In San Carlos Park, a typical home is worth $325,000 and typical rent is $1,715 a month. Compared with all of Lee County, typical household income is 13% higher and the typical home value is 10% lower.
San Carlos Park is in Lee County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lee County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Villas, the typical home value is $248,700: 23% less than in San Carlos Park ($325,000).
2
San Carlos Park has the 26th smallest share of rent-burdened renters of the 434 cities in Florida with more than 5,000 people (45%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in San Carlos Park
What homes there are in San Carlos Park, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
San Carlos Park
Lee County
Florida
United States
Kind of home: San Carlos Park and its comparisons
Measure
San Carlos Park
Lee County
Florida
United States
Detached house
79%
55%
55%
61%
Attached house
6%
7%
7%
6%
Building of 2 to 4
8%
7%
6%
8%
Apartments (5 or more)
Unreliable estimate
21%
25%
19%
Mobile home
Unreliable estimate
9%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In San Carlos Park, 8 in 10 homes are single-family detached houses; in Lee County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
San Carlos Park
Lee County
Florida
United States
Year built: San Carlos Park and its comparisons
Measure
San Carlos Park
Lee County
Florida
United States
Before 1960
Unreliable estimate
3%
10%
26%
1960–1979
17%
17%
24%
24%
1980–1999
65%
35%
34%
25%
2000–2009
12%
29%
18%
14%
2010 or later
5%
16%
14%
11%
The typical home in San Carlos Park was built in 1988, 9 years before the typical one in Lee County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K4%
$200K–$300K30%
$300K–$500K51%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: San Carlos Park and its comparisons
Measure
San Carlos Park
Under $100K
Unreliable estimate
$100K–$200K
4%
$200K–$300K
30%
$300K–$500K
51%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49931%
$1,500–$1,99940%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: San Carlos Park and its comparisons
Measure
San Carlos Park
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
31%
$1,500–$1,999
40%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,705 a month
Lee County: $1,921 a month
Without a mortgage
$548 a month
Lee County: $758 a month
Owners with a mortgage
68%
Lee County: 52%
The typical cost for an owner with a mortgage in San Carlos Park is $1,705 a month, less than in Lee County ($1,921); without one, $548.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
San Carlos Park+68%
Lee County+61%
Florida+67%
United States+53%
Typical rent
San Carlos Park+35%
Lee County+48%
Florida+42%
United States+33%
Typical household income
San Carlos Park+39%
Lee County+32%
Florida+34%
United States+29%
Change since 2015–2019: San Carlos Park and its comparisons
Measure
San Carlos Park
Lee County
Florida
United States
Typical home value
+68%
+61%
+67%
+53%
Typical rent
+35%
+48%
+42%
+33%
Typical household income
+39%
+32%
+34%
+29%
Since 2015–2019, homes in San Carlos Park gained value faster than in Lee County: 68% against 61%.
The typical rent in San Carlos Park rose 35% over the same time; in Lee County, it rose 48%.
While home values in San Carlos Park changed +68% and rent +35%, the typical household income rose 39%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: San Carlos Park and its comparisons
Measure
San Carlos Park
Lee County
Florida
United States
Rental vacancy
Unreliable estimate
10.3%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.9%
1.4%
0.9%
More than one person per room
Unreliable estimate
2.4%
3.3%
3.4%
People per household
2.84
2.45
2.51
2.53
Drive alone
77%
71%
70%
69%
Carpool
13%
10%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
10%
15%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in San Carlos Park has 2.84 people, more than in Lee County (2.45).
Carpooling is common in San Carlos Park: 13% of workers get to work that way, against 10% in Lee County.
Do the math
What would you pay each month for a home in San Carlos Park?
A typical home costs more than the typical income allows
We start with a typical home in San Carlos Park, worth $325,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in San Carlos Park, which is $85,952 a year. For that payment to be 28% of income, a household would need to earn about $110,880 a year.
The calculator's FHA and conventional loan limits are those of all of Lee County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in San Carlos Park. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,375 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,587
at 7.18% · 30 years
Loan amount
$319,113
Total interest
$459,129
Paid off in
November 2056
Includes $5,488 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,006 a month
Tight
$2,006 to $2,579 a month
Hard
more than $2,579 a month
Your payment · 36%
Compared with the typical household income in San Carlos Park ($85,952 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,162
Property tax
$146
Home insurance
$135
FHA mortgage insurance (MIP)
$144
You need at least $11,375 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,587; principal and interest $2,162.
The city and its county
San Carlos Park and Lee County
San Carlos Park is in Lee County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
San Carlos Park
Map of Lee County, Florida, with San Carlos Park marked. Around it, the neighboring counties.
San Carlos Park
Lee County
Other cities with a page
San Carlos Park's own numbers
Typical home value
$325,000
Typical monthly rent
$1,715
Typical yearly household income
$85,952
Households that own their home
74%
Effective property tax rate
0.54%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Lee County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,835
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
42%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lee County.
A typical home in San Carlos Park is worth $325,000: 10% below the county and 9% below Florida. With the typical household income in San Carlos Park ($85,952 a year), a typical home costs 3.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
San Carlos Park3.8 years
Lee4.8 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Lee County
According to FHFA’s house price index, home prices in Lee County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Lee County.
Yearly change in FHFA’s price index in Lee County, 2016 to 2025
2016: +10.6% +10.6% 2016
2017: +7.0% +7.0% 2017
2018: +5.5% +5.5% 2018
2019: +3.8% +3.8% 2019
2020: +4.4% +4.4% 2020
2021: +19.1% +19.1% 2021
2022: +29.4% +29.4% 2022
2023: +5.8% +5.8% 2023
2024: −2.4% −2.4% 2024
2025: −6.7% −6.7% 2025
Change in FHFA’s price index in Lee County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−6.7%
−0.5%
+2.9%
5 years (2020–2025)
+49%
+60%
+47%
10 years (2015–2025)
+101%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
San Carlos Park next to Lee County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
San Carlos Park$325,000
Lee$362,200
Florida$359,000
United States$332,700
Typical monthly rent
San Carlos Park$1,715
Lee$1,712
Florida$1,669
United States$1,413
Typical yearly household income
San Carlos Park$85,952
Lee$76,107
Florida$74,568
United States$80,734
See the full table
San Carlos Park next to Lee County and Florida
Measure
San Carlos Park
Lee County
Florida
U.S.
Typical home value
$325,000 ▼10% below the county
$362,200
$359,000
$332,700
Typical monthly rent
$1,715
$1,712
$1,669
$1,413
Typical yearly household income
$85,952 ▲13% above the county
$76,107
$74,568
$80,734
Households that own their home
74% ▼1 points below the county
74%
68%
65%
Typical yearly property tax
$1,770 ▼38% below the county
$2,858
$2,730
$3,119
Effective property tax rate
0.54% ▼0.25 points below the county
0.79%
0.76%
0.94%
Renters with high rent for their income
45% ▼15 points below the county
60%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in San Carlos Park
For a typical $325,000 home in San Carlos Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, San Carlos Park's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,587a month
Least cash to close
Down payment
$11,375
Cash to close
$21,125
Rate
7.18%
Mortgage insurance
FHA MIP · $144
Conventional, 5% down$2,528a month
Down payment
$16,250
Cash to close
$26,000
Rate
7.18%
Mortgage insurance
PMI · $154
Conventional, 20% down, no PMI$2,043a month
Down payment
$65,000
Cash to close
$74,750
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,343a month
Down payment
$48,750
Cash to close
$58,500
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in San Carlos Park
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,587
$11,375
$319,113
7.18%
FHA MIP · $144
$21,125
580
Conventional, 5% down
$2,528
$16,250
$308,750
7.18%
PMI · $154
$26,000
620*
Conventional, 20% down, no PMI
$2,043
$65,000
$260,000
7.18%
None
$74,750
620*
ITIN, 15% down (example)
$2,343
$48,750
$276,250
8.18%
None
$58,500
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in San Carlos Park is $1,715 a month: about the same as the county. In San Carlos Park, 45% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Lee County, by unit size. To pay the 2-bedroom one ($1,835 a month) without spending more than 30% of your income, you would need to earn $35.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Lee County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,555
$29.90
$62,200
1 bedroom
$1,564
$30.08
$62,560
2 bedrooms
$1,835
$35.29
$73,400
3 bedrooms
$2,373
$45.63
$94,920
4 bedrooms
$2,615
$50.29
$104,600
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in San Carlos Park
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). San Carlos Park is in ZIP code 33967.
For 2 bedrooms it is $1,960: $125 more than the fair market rent for Lee County ($1,835).
Fair market rent by ZIP code and size in San Carlos Park, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
33967
$1,660
$1,670
$1,960
$2,530
$2,790
ZIP code2 bd3 bd
33967 $1,960$2,530
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for San Carlos Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Lee County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for San Carlos Park or Lee County. The ones below are statewide in Florida: they work in San Carlos Park the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
The HUD-approved agencies closest to the center of San Carlos Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
HH
Habitat for Humanity of Lee and Hendry Counties, Inc.
12751 New Brittany Blvd Ste 100, Fort Myers · 7 miles away
No legal help resource on our list is for San Carlos Park or Lee County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for San Carlos Park and all of Lee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in San Carlos Park?
The typical home value in San Carlos Park is $325,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lee County it is $362,200.
How much does it cost to rent in San Carlos Park?
Typical rent in San Carlos Park is $1,715 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lee County is $1,835.
What is the FHA loan limit in San Carlos Park?
San Carlos Park uses the FHA limit for all of Lee County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in San Carlos Park?
The typical homeowner in San Carlos Park pays $1,770 a year, according to the U.S. Census Bureau. That is 0.54% of the home’s value; in Lee County, the rate is 0.79%.
Where can I find free help to buy or rent in San Carlos Park?
There are 3 HUD-approved counseling agencies with an office in Lee County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
