In Whiskey Creek, a typical home is worth $379,600 and typical rent is $1,814 a month. Compared with all of Lee County, typical household income is 37% higher, typical rent is 6% higher, and the share of households that own their home is 15 points higher.
Whiskey Creek is in Lee County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lee County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Villas, the typical home value is $248,700: 34% less than in Whiskey Creek ($379,600).
2
The typical household income in Whiskey Creek is $104,476,37% more than in Lee County as a whole ($76,107).
3
90% of households in Whiskey Creek own their home, against 74% in Lee County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Whiskey Creek
What homes there are in Whiskey Creek, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Whiskey Creek
Lee County
Florida
United States
Kind of home: Whiskey Creek and its comparisons
Measure
Whiskey Creek
Lee County
Florida
United States
Detached house
66%
55%
55%
61%
Attached house
13%
7%
7%
6%
Building of 2 to 4
Unreliable estimate
7%
6%
8%
Apartments (5 or more)
17%
21%
25%
19%
Mobile home
Unreliable estimate
9%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Detached houses, standing on their own, make up 66% of homes here, against 55% in Lee County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Whiskey Creek
Lee County
Florida
United States
Year built: Whiskey Creek and its comparisons
Measure
Whiskey Creek
Lee County
Florida
United States
Before 1960
6%
3%
10%
26%
1960–1979
47%
17%
24%
24%
1980–1999
34%
35%
34%
25%
2000–2009
13%
29%
18%
14%
2010 or later
Unreliable estimate
16%
14%
11%
In Whiskey Creek, half of the homes were built before 1979; in Lee County, before 1997.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K7%
$200K–$300K18%
$300K–$500K54%
$500K–$750K15%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Whiskey Creek and its comparisons
Measure
Whiskey Creek
Under $100K
Unreliable estimate
$100K–$200K
7%
$200K–$300K
18%
$300K–$500K
54%
$500K–$750K
15%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99959%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Whiskey Creek and its comparisons
Measure
Whiskey Creek
Under $500
Unreliable
$500–$999
Unreliable
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
59%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,878 a month
Lee County: $1,921 a month
Without a mortgage
$757 a month
Lee County: $758 a month
Owners with a mortgage
57%
Lee County: 52%
The typical cost for an owner with a mortgage in Whiskey Creek is $1,878 a month, near the figure in Lee County ($1,921).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Whiskey Creek+63%
Lee County+61%
Florida+67%
United States+53%
Typical rent
Whiskey Creek+52%
Lee County+48%
Florida+42%
United States+33%
Typical household income
Whiskey Creek+38%
Lee County+32%
Florida+34%
United States+29%
Change since 2015–2019: Whiskey Creek and its comparisons
Measure
Whiskey Creek
Lee County
Florida
United States
Typical home value
+63%
+61%
+67%
+53%
Typical rent
+52%
+48%
+42%
+33%
Typical household income
+38%
+32%
+34%
+29%
The typical home value in Whiskey Creek rose 63% since 2015–2019, about the same as in Lee County (61%).
Rents in Whiskey Creek rose faster than in Lee County: 52% since 2015–2019, against 48%.
Here income did not keep up with housing: it rose 38%, while home values changed +63% and rent +52%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Whiskey Creek and its comparisons
Measure
Whiskey Creek
Lee County
Florida
United States
Rental vacancy
Unreliable estimate
10.3%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.9%
1.4%
0.9%
More than one person per room
Unreliable estimate
2.4%
3.3%
3.4%
People per household
2.26
2.45
2.51
2.53
Drive alone
83%
71%
70%
69%
Carpool
Unreliable estimate
10%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
10%
15%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.26 on average, against 2.45 in Lee County.
In Whiskey Creek, 83% of workers drive alone to work; in Lee County, 71%.
Do the math
What would you pay each month for a home in Whiskey Creek?
A typical home is tight for the typical income
We start with a typical home in Whiskey Creek, worth $379,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Whiskey Creek, which is $104,476 a year. For that payment to be 28% of income, a household would need to earn about $130,728 a year.
The calculator's FHA and conventional loan limits are those of all of Lee County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Whiskey Creek. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,286 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,050
at 7.18% · 30 years
Loan amount
$372,724
Total interest
$536,263
Paid off in
November 2056
Includes $6,410 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,438 a month
Tight
$2,438 to $3,134 a month
Your payment · 35%
Hard
more than $3,134 a month
Compared with the typical household income in Whiskey Creek ($104,476 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,525
Property tax
$199
Home insurance
$158
FHA mortgage insurance (MIP)
$168
You need at least $13,286 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,050; principal and interest $2,525.
The city and its county
Whiskey Creek and Lee County
Whiskey Creek is in Lee County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Whiskey Creek
Map of Lee County, Florida, with Whiskey Creek marked. Around it, the neighboring counties.
Whiskey Creek
Lee County
Other cities with a page
Whiskey Creek's own numbers
Typical home value
$379,600
Typical monthly rent
$1,814
Typical yearly household income
$104,476
Households that own their home
90%
Effective property tax rate
0.63%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Lee County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,835
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
42%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lee County.
A typical home in Whiskey Creek is worth $379,600: 5% above the county and 6% above Florida. With the typical household income in Whiskey Creek ($104,476 a year), a typical home costs 3.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Whiskey Creek3.6 years
Lee4.8 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Lee County
According to FHFA’s house price index, home prices in Lee County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Lee County.
Yearly change in FHFA’s price index in Lee County, 2016 to 2025
2016: +10.6% +10.6% 2016
2017: +7.0% +7.0% 2017
2018: +5.5% +5.5% 2018
2019: +3.8% +3.8% 2019
2020: +4.4% +4.4% 2020
2021: +19.1% +19.1% 2021
2022: +29.4% +29.4% 2022
2023: +5.8% +5.8% 2023
2024: −2.4% −2.4% 2024
2025: −6.7% −6.7% 2025
Change in FHFA’s price index in Lee County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−6.7%
−0.5%
+2.9%
5 years (2020–2025)
+49%
+60%
+47%
10 years (2015–2025)
+101%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Whiskey Creek next to Lee County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Whiskey Creek$379,600
Lee$362,200
Florida$359,000
United States$332,700
Typical monthly rent
Whiskey Creek$1,814
Lee$1,712
Florida$1,669
United States$1,413
Typical yearly household income
Whiskey Creek$104,476
Lee$76,107
Florida$74,568
United States$80,734
See the full table
Whiskey Creek next to Lee County and Florida
Measure
Whiskey Creek
Lee County
Florida
U.S.
Typical home value
$379,600 ▲5% above the county
$362,200
$359,000
$332,700
Typical monthly rent
$1,814 ▲6% above the county
$1,712
$1,669
$1,413
Typical yearly household income
$104,476 ▲37% above the county
$76,107
$74,568
$80,734
Households that own their home
90% ▲15 points above the county
74%
68%
65%
Typical yearly property tax
$2,401 ▼16% below the county
$2,858
$2,730
$3,119
Effective property tax rate
0.63% ▼0.16 points below the county
0.79%
0.76%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Whiskey Creek
For a typical $379,600 home in Whiskey Creek, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Whiskey Creek's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,050a month
Least cash to close
Down payment
$13,286
Cash to close
$24,674
Rate
7.18%
Mortgage insurance
FHA MIP · $168
Conventional, 5% down$2,981a month
Down payment
$18,980
Cash to close
$30,368
Rate
7.18%
Mortgage insurance
PMI · $180
Conventional, 20% down, no PMI$2,415a month
Down payment
$75,920
Cash to close
$87,308
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,766a month
Down payment
$56,940
Cash to close
$68,328
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Whiskey Creek
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,050
$13,286
$372,724
7.18%
FHA MIP · $168
$24,674
580
Conventional, 5% down
$2,981
$18,980
$360,620
7.18%
PMI · $180
$30,368
620*
Conventional, 20% down, no PMI
$2,415
$75,920
$303,680
7.18%
None
$87,308
620*
ITIN, 15% down (example)
$2,766
$56,940
$322,660
8.18%
None
$68,328
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Whiskey Creek is $1,814 a month: 6% above the county.
HUD publishes a fair market rent for all of Lee County, by unit size. To pay the 2-bedroom one ($1,835 a month) without spending more than 30% of your income, you would need to earn $35.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Lee County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,555
$29.90
$62,200
1 bedroom
$1,564
$30.08
$62,560
2 bedrooms
$1,835
$35.29
$73,400
3 bedrooms
$2,373
$45.63
$94,920
4 bedrooms
$2,615
$50.29
$104,600
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Whiskey Creek
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Whiskey Creek is in ZIP code 33919.
For 2 bedrooms it is $1,880: $45 more than the fair market rent for Lee County ($1,835).
Fair market rent by ZIP code and size in Whiskey Creek, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
33919
$1,590
$1,600
$1,880
$2,430
$2,680
ZIP code2 bd3 bd
33919 $1,880$2,430
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Whiskey Creek when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Lee County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Whiskey Creek or Lee County. The ones below are statewide in Florida: they work in Whiskey Creek the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
The HUD-approved agencies closest to the center of Whiskey Creek, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
HH
Habitat for Humanity of Lee and Hendry Counties, Inc.
12751 New Brittany Blvd Ste 100, Fort Myers · 1 miles away
No legal help resource on our list is for Whiskey Creek or Lee County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Whiskey Creek and all of Lee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Whiskey Creek?
The typical home value in Whiskey Creek is $379,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lee County it is $362,200.
How much does it cost to rent in Whiskey Creek?
Typical rent in Whiskey Creek is $1,814 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lee County is $1,835.
What is the FHA loan limit in Whiskey Creek?
Whiskey Creek uses the FHA limit for all of Lee County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Whiskey Creek?
The typical homeowner in Whiskey Creek pays $2,401 a year, according to the U.S. Census Bureau. That is 0.63% of the home’s value; in Lee County, the rate is 0.79%.
Where can I find free help to buy or rent in Whiskey Creek?
There are 3 HUD-approved counseling agencies with an office in Lee County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
