In Fort Myers, a typical home is worth $384,500 and typical rent is $1,580 a month. Compared with all of Lee County, typical household income is 16% lower, typical rent is 8% lower, and the share of households that own their home is 25 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $285,420 to $304,566.
Typical rent
$1,719a month
▼ 0.5% less than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,574 to $1,719.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Fort Myers is in Lee County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lee County. See the county
What this place has that others do not, from public data, most unusual first.
1
49% of households in Fort Myers own their home, against 74% in Lee County.
2
Nearby, in Villas, the typical home value is $248,700: 35% less than in Fort Myers ($384,500).
3
According to Zillow, in the 12 months to September 2026 the typical home value in Fort Myers fell 4.2%; in Florida, it fell 0.9%.
4
The typical household income in Fort Myers is $63,732,16% less than in Lee County as a whole ($76,107).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Fort Myers
What homes there are in Fort Myers, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Fort Myers
Lee County
Florida
United States
Kind of home: Fort Myers and its comparisons
Measure
Fort Myers
Lee County
Florida
United States
Detached house
36%
55%
55%
61%
Attached house
10%
7%
7%
6%
Building of 2 to 4
10%
7%
6%
8%
Apartments (5 or more)
42%
21%
25%
19%
Mobile home
2%
9%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
There are more apartments in Fort Myers than in Lee County: 42% of homes, against 21%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Fort Myers
Lee County
Florida
United States
Year built: Fort Myers and its comparisons
Measure
Fort Myers
Lee County
Florida
United States
Before 1960
9%
3%
10%
26%
1960–1979
16%
17%
24%
24%
1980–1999
22%
35%
34%
25%
2000–2009
27%
29%
18%
14%
2010 or later
27%
16%
14%
11%
Here half of the homes date from 2001 or later; in Lee County, from 1997 or later.
In Fort Myers, 18% of homes have 1 bedroom or none (studios); 42% have 3 bedrooms or more, against 57% in Lee County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K7%
$100K–$200K11%
$200K–$300K17%
$300K–$500K33%
$500K–$750K20%
FHA limit: $541,287
$750K–$1M8%
$1M or more4%
Value of owner-occupied homes: Fort Myers and its comparisons
Measure
Fort Myers
Under $100K
7%
$100K–$200K
11%
$200K–$300K
17%
$300K–$500K
33%
$500K–$750K
20%
$750K–$1M
8%
$1M or more
4%
The FHA loan limit for Lee County is $541,287, and about 71% of owner-occupied homes in Fort Myers are worth less than that.
Monthly rent with utilities
Under the limitOver the limit
Under $5005%
$500–$9999%
$1,000–$1,49931%
$1,500–$1,99932%
HUD fair market rent, 2 bedrooms: $1,835
$2,000–$2,49917%
$2,500–$2,9994%
$3,000 or more3%
Monthly rent with utilities: Fort Myers and its comparisons
Measure
Fort Myers
Under $500
5%
$500–$999
9%
$1,000–$1,499
31%
$1,500–$1,999
32%
$2,000–$2,499
17%
$2,500–$2,999
4%
$3,000 or more
3%
By rent, most homes in Fort Myers cost less than HUD's 2-bedroom fair market rent ($1,835): about 66%.
With a mortgage
$2,160 a month
Lee County: $1,921 a month
Without a mortgage
$857 a month
Lee County: $758 a month
Owners with a mortgage
50%
Lee County: 52%
Owning costs more in Fort Myers: with a mortgage, the typical cost is $2,160 a month; in Lee County, $1,921. Without one, $857.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Fort Myers+61%
Lee County+61%
Florida+67%
United States+53%
Typical rent
Fort Myers+53%
Lee County+48%
Florida+42%
United States+33%
Typical household income
Fort Myers+37%
Lee County+32%
Florida+34%
United States+29%
Change since 2015–2019: Fort Myers and its comparisons
Measure
Fort Myers
Lee County
Florida
United States
Typical home value
+61%
+61%
+67%
+53%
Typical rent
+53%
+48%
+42%
+33%
Typical household income
+37%
+32%
+34%
+29%
The typical home value in Fort Myers rose 61% since 2015–2019, about the same as in Lee County (61%).
Rents in Fort Myers rose faster than in Lee County: 53% since 2015–2019, against 48%.
Here income did not keep up with housing: it rose 37%, while home values changed +61% and rent +53%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Fort Myers and its comparisons
Measure
Fort Myers
Lee County
Florida
United States
Rental vacancy
11.4%
10.3%
7.6%
5.5%
Homeowner vacancy
2.1%
1.9%
1.4%
0.9%
More than one person per room
3.5%
2.4%
3.3%
3.4%
People per household
2.40
2.45
2.51
2.53
Drive alone
68%
71%
70%
69%
Carpool
13%
10%
9%
9%
Public transit
1%
1%
1%
3%
Walk or bike
2%
2%
2%
3%
Work from home
14%
15%
16%
15%
Other means
2%
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
The rental vacancy rate in Fort Myers is 11.4%, higher than in Lee County (10.3%).
More than one person per room: that is how 3.5% of households in Fort Myers live, more than in Lee County (2.4%).
By size, households in Fort Myers look like those in Lee County: 2.40 people on average.
Carpooling is common in Fort Myers: 13% of workers get to work that way, against 10% in Lee County.
Do the math
What would you pay each month for a home in Fort Myers?
A typical home costs more than the typical income allows
We start with a typical home in Fort Myers, worth $384,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 60% of the typical household income in Fort Myers, which is $63,732 a year. For that payment to be 28% of income, a household would need to earn about $137,359 a year.
The calculator's FHA and conventional loan limits are those of all of Lee County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Fort Myers. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,458 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,205
at 7.18% · 30 years
Loan amount
$377,535
Total interest
$543,185
Paid off in
November 2056
Includes $6,493 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,487 a month
Tight
$1,487 to $1,912 a month
Hard
more than $1,912 a month
Your payment · 60%
Compared with the typical household income in Fort Myers ($63,732 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,558
Property tax
$317
Home insurance
$160
FHA mortgage insurance (MIP)
$170
You need at least $13,458 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,205; principal and interest $2,558.
The city and its county
Fort Myers and Lee County
Fort Myers is in Lee County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Fort Myers
Map of Lee County, Florida, with Fort Myers marked. Around it, the neighboring counties.
Fort Myers
Lee County
Other cities with a page
Fort Myers's own numbers
Typical home value
$384,500
Typical monthly rent
$1,580
Typical yearly household income
$63,732
Households that own their home
49%
Effective property tax rate
0.99%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Lee County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,835
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
42%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lee County.
A typical home in Fort Myers is worth $384,500: 6% above the county and 7% above Florida. With the typical household income in Fort Myers ($63,732 a year), a typical home costs 6.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Fort Myers6.0 years
Lee4.8 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Lee County
According to FHFA’s house price index, home prices in Lee County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Lee County.
Yearly change in FHFA’s price index in Lee County, 2016 to 2025
2016: +10.6% +10.6% 2016
2017: +7.0% +7.0% 2017
2018: +5.5% +5.5% 2018
2019: +3.8% +3.8% 2019
2020: +4.4% +4.4% 2020
2021: +19.1% +19.1% 2021
2022: +29.4% +29.4% 2022
2023: +5.8% +5.8% 2023
2024: −2.4% −2.4% 2024
2025: −6.7% −6.7% 2025
Change in FHFA’s price index in Lee County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−6.7%
−0.5%
+2.9%
5 years (2020–2025)
+49%
+60%
+47%
10 years (2015–2025)
+101%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Fort Myers next to Lee County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Fort Myers$384,500
Lee$362,200
Florida$359,000
United States$332,700
Typical monthly rent
Fort Myers$1,580
Lee$1,712
Florida$1,669
United States$1,413
Typical yearly household income
Fort Myers$63,732
Lee$76,107
Florida$74,568
United States$80,734
See the full table
Fort Myers next to Lee County and Florida
Measure
Fort Myers
Lee County
Florida
U.S.
Typical home value
$384,500 ▲6% above the county
$362,200
$359,000
$332,700
Typical monthly rent
$1,580 ▼8% below the county
$1,712
$1,669
$1,413
Typical yearly household income
$63,732 ▼16% below the county
$76,107
$74,568
$80,734
Households that own their home
49% ▼25 points below the county
74%
68%
65%
Typical yearly property tax
$3,819 ▲34% above the county
$2,858
$2,730
$3,119
Effective property tax rate
0.99% ▲0.2 points above the county
0.79%
0.76%
0.94%
Renters with high rent for their income
62% ▲2 points above the county
60%
60%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Fort Myers
For a typical $384,500 home in Fort Myers, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fort Myers's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,205a month
Least cash to close
Down payment
$13,458
Cash to close
$24,993
Rate
7.18%
Mortgage insurance
FHA MIP · $170
Conventional, 5% down$3,135a month
Down payment
$19,225
Cash to close
$30,760
Rate
7.18%
Mortgage insurance
PMI · $183
Conventional, 20% down, no PMI$2,561a month
Down payment
$76,900
Cash to close
$88,435
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,917a month
Down payment
$57,675
Cash to close
$69,210
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Fort Myers
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,205
$13,458
$377,536
7.18%
FHA MIP · $170
$24,993
580
Conventional, 5% down
$3,135
$19,225
$365,275
7.18%
PMI · $183
$30,760
620*
Conventional, 20% down, no PMI
$2,561
$76,900
$307,600
7.18%
None
$88,435
620*
ITIN, 15% down (example)
$2,917
$57,675
$326,825
8.18%
None
$69,210
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Fort Myers is $1,580 a month: 8% below the county. In Fort Myers, 62% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Lee County, by unit size. To pay the 2-bedroom one ($1,835 a month) without spending more than 30% of your income, you would need to earn $35.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Lee County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,555
$29.90
$62,200
1 bedroom
$1,564
$30.08
$62,560
2 bedrooms
$1,835
$35.29
$73,400
3 bedrooms
$2,373
$45.63
$94,920
4 bedrooms
$2,615
$50.29
$104,600
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Fort Myers
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fort Myers has 4 ZIP codes with their own.
For 2 bedrooms it runs from $1,770 in 33901 to $2,220 in 33913.
1 of the 4 is above the fair market rent for Lee County ($1,835).
2-bedroom fair market rent in each of the 4 ZIP codes of Fort Myers, beside the one for Lee County. For 2 bedrooms it runs from $1,770 in 33901 to $2,220 in 33913. 1 of the 4 is above the fair market rent for Lee County ($1,835).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,835
Lowest: $1,770 (33901)Highest: $2,220 (33913)
Fair market rent by ZIP code and size in Fort Myers, fiscal year 2027.
33901
$1,470
$1,480
$1,770
$2,310
$2,560
33905
$1,480
$1,490
$1,770
$2,310
$2,560
33913
$1,880
$1,890
$2,220
$2,870
$3,160
33916
$1,470
$1,480
$1,770
$2,310
$2,560
ZIP code2 bd3 bd
33901 $1,770$2,310
33905 $1,770$2,310
33913 $2,220$2,870
33916 $1,770$2,310
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fort Myers when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 19 buildings with rents for lower incomes in Fort Myers. These are the largest.
Landings at East Pointe3701 Nelson Tillis Blvd, Fort Myers 33916126 low-income homes · For families(239) 332-6840
Brittany II4050 Winkler Ave Ext, Fort Myers 33916112 low-income homes · 1 bd: 40 · 2 bd: 48 · 3 bd: 24 · In service since 2000 · For families
Palm City Garden Apartments1625 Marsh Ave, Fort Myers 33905100 low-income homes · For older adults(239) 334-1303
Sunterra Apartments3541 Evans Ave, Fort Myers 33901120 homes, 90 low-income · For families(239) 936-6865
Homes of Renaissance Preserve II4240 Michigan Ave Link, Fort Myers 3391688 low-income homes · 1 bd: 12 · 2 bd: 28 · 3 bd: 32 · 4 bd: 16 · In service since 2012 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Lee County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Fort Myers or Lee County. The ones below are statewide in Florida: they work in Fort Myers the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
No legal help resource on our list is for Fort Myers or Lee County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Fort Myers and all of Lee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Fort Myers?
The typical home value in Fort Myers is $384,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lee County it is $362,200.
How much does it cost to rent in Fort Myers?
Typical rent in Fort Myers is $1,580 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lee County is $1,835.
What is the FHA loan limit in Fort Myers?
Fort Myers uses the FHA limit for all of Lee County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Fort Myers?
The typical homeowner in Fort Myers pays $3,819 a year, according to the U.S. Census Bureau. That is 0.99% of the home’s value; in Lee County, the rate is 0.79%.
Where can I find free help to buy or rent in Fort Myers?
There are 3 HUD-approved counseling agencies with an office in Lee County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
