477a month

    Down payment
    $76,480
    Cash to close
    $87,952
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,831a month

    Down payment
    $57,360
    Cash to close
    $68,832
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for The Meadows and for Sarasota County.

Property tax

Effective rate in The Meadows

0.77%of the home’s value each year

$2,938 a year for the typical owner in The Meadows.

  • The Meadows 0.77%
  • Sarasota 0.75%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Sarasota County

FEMA does not publish these numbers by city: they are for all of Sarasota County.

Homes in the high-risk zone
20%
41,803
Of those, with NFIP insurance
42%
County Florida U.S.
Homes in the high-risk zone 20% 13% 3.5%
Of those, with NFIP insurance 42% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in The Meadows

Typical rent in The Meadows is $1,740 a month: 4% below the county.

HUD publishes a fair market rent for all of Sarasota County, by unit size. To pay the 2-bedroom one ($2,188 a month) without spending more than 30% of your income, you would need to earn $42.08 an hour working full time.

HUD fair market rent for all of Sarasota County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,749 $33.63 $69,960
1 bedroom $1,876 $36.08 $75,040
2 bedrooms $2,188 $42.08 $87,520
3 bedrooms $2,775 $53.37 $111,000
4 bedrooms $3,309 $63.63 $132,360

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in The Meadows

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). The Meadows is in ZIP code 34235.

For 2 bedrooms it is $2,280: $92 more than the fair market rent for Sarasota County ($2,188).

  • 34235 $2,280$2,890

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for The Meadows when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in The Meadows

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Sarasota County. The nearest ones are below; many serve by phone or online.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in The Meadows

No down payment, repair or rent-help program on our list is for The Meadows or Sarasota County. The ones below are statewide in Florida: they work in The Meadows the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near The Meadows

The HUD-approved agencies closest to the center of The Meadows, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Rooted Communities, Inc.

    8466 Lockwood Ridge Rd, Sarasota · 3 miles away

    • Budget and financial counseling
    • Pre-purchase counseling
    • and 1 more
    (941) 809-2231

  • Step Up Suncoast, Inc. F/K/A Manatee Community Action Agency, Inc.

    6428 Parkland Dr, Sarasota · 6 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (941) 827-0118

  • Florida Home Partnership Inc

    201 14th Ave SE, Ruskin · 24 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (813) 672-7860

All counseling agencies in Florida

Help in Spanish near The Meadows

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of The Meadows

In HUD’s record, no housing authority with an office in Sarasota County is named for The Meadows or Sarasota County.

2 other authorities have an office in Sarasota County: see the list Source: HUD

Cities

Other cities in Sarasota County

These cities are also in Sarasota County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Sarasota County Housing in Florida
See 4 more cities in Sarasota County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to The Meadows, with the typical home value.

Neighboring counties

If Sarasota County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in The Meadows.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about The Meadows

Short answers with the numbers for The Meadows and all of Sarasota County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in The Meadows?

The typical home value in The Meadows is $382,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sarasota County it is $411,800.

How much does it cost to rent in The Meadows?

Typical rent in The Meadows is $1,740 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sarasota County is $2,188.

What is the FHA loan limit in The Meadows?

The Meadows uses the FHA limit for all of Sarasota County (2026): $547,400 for a one-unit home and $1,052,700 for a four-unit home.

How much property tax do owners pay in The Meadows?

The typical homeowner in The Meadows pays $2,938 a year, according to the U.S. Census Bureau. That is 0.77% of the home’s value; in Sarasota County, the rate is 0.75%.

Where can I find free help to buy or rent in The Meadows?

We found no HUD-approved counseling agencies with an office in Sarasota County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).