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City · 17,484 residents · Sarasota County, Florida

South Venice , Florida

In South Venice, a typical home is worth $337,300 and typical rent is $1,852 a month. Compared with all of Sarasota County, the typical home value is 18% lower, typical household income is 8% lower, and the share of households that own their home is 7 points higher.

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  • Typical home value

    $337,300

    18% below the county

    6% below Florida

    • South Venice
    • Sarasota
    • Florida

  • Typical rent

    $1,852a month

    About the same as the county

    11% above Florida

    • South Venice
    • Sarasota
    • Florida

  • Typical household income

    $77,097a year

    8% below the county

    3% above Florida

    • South Venice
    • Sarasota
    • Florida

  • Households that own their home

    83%

    7 points above the county

    16 points above Florida

    • South Venice
    • Sarasota
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

South Venice is in Sarasota County. The FHA loan limit ($547,400 for a one-unit home), the fair market rents and the help on this page are those of all of Sarasota County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets South Venice apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Englewood, the typical rent is $1,242: 33% less than in South Venice ($1,852).

  2. The typical home in South Venice is worth $337,300, 18% less than in Sarasota County as a whole ($411,800).

  3. 83% of households in South Venice own their home, against 77% in Sarasota County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in South Venice

What homes there are in South Venice, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 92% of homes here, against 58% in Sarasota County.

Year built

Homes in South Venice are older: the typical year built is 1984; in Sarasota County, 1988.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 86% of owner-occupied homes in South Venice are worth less than the FHA loan limit for Sarasota County ($547,400).

Monthly rent with utilities

With a mortgage

$1,591 a month

Sarasota County: $1,976 a month

Without a mortgage

$458 a month

Sarasota County: $783 a month

Owners with a mortgage

56%

Sarasota County: 48%

Owning costs less in South Venice: with a mortgage, the typical cost is $1,591 a month; in Sarasota County, $1,976. Without one, $458.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

South Venice does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in Sarasota County the typical home value rose 64%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSouth VeniceSarasota CountyFloridaUnited States
Rental vacancy Unreliable estimate6.1%7.6%5.5%
Homeowner vacancy Unreliable estimate1.0%1.4%0.9%
More than one person per room Unreliable estimate1.6%3.3%3.4%
People per household 2.332.132.512.53
Drive alone 73%72%70%69%
Carpool 10%9%9%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate17%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in South Venice are bigger: 2.33 people on average; in Sarasota County, 2.13.

To get to work, 73% of workers in South Venice drive alone; in Sarasota County, 72%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in South Venice?

A typical home costs more than the typical income allows

We start with a typical home in South Venice, worth $337,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 42% of the typical household income in South Venice, which is $77,097 a year. For that payment to be 28% of income, a household would need to earn about $116,281 a year.

The calculator's FHA and conventional loan limits are those of all of Sarasota County.

Your numbers

Local data
$

Starts at the typical home value in South Venice. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,806 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,713

at 7.18% · 30 years

Loan amount
$331,190
Total interest
$476,505
Paid off in
November 2056

Includes $5,696 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,799 a month

  • Tight

    $1,799 to $2,313 a month

  • Hard

    more than $2,313 a month

    Your payment · 42%

Compared with the typical household income in South Venice ($77,097 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,713
Principal & interest$2,244
Property tax$180
Home insurance$141
FHA mortgage insurance (MIP)$149

You need at least $11,806 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

South Venice and Sarasota County

South Venice is in Sarasota County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

South Venice's own numbers

Typical home value
$337,300
Typical monthly rent
$1,852
Typical yearly household income
$77,097
Households that own their home
83%
Effective property tax rate
0.64%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sarasota County

FHA limit, one-unit home
$547,400
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,188
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
20%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sarasota County.

Everything about Sarasota County

Buying

Buying a home in South Venice

A typical home in South Venice is worth $337,300: 18% below the county and 6% below Florida. With the typical household income in South Venice ($77,097 a year), a typical home costs 4.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • South Venice 4.4 years
  • Sarasota 4.9 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Sarasota County

According to FHFA’s house price index, home prices in Sarasota County rose 111% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Sarasota County.

Period County Florida U.S.
Last year (2025) −4.4% −0.5% +2.9%
5 years (2020–2025) +52% +60% +47%
10 years (2015–2025) +111% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

South Venice next to Sarasota County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • South Venice $337,300
  • Sarasota $411,800
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • South Venice $1,852
  • Sarasota $1,818
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • South Venice $77,097
  • Sarasota $83,416
  • Florida $74,568
  • United States $80,734
See the full table
South Venice next to Sarasota County and Florida
Measure South Venice Sarasota County Florida U.S.
Typical home value $337,300 $411,800 $359,000 $332,700
Typical monthly rent $1,852 $1,818 $1,669 $1,413
Typical yearly household income $77,097 $83,416 $74,568 $80,734
Households that own their home 83% 77% 68% 65%
Typical yearly property tax $2,149 $3,106 $2,730 $3,119
Effective property tax rate 0.64% 0.75% 0.76% 0.94%
Renters with high rent for their income 52% 59% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sarasota County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in South Venice

For a typical $337,300 home in South Venice, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, South Venice's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,713a month

    Least cash to close
    Down payment
    $11,806
    Cash to close
    $21,925
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $149

  • Conventional, 5% down $2,651a month

    Down payment
    $16,865
    Cash to close
    $26,984
    Rate
    7.18%
    Mortgage insurance
    PMI · $160

  • Conventional, 20% down, no PMI $2,148a month

    Down payment
    $67,460
    Cash to close
    $77,579
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,460a month

    Down payment
    $50,595
    Cash to close
    $60,714
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for South Venice and for Sarasota County.

Property tax

Effective rate in South Venice

0.64%of the home’s value each year

$2,149 a year for the typical owner in South Venice.

  • South Venice 0.64%
  • Sarasota 0.75%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Sarasota County

FEMA does not publish these numbers by city: they are for all of Sarasota County.

Homes in the high-risk zone
20%
41,803
Of those, with NFIP insurance
42%
County Florida U.S.
Homes in the high-risk zone 20% 13% 3.5%
Of those, with NFIP insurance 42% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in South Venice

Typical rent in South Venice is $1,852 a month: about the same as the county. In South Venice, 52% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Sarasota County, by unit size. To pay the 2-bedroom one ($2,188 a month) without spending more than 30% of your income, you would need to earn $42.08 an hour working full time.

HUD fair market rent for all of Sarasota County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,749 $33.63 $69,960
1 bedroom $1,876 $36.08 $75,040
2 bedrooms $2,188 $42.08 $87,520
3 bedrooms $2,775 $53.37 $111,000
4 bedrooms $3,309 $63.63 $132,360

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in South Venice

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). South Venice is in ZIP code 34293.

For 2 bedrooms it is $2,440: $252 more than the fair market rent for Sarasota County ($2,188).

  • 34293 $2,440$3,090

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for South Venice when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in South Venice

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Sarasota County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in South Venice

No down payment, repair or rent-help program on our list is for South Venice or Sarasota County. The ones below are statewide in Florida: they work in South Venice the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near South Venice

The HUD-approved agencies closest to the center of South Venice, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Rooted Communities, Inc.

    8466 Lockwood Ridge Rd, Sarasota · 25 miles away

    • Budget and financial counseling
    • Pre-purchase counseling
    • and 1 more
    (941) 809-2231

  • Step Up Suncoast, Inc. F/K/A Manatee Community Action Agency, Inc.

    6428 Parkland Dr, Sarasota · 27 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (941) 827-0118

  • Lee County Housing Development Corporation

    3677 Central Ave Ste F, Fort Myers · 45 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (239) 275-5105

All counseling agencies in Florida

Help in Spanish near South Venice

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of South Venice

In HUD’s record, no housing authority with an office in Sarasota County is named for South Venice or Sarasota County.

2 other authorities have an office in Sarasota County: see the list Source: HUD

Cities

Other cities in Sarasota County

These cities are also in Sarasota County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Sarasota County Housing in Florida
See 4 more cities in Sarasota County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to South Venice, with the typical home value.

Neighboring counties

If Sarasota County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in South Venice.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about South Venice

Short answers with the numbers for South Venice and all of Sarasota County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in South Venice?

The typical home value in South Venice is $337,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sarasota County it is $411,800.

How much does it cost to rent in South Venice?

Typical rent in South Venice is $1,852 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sarasota County is $2,188.

What is the FHA loan limit in South Venice?

South Venice uses the FHA limit for all of Sarasota County (2026): $547,400 for a one-unit home and $1,052,700 for a four-unit home.

How much property tax do owners pay in South Venice?

The typical homeowner in South Venice pays $2,149 a year, according to the U.S. Census Bureau. That is 0.64% of the home’s value; in Sarasota County, the rate is 0.75%.

Where can I find free help to buy or rent in South Venice?

We found no HUD-approved counseling agencies with an office in Sarasota County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).