In Lely Resort, a typical home is worth $666,900 and typical rent is $2,078 a month. Compared with all of Collier County, the typical home value is 23% higher, typical rent is 12% higher, and the share of households that own their home is 18 points lower.
Lely Resort is in Collier County. The FHA loan limit ($764,750 for a one-unit home), the fair market rents and the help on this page are those of all of Collier County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Naples Manor, the typical home value is $340,400: 49% less than in Lely Resort ($666,900).
2
58% of households in Lely Resort own their home, against 77% in Collier County.
3
Nearby, in Naples Manor, the typical rent is $1,499: 28% less than in Lely Resort ($2,078).
4
The typical home in Lely Resort is worth $666,900,23% more than in Collier County as a whole ($540,700).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Lely Resort
What homes there are in Lely Resort, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Lely Resort
Collier County
Florida
United States
Kind of home: Lely Resort and its comparisons
Measure
Lely Resort
Collier County
Florida
United States
Detached house
30%
43%
55%
61%
Attached house
7%
7%
7%
6%
Building of 2 to 4
20%
9%
6%
8%
Apartments (5 or more)
43%
36%
25%
19%
Mobile home
Unreliable estimate
4%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Many people here live in apartments: 4 in 10 homes; in Collier County, 4.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Lely Resort
Collier County
Florida
United States
Year built: Lely Resort and its comparisons
Measure
Lely Resort
Collier County
Florida
United States
Before 1960
Unreliable estimate
1%
10%
26%
1960–1979
Unreliable estimate
15%
24%
24%
1980–1999
18%
42%
34%
25%
2000–2009
40%
24%
18%
14%
2010 or later
39%
18%
14%
11%
The typical home in Lely Resort was built in 2007, 11 years after the typical one in Collier County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K26%
$500K–$750K17%
$750K–$1M20%
$1M or more25%
Value of owner-occupied homes: Lely Resort and its comparisons
Measure
Lely Resort
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
26%
$500K–$750K
17%
$750K–$1M
20%
$1M or more
25%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99931%
$2,000–$2,49933%
$2,500–$2,999Unreliable
$3,000 or more17%
Monthly rent with utilities: Lely Resort and its comparisons
Measure
Lely Resort
Under $500
Unreliable estimate
$500–$999
Unreliable
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
31%
$2,000–$2,499
33%
$2,500–$2,999
Unreliable estimate
$3,000 or more
17%
With a mortgage
$2,700 a month
Collier County: $2,390 a month
Without a mortgage
$1,173 a month
Collier County: $985 a month
Owners with a mortgage
39%
Collier County: 47%
Owning costs more in Lely Resort: with a mortgage, the typical cost is $2,700 a month; in Collier County, $2,390. Without one, $1,173.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Lely Resort+35%
Collier County+50%
Florida+67%
United States+53%
Typical rent
Lely Resort+51%
Collier County+41%
Florida+42%
United States+33%
Typical household income
Lely ResortNo clear change
Collier County+29%
Florida+34%
United States+29%
Change since 2015–2019: Lely Resort and its comparisons
Measure
Lely Resort
Collier County
Florida
United States
Typical home value
+35%
+50%
+67%
+53%
Typical rent
+51%
+41%
+42%
+33%
Typical household income
No clear change
+29%
+34%
+29%
From 2015–2019 to 2020–2024, the typical home value in Lely Resort rose 35%; in Collier County, it rose 50%.
The typical rent in Lely Resort rose 51% over the same time; in Collier County, it rose 41%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Lely Resort and its comparisons
Measure
Lely Resort
Collier County
Florida
United States
Rental vacancy
Unreliable estimate
10.0%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.5%
1.4%
0.9%
More than one person per room
Unreliable estimate
4.0%
3.3%
3.4%
People per household
2.11
2.37
2.51
2.53
Drive alone
59%
69%
70%
69%
Carpool
Unreliable estimate
11%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
21%
16%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.11 on average, against 2.37 in Collier County.
Many people here do not commute at all: 21% work from home; in Collier County, 16%.
Do the math
What would you pay each month for a home in Lely Resort?
A typical home costs more than the typical income allows
We start with a typical home in Lely Resort, worth $666,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 69% of the typical household income in Lely Resort, which is $93,750 a year. For that payment to be 28% of income, a household would need to earn about $230,860 a year.
The calculator's FHA and conventional loan limits are those of all of Collier County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Lely Resort. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $23,342 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,387
at 7.18% · 30 years
Loan amount
$654,820
Total interest
$942,133
Paid off in
November 2056
Includes $11,262 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,188 a month
Tight
$2,188 to $2,813 a month
Hard
more than $2,813 a month
Your payment · 69%
Compared with the typical household income in Lely Resort ($93,750 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,436
Property tax
$378
Home insurance
$278
FHA mortgage insurance (MIP)
$295
You need at least $23,342 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,387; principal and interest $4,436.
The city and its county
Lely Resort and Collier County
Lely Resort is in Collier County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Lely Resort
Map of Collier County, Florida, with Lely Resort marked. Around it, the neighboring counties.
Lely Resort
Collier County
Other cities with a page
Lely Resort's own numbers
Typical home value
$666,900
Typical monthly rent
$2,078
Typical yearly household income
$93,750
Households that own their home
58%
Effective property tax rate
0.68%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Collier County
FHA limit, one-unit home
$764,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,036
Price change over 5 years (FHFA)
+68%
Homes in a high flood-risk zone
0.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Collier County.
A typical home in Lely Resort is worth $666,900: 23% above the county and 86% above Florida. With the typical household income in Lely Resort ($93,750 a year), a typical home costs 7.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Lely Resort7.1 years
Collier6.0 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Collier County
According to FHFA’s house price index, home prices in Collier County rose 119% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Collier County.
Yearly change in FHFA’s price index in Collier County, 2016 to 2025
2016: +9.7% +9.7% 2016
2017: +4.3% +4.3% 2017
2018: +6.0% +6.0% 2018
2019: +3.6% +3.6% 2019
2020: +3.9% +3.9% 2020
2021: +17.9% +17.9% 2021
2022: +27.7% +27.7% 2022
2023: +10.7% +10.7% 2023
2024: +3.2% +3.2% 2024
2025: −2.5% −2.5% 2025
Change in FHFA’s price index in Collier County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−2.5%
−0.5%
+2.9%
5 years (2020–2025)
+68%
+60%
+47%
10 years (2015–2025)
+119%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Lely Resort next to Collier County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Lely Resort$666,900
Collier$540,700
Florida$359,000
United States$332,700
Typical monthly rent
Lely Resort$2,078
Collier$1,862
Florida$1,669
United States$1,413
Typical yearly household income
Lely Resort$93,750
Collier$90,045
Florida$74,568
United States$80,734
See the full table
Lely Resort next to Collier County and Florida
Measure
Lely Resort
Collier County
Florida
U.S.
Typical home value
$666,900 ▲23% above the county
$540,700
$359,000
$332,700
Typical monthly rent
$2,078 ▲12% above the county
$1,862
$1,669
$1,413
Typical yearly household income
$93,750 ▲4% above the county
$90,045
$74,568
$80,734
Households that own their home
58% ▼18 points below the county
77%
68%
65%
Typical yearly property tax
$4,552 ▲34% above the county
$3,386
$2,730
$3,119
Effective property tax rate
0.68% ▲0.05 points above the county
0.63%
0.76%
0.94%
Renters with high rent for their income
58% ▼6 points below the county
63%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Collier County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Lely Resort
For a typical $666,900 home in Lely Resort, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lely Resort's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,387a month
Least cash to close
Down payment
$23,342
Cash to close
$43,349
Rate
7.18%
Mortgage insurance
FHA MIP · $295
Conventional, 5% down$5,264a month
Down payment
$33,345
Cash to close
$53,352
Rate
7.18%
Mortgage insurance
PMI · $317
Conventional, 20% down, no PMI$4,270a month
Down payment
$133,380
Cash to close
$153,387
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,887a month
Down payment
$100,035
Cash to close
$120,042
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Lely Resort
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$5,387
$23,342
$654,821
7.18%
FHA MIP · $295
$43,349
580
Conventional, 5% down
$5,264
$33,345
$633,555
7.18%
PMI · $317
$53,352
620*
Conventional, 20% down, no PMI
$4,270
$133,380
$533,520
7.18%
None
$153,387
620*
ITIN, 15% down (example)
$4,887
$100,035
$566,865
8.18%
None
$120,042
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Lely Resort is $2,078 a month: 12% above the county. In Lely Resort, 58% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Collier County, by unit size. To pay the 2-bedroom one ($2,036 a month) without spending more than 30% of your income, you would need to earn $39.15 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Collier County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,418
$27.27
$56,720
1 bedroom
$1,870
$35.96
$74,800
2 bedrooms
$2,036
$39.15
$81,440
3 bedrooms
$2,584
$49.69
$103,360
4 bedrooms
$2,815
$54.13
$112,600
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Lely Resort
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lely Resort is in ZIP code 34113.
For 2 bedrooms it is $2,170: $134 more than the fair market rent for Collier County ($2,036).
Fair market rent by ZIP code and size in Lely Resort, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
34113
$1,510
$1,990
$2,170
$2,750
$3,000
ZIP code2 bd3 bd
34113 $2,170$2,750
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lely Resort when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Collier County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Lely Resort or Collier County. The ones below are statewide in Florida: they work in Lely Resort the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
No legal help resource on our list is for Lely Resort or Collier County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Lely Resort and all of Collier County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Lely Resort?
The typical home value in Lely Resort is $666,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Collier County it is $540,700.
How much does it cost to rent in Lely Resort?
Typical rent in Lely Resort is $2,078 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Collier County is $2,036.
What is the FHA loan limit in Lely Resort?
Lely Resort uses the FHA limit for all of Collier County (2026): $764,750 for a one-unit home and $1,470,700 for a four-unit home.
How much property tax do owners pay in Lely Resort?
The typical homeowner in Lely Resort pays $4,552 a year, according to the U.S. Census Bureau. That is 0.68% of the home’s value; in Collier County, the rate is 0.63%.
Where can I find free help to buy or rent in Lely Resort?
There is 1 HUD-approved counseling agency with an office in Collier County. They can help you get ready to buy, with your credit, or with rent.
