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City · 84,605 residents · Sarasota County, Florida

North Port , Florida

In North Port, a typical home is worth $362,500 and typical rent is $1,894 a month. Compared with all of Sarasota County, the typical home value is 12% lower.

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  • Typical home value

    $362,500

    12% below the county

    About the same as Florida

    • North Port
    • Sarasota
    • Florida

  • Typical rent

    $1,894a month

    4% above the county

    13% above Florida

    • North Port
    • Sarasota
    • Florida

  • Typical household income

    $84,049a year

    About the same as the county

    13% above Florida

    • North Port
    • Sarasota
    • Florida

  • Households that own their home

    81%

    4 points above the county

    13 points above Florida

    • North Port
    • Sarasota
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$303,227
2.5% less than 12 months ago
Typical rent
$1,937 a month
1.1% less than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

North Port is in Sarasota County. The FHA loan limit ($547,400 for a one-unit home), the fair market rents and the help on this page are those of all of Sarasota County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets North Port apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Rotonda, the typical rent is $1,155: 39% less than in North Port ($1,894).

  2. Nearby, in Port Charlotte, the typical home value is $269,900: 26% less than in North Port ($362,500).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in North Port

What homes there are in North Port, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in North Port: 81% of homes, more than in Sarasota County (58%).

Year built

Here half of the homes date from 2005 or later; in Sarasota County, from 1988 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Sarasota County is $547,400, and about 84% of owner-occupied homes in North Port are worth less than that.

Monthly rent with utilities

With a mortgage

$1,748 a month

Sarasota County: $1,976 a month

Without a mortgage

$664 a month

Sarasota County: $783 a month

Owners with a mortgage

63%

Sarasota County: 48%

Owning costs less in North Port: with a mortgage, the typical cost is $1,748 a month; in Sarasota County, $1,976. Without one, $664.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in North Port rose 92% since 2015–2019, more than in Sarasota County (64%).

The typical rent in North Port rose 54% over the same time; in Sarasota County, it rose 42%.

The typical household income in North Port rose 35%: less than home values (+92%) and rent (+54%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNorth PortSarasota CountyFloridaUnited States
Rental vacancy Unreliable estimate6.1%7.6%5.5%
Homeowner vacancy Unreliable estimate1.0%1.4%0.9%
More than one person per room 2.5%1.6%3.3%3.4%
People per household 2.452.132.512.53
Drive alone 75%72%70%69%
Carpool 11%9%9%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 12%17%16%15%
Other means 1%2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Sarasota County, 2.5% of households in North Port have more than one person per room.

More people live in each home here: 2.45 on average, against 2.13 in Sarasota County.

To get to work, 75% of workers in North Port drive alone; in Sarasota County, 72%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in North Port?

A typical home costs more than the typical income allows

We start with a typical home in North Port, worth $362,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in North Port, which is $84,049 a year. For that payment to be 28% of income, a household would need to earn about $128,205 a year.

The calculator's FHA and conventional loan limits are those of all of Sarasota County.

Your numbers

Local data
$

Starts at the typical home value in North Port. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,688 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,991

at 7.18% · 30 years

Loan amount
$355,934
Total interest
$512,105
Paid off in
November 2056

Includes $6,122 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,961 a month

  • Tight

    $1,961 to $2,521 a month

  • Hard

    more than $2,521 a month

    Your payment · 43%

Compared with the typical household income in North Port ($84,049 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,991
Principal & interest$2,411
Property tax$269
Home insurance$151
FHA mortgage insurance (MIP)$160

You need at least $12,688 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

North Port and Sarasota County

North Port is in Sarasota County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

North Port's own numbers

Typical home value
$362,500
Typical monthly rent
$1,894
Typical yearly household income
$84,049
Households that own their home
81%
Effective property tax rate
0.89%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sarasota County

FHA limit, one-unit home
$547,400
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,188
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
20%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sarasota County.

Everything about Sarasota County

Buying

Buying a home in North Port

A typical home in North Port is worth $362,500: 12% below the county and about the same as Florida. With the typical household income in North Port ($84,049 a year), a typical home costs 4.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • North Port 4.3 years
  • Sarasota 4.9 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Sarasota County

According to FHFA’s house price index, home prices in Sarasota County rose 111% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Sarasota County.

Period County Florida U.S.
Last year (2025) −4.4% −0.5% +2.9%
5 years (2020–2025) +52% +60% +47%
10 years (2015–2025) +111% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

North Port next to Sarasota County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • North Port $362,500
  • Sarasota $411,800
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • North Port $1,894
  • Sarasota $1,818
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • North Port $84,049
  • Sarasota $83,416
  • Florida $74,568
  • United States $80,734
See the full table
North Port next to Sarasota County and Florida
Measure North Port Sarasota County Florida U.S.
Typical home value $362,500 $411,800 $359,000 $332,700
Typical monthly rent $1,894 $1,818 $1,669 $1,413
Typical yearly household income $84,049 $83,416 $74,568 $80,734
Households that own their home 81% 77% 68% 65%
Typical yearly property tax $3,226 $3,106 $2,730 $3,119
Effective property tax rate 0.89% 0.75% 0.76% 0.94%
Renters with high rent for their income 59% 59% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sarasota County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in North Port

For a typical $362,500 home in North Port, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, North Port's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,991a month

    Least cash to close
    Down payment
    $12,688
    Cash to close
    $23,563
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $160

  • Conventional, 5% down $2,925a month

    Down payment
    $18,125
    Cash to close
    $29,000
    Rate
    7.18%
    Mortgage insurance
    PMI · $172

  • Conventional, 20% down, no PMI $2,384a month

    Down payment
    $72,500
    Cash to close
    $83,375
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,720a month

    Down payment
    $54,375
    Cash to close
    $65,250
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for North Port and for Sarasota County.

Property tax

Effective rate in North Port

0.89%of the home’s value each year

$3,226 a year for the typical owner in North Port.

  • North Port 0.89%
  • Sarasota 0.75%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Sarasota County

FEMA does not publish these numbers by city: they are for all of Sarasota County.

Homes in the high-risk zone
20%
41,803
Of those, with NFIP insurance
42%
County Florida U.S.
Homes in the high-risk zone 20% 13% 3.5%
Of those, with NFIP insurance 42% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in North Port

Typical rent in North Port is $1,894 a month: 4% above the county. In North Port, 59% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Sarasota County, by unit size. To pay the 2-bedroom one ($2,188 a month) without spending more than 30% of your income, you would need to earn $42.08 an hour working full time.

HUD fair market rent for all of Sarasota County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,749 $33.63 $69,960
1 bedroom $1,876 $36.08 $75,040
2 bedrooms $2,188 $42.08 $87,520
3 bedrooms $2,775 $53.37 $111,000
4 bedrooms $3,309 $63.63 $132,360

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in North Port

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). North Port has 6 ZIP codes with their own.

For 2 bedrooms it runs from $1,690 in 34223 to $2,710 in 34288.

4 of the 6 are above the fair market rent for Sarasota County ($2,188).

  • 34223 $1,690$2,160
  • 34286 $2,660$3,370
  • 34287 $1,740$2,210
  • 34288 $2,710$3,440
  • 34289 $2,330$2,950
  • 34291 $2,530$3,210

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for North Port when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in North Port

HUD lists 4 buildings with rents for lower incomes in North Port. These are the largest.

  • Grande Court at North Port 5101 Greenwood Ave, North Port 34287 128 low-income homes · 1 bd: 36 · 2 bd: 60 · 3 bd: 32 · In service since 2005 · For families
  • Willow Creek 6851 Willow Creek Cir, North Port 34287 120 low-income homes · 1 bd: 60 · 2 bd: 60 · In service since 2002 · For older adults
  • Willow Creek II 6961 Willow Creek Cir, North Port 34287 104 low-income homes · 1 bd: 52 · 2 bd: 52 · In service since 2003 · For older adults, families
  • Victoria Pointe 3950 S Sumter Blvd, North Port 34287 42 low-income homes · In service since 1995 · For families

See all 23 buildings in Sarasota County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in North Port

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Sarasota County. The nearest ones are below; many serve by phone or online.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in North Port

No down payment, repair or rent-help program on our list is for North Port or Sarasota County. The ones below are statewide in Florida: they work in North Port the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near North Port

The HUD-approved agencies closest to the center of North Port, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Rooted Communities, Inc.

    8466 Lockwood Ridge Rd, Sarasota · 30 miles away

    • Budget and financial counseling
    • Pre-purchase counseling
    • and 1 more
    (941) 809-2231

  • Step Up Suncoast, Inc. F/K/A Manatee Community Action Agency, Inc.

    6428 Parkland Dr, Sarasota · 33 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (941) 827-0118

  • Lee County Housing Development Corporation

    3677 Central Ave Ste F, Fort Myers · 37 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (239) 275-5105

All counseling agencies in Florida

Help in Spanish near North Port

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of North Port

In HUD’s record, no housing authority with an office in Sarasota County is named for North Port or Sarasota County.

2 other authorities have an office in Sarasota County: see the list Source: HUD

Cities

Other cities in Sarasota County

These cities are also in Sarasota County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Sarasota County Housing in Florida
See 4 more cities in Sarasota County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to North Port, with the typical home value.

Neighboring counties

If Sarasota County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in North Port.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about North Port

Short answers with the numbers for North Port and all of Sarasota County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in North Port?

The typical home value in North Port is $362,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sarasota County it is $411,800.

How much does it cost to rent in North Port?

Typical rent in North Port is $1,894 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sarasota County is $2,188.

What is the FHA loan limit in North Port?

North Port uses the FHA limit for all of Sarasota County (2026): $547,400 for a one-unit home and $1,052,700 for a four-unit home.

How much property tax do owners pay in North Port?

The typical homeowner in North Port pays $3,226 a year, according to the U.S. Census Bureau. That is 0.89% of the home’s value; in Sarasota County, the rate is 0.75%.

Where can I find free help to buy or rent in North Port?

We found no HUD-approved counseling agencies with an office in Sarasota County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).