In Naples Park, a typical home is worth $690,900 and typical rent is $2,233 a month. Compared with all of Collier County, the typical home value is 28% higher, typical rent is 20% higher, and the share of households that own their home is 14 points lower.
Naples Park is in Collier County. The FHA loan limit ($764,750 for a one-unit home), the fair market rents and the help on this page are those of all of Collier County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Golden Gate, the typical home value is $409,700: 41% less than in Naples Park ($690,900).
2
Nearby, in Golden Gate, the typical rent is $1,713: 23% less than in Naples Park ($2,233).
3
Naples Park has the 26th highest typical home value of the 480 cities in Florida with more than 5,000 people ($690,900).
4
63% of households in Naples Park own their home, against 77% in Collier County.
5
The typical rent in Naples Park is $2,233 a month, 20% more than in Collier County as a whole ($1,862).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Naples Park
What homes there are in Naples Park, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Naples Park
Collier County
Florida
United States
Kind of home: Naples Park and its comparisons
Measure
Naples Park
Collier County
Florida
United States
Detached house
85%
43%
55%
61%
Attached house
Unreliable estimate
7%
7%
6%
Building of 2 to 4
10%
9%
6%
8%
Apartments (5 or more)
Unreliable estimate
36%
25%
19%
Mobile home
Unreliable estimate
4%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Naples Park, 8 in 10 homes are single-family detached houses; in Collier County, 4.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Naples Park
Collier County
Florida
United States
Year built: Naples Park and its comparisons
Measure
Naples Park
Collier County
Florida
United States
Before 1960
Unreliable estimate
1%
10%
26%
1960–1979
36%
15%
24%
24%
1980–1999
42%
42%
34%
25%
2000–2009
Unreliable estimate
24%
18%
14%
2010 or later
Unreliable estimate
18%
14%
11%
Homes in Naples Park are older: the typical year built is 1982; in Collier County, 1996.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K21%
$500K–$750K30%
$750K–$1M31%
$1M or more12%
Value of owner-occupied homes: Naples Park and its comparisons
Measure
Naples Park
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
21%
$500K–$750K
30%
$750K–$1M
31%
$1M or more
12%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99930%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Naples Park and its comparisons
Measure
Naples Park
Under $500
Unreliable
$500–$999
Unreliable
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
30%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,127 a month
Collier County: $2,390 a month
Without a mortgage
$657 a month
Collier County: $985 a month
Owners with a mortgage
42%
Collier County: 47%
In Naples Park, 42% of owners have a mortgage, and their typical cost is $2,127 a month, against $2,390 in Collier County. Without one it drops to $657.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Naples Park+91%
Collier County+50%
Florida+67%
United States+53%
Typical rent
Naples Park+56%
Collier County+41%
Florida+42%
United States+33%
Typical household income
Naples Park+28%
Collier County+29%
Florida+34%
United States+29%
Change since 2015–2019: Naples Park and its comparisons
Measure
Naples Park
Collier County
Florida
United States
Typical home value
+91%
+50%
+67%
+53%
Typical rent
+56%
+41%
+42%
+33%
Typical household income
+28%
+29%
+34%
+29%
From 2015–2019 to 2020–2024, the typical home value in Naples Park rose 91%; in Collier County, it rose 50%.
The typical rent in Naples Park rose 56% over the same time; in Collier County, it rose 41%.
The typical household income in Naples Park rose 28%: less than home values (+91%) and rent (+56%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Naples Park and its comparisons
Measure
Naples Park
Collier County
Florida
United States
Rental vacancy
Unreliable estimate
10.0%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.5%
1.4%
0.9%
More than one person per room
Unreliable estimate
4.0%
3.3%
3.4%
People per household
2.36
2.37
2.51
2.53
Drive alone
70%
69%
70%
69%
Carpool
Unreliable estimate
11%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
12%
16%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Naples Park look like those in Collier County: 2.36 people on average.
In Naples Park, 70% of workers drive alone to work; in Collier County, 69%.
Do the math
What would you pay each month for a home in Naples Park?
A typical home costs more than the typical income allows
We start with a typical home in Naples Park, worth $690,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 80% of the typical household income in Naples Park, which is $80,039 a year. For that payment to be 28% of income, a household would need to earn about $230,038 a year.
The calculator's FHA and conventional loan limits are those of all of Collier County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Naples Park. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $24,182 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,368
at 7.18% · 30 years
Loan amount
$678,386
Total interest
$976,038
Paid off in
November 2056
Includes $11,668 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,868 a month
Tight
$1,868 to $2,401 a month
Hard
more than $2,401 a month
Your payment · 80%
Compared with the typical household income in Naples Park ($80,039 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,596
Property tax
$179
Home insurance
$288
FHA mortgage insurance (MIP)
$306
You need at least $24,182 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,368; principal and interest $4,596.
The city and its county
Naples Park and Collier County
Naples Park is in Collier County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Naples Park
Map of Collier County, Florida, with Naples Park marked. Around it, the neighboring counties.
Naples Park
Collier County
Other cities with a page
Naples Park's own numbers
Typical home value
$690,900
Typical monthly rent
$2,233
Typical yearly household income
$80,039
Households that own their home
63%
Effective property tax rate
0.31%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Collier County
FHA limit, one-unit home
$764,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,036
Price change over 5 years (FHFA)
+68%
Homes in a high flood-risk zone
0.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Collier County.
A typical home in Naples Park is worth $690,900: 28% above the county and 92% above Florida. With the typical household income in Naples Park ($80,039 a year), a typical home costs 8.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Naples Park8.6 years
Collier6.0 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Collier County
According to FHFA’s house price index, home prices in Collier County rose 119% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Collier County.
Yearly change in FHFA’s price index in Collier County, 2016 to 2025
2016: +9.7% +9.7% 2016
2017: +4.3% +4.3% 2017
2018: +6.0% +6.0% 2018
2019: +3.6% +3.6% 2019
2020: +3.9% +3.9% 2020
2021: +17.9% +17.9% 2021
2022: +27.7% +27.7% 2022
2023: +10.7% +10.7% 2023
2024: +3.2% +3.2% 2024
2025: −2.5% −2.5% 2025
Change in FHFA’s price index in Collier County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−2.5%
−0.5%
+2.9%
5 years (2020–2025)
+68%
+60%
+47%
10 years (2015–2025)
+119%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Naples Park next to Collier County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Naples Park$690,900
Collier$540,700
Florida$359,000
United States$332,700
Typical monthly rent
Naples Park$2,233
Collier$1,862
Florida$1,669
United States$1,413
Typical yearly household income
Naples Park$80,039
Collier$90,045
Florida$74,568
United States$80,734
See the full table
Naples Park next to Collier County and Florida
Measure
Naples Park
Collier County
Florida
U.S.
Typical home value
$690,900 ▲28% above the county
$540,700
$359,000
$332,700
Typical monthly rent
$2,233 ▲20% above the county
$1,862
$1,669
$1,413
Typical yearly household income
$80,039 ▼11% below the county
$90,045
$74,568
$80,734
Households that own their home
63% ▼14 points below the county
77%
68%
65%
Typical yearly property tax
$2,173 ▼36% below the county
$3,386
$2,730
$3,119
Effective property tax rate
0.31% ▼0.32 points below the county
0.63%
0.76%
0.94%
Renters with high rent for their income
54% ▼9 points below the county
63%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Collier County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Naples Park
For a typical $690,900 home in Naples Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Naples Park's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,368a month
Least cash to close
Down payment
$24,182
Cash to close
$44,909
Rate
7.18%
Mortgage insurance
FHA MIP · $306
Conventional, 5% down$5,241a month
Down payment
$34,545
Cash to close
$55,272
Rate
7.18%
Mortgage insurance
PMI · $328
Conventional, 20% down, no PMI$4,211a month
Down payment
$138,180
Cash to close
$158,907
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,849a month
Down payment
$103,635
Cash to close
$124,362
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Naples Park
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$5,368
$24,182
$678,386
7.18%
FHA MIP · $306
$44,909
580
Conventional, 5% down
$5,241
$34,545
$656,355
7.18%
PMI · $328
$55,272
620*
Conventional, 20% down, no PMI
$4,211
$138,180
$552,720
7.18%
None
$158,907
620*
ITIN, 15% down (example)
$4,849
$103,635
$587,265
8.18%
None
$124,362
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Naples Park is $2,233 a month: 20% above the county. In Naples Park, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Collier County, by unit size. To pay the 2-bedroom one ($2,036 a month) without spending more than 30% of your income, you would need to earn $39.15 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Collier County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,418
$27.27
$56,720
1 bedroom
$1,870
$35.96
$74,800
2 bedrooms
$2,036
$39.15
$81,440
3 bedrooms
$2,584
$49.69
$103,360
4 bedrooms
$2,815
$54.13
$112,600
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Naples Park
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Naples Park is in ZIP code 34108.
For 2 bedrooms it is $2,470: $434 more than the fair market rent for Collier County ($2,036).
Fair market rent by ZIP code and size in Naples Park, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
34108
$1,720
$2,270
$2,470
$3,140
$3,410
ZIP code2 bd3 bd
34108 $2,470$3,140
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Naples Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Collier County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Naples Park or Collier County. The ones below are statewide in Florida: they work in Naples Park the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
No legal help resource on our list is for Naples Park or Collier County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Naples Park and all of Collier County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Naples Park?
The typical home value in Naples Park is $690,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Collier County it is $540,700.
How much does it cost to rent in Naples Park?
Typical rent in Naples Park is $2,233 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Collier County is $2,036.
What is the FHA loan limit in Naples Park?
Naples Park uses the FHA limit for all of Collier County (2026): $764,750 for a one-unit home and $1,470,700 for a four-unit home.
How much property tax do owners pay in Naples Park?
The typical homeowner in Naples Park pays $2,173 a year, according to the U.S. Census Bureau. That is 0.31% of the home’s value; in Collier County, the rate is 0.63%.
Where can I find free help to buy or rent in Naples Park?
There is 1 HUD-approved counseling agency with an office in Collier County. They can help you get ready to buy, with your credit, or with rent.
