In North Fort Myers, a typical home is worth $161,800 and typical rent is $1,255 a month. Compared with all of Lee County, the typical home value is 55% lower, typical rent is 27% lower, and the share of households that own their home is 11 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $254,187 to $261,655.
Typical rent
$1,550a month
▼ 0.8% less than 12 months ago
Typical rent from Zillow, June 2022 to September 2026: from $1,521 to $1,550.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
North Fort Myers is in Lee County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lee County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in North Fort Myers is worth $161,800,55% less than in Lee County as a whole ($362,200).
2
The typical rent in North Fort Myers is $1,255 a month, 27% less than in Lee County as a whole ($1,712).
3
The typical household income in North Fort Myers is $56,261,26% less than in Lee County as a whole ($76,107).
4
86% of households in North Fort Myers own their home, against 74% in Lee County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in North Fort Myers
What homes there are in North Fort Myers, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
North Fort Myers
Lee County
Florida
United States
Kind of home: North Fort Myers and its comparisons
Measure
North Fort Myers
Lee County
Florida
United States
Detached house
37%
55%
55%
61%
Attached house
3%
7%
7%
6%
Building of 2 to 4
3%
7%
6%
8%
Apartments (5 or more)
7%
21%
25%
19%
Mobile home
49%
9%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Homes here are varied: mobile homes are 49% of them, more than in Lee County (9%), and no kind reaches half.
Year built
Before 19601960–19791980–19992000–20092010 or later
North Fort Myers
Lee County
Florida
United States
Year built: North Fort Myers and its comparisons
Measure
North Fort Myers
Lee County
Florida
United States
Before 1960
4%
3%
10%
26%
1960–1979
30%
17%
24%
24%
1980–1999
46%
35%
34%
25%
2000–2009
12%
29%
18%
14%
2010 or later
9%
16%
14%
11%
In North Fort Myers, half of the homes were built before 1986; in Lee County, before 1997.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K35%
$100K–$200K22%
$200K–$300K16%
$300K–$500K18%
$500K–$750K7%
FHA limit: $541,287
$750K–$1M2%
$1M or more1%
Value of owner-occupied homes: North Fort Myers and its comparisons
Measure
North Fort Myers
Under $100K
35%
$100K–$200K
22%
$200K–$300K
16%
$300K–$500K
18%
$500K–$750K
7%
$750K–$1M
2%
$1M or more
1%
The FHA loan limit for Lee County is $541,287, and about 91% of owner-occupied homes in North Fort Myers are worth less than that.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99923%
$1,000–$1,49926%
$1,500–$1,99919%
$2,000–$2,49913%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: North Fort Myers and its comparisons
Measure
North Fort Myers
Under $500
Unreliable estimate
$500–$999
23%
$1,000–$1,499
26%
$1,500–$1,999
19%
$2,000–$2,499
13%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,605 a month
Lee County: $1,921 a month
Without a mortgage
$559 a month
Lee County: $758 a month
Owners with a mortgage
28%
Lee County: 52%
The typical cost for an owner with a mortgage in North Fort Myers is $1,605 a month, less than in Lee County ($1,921); without one, $559.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
North Fort Myers+65%
Lee County+61%
Florida+67%
United States+53%
Typical rent
North Fort Myers+43%
Lee County+48%
Florida+42%
United States+33%
Typical household income
North Fort Myers+20%
Lee County+32%
Florida+34%
United States+29%
Change since 2015–2019: North Fort Myers and its comparisons
Measure
North Fort Myers
Lee County
Florida
United States
Typical home value
+65%
+61%
+67%
+53%
Typical rent
+43%
+48%
+42%
+33%
Typical household income
+20%
+32%
+34%
+29%
Since 2015–2019, homes in North Fort Myers gained value faster than in Lee County: 65% against 61%.
The typical rent in North Fort Myers rose 43% over the same time; in Lee County, it rose 48%.
Here income did not keep up with housing: it rose 20%, while home values changed +65% and rent +43%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: North Fort Myers and its comparisons
Measure
North Fort Myers
Lee County
Florida
United States
Rental vacancy
10.5%
10.3%
7.6%
5.5%
Homeowner vacancy
3.7%
1.9%
1.4%
0.9%
More than one person per room
1.5%
2.4%
3.3%
3.4%
People per household
2.06
2.45
2.51
2.53
Drive alone
72%
71%
70%
69%
Carpool
10%
10%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
4%
2%
2%
3%
Work from home
12%
15%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Lee County, the rental vacancy rate in North Fort Myers is 10.5%.
In North Fort Myers, 1.5% of households live with more than one person per room, about the same as in Lee County.
On average, a household in North Fort Myers has 2.06 people, fewer than in Lee County (2.45).
To get to work, 72% of workers in North Fort Myers drive alone; in Lee County, 71%.
Do the math
What would you pay each month for a home in North Fort Myers?
A typical home is tight for the typical income
We start with a typical home in North Fort Myers, worth $161,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in North Fort Myers, which is $56,261 a year. For that payment to be 28% of income, a household would need to earn about $57,281 a year.
The calculator's FHA and conventional loan limits are those of all of Lee County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in North Fort Myers. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,663 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,337
at 7.18% · 30 years
Loan amount
$158,869
Total interest
$228,576
Paid off in
November 2056
Includes $2,732 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,313 a month
Tight
$1,313 to $1,688 a month
Your payment · 29%
Hard
more than $1,688 a month
Compared with the typical household income in North Fort Myers ($56,261 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,076
Property tax
$121
Home insurance
$67
FHA mortgage insurance (MIP)
$72
You need at least $5,663 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,337; principal and interest $1,076.
The city and its county
North Fort Myers and Lee County
North Fort Myers is in Lee County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
North Fort Myers
Map of Lee County, Florida, with North Fort Myers marked. Around it, the neighboring counties.
North Fort Myers
Lee County
Other cities with a page
North Fort Myers's own numbers
Typical home value
$161,800
Typical monthly rent
$1,255
Typical yearly household income
$56,261
Households that own their home
86%
Effective property tax rate
0.9%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Lee County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,835
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
42%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lee County.
A typical home in North Fort Myers is worth $161,800: 55% below the county and 55% below Florida. With the typical household income in North Fort Myers ($56,261 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
North Fort Myers2.9 years
Lee4.8 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Lee County
According to FHFA’s house price index, home prices in Lee County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Lee County.
Yearly change in FHFA’s price index in Lee County, 2016 to 2025
2016: +10.6% +10.6% 2016
2017: +7.0% +7.0% 2017
2018: +5.5% +5.5% 2018
2019: +3.8% +3.8% 2019
2020: +4.4% +4.4% 2020
2021: +19.1% +19.1% 2021
2022: +29.4% +29.4% 2022
2023: +5.8% +5.8% 2023
2024: −2.4% −2.4% 2024
2025: −6.7% −6.7% 2025
Change in FHFA’s price index in Lee County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−6.7%
−0.5%
+2.9%
5 years (2020–2025)
+49%
+60%
+47%
10 years (2015–2025)
+101%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
North Fort Myers next to Lee County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
North Fort Myers$161,800
Lee$362,200
Florida$359,000
United States$332,700
Typical monthly rent
North Fort Myers$1,255
Lee$1,712
Florida$1,669
United States$1,413
Typical yearly household income
North Fort Myers$56,261
Lee$76,107
Florida$74,568
United States$80,734
See the full table
North Fort Myers next to Lee County and Florida
Measure
North Fort Myers
Lee County
Florida
U.S.
Typical home value
$161,800 ▼55% below the county
$362,200
$359,000
$332,700
Typical monthly rent
$1,255 ▼27% below the county
$1,712
$1,669
$1,413
Typical yearly household income
$56,261 ▼26% below the county
$76,107
$74,568
$80,734
Households that own their home
86% ▲11 points above the county
74%
68%
65%
Typical yearly property tax
$1,460 ▼49% below the county
$2,858
$2,730
$3,119
Effective property tax rate
0.9% ▲0.11 points above the county
0.79%
0.76%
0.94%
Renters with high rent for their income
54% ▼6 points below the county
60%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in North Fort Myers
For a typical $161,800 home in North Fort Myers, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, North Fort Myers's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,337a month
Least cash to close
Down payment
$5,663
Cash to close
$10,517
Rate
7.18%
Mortgage insurance
FHA MIP · $72
Conventional, 5% down$1,307a month
Down payment
$8,090
Cash to close
$12,944
Rate
7.18%
Mortgage insurance
PMI · $77
Conventional, 20% down, no PMI$1,066a month
Down payment
$32,360
Cash to close
$37,214
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,215a month
Down payment
$24,270
Cash to close
$29,124
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in North Fort Myers
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,337
$5,663
$158,869
7.18%
FHA MIP · $72
$10,517
580
Conventional, 5% down
$1,307
$8,090
$153,710
7.18%
PMI · $77
$12,944
620*
Conventional, 20% down, no PMI
$1,066
$32,360
$129,440
7.18%
None
$37,214
620*
ITIN, 15% down (example)
$1,215
$24,270
$137,530
8.18%
None
$29,124
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in North Fort Myers is $1,255 a month: 27% below the county. In North Fort Myers, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Lee County, by unit size. To pay the 2-bedroom one ($1,835 a month) without spending more than 30% of your income, you would need to earn $35.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Lee County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,555
$29.90
$62,200
1 bedroom
$1,564
$30.08
$62,560
2 bedrooms
$1,835
$35.29
$73,400
3 bedrooms
$2,373
$45.63
$94,920
4 bedrooms
$2,615
$50.29
$104,600
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in North Fort Myers
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). North Fort Myers has 2 ZIP codes with their own.
For 2 bedrooms it is $1,770 in all of them.
None is above the fair market rent for Lee County ($1,835).
Fair market rent by ZIP code and size in North Fort Myers, fiscal year 2027.
33903
$1,470
$1,480
$1,770
$2,310
$2,560
33917
$1,470
$1,480
$1,770
$2,310
$2,560
ZIP code2 bd3 bd
33903 $1,770$2,310
33917 $1,770$2,310
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for North Fort Myers when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Lee County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for North Fort Myers or Lee County. The ones below are statewide in Florida: they work in North Fort Myers the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
The HUD-approved agencies closest to the center of North Fort Myers, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
LC
Lee County Housing Development Corporation
3677 Central Ave Ste F, Fort Myers · 8 miles away · Spanish
No legal help resource on our list is for North Fort Myers or Lee County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for North Fort Myers and all of Lee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in North Fort Myers?
The typical home value in North Fort Myers is $161,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lee County it is $362,200.
How much does it cost to rent in North Fort Myers?
Typical rent in North Fort Myers is $1,255 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lee County is $1,835.
What is the FHA loan limit in North Fort Myers?
North Fort Myers uses the FHA limit for all of Lee County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in North Fort Myers?
The typical homeowner in North Fort Myers pays $1,460 a year, according to the U.S. Census Bureau. That is 0.9% of the home’s value; in Lee County, the rate is 0.79%.
Where can I find free help to buy or rent in North Fort Myers?
There are 3 HUD-approved counseling agencies with an office in Lee County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
