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City · 5,501 residents · Collier County, Florida

Naples Manor , Florida

In Naples Manor, a typical home is worth $340,400 and typical rent is $1,499 a month. Compared with all of Collier County, the typical home value is 37% lower, typical household income is 28% lower, and the share of households that own their home is 5 points lower.

Naples Manor in numbers

  • Typical home value

    $340,400

    37% below the county

    5% below Florida

    • Naples Manor
    • Collier
    • Florida
  • Typical rent

    $1,499a month

    19% below the county

    10% below Florida

    • Naples Manor
    • Collier
    • Florida
  • Typical household income

    $64,937a year

    28% below the county

    13% below Florida

    • Naples Manor
    • Collier
    • Florida
  • Households that own their home

    71%

    5 points below the county

    4 points above Florida

    • Naples Manor
    • Collier
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Naples Manor is in Collier County. The FHA loan limit ($764,750 for a one-unit home), the fair market rents and the help on this page are those of all of Collier County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Naples Manor apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Naples Manor is worth $340,400, 37% less than in Collier County as a whole ($540,700).

  2. The typical household income in Naples Manor is $64,937, 28% less than in Collier County as a whole ($90,045).

  3. Naples Manor has the 26th largest share of rent-burdened renters of the 434 cities in Florida with more than 5,000 people (76%).

  4. The typical rent in Naples Manor is $1,499 a month, 19% less than in Collier County as a whole ($1,862).

  5. 71% of households in Naples Manor own their home, against 77% in Collier County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Naples Manor

What homes there are in Naples Manor, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Naples Manor and its comparisons
MeasureNaples ManorCollier CountyFloridaUnited States
Detached house 80%43%55%61%
Attached house Unreliable estimate7%7%6%
Building of 2 to 4 Unreliable estimate9%6%8%
Apartments (5 or more) Unreliable estimate36%25%19%
Mobile home Unreliable estimate4%8%6%
Boat, RV and other Unreliable estimate0%0%0%

In Naples Manor, 8 in 10 homes are single-family detached houses; in Collier County, 4.

Year built
Year built: Naples Manor and its comparisons
MeasureNaples ManorCollier CountyFloridaUnited States
Before 1960 Unreliable estimate1%10%26%
1960–1979 45%15%24%24%
1980–1999 37%42%34%25%
2000–2009 Unreliable estimate24%18%14%
2010 or later Unreliable estimate18%14%11%

Homes in Naples Manor are older: the typical year built is 1979; in Collier County, 1996.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Naples Manor and its comparisons
MeasureNaples Manor
Under $100K Unreliable
$100K–$200K Unreliable estimate
$200K–$300K Unreliable estimate
$300K–$500K 53%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable estimate
$1M or more Unreliable
Monthly rent with utilities
Monthly rent with utilities: Naples Manor and its comparisons
MeasureNaples Manor
Under $500 Unreliable
$500–$999 Unreliable estimate
$1,000–$1,499 Unreliable estimate
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable

With a mortgage

$1,611 a month

Collier County: $2,390 a month

Without a mortgage

$694 a month

Collier County: $985 a month

Owners with a mortgage

62%

Collier County: 47%

Owning costs less in Naples Manor: with a mortgage, the typical cost is $1,611 a month; in Collier County, $2,390. Without one, $694.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Naples Manor and its comparisons
MeasureNaples ManorCollier CountyFloridaUnited States
Typical home value +51%+50%+67%+53%
Typical rent +36%+41%+42%+33%
Typical household income No clear change+29%+34%+29%

The typical home value in Naples Manor rose 51% since 2015–2019, about the same as in Collier County (50%).

Rents in Naples Manor rose more slowly than in Collier County: 36% since 2015–2019, against 41%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Naples Manor and its comparisons
MeasureNaples ManorCollier CountyFloridaUnited States
Rental vacancy Unreliable estimate10.0%7.6%5.5%
Homeowner vacancy Unreliable estimate1.5%1.4%0.9%
More than one person per room Unreliable estimate4.0%3.3%3.4%
People per household 3.862.372.512.53
Drive alone 73%69%70%69%
Carpool Unreliable estimate11%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home Unreliable estimate16%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Naples Manor are bigger: 3.86 people on average; in Collier County, 2.37.

To get to work, 73% of workers in Naples Manor drive alone; in Collier County, 69%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Naples Manor?

A typical home costs more than the typical income allows

We start with a typical home in Naples Manor, worth $340,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 50% of the typical household income in Naples Manor, which is $64,937 a year. For that payment to be 28% of income, a household would need to earn about $116,863 a year.

The calculator's FHA and conventional loan limits are those of all of Collier County.

Your numbers

Local data
$

Starts at the typical home value in Naples Manor. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,914 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,727

at 7.18% · 30 years

Loan amount
$334,235
Total interest
$480,885
Paid off in
November 2056

Includes $5,749 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,515 a month

  • Tight

    $1,515 to $1,948 a month

  • Hard

    more than $1,948 a month

    Your payment · 50%

Compared with the typical household income in Naples Manor ($64,937 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,727
Monthly payment breakdown
Principal & interest$2,264
Property tax$170
Home insurance$142
FHA mortgage insurance (MIP)$151

You need at least $11,914 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,727; principal and interest $2,264.

The city and its county

Naples Manor and Collier County

Naples Manor is in Collier County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Collier County, Florida, with Naples Manor marked. Around it, the neighboring counties.

Naples Manor's own numbers

Typical home value
$340,400
Typical monthly rent
$1,499
Typical yearly household income
$64,937
Households that own their home
71%
Effective property tax rate
0.6%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Collier County

FHA limit, one-unit home
$764,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,036
Price change over 5 years (FHFA)
+68%
Homes in a high flood-risk zone
0.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Collier County.

Everything about Collier County

Buying

Buying a home in Naples Manor

A typical home in Naples Manor is worth $340,400: 37% below the county and 5% below Florida. With the typical household income in Naples Manor ($64,937 a year), a typical home costs 5.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Naples Manor 5.2 years
  • Collier 6.0 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Collier County

According to FHFA’s house price index, home prices in Collier County rose 119% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Collier County.

Yearly change in FHFA’s price index in Collier County, 2016 to 2025
  1. 2020: +3.9%
  2. 2021: +17.9%
  3. 2022: +27.7%
  4. 2023: +10.7%
  5. 2024: +3.2%
  6. 2025: −2.5%
Change in FHFA’s price index in Collier County, Florida and the United States
Period County Florida U.S.
Last year (2025) −2.5% −0.5% +2.9%
5 years (2020–2025) +68% +60% +47%
10 years (2015–2025) +119% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Naples Manor next to Collier County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Naples Manor $340,400
  • Collier $540,700
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Naples Manor $1,499
  • Collier $1,862
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Naples Manor $64,937
  • Collier $90,045
  • Florida $74,568
  • United States $80,734
See the full table
Naples Manor next to Collier County and Florida
Measure Naples Manor Collier County Florida U.S.
Typical home value $340,400 37% below the county $540,700 $359,000 $332,700
Typical monthly rent $1,499 19% below the county $1,862 $1,669 $1,413
Typical yearly household income $64,937 28% below the county $90,045 $74,568 $80,734
Households that own their home 71% 5 points below the county 77% 68% 65%
Typical yearly property tax $2,040 40% below the county $3,386 $2,730 $3,119
Effective property tax rate 0.6% 0.03 points below the county 0.63% 0.76% 0.94%
Renters with high rent for their income 76% 12 points above the county 63% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Collier County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Naples Manor

For a typical $340,400 home in Naples Manor, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Naples Manor's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,727a month

    Least cash to close
    Down payment
    $11,914
    Cash to close
    $22,126
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $151
  • Conventional, 5% down $2,664a month

    Down payment
    $17,020
    Cash to close
    $27,232
    Rate
    7.18%
    Mortgage insurance
    PMI · $162
  • Conventional, 20% down, no PMI $2,157a month

    Down payment
    $68,080
    Cash to close
    $78,292
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,472a month

    Down payment
    $51,060
    Cash to close
    $61,272
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Naples Manor and for Collier County.

Property tax

Effective rate in Naples Manor

0.6%of the home’s value each year

$2,040 a year for the typical owner in Naples Manor.

  • Naples Manor 0.6%
  • Collier 0.63%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Collier County

FEMA does not publish these numbers by city: they are for all of Collier County.

Homes in the high-risk zone
0.1%
152
Of those, with NFIP insurance
—
Homes in the high-risk zone and with NFIP insurance: Collier County, Florida and the U.S.
Measure County Florida U.S.
Homes in the high-risk zone 0.1% 13% 3.5%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Naples Manor

Typical rent in Naples Manor is $1,499 a month: 19% below the county. In Naples Manor, 76% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Collier County, by unit size. To pay the 2-bedroom one ($2,036 a month) without spending more than 30% of your income, you would need to earn $39.15 an hour working full time.

HUD fair market rent for all of Collier County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Collier County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,418 $27.27 $56,720
1 bedroom $1,870 $35.96 $74,800
2 bedrooms $2,036 $39.15 $81,440
3 bedrooms $2,584 $49.69 $103,360
4 bedrooms $2,815 $54.13 $112,600

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Naples Manor

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Naples Manor is in ZIP code 34113.

For 2 bedrooms it is $2,170: $134 more than the fair market rent for Collier County ($2,036).

  • 34113 $2,170$2,750

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Naples Manor when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Free help

Help to buy or rent in Naples Manor

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Collier County; none says it serves in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Naples Manor

No down payment, repair or rent-help program on our list is for Naples Manor or Collier County. The ones below are statewide in Florida: they work in Naples Manor the same as in the rest of the state.

Housing counselors near Naples Manor

The HUD-approved agencies closest to the center of Naples Manor, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Development Corporation of SW Florida, Inc.

    3200 Bailey Ln Ste 109, Naples · 8 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
  • Habitat for Humanity of Lee and Hendry Counties, Inc.

    12751 New Brittany Blvd Ste 100, Fort Myers · 34 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
  • Affordable Homeownership Foundation Inc

    5264 Clayton Ct Ste 1, Fort Myers · 35 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more

Every agency in Collier County All counseling agencies in Florida

Help in Spanish near Naples Manor

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Naples Manor

HUD’s record names them for Naples Manor or Collier County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in Florida Source: HUD

Cities

Other cities in Collier County

These cities are also in Collier County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Naples Manor

Short answers with the numbers for Naples Manor and all of Collier County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Naples Manor?

The typical home value in Naples Manor is $340,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Collier County it is $540,700.

How much does it cost to rent in Naples Manor?

Typical rent in Naples Manor is $1,499 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Collier County is $2,036.

What is the FHA loan limit in Naples Manor?

Naples Manor uses the FHA limit for all of Collier County (2026): $764,750 for a one-unit home and $1,470,700 for a four-unit home.

How much property tax do owners pay in Naples Manor?

The typical homeowner in Naples Manor pays $2,040 a year, according to the U.S. Census Bureau. That is 0.6% of the home’s value; in Collier County, the rate is 0.63%.

Where can I find free help to buy or rent in Naples Manor?

There is 1 HUD-approved counseling agency with an office in Collier County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).